Even if you’re not a senior check into this for your mom, dad or grandparents or anyone else because each year over 3 million eligible seniors and people with disabilities fail to apply for a little-known program that will give them over $1,000 extra in their Social Security check. That’s how much the government deducts for Medicare Part B payments. The program is called Qualified Medicare Beneficiaries Plan, or Specified Low-Income Medicare Beneficiaries Plan. To learn more contact your local Social Security Office at 800-772-1213. You can also contact the Medicare Hotline and request the publication Guide to Health Insurance for People with Medicare; contact Medicare Hotline at 800-MEDICARE or online
Or, if you are a senior having trouble paying for your Viaga or any other prescription drug, you don’t have to worry about how much in premiums you are going to pay for in the new Medicare Prescription drug program that only pays a portion of your drugs costs anyway, and doesn’t even start until 2006. There are current programs at state governments and even from the drug companies themselves where you can be making up to $40,000 a year, at any age, and get all of your prescription drugs for free right now.
Depending upon your situation with Medicare and Medicaid, you may or may not be eligible for this program, but it is worth a call for clarification. It is also helpful to know about this in the future if your situation changes. Eligibility issues: Indiana resident for at least 90 days and age 65 or older. May not have insurance that includes a prescription drug benefit. Must have a monthly income which is less than $997 for individuals or less than $1,344 for couples. Contact HoosierRX, P.O. Box 6224, Indianapolis, IN 46206-6224; 866-267-4679
RxAmerica offers the Arizona Discount Program which is open to Medicare-eligible Arizona residents. This program costs $9.95 a year, and provides a discount of 10-55% on most prescription drug costs. You can contact this program by phone at 888-227-8315. The prescription discount card is accepted at over 500 pharmacies across the state, as well as at the RxAmerica mail order pharmacy. This plan was created by Governor Janet Napolitano.
If you are having trouble trying to decide if it’s best for you to take advantage of the new Medicare prescription drug program or the traditional free drug program offered by the pharmaceutical companies, try a free computer search from a non-profit organization called Access To Benefits Organization. They are a legit non-profit trying to help people identify the best way to get free prescription drugs. For information on this program see
Many people do not take advantage of the Qualified Medicare Beneficiary Program which covers the cost of Medicare Part B premiums. There are income limits you must meet. For more information on the program, contact Medicare at 800-MEDICARE; or go to the following website. You can also learn about the Medicare Drug Card. The New York Medicare Savings Coalition also has information on how to take advantage of the underutilized program that will cover the Medicare Part B premium.
if you are looking for coverage, or looking to solve a problem with Medicaid, Medicare or a private health insurance company there are groups throughout the country that will help you enforce your rights and get you satisfaction. See the Health Insurance Partnership at Families USA
Emergency rooms are now required to provide an initial screening to assess a patient’s condition, which is designed to stop the automatic transfer of people unable to pay. Emergency rooms must also treat emergency situations until they are stabilized, then they can refer you to other hospitals or clinics for further treatment. If you feel you have been denied service, contact Centers for Medicare and Medicaid Services, 7500 Security Blvd., Baltimore, MD 21244; 410-786-3000
States have programs to pay for Medicare Part B premiums when you cannot afford them. Contact your local Medicare office to see if you qualify to receive these funds. Contact Medicare at 800-622-4932