Grants And Loans
Money to Buy or Build a Home After a Natural Disaster
Called Direct Housing – Natural Disaster and referred to as Program #10.445 in the Catalog of Federal Domestic Assistance, this program assists qualified lower income rural families to meet emergency assistance needs resulting from natural disaster to buy, build, rehabilitate, or improve dwellings in rural areas. Funds are only available to the extent that funds are not provided by the Federal Emergency Management Agency (FEMA). For the purpose of administering these funds, natural disaster will only include those areas identified by a Presidential declaration. Contact your local office of the U.S. Department of Agriculture Rural Housing Service at
Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map
Learn How You Can See Copies Of Successful Grant Applications
Attend Lesko’s 3-hour Free Money Seminar and find out how and where to get the money! Save your seat today
10000 to 250000 For Wind or Solar Power Projects
or any other kind of renewable energy project can that can benefit a small town.
4000000 to Build or Fix Up Housing for Seniors
Called the Supportive Housing for the Elderly Program and referred to as Program #14.157 in the Catalog of Federal Domestic Assistance, it can be used to finance the construction or rehabilitation of a structure or portion thereof, or the acquisition of a structure to provide supportive housing for the elderly, which may include the cost of real property acquisition, site improvement, conversion, demolition, relocation and other expenses of supportive housing for the elderly. Project rental assistance is used to cover the difference between the HUD-approved operating cost per unit and the amount the tenant pays.Contact your local office of the U.S. Department of Housing and Urban Development
Earn Up To 34000 And Get Free Health Insurance
for any kid up to 18 years old.
Visit: www.insurekidsnow.gov/
Take A Free Grant Writing Workshop Instead of Hiring
a grant writer. The Florida Department of the Arts gives free workshops for those needing art grants.
Visit: www.florida-arts.org/grants/GrantwritingWorkshops.htm
1000 For Students Interested in Medical Assisting
The American Association of Medical Assistants (AAMA) offers the Maxine Williams Scholarship of $1,000 for one school year. High school graduates who are enrolled in or soon to be enrolled in a post-secondary medical assisting program which is accredited by the Commission on Accreditation of Allied Health Education Programs are eligible. Scholarships are awarded based on interest, need and aptitude.
Visit: www.aama-ntl.org
Free Emergency Home Repair
Free Budget Counseling, Free Eyeglasses and Dentures, Discounts on Your Rent, Free Smoke Detectors, Free Airfare to See A Doctor, and much more is offered by non-profits and government offices in Salt lake City.
Get 10000 From Your Boss To Buy A Home
Some universities give employees $1,500 grants to help them buy a home. Companies in Minnesota are offering up to $15,000 to employees to buy homes. City governments in Washington offer employees $10,000 to help buy a home if they perform 100 hours of community service. Make sure you find out what your employer or potential employer has to offer. And learn more about programs like these at
48000 To Buy A Mobile Home
Called the Manufactured Home Loan Insurance – Financing Purchase of Manufactured Homes as Principal Residences of Borrowers Program and referred to as Program #14.110 in the Catalog of Federal Domestic Assistance, this program insures lenders against loss on loans. Insured loans may be used to purchase manufactured home units by buyers intending to use them as their principal places of residence. The maximum amount of the loan is $48,600, whether single or multiple modules. The borrower must give assurance that the unit will be placed on a site which complies with local zoning and land development requirements. Contact your local office of the U.S. Department of Housing and Urban Development.
College Cash
.free publications are available to help with filing our financial aid form to get money for college. The National College Access Network publishes booklets such as, Need Money for College?, Federal Student Aid, and College Preparation Checklist.
Visit: www.edpubs.org/ml/
60000 For Renters Homeowners Or Investors To Improve Their Property
(14.142) Property Improvement Loan Insurance for Improving All Existing Structures and Buildings of New Nonresidential Structures
5 Million in Grants to Fix Up Homes in Small Towns
Called the Community Development Block Grants/Small Cities Program and referred to as Program #14.219 in the Catalog of Federal Domestic Assistance, this program’s primary objective is the development of viable urban communities by providing decent housing, a suitable living environment, and expanding economic opportunities, principally for persons of low and moderate income. Contact your local office of the U.S. Department of Housing and Urban Development
Uncle Sam Will Co Sign an Adjustable Rate Mortgage
Called The Adjustable Rate Mortgages Program and referred to as Program #14.175 in the Catalog of Federal Domestic Assistance, this program provides mortgage insurance for an adjustable rate mortgage which offers lenders more assurance of long term profitability than a fixed rate mortgage, while offering consumer protection features. HUD insures lenders against loss on mortgage loans. These loans may be used to finance the purchase of proposed, under construction, or existing one- to four-family housing as well as to refinance indebtedness on existing housing. The maximum insurable mortgage loan for an occupant mortgagor is the same as prescribed for Section 203(b) – program 14.117. HUD insures lenders against loss on mortgage loans. These loans may be used to finance the purchase of proposed, under construction, or existing one- to four-family housing as well as to refinance indebtedness on existing housing. The maximum insurable mortgage loan for an occupant mortgagor is the same as prescribed for Section 203(b) – program 14.117. All persons intending to occupy the property are eligible to apply. All persons intending to occupy the property are eligible to apply. Contact your local office of the U.S. Department of Housing and Urban Development
2000 For Old Lesbians
Grants to fund projects supporting and developed by lesbians age 60 and older are available from The Edie Windsor Fund for Old Lesbians, 718-768-2249
2500 to Make Your Home Energy Efficient
Called the Weatherization Assistance for Low-Income Persons Program and referred to as Program #81.042 in the Catalog of Federal Domestic Assistance, this program provides grants to insulate the dwellings of low-income persons, particularly the elderly, persons with disabilities, families with children, high residential energy users, and households with a high energy burden, in order to conserve needed energy and to aid those persons least able to afford higher utility costs. To locate your local office, contact Director, Office of Building Technology Assistance, Mail Stop EE-42, Office of Energy Efficiency and Renewable Energy, Department of Energy, Forrestal Building, Washington, DC 20585, 202-586-4074
If You Feel A Doctor Or Hospital Refused You Services
because of your race, national origin or disability the U.S. Dept. of Health And Human Services will take away any money they get from the government money, and they all get some. You can always get someone’s attention by hitting them in the pocket book and you can do it FOR FREE.
Visit: www.hhs.gov/ocr/newfaq.html
Venture Capital
Some people consider this money from angels, but they are known in the business world as venture capitalists. These are individuals, government-sponsored organizations or private organizations who invest in your business because it is a good idea. These people also want to own a percentage of your business. So they really become your partner. But remember, the point is you want to get your business going. Who cares if you have a partner? If a partner is going to make it happen, it is better than sitting at home with no business at all. The federal government has two major venture capital programs. You can go to these web sites to get a list of government sponsored angels to contact: Venture Capital for Small Businessand Venture Capital For Low Income. But you can’t stop there. There are thousands of other private and public venture capitalists who help small businesses. A good starting place for locating these people is a good reference librarian at your public library.
Quick and Easy 10 Downpayment Assistance
is available in less than an hour, at no cost and with no application to fill out. Low- to moderate-income families can earn up to 10 percent of the purchase price of their new home and never have to repay the money. The program is open to all homebuyers without regard to income, property price, or first-time ownership. Furthermore, the Harford Food Bank does not require the homebuyer to put money down or have cash reserves in order to qualify for gift funds. Homestead Trust, 3450 Ellicott Center Drive, Ellicott City, MD 21043, 410-480.1967
Visit: www.homesteadtrust.org/
10000 Grant To Fix Up A Barn
or $15,000 to fix up an old house or office. These are grants offered by the state of Vermont so they preserve the history of the state. See http://www.dhca.state.vt.us/DHP/financial/grants.html. If you have an old house or structure check what your state has to offer in the way of grants and other help.
Free Coloring Books
Teach your kids about the environment in a fun way. The U.S. Environmental Protection Agency has several coloring books to help you increase your child’s awareness of the Earth and recycling. Titles include: The Adventures of the Garbage Gremlin and Save Our Species, as well as others. For your copies, contact National Service Center for Environmental Publication and Information, P.O. Box 42419, Cincinnati, OH 45242; 800-490-9198
Visit: www.epa.gov/kids
Home Grants Program up to 10000
this is a non-repayable grants/gifts program available to first-time homeowners to cover down payment and closing costs. Also provided are free Homebuyer Education Courses, free Balanced Budget Spending Plans, free Credit Counseling Services as well as Post Purchase and Homeownership Maintenance Counseling to any resident in North Carolina. Income is not a limiting factor; however, all applicants are required to take the two educational courses provided by Home Grants. In order for a grant recipient to use Home Grants’ funds, they must be approved for an acceptable loan product that permits charitable organizations to provide gift funds. Contact: North Carolina Housing Assistance; (704) 385-3973
Visit: www.northcarolinahousing.org
Venture Capital Funds for New England Entrepreneurs
anyone interested in starting his own business or expanding an existing one may do well to look into venture capital. Venture capitalists are willing to invest in a new or growing business venture for a percentage of the equity. The Venture Capital Fund of New England is one source for those with high tech related business ideas
Visit: www.vcfne.com
37000 Per Year To Get A PhD
Want to earn your Ph.D. in engineering, but can’t afford the rising costs of higher education? Earn your master’s or doctorate degree and let the EPA foot the bill. Through the STAR (Science to Achieve Results) fellowship program, get your graduate degree in a variety of environmental disciplines, including engineering, public health, and ecological sciences. You can have your tuition paid and have a nice stipend to live on! To learn how you can get your advanced degree paid for, contact the U.S. Environmental Protection Agency
Visit: 12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=66.513
Light Houses For Sale Or For Lodging
Non-profit organizations can now purchase a used lighthouse from the government. There are also lighthouses where you can stay overnight. For a great trip this summer