The Missouri Advantage Repayment Incentive Option (MARIO) will provide up to $10,000 in student loan forgiveness for college students who graduate with a math or science degree and go to work for a Missouri life science related company. The program offers up to $2,500 in loan forgiveness for every year the student works at a Missouri life science company for a maximum of four years. Contact Capitol Building, Room 216, Jefferson City, MO 65101; 573-751-3222; Continue reading
Called Direct Housing – Natural Disaster and referred to as Program #10.445 in the Catalog of Federal Domestic Assistance, this program assists qualified lower income rural families to meet emergency assistance needs resulting from natural disaster to buy, build, rehabilitate, or improve dwellings in rural areas. Funds are only available to the extent that funds are not provided by the Federal Emergency Management Agency (FEMA). For the purpose of administering these funds, natural disaster will only include those areas identified by a Presidential declaration. Contact your local office of the U.S. Department of Agriculture Rural Housing Service at
The Army College Loan Repayment program allows participants to pay off federally insured student loans when they enlist in the Army, in a qualifying job. To be eligible, applicants must enlist for three years on Active Duty or six years in the Army Reserve and their loan status must not be in default. For Active Duty Soldiers, participants can receive up to $65,000 to repay college loans. For Army Reserve Soldiers, individuals can receive up to $20,000 to repay college loans. Contact the United States Army at 800-872-2769; Continue reading
gift down payments are provided for first-time homebuyers or for those families who have grown and need a larger home. Emphasis is placed on single mothers and first-time homebuyers. There are no income, asset or citizenship requirements in the qualification process; however, the home must be used as the primary residence and homebuyers must attend the free counseling and education classes offered by the program. Up to 7.5% of the purchase price is available for down payment costs or other costs associated with the purchase of the home. This is a nationwide organization. Contact: Home Buyers Association Fund, 288 South Main Street, Suite 300, Alpharetta, GA 30004; (866) 521-HBAF
Grants and low interest rate loans are available for down payments in Florida. For new home construction and rehab homes, some programs allow a person to use work (sweat equity) as a down payment. Contact: Affordable Housing Concepts, Inc. 809 E. Bloomingdale Ave, Wuite 395, Brandon, FL 33511
The New England Patriots’ R.O.S.E. Award offers a cash award to a female victim of violent crime who is working to overcome her adversities. The award is meant to help her continue in her journey toward regaining her self-esteem and rebuilding her life. Cash awards vary according to funding availability. Contact: The R.O.S.E. Fund, Inc., (formerly Ryka Rose Foundation), 175 Federal St., Ste. 455, Boston, MA 02110; (617) 482-5400; Fax: (617) 482-3443
Those pursuing studies in medical technology, medical laboratory technician, medical assisting, dental assisting, phlebotomy or office laboratory technician may apply for a scholarship with this organization. Applicants must plan on studying at an accredited college or university in the United States. There is an April 1 deadline for submitting applications. Call for an application. Five $500 scholarships will be awarded annually. Contact American Medical Technologists
Contact your local Small Business Development Center in your state. They offer free consulting that will help you find money, plan a strategy, and help you with any kind of management, technical or financial problem if you are a business or non-profit organization, or just want to start one. You can find your local office.
Get a picture of your neighborhood or favorite U.S. vacation spot like the Grand Canyon from the National Aerial Photography Program. Taken from 20,000 feet, these photographs provide an incredible perspective of our world. You can search by zip code or city and state. To purchase the photographs contact U.S. Geological Survey, EROS Data Center, Sioux Falls, SD 57198; 605-594-6151; 800-252-GLIS
Called the Mortgage Insurance – Housing In Older, Declining Areas and referred to as Program #14.123 in the Catalog of Federal Domestic Assistance, this program helps in the purchase or rehabilitation of housing in older, declining urban areas. Contact your local office of the U.S. Department of Housing and Urban Development.