gift down payments are provided for first-time homebuyers or for those families who have grown and need a larger home. Emphasis is placed on single mothers and first-time homebuyers. There are no income, asset or citizenship requirements in the qualification process; however, the home must be used as the primary residence and homebuyers must attend the free counseling and education classes offered by the program. Up to 7.5% of the purchase price is available for down payment costs or other costs associated with the purchase of the home. This is a nationwide organization. Contact: Home Buyers Association Fund, 288 South Main Street, Suite 300, Alpharetta, GA 30004; (866) 521-HBAF
Grants and low interest rate loans are available for down payments in Florida. For new home construction and rehab homes, some programs allow a person to use work (sweat equity) as a down payment. Contact: Affordable Housing Concepts, Inc. 809 E. Bloomingdale Ave, Wuite 395, Brandon, FL 33511
The New England Patriots’ R.O.S.E. Award offers a cash award to a female victim of violent crime who is working to overcome her adversities. The award is meant to help her continue in her journey toward regaining her self-esteem and rebuilding her life. Cash awards vary according to funding availability. Contact: The R.O.S.E. Fund, Inc., (formerly Ryka Rose Foundation), 175 Federal St., Ste. 455, Boston, MA 02110; (617) 482-5400; Fax: (617) 482-3443
Those pursuing studies in medical technology, medical laboratory technician, medical assisting, dental assisting, phlebotomy or office laboratory technician may apply for a scholarship with this organization. Applicants must plan on studying at an accredited college or university in the United States. There is an April 1 deadline for submitting applications. Call for an application. Five $500 scholarships will be awarded annually. Contact American Medical Technologists
Contact your local Small Business Development Center in your state. They offer free consulting that will help you find money, plan a strategy, and help you with any kind of management, technical or financial problem if you are a business or non-profit organization, or just want to start one. You can find your local office.
Get a picture of your neighborhood or favorite U.S. vacation spot like the Grand Canyon from the National Aerial Photography Program. Taken from 20,000 feet, these photographs provide an incredible perspective of our world. You can search by zip code or city and state. To purchase the photographs contact U.S. Geological Survey, EROS Data Center, Sioux Falls, SD 57198; 605-594-6151; 800-252-GLIS
Called the Mortgage Insurance – Housing In Older, Declining Areas and referred to as Program #14.123 in the Catalog of Federal Domestic Assistance, this program helps in the purchase or rehabilitation of housing in older, declining urban areas. Contact your local office of the U.S. Department of Housing and Urban Development.
The Navy will pay for up to $65,000 of loans acquired from a post???secondary education for college students and graduates who qualify. To be eligible for the program the loan cannot be in default and it must be the applicant???s first enlistment. The LRP is available to all active Navy enlisted positions! Contact the U.S. Navy at 800-872-6289; Continue reading
Wexner Graduate Fellowships cover all tuition expenses and required fees plus a generous living stipend. Fellowships are granted for a two-year period and may be renewed. Giving is done nationwide. Fellowships are awarded to North Americans who are college graduates and who plan to pursue a career in the Jewish community. Contact Wexner Foundation, 6525 W. Campus Oval, Ste. 110, New Albany, OH 43054; 614-939-6060; Fax: 614-939-6066; Continue reading
Several states and more and more local organizations and even non-profits provide money for renters with grants or loans that can be used for security deposits. Programs constantly come and go but the state of Delaware has provided grants to nonprofit agencies to administer 2 security deposit programs. Two counties in Florida provide grants to cover deposits for people at certain incomes, and New Hampshire guarantees landlords the full amount so the renter can make payments on a security deposit. This information was collected from NLIHC, 1012 Fourteenth Street NW, Suite 610, Washington, D.C. 20005, 202/662-1530. To locate available programs in your area contact your state housing office or social services office, or your local reference librarian who can assist you in finding other organizations who might provide this assistance.
Called Mortgage Insurance- Manufactured Home Parks and referred to as Program #14.127 in the Catalog of Federal Domestic Assistance, this program makes it possible to finance the rehabilitation of manufactured home parks. Contact your local office of the U.S. Department of Housing and Urban Development