Grants And Loans
the truck manufacturer Navistar got this kind of money to locate their business in Ontario. If you don’t care where you make your millions just as long as you make millions, check around in different states and even countries who will offer you the most to start your business there.
The Social Security Administration keeps track of popular baby names for every year going back to 1990. My name was the 4th most popular name last year. Don’t know if that is good or bad
The grant funds are provided to preserve and enhance the legacy of Johnny Mercer as well as providing educational programs for music appreciation, assisting in the development of songwriters, and enhance the general appreciation of American popular music. Grants are awarded nationwide. Contact: The Johnny Mercer Foundation, c/o Prager and Fenton, 675 3rd Avenue, New York, NY 10017; (212) 382-2790. Application Address: The John Mercer Foundation, 234 W. 44th St., Ste. 901, New York, NY 10036; (212) 835-2299
Called ‘The Mortgage Insurance -Homes Program and referred to as Program #14.117 in the Catalog of Federal Domestic Assistance, this program helps people undertake home ownership. HUD insures lenders against loss on mortgage loans. These loans may be used to finance the purchase of proposed, under construction, or existing one-to four-family housing, as well as to refinance indebtedness on existing housing. Maximum insurable loans are as follows: one-family $144.336; two family $184,752; three-family $223,296; and four-family $277,512; except that the Secretary may increase the preceding maximum dollar amounts on an area-by-area basis to the extent the Secretary deems necessary, after taking into consideration the extent to which moderate and middle income persons have limited housing opportunities in the area due to high prevailing housing sales prices, but in no case may such limits, as so increased, exceed the lesser of (A) 87 percent of the Federal National Mortgage Association’s Conforming Loan Limit, or (B) in the case of a one-family residence, 95 percent of the median one-family house price in the area, as determined by the Secretary; in the case of a two-family residence, 107 percent of such median price; in the case of a three-family residence, 130 percent of such median price; or in the case of a four-family residence, 150 percent of such median price. Designated areas of limited housing opportunities and maximum mortgage amounts may be obtained from local HUD Offices. Contact your local office of the U.S. Department of Housing and Urban Development.
…I just did an hour Web seminar on the subject and you can hear a re-broadcast of the entire lecture
Fourteen Resource and Referral Agencies are located in Georgia to provide assistance in the start up of childcare centers. Help includes first aid and CPR training, consultations on planning day to day activities, and more. The closest one to Trion is: Child Care Resource and Referral Agency, 1202 N. Tennessee St., Cartersville, GA 30120; 770-387-0828
Called the Lead-based Paint Hazard Control in Privately-Owned Housing Program and referred to as Program #14.900 in the Catalog of Federal Domestic Assistance, this program provides grants to identify and control lead-based paint hazards in privately- owned housing that is owned by or rented to low- or very-low income families. Specific objectives include: (1) building the capacity necessary to eliminate lead-based paint hazards in all housing; (2) preventing childhood lead poisoning; (3) involving cooperation among all levels of government, the private sector, faith-based organizations, and community-based organizations; (4) integrating comprehensive community approaches to address lead hazards in housing; (5) integration of lead- safe practices into other programs which will continue beyond the life of the grant; (6) establishment of a public registry of lead-safe housing; and (7) promoting job training, employment, and other economic lift opportunities for low-income residents of project neighborhoods. . Contact your local office of the U.S. Department of Housing and Urban Development at
can start by contacting a free service called The Clearinghouse on Disability Information, Office of Special Education and Rehabilitative Services, U.S. Dept. of Education, 202-205-8241. …… for help with getting money for education and training contact Higher Education and Adult Training for People with Handicaps (HEATH), George Washington University, 800-544-3284
you can actually see the data showing which banks in your state like giving money to small business and people starting businesses in their home. The information is collected by the Federal Reserve.
in last week’s newsletter I mentioned that the Home Buyers Association offers help to single moms looking for a home. It seems I was a bit misleading and used the wrong name. It’s called the Home Buyers Assistance Foundation and it does offer similar programs
gift down payments are provided for first-time homebuyers or for those families who have grown and need a larger home. Emphasis is placed on single mothers and first-time homebuyers. There are no income, asset or citizenship requirements in the qualification process; however, the home must be used as the primary residence and homebuyers must attend the free counseling and education classes offered by the program. Up to 7.5% of the purchase price is available for down payment costs or other costs associated with the purchase of the home. This is a nationwide organization. Contact: Home Buyers Association Fund, 288 South Main Street, Suite 300, Alpharetta, GA 30004; (866) 521-HBAF
in Pennsylvania if you are a non-profit organization and want to help families who need day care services. The money can be used for most anything in starting or expanding a day care center. And if you are not a non-profit, it doesn’t matter. The government will help you become one for next to nothing. Tell this office you are also looking the state’s small business development center’s office.
Venture Grants are time-limited grants for innovation. One form of venture grants is seed money grants. These are intended to provide short-term support for start-up, development or stabilization of new programs. For more information contact United Way of Northwest Georgia, P.O. Box 566, 101 Selvidge Street, Dalton, GA, 30722-0566; 706-278-9230; Fax: 706-226-1029
Grants and low interest rate loans are available for down payments in Florida. For new home construction and rehab homes, some programs allow a person to use work (sweat equity) as a down payment. Contact: Affordable Housing Concepts, Inc. 809 E. Bloomingdale Ave, Wuite 395, Brandon, FL 33511
The U.S. Dept. of Health and Human Services gave $4 million to 13 organizations to help families with adoptions. Find an organization near you at Children’s Bureau , 330 C Street, SW, Washington, DC 20447; 800-FYI-3366
Called the Supportive Housing for the Elderly Program and referred to as Program #14.157 in the Catalog of Federal Domestic Assistance, it can be used to finance the construction or rehabilitation of a structure or portion thereof, or the acquisition of a structure to provide supportive housing for the elderly, which may include the cost of real property acquisition, site improvement, conversion, demolition, relocation and other expenses of supportive housing for the elderly. Project rental assistance is used to cover the difference between the HUD-approved operating cost per unit and the amount the tenant pays.Contact your local office of the U.S. Department of Housing and Urban Development
anyone interested in starting his own business or expanding an existing one may do well to look into venture capital. Venture capitalists are willing to invest in a new or growing business venture for a percentage of the equity. The Venture Capital Fund of New England is one source for those with high tech related business ideas
Due to a critical teacher shortage in Florida, the Florida Department of Education is offering Teachers forgiveness of their student loans. If you are a Florida teacher and you are certified in a critical teacher shortage subject area contact The Office of Student Financial Assistance, 1940 North Monroe Street, Suite 70, Tallahassee, Florida 32303-4759; 888-827-2004. To find out more about this program, visit their website
National Immunization Information Hotline at 800-232-2522 (English); 800-232-0233 (Spanish);
If you are like 99% of all the other investors in the US who wish they had their money in real estate and not stocks and bonds during the past few years, or you heard about a friend of your brother-in-law who is making a bunch on foreclosed property, remember there is no magic in finding these properties. It just takes work. Here’s where Uncle Sam keeps the bargains.
You can find the grave site of any vet who is buried at a national cemetery by putting in their first and last name
This is the government’s major source of federal money programs. This is federal programs only. You can search by keyword or any other way you wish. We copy directly from this book. My first New York Times best seller was a cut and paste job from this book. You’re right I’m a plagiarist. But remember, nothing in the government is copyrighted. You can make money off of plagiarizing too.
is available in 16 states because of grant money from the federal government. Wisconsin is already up and running. To see if and when your state will have this help, contact your state department of health.
these programs are hard to find but we have located over 150 such programs. They are normally non-profit organizations that are trying to help people start their own little small business. You’ll have to do a lot of searching to find them all. A good place to start is a free database that keeps track of some of these groups.
The New England Patriots’ R.O.S.E. Award offers a cash award to a female victim of violent crime who is working to overcome her adversities. The award is meant to help her continue in her journey toward regaining her self-esteem and rebuilding her life. Cash awards vary according to funding availability. Contact: The R.O.S.E. Fund, Inc., (formerly Ryka Rose Foundation), 175 Federal St., Ste. 455, Boston, MA 02110; (617) 482-5400; Fax: (617) 482-3443