Posts Tagged ‘Money’

Called Rehabilitation Mortgage Insurance and referred to as Program #14.108 in the Catalog of Federal Domestic Assistance, this program helps families repair or improve, purchase or refinance and improve existing residential structures more than one year old. These loans may be used to rehabilitate an existing 1 to 4 unit dwelling in one of four ways: (1) Purchase a structure and the land on which the structure is located and rehabilitate it; (2) purchase a structure on another site, move it onto a new foundation on the mortgaged property and rehabilitate it; (3) refinance the existing indebtedness and rehabilitate such a structure; or (4) rehabilitate such a structure. Contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator/

Some people consider this money from angels, but they are known in the business world as venture capitalists. These are individuals, government-sponsored organizations or private organizations who invest in your business because it is a good idea. These people also want to own a percentage of your business. So they really become your partner. But remember, the point is you want to get your business going. Who cares if you have a partner? If a partner is going to make it happen, it is better than sitting at home with no business at all. The federal government has two major venture capital programs. You can go to these web sites to get a list of government sponsored angels to contact: Venture Capital for Small Businessand Venture Capital For Low Income. But you can’t stop there. There are thousands of other private and public venture capitalists who help small businesses. A good starting place for locating these people is a good reference librarian at your public library.

Visit: www.sba.gov/INV/overview.html

can provide access to money, flexibility for growth, counseling services, tax services and a lot of comfort in the beginning years of a business. These can be non-profit organizations or for-profit. They are something to consider if you are starting out. For more info or to locate incubators in your area contact: National Business Incubator Association

Visit: www.nbia.org.

politicians all have people on their staff to help you find out where in the government you can go to get money or help. Because if they help you get what you want, they know you will vote for them forever no matter what they do. You don’t even have to know who your elected official is.

Visit: www.congress.com.

from the state of Missouri if you are a for-profit or non-profit. They can be apartments for the rich but you have to be interested in building apartments for middle income or lower income people.

Visit: www.mhdc.com/rental_production/prod_and_preservation.htm

…that’s what Vandi Lancour received from the State of Texas for her store in Amarillo, Texas and Cindy Sheets received a $50,000 grant from the state for her flower shop in Amarillo. Cindy says, the money allowed me to hire an employee and do additional advertising which enabled my business to grow by more than 100% within the past year. These grants came from the Amarillo Economic Development Center

Visit: www.amarillo-tx.com

this is what the Big Bark Bakery received from the Texas state government to help increase their business. The money can be used for marketing and even cash flow. Now who says the government has no grants for business? Take a look at the GO TEXAN Partner Program

Visit: www.gotexan.org

Called Federal Housing Assistance to Individuals and Households and referred to as Program #96.048 in the Catalog of Federal Domestic Assistance, this program provides grants to individuals and households affected by a disaster to enable them to address their disaster-related housing needs. The money can be used for the following: 1) Temporary Housing, 2) Repair, 3) Replacement, and 4) Permanent Housing Construction. Assistance not used for the specified purpose will be required to be returned. Contact Department of Homeland Security 245 Murray Drive, SW., Washington, DC 20528, 202- 282-8000

Visit: www.dhs.gov

Called Direct Housing – Natural Disaster and referred to as Program #10.445 in the Catalog of Federal Domestic Assistance, this program assists qualified lower income rural families to meet emergency assistance needs resulting from natural disaster to buy, build, rehabilitate, or improve dwellings in rural areas. Funds are only available to the extent that funds are not provided by the Federal Emergency Management Agency (FEMA). For the purpose of administering these funds, natural disaster will only include those areas identified by a Presidential declaration. Contact your local office of the U.S. Department of Agriculture Rural Housing Service at

Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map

Called Mortgage Insurance- Manufactured Home Parks and referred to as Program #14.127 in the Catalog of Federal Domestic Assistance, this program makes it possible to finance the rehabilitation of manufactured home parks. Contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator/