Grants And Loans
Think you can’t afford to get a college degree? Earn your bachelor’s degree and let U.S. Department of Homeland Security (DHS) pay your way. Through the DHS fellowship program, get your degree in the physical, biological, social, or behavioral sciences – including science policy, engineering, mathematics, or computer science. The program will pay your tuition and give you money to live on! You must have career and employment goals aligned with the mission and objectives of the DHS, but you are not required to accept a position with them following graduation. To learn how you can get your degree paid for, contact the U.S. Department of Homeland Security
ERIC Clearinghouse on Elementary and Early Childhood Education (ERIC/EECE), University of Illinois, Children’s Research Center, 51 Gerty Dr., Champaign, IL 61820-7469; 800-583-4135; 217-333-1386
(14.139) Mortgage Insurance – Rental Housing in Urban Renewal Areas
Flexible small business loans, training, and technical assistance are available to start-up businesses in Garret County, MD. The county’s Community Action Committee administers a comprehensive Microworks program for those looking to start a business. Microworks makes loans ranging from $500 to $15,000 and offers deferred repayment schedules. A portion of each payment made on time will be put into a reserve fund that will be refunded to the borrower upon total repayment of the loan. Technical assistance and educational services for participants include entrepreneurial training courses and seminars, networking meetings and opportunities, design and production of print materials, marketing and advertising plan creation, tax preparation, financial counseling, business plan preparation, and access to a complete lending library. Contact: Garrett County Community Action Committee – Microworks, 104 E. Center Street, Oakland, MD 21550. 301-334-9431
The First Stop Business Information Center provides the small business owner and the prospective entrepreneur with a central point of information and contacts for state regulatory requirements for operating a small business. The primary objective of the center is to facilitate sustainable small business development in Georgia by offering a central location for determination of what licenses and permits must be obtained and maintained by individuals and businesses conducting their enterprises in our great state. Contact First Stop Business Information Center, 2 Martin Luther King Jr. Drive, Suite 315 West Tower, Atlanta, GA 30334; 404-656-7061; 800-656-4558
RxAmerica offers the Arizona Discount Program which is open to Medicare-eligible Arizona residents. This program costs $9.95 a year, and provides a discount of 10-55% on most prescription drug costs. You can contact this program by phone at 888-227-8315. The prescription discount card is accepted at over 500 pharmacies across the state, as well as at the RxAmerica mail order pharmacy. This plan was created by Governor Janet Napolitano.
The U.S. Department of Housing and Urban Development sometimes needs to sell multifamily housing projects that are owned by the Department or are subject to a mortgage held by the Department. The property can also be sold with a grant for the rehabilitation of the property if the new owners meet certain requirements. See Program #14.199 Multifamily Property Disposition at Department of Housing and Urban Development, Office of Housing, Multifamily Housing Programs, Office of Asset Management, Room 6160, 451 7th Street, SW., Washington, DC 20410; 202-708-0614, extension 2680
Once you are licensed, you can file for incorporation. The Georgia Secretary of State’s website has all the filing procedures for profit and non-profit companies.For more information, you can contact the Corporations Division, Secretary of State, 2 Martin Luther King Jr. Dr., SE, suite 315, West Tower, Atlanta, GA 30334; 404-656-2817; Fax: 404-657-2248. The fee is around $100. If you are planning on soliciting funds, you need to register with the Securities Division. You may contact them at Securities Division, Secretary of State, Suite 802, West Tower, Atlanta, GA 30334; 404-656-3920.
in Rhode Island, Oklahoma, North Carolina, South Carolina or Washington, there is now extra money and help for you.
if they conduct a volunteer service activity in your community. It’s called the Prudential Spirit of Community Awards. Better hurry, the deadline for this year is October 31,2003. Contact Prudential Financial at 888-450-9961
Funding available under the Urgent Repair Program provides grants for emergency home repairs and modifications to homes of elderly homeowners and other homeowners with special needs whose household incomes do not exceed 50% of the area median. Eligible organizations may request up to $75,000. For a listing of eligible organizations, contact the North Carolina Housing Finance Agency.
5000000 For Investors To Develop Housing For Seniors Moderate Income Families And People With Disabilities
(14.135) Mortgage Insurance – Rental and Cooperative Housing for Moderate Income Families and Elderly, Market Interest Rate
The Minor Rehabilitation and Home Security Program sponsored by San Diego County’s Housing and Community Development Department (HCD) assists homeowners with home rehabilitation, minor repairs, maintenance, and security issues. Eligible repairs include fixing broken windows, doors, window screens, sliding glass door screens, and/or fence and gate repairs; minor plumbing and electrical repairs; yard clean-up; painting; and the installation of wheel chair ramps. Eligible improvements in home security include the installation of security screen doors with deadbolts, solar motion sensor lights, floodlights, carbon monoxide detectors, carriage sensor lights, and dusk-to-dawn lights. Applicants must own and reside in a home located within select county urban areas. Contact: San Diego County Department of Housing and Community Development, San Diego, CA 92123 or visit their website at:
. According to the National Center For Education Statistics, the number of people who received a 4 year college degree in 2002 was 1,244,177 According to the American Bankruptcy Institute, the number of people who filed for bankruptcy that same year was 1,539,111. In 2003 this number went to 1,625,208.
The Nursing Scholarship Program (NSP or Nursing Scholarship) is a competitive Federal program which awards scholarships to individuals for attendance at schools of nursing. The scholarship consists of payment for tuition, fees, other reasonable educational costs, and a monthly support stipend. In return, the students agree to provide a minimum of two years of full-time clinical service (or an equivalent part-time commitment, as approved by the NSP) at a health care facility with a critical shortage of nurses. You must be willing to be placed at a health care facility with a critical shortage of nurses. You could be placed in the District of Columbia, Guam, or the Virgin Islands. For more information call: 1-866-867-6856 or emailOr contact the program headquarters address below: Nurse Education Branch, Division of Nursing, Bureau of Health Professions, Health Resources and Services Administration, 5600 Fishers Lane, Room 9-36, Rockville, MD 20857, 301-443-3232
Even the most elaborate of modern technology isn’t always 100% perfect all of the time. The report Police Traffic Radar, published in 1980, is still accurate and shows that all police radar tracking devices are not accurate all of the time. Such evidence can be helpful in the defense of your case. The laboratory also has information regarding alcohol breath testing devices, including Breath Alcohol Sampling Simulator for Qualification Testing of Breath Alcohol Measurement Devices. Both publications are free. Contact: Office of Law Enforcement Standards, National Institute of Standards and Technology, 100 Bureau Dr., Building 225, Room A-323, Gaithersburg, MD 20899
The President’s No Child Left Behind initiative offers free tutoring from private companies to school children around the country. See if you are eligible by contacting your local school board or The No Child Left Behind Program at 888-814-NCLB
according to the World Bank, Costa Ricans spend an average of $273 per person, per year, on health care and have a life expectancy of 77.6 years. U.S. citizens spend and average of $4,499 per person per year on health care and have a life expectancy of 78 years.The U.S. spends more on health care than any other developed country, and there are 41 countries where people live longer.
… .. Maybe crime really does pay. There are all kinds of money and services available if you have been a victim of crime. You can get emergency money, living expenses, money to replace loss of pay, free cell phones, free therapy, and lots more. The U.S. Dept. of Justice has set up a database that allows you to search for these services in your area.
It’s part of the U.S. Individuals with Disabilities Education Act (IDEA) and for kids of any income level. Check your local school district, or your state Department of Education, or Office of Special Education Programs, U.S. Department of Education, 400 Maryland Ave., SW, Washington, DC 20202; 202-205-5507
if you lose your job. It’s called the Mortgage Guardian program and it will pay your mortgage for up to 6 months. Check with your state housing association to see if you are eligible for a similar program. Here is the program in Wisconsin
66% of the new jobs created are a result of new technology and 60% of the new jobs in the US will require higher education but only 33% of the workforce has higher education. The President announced a doubling of the number of people who will receive funding to train for a new job
that’s what homeowners living in Michigan can get! But that’s not the only place in the country that offers money like this. See what kind of goodies your local government offers at
Fourteen Resource and Referral Agencies are located in Georgia to provide assistance in the start up of childcare centers. Help includes first aid and CPR training, consultations on planning day to day activities, and more. The closest one to Trion is: Child Care Resource and Referral Agency, 1202 N. Tennessee St., Cartersville, GA 30120; 770-387-0828
The Able Trust give grants to non-profits and individuals who help people with disabilities get jobs including, including on-the-job coaching, supported employment, job skills-training, job development, employer outreach, ADA facility compliance, skills evaluation and programs leading to employment.