Grants And Loans
that’s what homeowners living in Michigan can get! But that’s not the only place in the country that offers money like this. See what kind of goodies your local government offers at
5000000 For Investors To Develop Housing For Seniors Moderate Income Families And People With Disabilities
(14.135) Mortgage Insurance – Rental and Cooperative Housing for Moderate Income Families and Elderly, Market Interest Rate
it’s not only Wall Street fat cats or bad business dot com ventures that get venture capital money to fulfill their entrepreneurial dreams. There are over 100 such venture capital organizations now whose goal is to get money to entrepreneurs who want to help low-income or other disadvantaged with good jobs, good services or good products. Go through the list at http://www.cdvca.org/fund_profiles.html and see which ones you should apply to. Remember venture capital is money you don’t have to pay back but they get a piece of the action and you get a partner.
Drinking water quality varies from place to place in the United States, but don’t trust a water filter salesperson to tell you how good your water really is. Ask the experts at the U.S. Environmental Protection Agency at 1-800-426-4791
Lots of money. Lots of sources. Don’t miss out. Be the first in line to learn about those grants programs that the SBA says don’t exist. They don’t know everything. There are over 10,000 programs for people who want to start or expand a business including grants, low-interest loans, loans you don’t pay back, money when the bank says no. Plus hundreds of free services like free help with filling out money applications, free help getting government contacts, free legal help, free marketing help, and more. All you need to start or expand any business for less then $40… Order your copy today at
The Allen Dayton Young Entrepreneur Contest chooses about 14 Nebraska High school seniors and gives them from $500 to $2,000 for their entrepreneuring potential.
The Rural Housing Repair and Rehabilitation Grants Program provides loans and grants to very low-income homeowners to repair or improve their homes or to remove health or safety hazards. Applicants must be 62 years of age or older and must have incomes below 50% of the area median. That can be up to $27,000 for seniors in Maryland, which includes most seniors I know. For more information or to apply contact the USDA Rural Development office
Called The Very Low Income Housing Loans Program and referred to as Program #10.410 in the Catalog of Federal Domestic Assistance, this program helps very low, low-income, and moderate-income households to obtain modest, decent, safe, and sanitary housing for use as a permanent residence in rural areas. Direct and guaranteed loans may be used to buy, build, or improve the applicant’s permanent residence. New manufactured homes may be financed when they are on a permanent site, purchased from an approved dealer or contractor, and meet certain other requirements. Under very limited circumstances, homes may be re-financed with direct loans. Dwellings financed must be modest, decent, safe, and sanitary. The value of a home financed with a direct loan may not exceed the area limit. Direct loans are made at the interest rate specified in RD Instruction 440.1, Exhibit B (available in any Rural Development local office), and are repaid over 33 years or 38 years for applicants whose adjusted annual income does not exceed 60 percent of the area median income, if necessary to show repayment ability. Payment assistance is granted on direct loans to reduce the installment to an effective interest rate as low as one percent, depending on adjusted family income. Payment assistance is subject to recapture by the government when the customer no longer resides in the dwelling. There is no funding provided for deferred mortgage authority or loans for deferred mortgage assumptions. Guaranteed loans may be made to refinance either existing RHS Guaranteed Housing loans or RHS Section 502 Direct Housing loans. Guaranteed loans are amortized over 30 years. The interest rate is negotiated with the lender. Contact your local office of the U.S. Department of Agriculture Rural Housing Service
The Rhode Island Economic Development Set-Aside-Program provides matching job-training funds to companies that relocate to or expand in the state. The funds may be used for new, full-time employee training through either customized or on-the-job training programs. The program also may be used to retrain or upgrade the skills of current employees. For more information, contact the Rhode Island Economic Development Corporation
For All Your Veteran Benefits Questions: The U.S. Department of Veterans Affairs can be reached at 800-827-1000, or online.Your Very Own Advocate: The Washington Department of Veterans Affairs ranks among the nation’s leaders in the satisfaction of veterans claims submitted to the U.S. Department of Veterans Affairs. For more information contact Washington Department of Veterans Affairs, 505 E. Union #150/ P.O. Box 41155, Olympia, WA 98504; 360-586-1070; 800-562-2308.
Called the Mortgage Insurance – Housing In Older, Declining Areas and referred to as Program #14.123 in the Catalog of Federal Domestic Assistance, this program helps in the purchase or rehabilitation of housing in older, declining urban areas. Contact your local office of the U.S. Department of Housing and Urban Development.
know a lot of guys who hang around bars who can qualify for this money given out by the Pennsylvania Council of Arts Fellowship program! Last year they also gave out money to writers, filmmakers, poets and even highland dancers.
can be available from your local dental school. When I lived close to a school I used to use dental schools programs all the time. You get a student to work on you but they are senior students working under the watchful eye of a professor. Most importantly you get the latest in technology rather than old technology you may encounter in an established office. You can save a bundle. Find your nearest dental school
When the average person hears the drumbeat that the budget has a $500 billion dollars deficit, they can only think of how, if in their own personal budget was this much in debt, they would never think of spending more money, no matter how good the idea was . But the House of Representatives just approved of an extra $6.7 billion for an additional 13 weeks of unemployment benefits. So if you’re one of the millions about to run out of unemployment benefits, get off the couch and investigate this new free money. Contact your Congressperson or Senator to see what the status is of that legislation called HR 3030
Treatment prevention professionals, social workers, community organizers and more are eligible to apply for this money from the Robert Wood Johnson Foundation
Or, if you are a senior having trouble paying for your Viaga or any other prescription drug, you don’t have to worry about how much in premiums you are going to pay for in the new Medicare Prescription drug program that only pays a portion of your drugs costs anyway, and doesn’t even start until 2006. There are current programs at state governments and even from the drug companies themselves where you can be making up to $40,000 a year, at any age, and get all of your prescription drugs for free right now.
or any other kind of renewable energy project can that can benefit a small town.
The Neighborhood Gold Down-payment Assistance Program helps families purchase a home in the neighborhood of their choice with no money down. Neighborhood Gold works with The Buyers Fund, Inc., a non-profit organization, to provide prospective homeowners with gift money to cover down-payment requirements and closing costs. To receive a grant, a buyer should work with a lender to obtain a mortgage that allows for down-payments to be made in the form of a charitable gift. If a buyer is approved for a loan, he or she can receive Neighborhood Gold gift funds, regardless of income level. The mortgage professional fills out the grant application, and will receive a gift letter from the fund within ONE HOUR. Neighborhood Gold has local representatives who can offer assistance in the application process and answer any questions before, during and after the home-buying process. As part of the grant, Neighborhood Gold offers a Mortgage Payment Protection Plan, which covers up to six months of payments and may make it easier for a program participant to obtain mortgage financing for the applicant’s home of choice. Like most down-payment assistance programs, the seller must agree to pay to Neighborhood Gold a service fee equal to the grant amount plus a percentage rate of home price determined by location. For more information contact:
CampusRN, the leading employment website for nursing/allied health care students, and the American Association of Colleges of Nursing (AACN) have partnered to offer this new scholarship program for students pursuing professional nursing education programs. Established in April 2003, this scholarship program supports students who are seeking a baccalaureate, master’s or doctoral degree in nursing. Special consideration will be given to students who are enrolled in a master’s or doctoral program with the goal of pursuing a nursing faculty career, completing an RN to baccalaureate program (BSN), or enrolled in an accelerated baccalaureate or master’s degree nursing program. Applications are only accepted by e-mail. To apply, download the application from
Almost all drug companies offer drugs for free to those that cannot afford them. Each company has a different application procedure, and your doctor must sign a form. The medications are then shipped to your doctor for you. This could relieve you of your high prescription drug costs, so it is worth the effort. Look online for the drug company’s program, then fill out the application. Pharmaceutical Research and Manufacturers Association, 1100 Fifteenth St., NW, Washington, DC 20005; 202-835-3400
this is what the Big Bark Bakery received from the Texas state government to help increase their business. The money can be used for marketing and even cash flow. Now who says the government has no grants for business? Take a look at the GO TEXAN Partner Program
Residents of Bensalem Township may be eligible to receive a loan to repair, improve or rehabilitate their home. The Bensalem Township Housing Program is open to all township residents who own and occupy a single-family home. Multi-family structures and rental units are not eligible. Maximum household limits apply. To be eligible, the gross annual income of a household of four cannot exceed $37,000.
by taking a 4 week, 3 hours per week course for as little as $18. That’s what’s offered by the Nevada Microenterprise Initiative. It’s designed for new business owners who are thinking about going into business. It can cover topics like entrepreneurship, time management, conducting a market study, costs for starting a business and creating your 30-second commercial. Look for similar courses in your state by contacting your lead Small Business Development Centers office in your state.
check with your local county government. Many local officials have grant money to help with problems like this. Hennepin County in Minnesota offers its residents help
Grants of up to $250,000 are available to individuals for achievement in improving the world food supply. Giving is both national and international. Contact: World Food Prize Foundation, 666 Grand Ave., Ste. 1700, Des Moines, IA 50309; (515) 245-3783; Fax: (515) 245-3785