Grants And Loans

Get And Extra 1000 For Mom Dad Or Grandparents

Even if you’re not a senior check into this for your mom, dad or grandparents or anyone else because each year over 3 million eligible seniors and people with disabilities fail to apply for a little-known program that will give them over $1,000 extra in their Social Security check. That’s how much the government deducts for Medicare Part B payments. The program is called Qualified Medicare Beneficiaries Plan, or Specified Low-Income Medicare Beneficiaries Plan. To learn more contact your local Social Security Office at 800-772-1213. You can also contact the Medicare Hotline and request the publication Guide to Health Insurance for People with Medicare; contact Medicare Hotline at 800-MEDICARE or online

Visit: www.medicare.gov

27500 in Grants and Loans to Fix Up Your Home

Called the Very Low Income Housing Repair Loans and Grants Programs and referred to as Program #10.417 in the Catalog of Federal Domestic Assistance it provides loans and grants to very low-income homeowners in rural areas to repair, improve, or modernize their dwellings or to remove health and safety hazards. Grant funds are only available to homeowners aged 62 or older who cannot repay a Section 504 Loan. This includes repairs or replacement of heating, plumbing or electrical services, roof or basic structure as well as water and waste disposal systems, and weatherization. Loans bear an interest rate of one percent and are repaid over a period up to 20 years. In addition to the above purpose, loan funds may be used to modernize the dwelling. Maximum loan amount cannot exceed a cumulative total of $20,000 to any eligible person and a maximum lifetime grant assistance is $7,500 to any eligible person Contact your local office of the U.S. Department of Agriculture Rural Housing Service

Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map

Money for Italian Americans

The Italian-American Community Services Agency awards grants to Italian-Americans in financial need and indigent individuals, including senior citizens. It had a total of $15,690 for grants to individuals. Contact: Italian-American Community Services Agency (formerly Italian Welfare Agency, Inc. ), 678 Green St., San Francisco, CA 94133-3896. Phone: 415-362-6423; website

Visit: italiancommunityservices.org/index.htm

Veteran Services

For All Your Veteran Benefits Questions: The U.S. Department of Veterans Affairs can be reached at 800-827-1000, or online.Your Very Own Advocate: The Washington Department of Veterans Affairs ranks among the nation’s leaders in the satisfaction of veterans claims submitted to the U.S. Department of Veterans Affairs. For more information contact Washington Department of Veterans Affairs, 505 E. Union #150/ P.O. Box 41155, Olympia, WA 98504; 360-586-1070; 800-562-2308.

Visit: www.va.gov

Just Released Hot off the Press Free Money For Entrepreneurs

Lots of money. Lots of sources. Don’t miss out. Be the first in line to learn about those grants programs that the SBA says don’t exist. They don’t know everything. There are over 10,000 programs for people who want to start or expand a business including grants, low-interest loans, loans you don’t pay back, money when the bank says no. Plus hundreds of free services like free help with filling out money applications, free help getting government contacts, free legal help, free marketing help, and more. All you need to start or expand any business for less then $40… Order your copy today at

Visit: www.howtogetagrant.com/grentrepreneurs1

300000 to Make a Documentary Film

The primary focus of funding is independent documentary film. Grant awards for production typically range from $50,000 to $300,000 and provide partial support for documentary series and individual independent films. The gift funds are awarded both nationally and internationally. Contact: John D. and Catherine T. MacArthur Foundation, 140 S. Dearborn St., Ste. 1100, Chicago, IL 60603-5285; (312) 726-8000; Fax: (312) 920-6258

Visit: www.macfound.org

A Fast 500

Catholic Charities and the Salvation Army have thousands of local organizations that offer a verity of services and money for childcare, elder care, elderly services, emergency financial services, food, shelter, housing, job training, health care, and even a fast $500 to get you out of a jam. Many of these services are for families making less than $25,000 per year. Find Catholic Charities USA locations near you at http://www.catholiccharitiesinfo.org/states/ and Salvation Army locations

Visit: www.salvationarmyusa.org/usn/www_usn.nsf/vw-dynamic-index/85256DDC007274DF80256B800038A2CB?openDocument

60000 Home Loans With No Interest For LA County Homebuyers

The Home Ownership Program (HOP) offered by the Los Angeles County Community Development Commission (LA CDC) provides assistance to low-income, first-time homebuyers for purchasing a home. HOP provides loans up to $60,000 or 25% of the purchase price in designated target areas. Eligible properties are single-family homes and attached or detached condominium units or townhomes with a maximum purchase price of $290,319. Contact the Los Angeles County Community Development Commission

Visit: www.lacdc.org

10000 Grant to Fix Up a Home And Make it Healthier

Called the Health Homes Demonstration Grants and referred to as Program #14.901 in the Catalog of Federal Domestic Assistance, this program is designed to develop, demonstrate, and promote cost-effective, preventive measures to correct multiple safety and health hazards in the home environment that produce serious diseases and injuries in children of low-income families. HUD is interested in reducing health threats to the maximum number of residents, especially children, in a cost efficient manner. Healthy Homes Demonstration grants are intended to serve a broad array of beneficiaries including homeowners, rental property owners, and public housing residents. For information on where these programs are available in your area contact Ms. Ellen Taylor, Director, Healthy Homes Program, Office of Healthy Homes and Lead Hazard Control, 451 Seventh Street, SW, Room P3206, Washington, DC 20410, 202-755-1785, extension 116

Visit: Ellen_R._Taylor@hud.gov

Free Help To Fight The Health Care System

You can call government offices and advocacy groups that will do your fighting for you or give you the needed weapons to do your own fighting. Before you call a lawyer, call these free offices: Your state Insurance Commissioner will help you learn your legal rights regarding insurance. Your state Medical Board will review your complaint and help resolve disputes. Your state HMO Board will also resolve disputes. You can also contact the Patient Advocate Foundation, 700 Thimble Shoals Blvd., Suite 200, Newport News, VA 23606; 800-532-5274; www.patientadvocate.org, or the Health Insurance Partnership program at Families USA

Visit: www.patientadvocate.org

3 Billion in Grants to Fix Up Homes in Cities

Called Community Development Block Grants/Entitlement Grants and referred to as Program #14.218 in the Catalog of Federal Domestic Assistance, this money can be used to develop viable urban communities, by providing decent housing and a suitable living environment, and by expanding economic opportunities, principally for persons of low and moderate income. To find organizations in your area who have received this funding, contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator/

Working Capital for Small Businesses

who have trouble getting money and are run by women, minorities, or people with disabilities in Arkansas. See the Disadvantaged Business Enterprise Programs that is financed by Levi Strauss and Winthrop Rockefeller.

Visit: www.arkansas.gov/adfa/programs/dbep.html

20000 Grant To Get Wireless Internet For Your Small Business

……… .this is what small businesses in Pennsylvania are eligible for if they know about the program called Quality Connections. Check out what your state may offer to small businesses to get wired by contacting your state office of economic development at your state capital.

Visit: www.lehighvalley.org/default.aspx?pageid=357.

Discounts on all medication for those in Arizona

RxAmerica offers the Arizona Discount Program which is open to Medicare-eligible Arizona residents. This program costs $9.95 a year, and provides a discount of 10-55% on most prescription drug costs. You can contact this program by phone at 888-227-8315. The prescription discount card is accepted at over 500 pharmacies across the state, as well as at the RxAmerica mail order pharmacy. This plan was created by Governor Janet Napolitano.

Visit: www.rxamerica.com/az_discount_home.htm?page=mem

Cars Available At Steep Discounts

Vehicles for Change solicits donations of used cars from the community and rehabs the vehicles for resale to eligible individuals and families. Vehicles for Change repairs the donated cars in partnership with Precision Tune and CertiPro Warehouse and provides them to qualified families for a nominal fee of $700-$950. Each recipient receives a 12-month loan to assist in the purchase of the car. Contact: Northern Virginia Family Services, Inc. 9842 Business Way, Manassas, VA 20110, 703-392-4901; Vehicles for Change Phone: (703) 533-2543

Visit: www.nvfs.org/vehicle.htm

Single Parents Pay Only 1 For New Home

gift down payments are provided for first-time homebuyers or for those families who have grown and need a larger home. Emphasis is placed on single mothers and first-time homebuyers. There are no income, asset or citizenship requirements in the qualification process; however, the home must be used as the primary residence and homebuyers must attend the free counseling and education classes offered by the program. Up to 7.5% of the purchase price is available for down payment costs or other costs associated with the purchase of the home. This is a nationwide organization. Contact: Home Buyers Association Fund, 288 South Main Street, Suite 300, Alpharetta, GA 30004; (866) 521-HBAF

Visit: www.hbaf.org