Grants And Loans
money from landlords who do not make repairs and not fear being evicted.
I’m sure this administration treats interns differently than the last one. College students, over 18, can work unpaid for up to 90 days and get a good look at power behind the scenes. To begin work in January you have to apply by October 31. Applications for the summer are due March 12
Every state has offices that will help you buy or fix up real estate.Look for your state housing office for information about all their programs.
Even the most elaborate of modern technology isn’t always 100% perfect all of the time. The report Police Traffic Radar, published in 1980, is still accurate and shows that all police radar tracking devices are not accurate all of the time. Such evidence can be helpful in the defense of your case. The laboratory also has information regarding alcohol breath testing devices, including Breath Alcohol Sampling Simulator for Qualification Testing of Breath Alcohol Measurement Devices. Both publications are free. Contact: Office of Law Enforcement Standards, National Institute of Standards and Technology, 100 Bureau Dr., Building 225, Room A-323, Gaithersburg, MD 20899; 301-975-2757
The Nursing Scholarship Program (NSP or Nursing Scholarship) is a competitive Federal program which awards scholarships to individuals for attendance at schools of nursing. The scholarship consists of payment for tuition, fees, other reasonable educational costs, and a monthly support stipend. In return, the students agree to provide a minimum of two years of full-time clinical service (or an equivalent part-time commitment, as approved by the NSP) at a health care facility with a critical shortage of nurses. You must be willing to be placed at a health care facility with a critical shortage of nurses. You could be placed in the District of Columbia, Guam, or the Virgin Islands. For more information call: 1-866-867-6856 or emailOr contact the program headquarters address below: Nurse Education Branch, Division of Nursing, Bureau of Health Professions, Health Resources and Services Administration, 5600 Fishers Lane, Room 9-36, Rockville, MD 20857, 301-443-3232
If you are within a certain income and need help paying your heating bills, or need money to make your house more energy efficient, or need funds for urgent repairs, call your local Community Action Agency. There are about 1,000 of them around the country to help neighborhoods. They will also come out and check if your home or apartment needs to be more energy efficient. To find an agency near you, contact National Association of Community Action Agencies, 1100 17th St., NW, Suite 500, Washington, DC 20036; 202-265-7546; Fax: 202-265-8850. Also, your local utility can provide you with or refer you to other programs in your area to analyze your energy usage, recommend energy saving measures, provide fuel and utility assistance to retain or restore service, establish payment discounts based on income and usage, or establish affordable payment plans if you are in arrears. Contact your local utility company to take advantage of these services.
Called Mortgage Insurance- Manufactured Home Parks and referred to as Program #14.127 in the Catalog of Federal Domestic Assistance, this program makes it possible to finance the rehabilitation of manufactured home parks. Contact your local office of the U.S. Department of Housing and Urban Development
The Rhode Island Economic Development Set-Aside-Program provides matching job-training funds to companies that relocate to or expand in the state. The funds may be used for new, full-time employee training through either customized or on-the-job training programs. The program also may be used to retrain or upgrade the skills of current employees. For more information, contact the Rhode Island Economic Development Corporation
The difficulty of navigating through their home can leave a disabled person stranded and dependent on a caretaker. For example, transit services for the disabled will not pick up a resident unless they have a ramp accessible entrance, leaving some disabled people literally trapped in their homes. United Cerebral Palsy Association addresses this vital concern by providing free home modification for more than 400 people each year. UCP’s Architectural Barrier Removal Program allows residents greater mobility by widening doorways and installing wheelchair accessible showers and toilets. New ramps and railings make street access easy. UCP services allow disabled residents to move freely about their homes and enjoy a greater degree of independence and privacy.
Grants range from $1,000 to $7,500 for support of social services, higher education, music, museums, and medical needs. This foundation gives on a national basis. Contact: The Chazen Foundation, P.O. Box 801, Nyack, NY 10960
The Mutual Self-Help Housing Loan Program helps low-income households construct their own homes. Families perform approximately 65% of the construction labor on each other’s homes with professional supervision. This sweat equity reduces labor costs and the price of the home. Mortgage payments are 22 to 26 percent of the applicant’s income.
this is a non-repayable grants/gifts program available to first-time homeowners to cover down payment and closing costs. Also provided are free Homebuyer Education Courses, free Balanced Budget Spending Plans, free Credit Counseling Services as well as Post Purchase and Homeownership Maintenance Counseling to any resident in North Carolina. Income is not a limiting factor; however, all applicants are required to take the two educational courses provided by Home Grants. In order for a grant recipient to use Home Grants’ funds, they must be approved for an acceptable loan product that permits charitable organizations to provide gift funds. Contact: North Carolina Housing Assistance; (704) 385-3973
ERIC Clearinghouse on Elementary and Early Childhood Education (ERIC/EECE), University of Illinois, Children’s Research Center, 51 Gerty Dr., Champaign, IL 61820-7469; 800-583-4135; 217-333-1386
Rural Housing Repair and Rehabilitation Grants are funded directly by the Government. A grant is available to a homeowner who is 62 years of age or older. Funds may only be used for repairs or improvements to remove health and safety hazards, or to complete repairs to make the dwelling accessible for household members with disabilities. The amount of the grant is based on the applicant’s ability to repay and may be used in conjunction with the Repair and Rehabilitation Loan. The lifetime maximum grant amount is $7,500. Contact Mike, U.S. Department of Agriculture, Rural Housing Service, 1110 Amos Rd. Suite A, Shelbyville, IN 46176; 317-392-1394 Ext. 4. For more information on Rural Housing Programs, contact Single Family Housing, Rural Housing Service, U.S. Department of Agriculture, Washington, DC 20250; 202-720-1474
(14.139) Mortgage Insurance – Rental Housing in Urban Renewal Areas
My wife got over $100,000 of government money to do consulting right out of our home. My sister got over $350,000 from the government to frame pictures. They are both government contactors and they make good livings as freelancers. To be a freelancer in this country all you need are business cards, a phone and a desk, and the government will take it from there. There are free offices around the country that will help any freelancer get government contracts. The government buys more of anything than anyone else in the world including: legal services, web design, aerobic instructors, landscaping, cleaning, and even stand-up comics. And only 20% of this business is in the Washington area. Can you believe that one year the government even spent $30,000 on a freelance priest? Contact your state Office of Economic Development located in your state capital or your local Procurement Assistance Office who can match the product or service you are selling with the appropriate agency, and then help you market your wares effectively. To find the office nearest you, contact Small and Disadvantaged Business Utilization Office, Cameron Station, Room 4B110, Defense Logistics Agency, Alexandria, VA 22304; 703-767-1661
That is all I paid when my family and I were traveling in Prague in the Czech Republic this summer and my son had to see a doctor for an illness. This was not the co-pay, this was the entire cost and we didn’t have to wait. It was great treatment too. The cab ride cost more. I checked the worldwide statistics and it shows that we live a little longer but we have a higher infant mortality rate. What are we doing wrong???
That’s what Alan Greenspan’s Federal Reserve experts say. So, it’s not a bad idea to buy a year-old computer at half price or a 2-year-old computer at 66% off if you just want to search the web and do word processing. Computers 2 years ago were good enough to do that.
Last year over 81 banks received over $21million in free government money. So find the banks in your area and see how you too can get some of this money for your business.
Called the Dollar Home Sales and referred to as Program #14.313 in the Catalog of Federal Domestic Assistance, this program expands HUD’s partnership with local governments in helping to foster housing opportunities for low- to moderate-income families and address specific community needs. Single family homes that are acquired in foreclosure actions by the Federal Housing Administration (FHA) will be eligible for sale to local governments across the nation for $1 plus closing costs when the properties have been listed for at least six months and remain unsold. Local governments buying HUD properties for $1 plus closing costs may sell or rent them to low- and moderate-income families, to first-time homebuyers, or to groups that will use the properties to provide services such as child- care centers, domestic abuse shelters, job training centers, etc. Contact your local office of the U.S. Department of Housing and Urban Development. Look on the left-hand side of the page to search for your local field office.
the White House was happy this month because the number of people working is finally beginning to increase. BUT who’s doing it? It’s people starting their own business. Politicians were happy because 57,000 new jobs were created by businesses last month but the number of people starting their own business rose by 91,000.
the government will actually give them up to $10 million to buy your goods or services if they are from another country. It’s a program that promotes U.S. goods and services to be sold overseas. All you have to do is to find a customer overseas who wants to buy your stuff. And there are other offices in the government that will find you the customers.
the state of Arkansas offers a Medicaid waiver which can provide up to $7,500 to cover the cost of adaptive equipment for people with disabilities. Contact: Development Disabilities Services, Department of Human Services; 870-773-0563
Drug manufacturers offer a little known program to help those who cannot cover the cost of their prescription drugs. Some have strict eligibility guidelines, while others have pledged to help all those truly in need. A easy resource to locate the correct drug manufacturer and to learn more about the patient assistance program offered, go to the interactive website at www.helpingpatients.org. You can fill out the forms online. Your doctor will be contacted for the prescription, and the medications will be delivered to the doctor’s office. This month’s winner spends close to $1,000 per month on a variety of medications, with no prescription drug coverage.
Reach new consumers with government money! Through the Quality Samples Program, let the government help you transport and market your products overseas, with funding up to $75,000. With over $2.5 million in funds available, you can introduce new foreign buyers to your agricultural product with the help of the USDA. For more information, contact the USDA-FAS Marketing Operations Staff