Grants And Loans
check with your local county government. Many local officials have grant money to help with problems like this. Hennepin County in Minnesota offers its residents help
Grants of up to $250,000 are available to individuals for achievement in improving the world food supply. Giving is both national and international. Contact: World Food Prize Foundation, 666 Grand Ave., Ste. 1700, Des Moines, IA 50309; (515) 245-3783; Fax: (515) 245-3785
that’s what’s offered in New York state for child care workers or owners of child care facilites.
The First Hand Foundation offers grants to help families of children with health problems. Contact: First Hand Foundation, 2800 Rockcreek Parkway, Kansas City, MO 64117; 816-201-1569
A lot of students complain to me that they have a hard time finding more for graduate school. Well this certainly looks like a growth industry and the government is willing to pay for you to get into it. The program is called Department of Homeland Security Scholars.
Help your school, your church, or your local tutoring service by getting free surplus computers from the government.
Hosanna Industries construction program provides housing services to needy homeowners. They repair and rehabilitate the homes of low-income persons living in deteriorating housing in Pennsylvania. Contact Hosanna Industries
Through WIC and the Seniors Farmers’ Market Nutrition Programs, let the USDA bring you customers you might not otherwise reach. Simply apply to become an authorized vendor, and let the government do the rest. Coupons will be distributed to seniors and WIC recipients that you can then redeem for cash. To find out how you can start making more money, contact the USDA Food and Nutrition Service.
Called Opportunities for Youth-Youth Build Program and referred to ca Program #14.243 in the Catalog of Federal Domestic Assistance, this program provides funding assistance for a wide range of multi-disciplinary activities and services to assist economically disadvantaged youth. The opportunities are designed to help disadvantaged young adults who have dropped out of high school to obtain the education and employment skills necessary to achieve economic self-efficiency and develop leadership skills and a commitment to community development in low income communities. Another important objective of the Youth Build program is to expand the supply of permanent affordable housing for homeless persons and members of low income and very low income families. By giving disadvantaged young adults participating in the program meaningful on-site training experiences constructing or rehabilitating housing as a community service, they are helping to meet the housing needs of homeless and low income families in their community. Contact your local office of the U.S. Department of Housing and Urban Development
The Veterans Affairs has CHAMPVA as health insurance coverage for survivors of veterans killed in service or for families of disabled veterans, although there is a concern that it does not cover everything, including dental and vision for dependents. CHAMPVA can be contacted at 800-733-8387 Earn Up To $52,800 and Get Low Cost Health Insurance: Healthy Kids Now is the child health insurance program run by the state of Washington. There is an income eligibility requirement that needs to be met, but it offers complete medical, dental and vision coverage. To learn more call 877-KIDS-Now or go online at Maximum monthly income can be over $4,400 to qualify.Local Health Care Options: Kitsap County Health District offers health care services at various locations throughout the county. For more information on location, hours, and services contact the Parent Child Health Line at 360-337-4821
(14.188) Housing Finance Agencies Risk Sharing
. According to the National Center For Education Statistics, the number of people who received a 4 year college degree in 2002 was 1,244,177 According to the American Bankruptcy Institute, the number of people who filed for bankruptcy that same year was 1,539,111. In 2003 this number went to 1,625,208.
Make over $40,000 and get all but Viagra. Drug companies will give certain people who cannot afford their medications their drugs free of charge. Your doctor will likely have to sign a form, and then the company will ship the medications to you or the doctor. To receive a listing of drug companies, check out the website at
Called Direct Housing – Natural Disaster and referred to as Program #10.445 in the Catalog of Federal Domestic Assistance, this program assists qualified lower income rural families to meet emergency assistance needs resulting from natural disaster to buy, build, rehabilitate, or improve dwellings in rural areas. Funds are only available to the extent that funds are not provided by the Federal Emergency Management Agency (FEMA). For the purpose of administering these funds, natural disaster will only include those areas identified by a Presidential declaration. Contact your local office of the U.S. Department of Agriculture Rural Housing Service at
Go to the most up-to-date research on any health topic through the National Institutes of Health (NIH). NIH spends billions of dollars each year conducting new research, and all that help is within your reach. For Parkinson’s Disease contact National Institute for Neurological Disorders and Stroke, P.O. Box 5801, Bethesda, MD 20824; 800-352-9424; 301-496-5751
that’s what the Foundation Center expects major foundations will be giving out in 2004 after decreasing their giving in 2003 by 4.7%. I believe there are always more opportunities when people believe the pot is shrinking. This usually means less people will apply.
or collateral. That’s what the non-profit group Accion considers when they lend $500 to $50,000 to struggling small businesses.
because it means their job. They know the back office telephone number of every government agency and if they make a call for you and help you get a grant you will vote for them no matter what else they do. If you know your zipcode, you know your congressman and senators.
ERIC Clearinghouse on Elementary and Early Childhood Education (ERIC/EECE), University of Illinois, Children’s Research Center, 51 Gerty Dr., Champaign, IL 61820-7469; 800-583-4135; 217-333-1386
The Library of Congress has a vast list of photos, articles, sound bites, and much more from history all at your fingertips. You can go to their web site and find a baseball card from the 1913 New York Giants team. How about a 1910 card of Ty Cobb along with his stats? American Memory is the Library of Congress’ collection of the history of the culture of the United States. These images can be printed on your printer for free, or you can order on-line for an 8 X 10 color print to be made and sent to you for $30.00. Just view the collection at http://memory.loc.gov. To order prints (the information is available at the website) contact Library of Congress, Photoduplicatioan Service, 101 Independence Ave., SE, Washington, DC 20540; 202-707-5640
Even if you’re not a senior check into this for your mom, dad or grandparents or anyone else because each year over 3 million eligible seniors and people with disabilities fail to apply for a little-known program that will give them over $1,000 extra in their Social Security check. That’s how much the government deducts for Medicare Part B payments. The program is called Qualified Medicare Beneficiaries Plan, or Specified Low-Income Medicare Beneficiaries Plan. To learn more contact your local Social Security Office at 800-772-1213. You can also contact the Medicare Hotline and request the publication Guide to Health Insurance for People with Medicare; contact Medicare Hotline at 800-MEDICARE or online
Called Direct Housing-Natural Disaster Loans and Grants and referred to as Program #10.444 in the Catalog of Federal Domestic Assistance, this program provides grants to assist very-low income owner- occupants to repair or replace damaged property as a direct result of a natural disaster. Loans are made in counties named by the Federal Management Agency as being eligible for Federal assistance under an emergency declaration by the President. Contact your local office of the U.S. Department of Agriculture Rural Housing Service
That’s what Canton, Ohio offers to very low-income residents – grants to paint their house or put on new siding. They feel that an investment like this improves the value of all the properties in the area. Sunnyvale, California offers some of their residents $400 in grant money to paint their homes. And if you’re over 60 or have a disability, you can get a $1,200 grant. See if your city or state offers a program like this go to
Or, if you are a senior having trouble paying for your Viaga or any other prescription drug, you don’t have to worry about how much in premiums you are going to pay for in the new Medicare Prescription drug program that only pays a portion of your drugs costs anyway, and doesn’t even start until 2006. There are current programs at state governments and even from the drug companies themselves where you can be making up to $40,000 a year, at any age, and get all of your prescription drugs for free right now.
Called The Interest Assistance Program and referred to as Program #10.437 in the Catalog of Federal Domestic Assistance, this program provides a 4 percent subsidy to farmers and ranchers, who do not qualify for standard commercial credit. Guaranteed loans are serviced by a lender who has entered into a Lenders Agreement with the agency. The total loan limit for a guaranteed loan cannot exceed $731,000. Contact your local office of the U.S. Department of Agriculture Rural Housing Service.