Called Direct Housing-Natural Disaster Loans and Grants and referred to as Program #10.444 in the Catalog of Federal Domestic Assistance, this program provides grants to assist very-low income owner- occupants to repair or replace damaged property as a direct result of a natural disaster. Loans are made in counties named by the Federal Management Agency as being eligible for Federal assistance under an emergency declaration by the President. Contact your local office of the U.S. Department of Agriculture Rural Housing Service
remember it is not only FEMA (Federal Energy Management Agency) that has money to fix things up after a hurricane. There is also grant money to fix up your home anytime. Check the Catalog of Federal Domestic Assistance. This lists all the major federal programs. Look for housing programs at the Departments of Housing and Urban Development, Energy and Agriculture.