Counseling Services

Business Incubators Are Bargains And

can provide access to money, flexibility for growth, counseling services, tax services and a lot of comfort in the beginning years of a business. These can be non-profit organizations or for-profit. They are something to consider if you are starting out. For more info or to locate incubators in your area contact: National Business Incubator Association

Visit: www.nbia.org.

You Don’t Even Have To Know How To Spell Entrepreneur

you can walk into a local government supported management consulting office and they will sit down with you, for free, and help you identify major money programs in your area, help you fill out forms to get money, help you prepare a business plan, give you free tax counseling services, free marketing help, or free help with public relations, technology or anything else. It doesn’t get better than this. Find the local office of your Small Business Development Center. They are supported by state and federal governments.. Your state lead center can tell you about your local office.

Visit: www.asbdc-us.org/

Join the Club and Get a Home For 500 Down

HomeFree USA features financial assistance programs as well as education, referral and counseling services for prospective buyers in the metropolitan Washington area. Membership is required for participation in programs. Members have access to a variety of financial aid packages related to homeownership, including money for downpayments, closing costs and access to special money-saving mortgage programs. HomeFree offers a mortgage plan requiring $500 down and closing cost grants that do not need to be repaid. Also offered to members are assistance with credit, debt, and tax issues, counseling on savings, debt and budgeting, access to a number of mortgage professionals, assistance in applying for a mortgage, classes in smart homeownership, and step-by-step counseling to make sure the member’s financial interests are protected in the home buying process. Contact: HomeFreeUSA, 318 Riggs Road, N.E., Washington, D.C. 20011. Phone: (202) 526-2000 or (800) 289-4632; fax: (202) 526-4072

Visit: www.homefreeusa.org

20000 Worth Of Free Alcohol And Drug Treatment

The state of Georgia provides outpatient counseling services, short-term residential programs, and even school student assistance programs. There are also non-profit organizations that offer free treatment to people, like the Center for Drug-Free Living in Orlando, Florida. A friend of mine received one- and two-week resident treatments for free in Maryland. So if you need help, keep looking for local free stuff or contact National Drug and Treatment Routing Service, Center for Substance Abuse Treatment, National Institute on Alcohol Abuse and Alcoholism (NIAAA), 600 Executive Blvd., Willco Bldg., Bethesda, MD 20892; 800-662-HELP; www.niaaa.nih.gov; or National Clearinghouse for Alcohol and Drug Information, 11426 Rockville Pike, Suite 200, Rockville, MD 20852; 800-729-6686

Visit: www.niaaa.nih.gov