Grants And Loans
Stop Bullying Now
it’s hard to deal with bullying either as a kid or an adult.
Visit: www.stopbullyingnow.hrsa.gov
Get A Degree At Home With Government Money
Why not? Now more than 56% of colleges offer learning over the internet and you can get government money to pay for it.
Money To Buy Out Your Boss
A dream come true can be buying out your boss and running the whole business yourself. You probably always thought you could do it better anyway. Your boss may secretly be looking for someone to buy the place so she can go to the beach and finally write that Great American Novel that she has always been dreaming of. Much of the government money available can be used for this. Start looking for federal money in the Catalog of Federal Domestic Assistance published by the U.S. Government Printing OfficeThen check your State Government Office of Economic Development and tell them what you are trying to do. You can call 411 and ask for the state capital operator in your state capital
Visit: www.gpo.gov
Is Grant Money Taxable?
The answer to this is the same answer to any good question, It Depends. Some grants are taxable and some are not. If you get a grant to start a business, I would assume you would have to treat that as taxable income but you would probably not pay any taxes on it because you would use the money to buy business deductible items like computers, office space, advertising etc. Grants and scholarships in excess of tuition, fees, books, supplies, and equipment are considered taxable income. Grants given to veterans not taxable. A lot of grants given out to pay your energy bills or help pay your mortgage are not taxable.
10000 to 2 Million In Venture Capital For Low Income Entrepreneurs
it’s not only Wall Street fat cats or bad business dot com ventures that get venture capital money to fulfill their entrepreneurial dreams. There are over 100 such venture capital organizations now whose goal is to get money to entrepreneurs who want to help low-income or other disadvantaged with good jobs, good services or good products. Go through the list at http://www.cdvca.org/fund_profiles.html and see which ones you should apply to. Remember venture capital is money you don’t have to pay back but they get a piece of the action and you get a partner.
Extra Money to Live on While You Look for Work
You may be eligible to receive an extra 7 weeks of unemployment insurance money. You can also collect your unemployment money while you start your own business.If you don’t know if you are eligible for unemployment insurance money.
Money to Fix Up Your Home After a Disaster
Called Federal Housing Assistance to Individuals and Households and referred to as Program #96.048 in the Catalog of Federal Domestic Assistance, this program provides grants to individuals and households affected by a disaster to enable them to address their disaster-related housing needs. The money can be used for the following: 1) Temporary Housing, 2) Repair, 3) Replacement, and 4) Permanent Housing Construction. Assistance not used for the specified purpose will be required to be returned. Contact Department of Homeland Security 245 Murray Drive, SW., Washington, DC 20528, 202- 282-8000
Visit: www.dhs.gov
Pennsylvania Nurses Receive 12500 To Pay Off Nursing School Loans
Imagine repaying your student loans just by doing your job! To help recruit and retain qualified nursing in Pennsylvania, the Nursing Loan Forgiveness for Healthier Futures program was created to help struggling nurses repay their student loans. By working for a participating Pennsylvania health care organization, after graduation from an approved nursing education program, you may receive student loan forgiveness for up to 25 percent (a maximum of $12,500) of your eligible debt over a three-year period. Contact the American Education Services, Nursing Loan Forgiveness for Healthier Futures Program, Lender School Team, PO Box 2461, Harrisburg, PA 17105-2461; (800) 859-5442
Visit: www.pheaa.org/loanforgiveness/healthier_futures.shtml
60000 Home Loans With No Interest For LA County Homebuyers
The Home Ownership Program (HOP) offered by the Los Angeles County Community Development Commission (LA CDC) provides assistance to low-income, first-time homebuyers for purchasing a home. HOP provides loans up to $60,000 or 25% of the purchase price in designated target areas. Eligible properties are single-family homes and attached or detached condominium units or townhomes with a maximum purchase price of $290,319. Contact the Los Angeles County Community Development Commission
Visit: www.lacdc.org
Make Sure The Kids’ Toys Are Safe
U.S. Consumer Product Safety Commission (CPSC), Publication Request, Washington, DC 20207; 800-838-8328
Visit: www.cpsc.gov
3800 in Supplemental Money
Sallie Mae Fund Unmet Need Scholarship Program applicants must have a cumulative GPA between 2.5 and 3.0 (on a 4.0 scale) or GED average test score between 42 and 52. Must be a U.S. citizen and have a family adjusted gross income for calendar year 2003 of $30,000 or less. Applicant must demonstrate unmet financial need of more than $1,000 after the financial aid award package has been determined. Must be a high school senior or graduate planning to enroll or already enrolled in a full-time undergraduate course of study at an accredited post secondary institution. Application Deadline is May 31, 2004. Scholarship awards, ranging from $1,000 to $3,800.
Free Report On How To Beat A Speeding Ticket
Even the most elaborate of modern technology isn’t always 100% perfect all of the time. The report Police Traffic Radar, published in 1980, is still accurate and shows that all police radar tracking devices are not accurate all of the time. Such evidence can be helpful in the defense of your case. The laboratory also has information regarding alcohol breath testing devices, including Breath Alcohol Sampling Simulator for Qualification Testing of Breath Alcohol Measurement Devices. Both publications are free. Contact: Office of Law Enforcement Standards, National Institute of Standards and Technology, 100 Bureau Dr., Building 225, Room A-323, Gaithersburg, MD 20899
Visit: www.eeel.nist.gov/oles/oles_reports_publications.html
If You Have A Disability And Are Looking For A Job
in Rhode Island, Oklahoma, North Carolina, South Carolina or Washington, there is now extra money and help for you.
Grants to Native American Communities to Fix Up Homes
Called the Indian Community Development Block Grant Program and referred to ca Program #14.862 in the Catalog of Federal Domestic Assistance, this program provides grants to improve the housing stock, provide community facilities, make infrastructure improvements, and expand job opportunities by supporting the economic development of their communities. To identify if there are programs in your area, contact your local office of the U.S. Department of Housing and Urban Development
Light Houses For Sale Or For Lodging
Non-profit organizations can now purchase a used lighthouse from the government. There are also lighthouses where you can stay overnight. For a great trip this summer
10000 Grant To Fix Up A Barn
or $15,000 to fix up an old house or office. These are grants offered by the state of Vermont so they preserve the history of the state. See http://www.dhca.state.vt.us/DHP/financial/grants.html. If you have an old house or structure check what your state has to offer in the way of grants and other help.
60000 If Your Mortgage Payments Are Over 60 Days Due
the Pennsylvania Housing Finance Agency offers state residents a loan program designed to protect citizens who, through no fault of their own, are financially unable to make their mortgage payments and are in danger of losing their homes to foreclosure. Participants in the Homeowners’ Emergency Mortgage Assistance Program receive loans to help bring delinquent payments current. Continuing monthly assistance may be available as well. Total financial assistance maximum is $60,000, or 24 months of payments. Participants are expected to contribute $25 per month for payments during the term of the loan. Contact: Pennsylvania Housing Finance Agency, 211 North Front Street, P.O. Box 15530, Harrisburg, PA 17105-5530. Phone: 800-342-2397,
Working and Still Struggling Financially
You can be making up to $35,000 to $40,000 a year and still be eligible for government benefit programs. Like money for food bills, day care, health insurance for you or your children, fuel and utility bills, phone bills, and more. A non-profit organization called SEEDO is developing a web site so people can learn how to take advantage of these programs.
Visit: www.earnbenefits.org
5000000 to Build or Fix Up an Apartment Building
Called Mortgage Insurance for the Purchase or Refinancing of Existing Multifamily Housing Projects and referred to as Program #14.155 in the Catalog of Federal Domestic Assistance, this program provides money for existing multifamily housing projects, whether conventionally financed or subject to federally insured mortgages at the time of application for mortgage insurance. Only projects not requiring substantial rehabilitation are acceptable under this section. The estimated cost of required repairs may not exceed 15 percent of the estimated value after repairs or $6,500 per unit adjusted by a high cost factor, whichever is greater and may not involve the replacement of more than one major system. The program has statutory per unit mortgage limits which vary according to the size of the unit, the type of structure, and the location of the project. There are also loan-to- value and debt service limitations. Prevailing wage requirements under the Davis-Bacon Act do not apply to this program. Contact your local office of the U.S. Department of Housing and Urban Development
70 Discount On College Books
just like prescription drugs, college text books cost a lot less in Europe than they do in the United States so 2 enterprising college students have made a nice business helping students save big on school books. I have to tell this to my 2 boys who are in college …
Visit: See www.bookcentral.com
Over 2 Million Distributed To Early Child Care Teachers
Early childhood teachers, directors, and family child care providers benefit from INCENTIVE$, a statewide salary supplement program. However, the ones that truly benefit are the children as they thrive from forming and maintaining strong attachments to their primary caregivers. This program encourages those who work directly with young children to continue their work as well as increase their level of education. The following requirements must be met in order for the applicant to be eligible: hold a formal credential or degree related to early childhood care and education; work in a licensed child care center or registered family day care home; work with children 5 years or younger; work at least 25 hours per week and earn less than $14.45 an hour; and be employed at least 12 consecutive month at the same location. The annual amount of the supplement is between $400 and $2,000, depending on the type of degree or credential held by the applicant. For more information contact Smart Start Georgia, 175 Twinnett Dr., Suite 370, Lawrenceville, GA 30045; 888-405-2238; 770-339-5199/5208
Visit: www.smartstartga.org
Reverse Mortgages For Seniors
Called Reserve Mortgages For Seniors and referred to as Program #14.183 in the Catalog of Federal Domestic Assistance, this program enables elderly homeowners, 62 years of age or older, to convert equity in their homes to monthly streams of income – except for Texas – lines of credit. HUD insures lenders against loss on reverse mortgage loans. Contact your local office of the U.S. Department of Housing and Urban Development. Look on the left-hand side of the page to search for your local field office.
Free Financing Child Care Report
This report highlights strategies employed in states and communities, using public, private and mixed sources of funding, to finance childcare. You can get the report by contacting the Ewing Marion Kauffman Foundation, 4801 Rockhill Rd., Kansas City, MO 64110; 816-932-1261
Visit: www.kauffman.org
FREE Home Repair and Security Improvements
The Minor Rehabilitation and Home Security Program sponsored by San Diego County’s Housing and Community Development Department (HCD) assists homeowners with home rehabilitation, minor repairs, maintenance, and security issues. Eligible repairs include fixing broken windows, doors, window screens, sliding glass door screens, and/or fence and gate repairs; minor plumbing and electrical repairs; yard clean-up; painting; and the installation of wheel chair ramps. Eligible improvements in home security include the installation of security screen doors with deadbolts, solar motion sensor lights, floodlights, carbon monoxide detectors, carriage sensor lights, and dusk-to-dawn lights. Applicants must own and reside in a home located within select county urban areas. Contact: San Diego County Department of Housing and Community Development, San Diego, CA 92123 or visit their website at:
Visit: www.sdcounty.ca.gov/sdhcd/
Seed Money To Start Your Day Care
Venture Grants are time-limited grants for innovation. One form of venture grants is seed money grants. These are intended to provide short-term support for start-up, development or stabilization of new programs. For more information contact United Way of Northwest Georgia, P.O. Box 566, 101 Selvidge Street, Dalton, GA, 30722-0566; 706-278-9230; Fax: 706-226-1029
Visit: www.ourunitedway.org