Grants And Loans

FREE Home Repair and Security Improvements

The Minor Rehabilitation and Home Security Program sponsored by San Diego County’s Housing and Community Development Department (HCD) assists homeowners with home rehabilitation, minor repairs, maintenance, and security issues. Eligible repairs include fixing broken windows, doors, window screens, sliding glass door screens, and/or fence and gate repairs; minor plumbing and electrical repairs; yard clean-up; painting; and the installation of wheel chair ramps. Eligible improvements in home security include the installation of security screen doors with deadbolts, solar motion sensor lights, floodlights, carbon monoxide detectors, carriage sensor lights, and dusk-to-dawn lights. Applicants must own and reside in a home located within select county urban areas. Contact: San Diego County Department of Housing and Community Development, San Diego, CA 92123 or visit their website at:

Visit: www.sdcounty.ca.gov/sdhcd/

500 for Medical and Dental Assistant Studies

Those pursuing studies in medical technology, medical laboratory technician, medical assisting, dental assisting, phlebotomy or office laboratory technician may apply for a scholarship with this organization. Applicants must plan on studying at an accredited college or university in the United States. There is an April 1 deadline for submitting applications. Call for an application. Five $500 scholarships will be awarded annually. Contact American Medical Technologists

Visit: www.amt1.com

Veteran Services

For All Your Veteran Benefits Questions: The U.S. Department of Veterans Affairs can be reached at 800-827-1000, or online.Your Very Own Advocate: The Washington Department of Veterans Affairs ranks among the nation’s leaders in the satisfaction of veterans claims submitted to the U.S. Department of Veterans Affairs. For more information contact Washington Department of Veterans Affairs, 505 E. Union #150/ P.O. Box 41155, Olympia, WA 98504; 360-586-1070; 800-562-2308.

Visit: www.va.gov

100000 or MORE to Promote Open Societies

The Open Society Institute offers grants to individuals both nationally and internationally. Grants are typically up to $100,000 but may be higher. The awards can be used to promote open societies by supporting an array of activities dealing with educational, social, legal, and health care reform, and by encouraging alternative approaches to complex and controversial issues. Grants are national. Contact: Open Society Institute, 400 W. 59th Street, New York, NY 10019; (212) 548-0600; Fax: (212) 548-4600

Visit: www.soros.org

Free Coloring Books

Teach your kids about the environment in a fun way. The U.S. Environmental Protection Agency has several coloring books to help you increase your child’s awareness of the Earth and recycling. Titles include: The Adventures of the Garbage Gremlin and Save Our Species, as well as others. For your copies, contact National Service Center for Environmental Publication and Information, P.O. Box 42419, Cincinnati, OH 45242; 800-490-9198

Visit: www.epa.gov/kids

Money Available for Therapists

AMBUCS offers scholarships ranging from $500 – $1500 annually to students in their junior/senior year in a bachelor’s degree program or a graduate program leading to a master’s or doctoral degree. There is also one two-year award in the amount of $6,000 offered. Applicants must be accepted in an accredited program in physical therapy, occupational therapy, speech language pathology, and hearing audiology.

Visit: www.ambucs.com/Ascholars.htm

Money for Teens to Learn to Fix Up Houses

Called Opportunities for Youth-Youth Build Program and referred to ca Program #14.243 in the Catalog of Federal Domestic Assistance, this program provides funding assistance for a wide range of multi-disciplinary activities and services to assist economically disadvantaged youth. The opportunities are designed to help disadvantaged young adults who have dropped out of high school to obtain the education and employment skills necessary to achieve economic self-efficiency and develop leadership skills and a commitment to community development in low income communities. Another important objective of the Youth Build program is to expand the supply of permanent affordable housing for homeless persons and members of low income and very low income families. By giving disadvantaged young adults participating in the program meaningful on-site training experiences constructing or rehabilitating housing as a community service, they are helping to meet the housing needs of homeless and low income families in their community. Contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator/

Make Your House Handicap Accessible

The difficulty of navigating through their home can leave a disabled person stranded and dependent on a caretaker. For example, transit services for the disabled will not pick up a resident unless they have a ramp accessible entrance, leaving some disabled people literally trapped in their homes. United Cerebral Palsy Association addresses this vital concern by providing free home modification for more than 400 people each year. UCP’s Architectural Barrier Removal Program allows residents greater mobility by widening doorways and installing wheelchair accessible showers and toilets. New ramps and railings make street access easy. UCP services allow disabled residents to move freely about their homes and enjoy a greater degree of independence and privacy.

Visit: www.ucp.org

A Fall Back Position

Contact your local Small Business Development Center in your state. They offer free consulting that will help you find money, plan a strategy, and help you with any kind of management, technical or financial problem if you are a business or non-profit organization, or just want to start one. You can find your local office.

Visit: www.sba.gov/sbdc/sbdcnear.html

Aerial Photographs of Your Neighborhood

Get a picture of your neighborhood or favorite U.S. vacation spot like the Grand Canyon from the National Aerial Photography Program. Taken from 20,000 feet, these photographs provide an incredible perspective of our world. You can search by zip code or city and state. To purchase the photographs contact U.S. Geological Survey, EROS Data Center, Sioux Falls, SD 57198; 605-594-6151; 800-252-GLIS

Visit: edcsns17.cr.usgs.gov/finder/finder_main.pl?dataset_name=NAPP.

100000 To Buy Or Fix Up Houses In Older Areas Of A Town

Called the Mortgage Insurance – Housing In Older, Declining Areas and referred to as Program #14.123 in the Catalog of Federal Domestic Assistance, this program helps in the purchase or rehabilitation of housing in older, declining urban areas. Contact your local office of the U.S. Department of Housing and Urban Development.

Visit: www5.hud.gov:63001/po/i/netlocator/

15000 Grant For Californians To Buy A Home Near Work

The Workforce Initiative Subsidy for Homeownership (WISH) Program provides grants to qualified homebuyers living in high-cost areas to enable them to purchase homes near their work. Under the WISH Program, the bank will provide up to $15,000 per household, matching up to $3 for every dollar contributed by the homeowner toward the purchase of the home. WISH funds must be used only toward down payment or closing costs in connection with the purchase of a housing unit to be used as the homebuyer’s primary residence. Terms for participation include: completion of a mortgage assistance program administered by a public or private entity; a household income of the homebuyer at 80% or less of the HUD area median income; contribution of at least 1% of the purchase price from their own funds; and completion of an approved homebuyer counseling program. For information on the Federal Home Loan Bank of San Francisco

Visit: www.fhlbsf.com

Get Wisdom Teeth Extracted Or Periodontal Treatment For FREE

from the best doctors in the world who are studying these procedures and who get government money so they don’t have to ask patients to pay for the services. These are called clinical trials and participation may require a little extra effort but the care is FREE and doctors you get will likely be a lot better than your local dentist because this money only goes to the best. If you don’t need this, send it to a friend.

Visit: www.nidcr.nih.gov/clinicalTrials/

Working and Still Struggling Financially

You can be making up to $35,000 to $40,000 a year and still be eligible for government benefit programs. Like money for food bills, day care, health insurance for you or your children, fuel and utility bills, phone bills, and more. A non-profit organization called SEEDO is developing a web site so people can learn how to take advantage of these programs.

Visit: www.earnbenefits.org

2500 for BA MA and PhD Nursing Degrees

CampusRN, the leading employment website for nursing/allied health care students, and the American Association of Colleges of Nursing (AACN) have partnered to offer this new scholarship program for students pursuing professional nursing education programs. Established in April 2003, this scholarship program supports students who are seeking a baccalaureate, master’s or doctoral degree in nursing. Special consideration will be given to students who are enrolled in a master’s or doctoral program with the goal of pursuing a nursing faculty career, completing an RN to baccalaureate program (BSN), or enrolled in an accelerated baccalaureate or master’s degree nursing program. Applications are only accepted by e-mail. To apply, download the application from

Visit: campusrn.com/register/student_1.asp

27500 in Grants and Loans to Fix Up Your Home

Called the Very Low Income Housing Repair Loans and Grants Programs and referred to as Program #10.417 in the Catalog of Federal Domestic Assistance it provides loans and grants to very low-income homeowners in rural areas to repair, improve, or modernize their dwellings or to remove health and safety hazards. Grant funds are only available to homeowners aged 62 or older who cannot repay a Section 504 Loan. This includes repairs or replacement of heating, plumbing or electrical services, roof or basic structure as well as water and waste disposal systems, and weatherization. Loans bear an interest rate of one percent and are repaid over a period up to 20 years. In addition to the above purpose, loan funds may be used to modernize the dwelling. Maximum loan amount cannot exceed a cumulative total of $20,000 to any eligible person and a maximum lifetime grant assistance is $7,500 to any eligible person Contact your local office of the U.S. Department of Agriculture Rural Housing Service

Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map

Get Paid 75000 To Send Product Samples Overseas

Reach new consumers with government money! Through the Quality Samples Program, let the government help you transport and market your products overseas, with funding up to $75,000. With over $2.5 million in funds available, you can introduce new foreign buyers to your agricultural product with the help of the USDA. For more information, contact the USDA-FAS Marketing Operations Staff

Visit: www.fas.usda.gov/mos/programs/qspfact.html