U S Department

Help Paying Your Mortgage Or Buying A Home

The U.S. Department of Housing and Urban Development has set up thousands of non-profit organizations around the country that offer free help if you are having trouble paying your rent or mortgage. Some even offer money. Contact: Counseling Center Locator 800-569-4287 or 800-217-6970

Visit: www.hud.gov/offices/hsg/sfh/hcc/hcc_home.cfm

48000 Per Year To Get A Grad Degree

Dream of quitting your dead-end job and getting your master’s in computer science? Earn your master’s or doctorate degree and let the U.S. Department of Homeland Security (DHS) pay your way. Through the DHS fellowship program, get your graduate degree in the physical, biological, social, or behavioral sciences – including science policy, engineering, mathematics, or computer science. Have your tuition covered and have money to live on! You must have career and employment goals aligned with the mission and objectives of the DHS, but you are not required to accept a position with them following graduation. To learn how you can get your advanced degree paid for, contact the U.S. Department of Homeland Security

Visit: 12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXTRPT.SHOW?p_arg_names=prog_nbr&p_arg_values=97.062

Reverse Mortgages For Seniors

Called Reserve Mortgages For Seniors and referred to as Program #14.183 in the Catalog of Federal Domestic Assistance, this program enables elderly homeowners, 62 years of age or older, to convert equity in their homes to monthly streams of income – except for Texas – lines of credit. HUD insures lenders against loss on reverse mortgage loans. Contact your local office of the U.S. Department of Housing and Urban Development. Look on the left-hand side of the page to search for your local field office.

Visit: www5.hud.gov:63001/po/i/netlocator/

Pick Up an Extra 500 to Pay Food Bills

if you are having a bad month and made only $1,000 this month as a single person or you are a family of four and made less than $2,100. This is what you can get from the U.S. Department of Agriculture Food and Nutrition Program. Millions must be eligible and never apply. We’ve all had a bad couple of months once in a while. See what the requirements are in your state to get this help

Visit: www.cbpp.org/8-25-03fa.htm

100000 To Help Buy A Mobile Home and a Mobile Home Lot

Called the Mortgage Insurance – Combination and Manufactured Home Lot Loans Program and referred to as Program #14.162 in the Catalog of Federal Domestic Assistance, this program makes possible reasonable financing for the purchase of a manufactured home and a lot on which to place the home. Contact your local office of the U.S. Department of Housing and Urban Development. Look on the left-hand side of the page to search for your local field office.

Visit: www5.hud.gov:63001/po/i/netlocator/

Money to Rehabilitate a Trailer Home Park

Called Mortgage Insurance- Manufactured Home Parks and referred to as Program #14.127 in the Catalog of Federal Domestic Assistance, this program makes it possible to finance the rehabilitation of manufactured home parks. Contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator/

7500 Grant for Housing Repair

Rural Housing Repair and Rehabilitation Grants are funded directly by the Government. A grant is available to a homeowner who is 62 years of age or older. Funds may only be used for repairs or improvements to remove health and safety hazards, or to complete repairs to make the dwelling accessible for household members with disabilities. The amount of the grant is based on the applicant’s ability to repay and may be used in conjunction with the Repair and Rehabilitation Loan. The lifetime maximum grant amount is $7,500. Contact Mike, U.S. Department of Agriculture, Rural Housing Service, 1110 Amos Rd. Suite A, Shelbyville, IN 46176; 317-392-1394 Ext. 4. For more information on Rural Housing Programs, contact Single Family Housing, Rural Housing Service, U.S. Department of Agriculture, Washington, DC 20250; 202-720-1474

Visit: www.rurdev.usda.gov/rhs/

$3,000 a Year to Be a Merchant Marine

(State Marine Schools 20.806)
The program objective is to train merchant marine officers in State Marine Schools. You can receive $3,000 per year to train to be a merchant marine officer at a designated State Marine School. In exchange for this incentive payment program, you must commit yourself to a minimum of five years duty to the Maritime Administration. You must also remain in a reserve unit of an armed force for a minimum of eight years. Students need to apply to one of the State Marine Schools. Contact the Office of Maritime Labor and Training, Maritime Administration, U.S. Department of Transportation, 400 7th St., SW, Washington, DC 20590; 202-366-5755; 800-996-2723; Continue reading

Get a 100000 Home For 1 plus Fix Up Money

Called the Dollar Home Sales and referred to as Program #14.313 in the Catalog of Federal Domestic Assistance, this program expands HUD’s partnership with local governments in helping to foster housing opportunities for low- to moderate-income families and address specific community needs. Single family homes that are acquired in foreclosure actions by the Federal Housing Administration (FHA) will be eligible for sale to local governments across the nation for $1 plus closing costs when the properties have been listed for at least six months and remain unsold. Local governments buying HUD properties for $1 plus closing costs may sell or rent them to low- and moderate-income families, to first-time homebuyers, or to groups that will use the properties to provide services such as child- care centers, domestic abuse shelters, job training centers, etc. Contact your local office of the U.S. Department of Housing and Urban Development. Look on the left-hand side of the page to search for your local field office.

Visit: www5.hud.gov:63001/po/i/netlocator/

All Expenses Plus $558 a Month to Be a Merchant Marine

(U.S. Merchant Marine Academy ??? Kings Point 20.807)
This program trains merchant marine officers while they attend the Merchant Marine Academy in Kings Point, NY. Students receive training, subsistence, books, quarters, uniforms, medical care, and program travel without cost. In addition, the student will receive a monthly wage from their steamship company employer. Contact Office of Maritime Labor and Training, Maritime Administration, U.S. Department of Transportation, 400 Seventh St., SW, Washington, DC 20590; 202-366-5484; 800-996-2723; Continue reading

3000 To Pay Your Heating Bills and Weatherize Your Home

Two other grant programs for home improvement are the Weatherization Program and the Energy Assistance Program. The Weatherization Program helps to do some household repairs that will make your home more energy efficient. Linda Wildey stated that there is currently a list of people waiting for services, but they are put in order of need. Maximum household income is $14,925 per year, although they take into consideration medical expenses. The Energy Assistance Program will begin again in November and offers help with large heating bills. For more information contact Linda Wildey, Interlocal Community Action Program, 525 E. 7th St. P.O. Box 305, Rushville, IN 46173; 765-932-2863. For more information on Weatherization assistance, check out the programs at Weatherization Assistance Programs Branch, EE44, U.S. Department of Energy, 1000 Independence Ave., SW, Washington, DC 20585; 800-DOE-373. For energy assistance information, go to the Office of Community Services, Division of Energy Assistance, Administration for Children and Families, U.S. Department of Health and Human Services, 370 L’Enfant Promenade, SW, 5th Floor West, Washington, DC 20447; 866-674-6327 (toll-free)

Visit: www.eere.energy.gov/buildings/weatherization_assistance/

Money to Buy or Build a Home After a Natural Disaster

Called Direct Housing – Natural Disaster and referred to as Program #10.445 in the Catalog of Federal Domestic Assistance, this program assists qualified lower income rural families to meet emergency assistance needs resulting from natural disaster to buy, build, rehabilitate, or improve dwellings in rural areas. Funds are only available to the extent that funds are not provided by the Federal Emergency Management Agency (FEMA). For the purpose of administering these funds, natural disaster will only include those areas identified by a Presidential declaration. Contact your local office of the U.S. Department of Agriculture Rural Housing Service at

Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map

Free Business Interns For Your Business

Let the government locate and pay for a skilled intern for your company! Through the Middle East Partnership Initiative, the government is providing talented young women from the Middle East with unique opportunities to learn management and business skills while working in the dynamic and productive U.S. business environment. With $14 million in funding available, this program handles the recruitment of management and entry-level professional interns, and covers the costs for travel, lodging, health insurance, and a stipend for a 3-6 month internship. To find out how your company can benefit from this program, contact U.S. Department of State, Harry S. Truman Building, NEA/PI, 2201 C Street, NW Rm. 5253A, Washington, DC 20520

Visit: www.state.gov/p/nea/rls/24795.htm

50 Discount For Law Enforcement Officers To Buy A Home

Called Officer Next Door Sales Program and referred to as Program #14.198 in the Catalog of Federal Domestic Assistance, this program strengthens America’s communities by providing homeownership opportunities to law enforcement officers in HUD- designated revitalization areas, and to improve the quality of life in these neighborhoods by their presence. Law enforcement officers may purchase HUD-owned single unit properties located in designated revitalization areas at a 50 percent discount off list price. Officers must agree to occupy homes as their sole residence for a period of 3 years. The officer must also agree to execute a second mortgage and note in the name of the Department for an amount equal to the 50 percent discount. This zero interest note will gradually decrease over the 3-year mandatory residence period until it reaches zero. Should the officer leave the home before the 1st anniversary of occupancy, 90 percent of the discounted amount will be due to HUD. Departure before the 2nd anniversary of occupancy will require a 60 percent repayment, and departure before the 3rd anniversary of occupancy will require a 30 percent repayment of the discounted amount. Officers must certify initially, and once annually, for each year of the occupancy term, that he/she continues to own and live in the home as a sole residence, and that no other residential real estate is owned. Contact your local office of the U.S. Department of Housing and Urban Development.

Visit: www5.hud.gov:63001/po/i/netlocator/

Get 4 Interest Rate Reduction Subsidy

Called The Interest Assistance Program and referred to as Program #10.437 in the Catalog of Federal Domestic Assistance, this program provides a 4 percent subsidy to farmers and ranchers, who do not qualify for standard commercial credit. Guaranteed loans are serviced by a lender who has entered into a Lenders Agreement with the agency. The total loan limit for a guaranteed loan cannot exceed $731,000. Contact your local office of the U.S. Department of Agriculture Rural Housing Service.

Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map

Free Help Becoming A Non Profit

Don’t spend a fortune on a lawyer in your attempt to become a non-profit. Take advantage of free government help available through the Internal Revenue Service. You can fill out the forms to the best of your ability, and then you can call them with your list of questions. For more information contact Exempt Organizations Technical Division, Internal Revenue Service, U.S. Department of Treasury, 1111 Constitution Ave., NW, Room 6411, Washington, DC 20224; 202-283-2300; 877-829-5500 (toll-free)

Visit: www.irs.gov

Veteran Services

For All Your Veteran Benefits Questions: The U.S. Department of Veterans Affairs can be reached at 800-827-1000, or online.Your Very Own Advocate: The Washington Department of Veterans Affairs ranks among the nation’s leaders in the satisfaction of veterans claims submitted to the U.S. Department of Veterans Affairs. For more information contact Washington Department of Veterans Affairs, 505 E. Union #150/ P.O. Box 41155, Olympia, WA 98504; 360-586-1070; 800-562-2308.

Visit: www.va.gov