If you are like 99% of all the other investors in the US who wish they had their money in real estate and not stocks and bonds during the past few years, or you heard about a friend of your brother-in-law who is making a bunch on foreclosed property, remember there is no magic in finding these properties. It just takes work. Here’s where Uncle Sam keeps the bargains.
these programs are hard to find but we have located over 150 such programs. They are normally non-profit organizations that are trying to help people start their own little small business. You’ll have to do a lot of searching to find them all. A good place to start is a free database that keeps track of some of these groups.
If you are starting a business with just yourself, that’s at least one job and you can apply to the government’s Certified Development Company 504 Program. You can also get millions if you create enough jobs. The money has to be used for real estate, equipment or other kinds of fixed assets. You can’t use it for working capital. Last year this program couldn’t give out all the money it had available. Don’t let that happen this year. Find your local 540 Program office at
Depending upon your situation with Medicare and Medicaid, you may or may not be eligible for this program, but it is worth a call for clarification. It is also helpful to know about this in the future if your situation changes. Eligibility issues: Indiana resident for at least 90 days and age 65 or older. May not have insurance that includes a prescription drug benefit. Must have a monthly income which is less than $997 for individuals or less than $1,344 for couples. Contact HoosierRX, P.O. Box 6224, Indianapolis, IN 46206-6224; 866-267-4679
Young people between the ages of 16 and 24 who are not going to school may be eligible to learn skills in construction and rehabilitation of housing.
AMBUCS offers scholarships ranging from $500 – $1500 annually to students in their junior/senior year in a bachelor’s degree program or a graduate program leading to a master’s or doctoral degree. There is also one two-year award in the amount of $6,000 offered. Applicants must be accepted in an accredited program in physical therapy, occupational therapy, speech language pathology, and hearing audiology.
You can be making up to $35,000 to $40,000 a year and still be eligible for government benefit programs. Like money for food bills, day care, health insurance for you or your children, fuel and utility bills, phone bills, and more. A non-profit organization called SEEDO is developing a web site so people can learn how to take advantage of these programs.
Catholic Charities and the Salvation Army have thousands of local organizations that offer a verity of services and money for childcare, elder care, elderly services, emergency financial services, food, shelter, housing, job training, health care, and even a fast $500 to get you out of a jam. Many of these services are for families making less than $25,000 per year. Find Catholic Charities USA locations near you at http://www.catholiccharitiesinfo.org/states/ and Salvation Army locations
so the government is going to make it easier to get money from the SBA’s 540 Certified Development Company program. See http://story.news.yahoo.com/news?tmpl=story&cid=669&ncid=669&e=14&u=/031014/180/5kdiq.html. They want to get this money to more minorities, veterans and women. So HELP these poor bureaucrats make quota and find out how to apply for this money at www.sba.gov/financing/sbaloan/cdc504.html. You can get from $10,000 to $1,000,000 to start or expand your business.
Be on your way to loan forgiveness and buff up at the same time! If you join the Army Reserve or the National Guard after graduation, you can receive up to $10,000 to pay off your student loans. If you’re the sort of person who doesn’t mind the occasional brush with death, ask to be stationed in areas of hostility and you could get even more money! For more information contact the United States Army Reserve Command (USARC), 1401 Deshler Street, S.W., Fort McPherson, GA 30330-2000 (800) 359-8483
Called Mortgage Insurance- Manufactured Home Parks and referred to as Program #14.127 in the Catalog of Federal Domestic Assistance, this program makes it possible to finance the rehabilitation of manufactured home parks. Contact your local office of the U.S. Department of Housing and Urban Development
or any other college for that matter. Or, you can learn a trade, or get your GED. The Lilly Corporation, who I assume makes drugs for bipolar disorder, funds about 72 people a year with this condition to further their education.
Even at the state level there are laws that let you demand your rights to see copies of successful applications from people who already got the money. They may be called different laws in different states. In Ohio they’re called Sunshine Laws and they are published for everyone in a publication called the Yellow Book.They’re enforced by the state attorney general’s office. Check your state’s attorney general’s office if a state official ever tells you that you are not allowed to see an application. Remember, it’s your money the government is handing out in grants.
know a lot of guys who hang around bars who can qualify for this money given out by the Pennsylvania Council of Arts Fellowship program! Last year they also gave out money to writers, filmmakers, poets and even highland dancers.
Called Federal Housing Assistance to Individuals and Households and referred to as Program #96.048 in the Catalog of Federal Domestic Assistance, this program provides grants to individuals and households affected by a disaster to enable them to address their disaster-related housing needs. The money can be used for the following: 1) Temporary Housing, 2) Repair, 3) Replacement, and 4) Permanent Housing Construction. Assistance not used for the specified purpose will be required to be returned. Contact Department of Homeland Security 245 Murray Drive, SW., Washington, DC 20528, 202- 282-8000
is available from an organization called Strategic Environmental Project Pipeline Foundation (StEPP). They find grants and loans for small firms looking to grow
politicians all have people on their staff to help you find out where in the government you can go to get money or help. Because if they help you get what you want, they know you will vote for them forever no matter what they do. You don’t even have to know who your elected official is.
in Missouri or you can even use the money just to investigate if it is feasible to start a business
in New Mexico. That is what a non-profit organization called Women’s Economic Self-Sufficiency Team (www.wesst.org/) provides if you are interested in moving to a nicer climate. It’s money set aside for women who can’t get money elsewhere. But this does not mean this is the only place to get money. Check non-profits in your area for similar programs.
you can get this kind of money as a small business to get 1 week to 6 months of training in most anything from computers, hair styling, customer service, coaching, entrepreneuring, english as a second language, selling skills, paralegal, public speaking. See what your state has to offer by contacting your state office of employment and training at
this is what the Big Bark Bakery received from the Texas state government to help increase their business. The money can be used for marketing and even cash flow. Now who says the government has no grants for business? Take a look at the GO TEXAN Partner Program
Called Community Development Block Grants/Entitlement Grants and referred to as Program #14.218 in the Catalog of Federal Domestic Assistance, this money can be used to develop viable urban communities, by providing decent housing and a suitable living environment, and by expanding economic opportunities, principally for persons of low and moderate income. To find organizations in your area who have received this funding, contact your local office of the U.S. Department of Housing and Urban Development
is available in less than an hour, at no cost and with no application to fill out. Low- to moderate-income families can earn up to 10 percent of the purchase price of their new home and never have to repay the money. The program is open to all homebuyers without regard to income, property price, or first-time ownership. Furthermore, the Harford Food Bank does not require the homebuyer to put money down or have cash reserves in order to qualify for gift funds. Homestead Trust, 3450 Ellicott Center Drive, Ellicott City, MD 21043, 410-480.1967