Grants And Loans
If You Feel A Doctor Or Hospital Refused You Services
because of your race, national origin or disability the U.S. Dept. of Health And Human Services will take away any money they get from the government money, and they all get some. You can always get someone’s attention by hitting them in the pocket book and you can do it FOR FREE.
Visit: www.hhs.gov/ocr/newfaq.html
Venture Capital
Some people consider this money from angels, but they are known in the business world as venture capitalists. These are individuals, government-sponsored organizations or private organizations who invest in your business because it is a good idea. These people also want to own a percentage of your business. So they really become your partner. But remember, the point is you want to get your business going. Who cares if you have a partner? If a partner is going to make it happen, it is better than sitting at home with no business at all. The federal government has two major venture capital programs. You can go to these web sites to get a list of government sponsored angels to contact: Venture Capital for Small Businessand Venture Capital For Low Income. But you can’t stop there. There are thousands of other private and public venture capitalists who help small businesses. A good starting place for locating these people is a good reference librarian at your public library.
Quick and Easy 10 Downpayment Assistance
is available in less than an hour, at no cost and with no application to fill out. Low- to moderate-income families can earn up to 10 percent of the purchase price of their new home and never have to repay the money. The program is open to all homebuyers without regard to income, property price, or first-time ownership. Furthermore, the Harford Food Bank does not require the homebuyer to put money down or have cash reserves in order to qualify for gift funds. Homestead Trust, 3450 Ellicott Center Drive, Ellicott City, MD 21043, 410-480.1967
Visit: www.homesteadtrust.org/
10000 Grant To Fix Up A Barn
or $15,000 to fix up an old house or office. These are grants offered by the state of Vermont so they preserve the history of the state. See http://www.dhca.state.vt.us/DHP/financial/grants.html. If you have an old house or structure check what your state has to offer in the way of grants and other help.
Free Coloring Books
Teach your kids about the environment in a fun way. The U.S. Environmental Protection Agency has several coloring books to help you increase your child’s awareness of the Earth and recycling. Titles include: The Adventures of the Garbage Gremlin and Save Our Species, as well as others. For your copies, contact National Service Center for Environmental Publication and Information, P.O. Box 42419, Cincinnati, OH 45242; 800-490-9198
Visit: www.epa.gov/kids
Home Grants Program up to 10000
this is a non-repayable grants/gifts program available to first-time homeowners to cover down payment and closing costs. Also provided are free Homebuyer Education Courses, free Balanced Budget Spending Plans, free Credit Counseling Services as well as Post Purchase and Homeownership Maintenance Counseling to any resident in North Carolina. Income is not a limiting factor; however, all applicants are required to take the two educational courses provided by Home Grants. In order for a grant recipient to use Home Grants’ funds, they must be approved for an acceptable loan product that permits charitable organizations to provide gift funds. Contact: North Carolina Housing Assistance; (704) 385-3973
Visit: www.northcarolinahousing.org
Venture Capital Funds for New England Entrepreneurs
anyone interested in starting his own business or expanding an existing one may do well to look into venture capital. Venture capitalists are willing to invest in a new or growing business venture for a percentage of the equity. The Venture Capital Fund of New England is one source for those with high tech related business ideas
Visit: www.vcfne.com
37000 Per Year To Get A PhD
Want to earn your Ph.D. in engineering, but can’t afford the rising costs of higher education? Earn your master’s or doctorate degree and let the EPA foot the bill. Through the STAR (Science to Achieve Results) fellowship program, get your graduate degree in a variety of environmental disciplines, including engineering, public health, and ecological sciences. You can have your tuition paid and have a nice stipend to live on! To learn how you can get your advanced degree paid for, contact the U.S. Environmental Protection Agency
Visit: 12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=66.513
Light Houses For Sale Or For Lodging
Non-profit organizations can now purchase a used lighthouse from the government. There are also lighthouses where you can stay overnight. For a great trip this summer
Free Care By The Best Doctors In The World
Bob Dole and Sam Donaldson knew where to go to get treatment – The National Institutes of Health (NIH). Each year, close to 75,000 patients receive free medical care by some of the best doctors in the world. To see if your diagnosis is currently being studied, you can contact the Clinical Center, National Institutes of Health, Patient Recruitment, 6100 Executive Blvd., Suite 3C01, MSC 754, Bethesda, MD 20892; 301-496-2563; 800-411-1222; www.cc.nih.gov; National Institutes of Health, Office of Communications, Building 1, Room 344, 1 Center Dr., MCS 0188, Bethesda, MD 20892; 301-496-4000; www.nih.gov; or to search a database of research programs, contact CRISP, Office of Reports and Analysis, Office of Extramural Research, 6700 Rockledge Dr., Room 3210, Bethesda, MD 20892; 301-435-0656
Visit: www.cc.nih.gov
Free Preventive Health Services For Seniors
A report from the U.S. Congress estimates that over 29 million seniors don’t take advantage of free preventive health services like flu shots, tetanus shots, pap smear, mammography, vaginal cancer screenings, colorectal cancer screening/colonoscopy, osteoporosis – bone mass measurement, prostate cancer test, and glaucoma test. They are all covered under the Medicare laws, but most doctors are not aware of this. 800-633-4227.
Visit: www.medicare.gov
Having Trouble Paying For Health Care Services
you can access a free database that identifies thousands of government and non-profit organizations that provide free and low cost primary care, dental services, OBGYN care, mental health, and more.
Visit: ask.hrsa.gov/pc/
Free Help Becoming A Non Profit
Don’t spend a fortune on a lawyer in your attempt to become a non-profit. Take advantage of free government help available through the Internal Revenue Service. You can fill out the forms to the best of your ability, and then you can call them with your list of questions. For more information contact Exempt Organizations Technical Division, Internal Revenue Service, U.S. Department of Treasury, 1111 Constitution Ave., NW, Room 6411, Washington, DC 20224; 202-283-2300; 877-829-5500 (toll-free)
Visit: www.irs.gov
50 Discount On Air Services To See A Sick Relative
according to a study done by the Federal Trade Commission. Six out of 10 Americans are overweight. It’s the second most preventable cause of death after smoking, resulting in over 300,000 deaths per year. I keep telling my kids that the 2 hardest things to figure out in our society are relationships and weight control.
Serve Your Country AND Slash 10000 Off Your Student Loans
Be on your way to loan forgiveness and buff up at the same time! If you join the Army Reserve or the National Guard after graduation, you can receive up to $10,000 to pay off your student loans. If you’re the sort of person who doesn’t mind the occasional brush with death, ask to be stationed in areas of hostility and you could get even more money! For more information contact the United States Army Reserve Command (USARC), 1401 Deshler Street, S.W., Fort McPherson, GA 30330-2000 (800) 359-8483
Join Me In Minneapolis On Tuesday November 4th
at a 3 hour seminar with the Learning Annex.
Your Bank Got A Government Grant Did You
Last year over 81 banks received over $21million in free government money. So find the banks in your area and see how you too can get some of this money for your business.
Visit: www.cdfifund.gov/awardees/pdf/2002_bea_awardees_list.pdf
Free Immunizations For Your Kids
National Immunization Information Hotline at 800-232-2522 (English); 800-232-0233 (Spanish);
Visit: www.cdc.gov/nip
More Money From Indiana’s Prescription Drug Program
Depending upon your situation with Medicare and Medicaid, you may or may not be eligible for this program, but it is worth a call for clarification. It is also helpful to know about this in the future if your situation changes. Eligibility issues: Indiana resident for at least 90 days and age 65 or older. May not have insurance that includes a prescription drug benefit. Must have a monthly income which is less than $997 for individuals or less than $1,344 for couples. Contact HoosierRX, P.O. Box 6224, Indianapolis, IN 46206-6224; 866-267-4679
Grants up to 7500 for Social Services and Medical Needs
Grants range from $1,000 to $7,500 for support of social services, higher education, music, museums, and medical needs. This foundation gives on a national basis. Contact: The Chazen Foundation, P.O. Box 801, Nyack, NY 10960
500000 Grant To Work On An Education Related Invention
do you have an idea for a product? Or do you have an idea that would enhance an existing product? Well the government will give you up to $500,000 if it will in some way help kids learn or help teachers teach. This money is set aside for small companies or individual inventors. It’s called the Small Business Technology Transfer Program or the Small Business Innovative Research Program.
Call 211 For Free Money
that’s right! I didn’t say 911, I said 211. It’s a hotline number the Federal Communications Commissions set up for communities to use to refer people to social services that provide medical help, job training, transitional housing, child care, help for seniors, rental assistance, and more. These numbers are operating in 23 states. Go to the phone and dial 211 to see if you have this service in your area or see
Visit: www.211.org
Money For Food
Program providers receive reimbursement based upon the number of meals served. Participants are required to attend training and renew their application for the program each year. Office of School Readiness, 10 Park Place South, Suite 200, Atlanta, GA 30303; 404-656-5957; 1-888-4GA-PREK; Fax: 404-651-7430. Head Start/Early Head Start: Head Start and Early Head Start funding is granted by the federal government to local communities grantees to provide quality child development services to low-income families and children with disabilities. They largely target three and four-year olds. These grantees may be public or private, for-profit or non-profit or a public school. If a grantee gives up or loses funding, the Head Start Funds remain in the community and are awarded to another eligible organization. Georgia’s Head Start Collaboration Project was established to help facilitate the partnership between federally funded Head Start programs and state-funded early childhood programs. Office of School Readiness, 10 Park Place South, Suite 200, Atlanta, GA, 30303; 404-656-5957. Or, contact the Regional Head Start Office for Georgia, Atlanta Federal Center, 61 Forsyth Street, S.W., Suite M60, Atlanta, GA 30303; 404-562-2833; Fax 404-562-2980; 866-763-6481
4725 For Volunteering Full Time
AmeriCorps engages people 17 and older in service to their community. The Vista Program recruits those with 3 years experience (not required) for a one-year commitment to address issues related to poverty. During time of service a modest allowance is received every week. Health insurance is provided by the program. Housing and meals are not provided by the program. Participants receive $4,725, which can be used for student loan repayment and school tuition, or a cash stipend of $1,200. Find out more about getting involved with AmeriCorps by e-mailing questions call them Toll-Free at 1-800-942-2677.
Visit: www.americorps.org
Seed Money To Start Your Day Care
Venture Grants are time-limited grants for innovation. One form of venture grants is seed money grants. These are intended to provide short-term support for start-up, development or stabilization of new programs. For more information contact United Way of Northwest Georgia, P.O. Box 566, 101 Selvidge Street, Dalton, GA, 30722-0566; 706-278-9230; Fax: 706-226-1029
Visit: www.ourunitedway.org