Money

Help With Mortgage Rent and Credit Counseling

Contact one or many of your local U.S. Department of Housing and Urban Development Counseling Agencies. These groups can help with problems concerning your rent or mortgage and some even have grant money to get you through tough times. They can also help with your credit problems or direct you to an organization that can help you without ripping you off. Remember, if the office near you is not helpful enough contact one a little further away. It could be worth the drive.

Visit: www.hud.gov/offices/hsg/sfh/hcc/hccprof14.cfm

1500000 Grant To Organizations Who Help Small Businesses in Small Towns

The Rural Business Opportunity Grants program offers over $8 million in grants to non-profit organizations, who in turn give the money to entrepreneurs to start businesses in small towns. Find out what groups in your area have this money for you to use. Contact Rural Business-Cooperative Service, USDA, Specialty Lenders Division, STOP 3225, Room 6767, 1400 Independence Ave, SW, Washington, DC 20250, 202-720-1400

Visit: www.rurdev.usda.gov

45 Million To Put Your Business In Canada

the truck manufacturer Navistar got this kind of money to locate their business in Ontario. If you don’t care where you make your millions just as long as you make millions, check around in different states and even countries who will offer you the most to start your business there.

Visit: www.navistar.com/site_layout/news/newsdetail.asp?id=505.

Money for Italian Americans

The Italian-American Community Services Agency awards grants to Italian-Americans in financial need and indigent individuals, including senior citizens. It had a total of $15,690 for grants to individuals. Contact: Italian-American Community Services Agency (formerly Italian Welfare Agency, Inc. ), 678 Green St., San Francisco, CA 94133-3896. Phone: 415-362-6423; website

Visit: italiancommunityservices.org/index.htm

A Fast 500

Catholic Charities and the Salvation Army have thousands of local organizations that offer a verity of services and money for childcare, elder care, elderly services, emergency financial services, food, shelter, housing, job training, health care, and even a fast $500 to get you out of a jam. Many of these services are for families making less than $25,000 per year. Find Catholic Charities USA locations near you at http://www.catholiccharitiesinfo.org/states/ and Salvation Army locations

Visit: www.salvationarmyusa.org/usn/www_usn.nsf/vw-dynamic-index/85256DDC007274DF80256B800038A2CB?openDocument

3 Billion in Grants to Fix Up Homes in Cities

Called Community Development Block Grants/Entitlement Grants and referred to as Program #14.218 in the Catalog of Federal Domestic Assistance, this money can be used to develop viable urban communities, by providing decent housing and a suitable living environment, and by expanding economic opportunities, principally for persons of low and moderate income. To find organizations in your area who have received this funding, contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator/

Money to Fix Up Your Home After a Disaster

Called Federal Housing Assistance to Individuals and Households and referred to as Program #96.048 in the Catalog of Federal Domestic Assistance, this program provides grants to individuals and households affected by a disaster to enable them to address their disaster-related housing needs. The money can be used for the following: 1) Temporary Housing, 2) Repair, 3) Replacement, and 4) Permanent Housing Construction. Assistance not used for the specified purpose will be required to be returned. Contact Department of Homeland Security 245 Murray Drive, SW., Washington, DC 20528, 202- 282-8000

Visit: www.dhs.gov

Bill Gates Will Give You Money

If you find yourself interested in science and technology, this scholarship is for you. There are four types of technical scholarships available to current undergraduate students: General Scholarship, Women’s Scholarship, Underrepresented Minority Scholarship and Scholarships for Students with Disabilities. To find out more about this program, go to the link and read the Frequently Asked Questions. Go to the Microsoft Scholarship Program

Visit: www.microsoft.com/college/scholarships

Money If You Have No Money And Want To Start A Business

these programs are hard to find but we have located over 150 such programs. They are normally non-profit organizations that are trying to help people start their own little small business. You’ll have to do a lot of searching to find them all. A good place to start is a free database that keeps track of some of these groups.

Visit: www.microenterpriseworks.org/services/PYEP/PYEPmain.htm

Sources For Government Foreclosed Properties

If you are like 99% of all the other investors in the US who wish they had their money in real estate and not stocks and bonds during the past few years, or you heard about a friend of your brother-in-law who is making a bunch on foreclosed property, remember there is no magic in finding these properties. It just takes work. Here’s where Uncle Sam keeps the bargains.

Visit: www.hud.gov/offices/hsg/sfh/reo/homes.cfm

3000 To Operate a Roadside Fruit Stand

Through WIC and the Seniors Farmers’ Market Nutrition Programs, let the USDA bring you customers you might not otherwise reach. Simply apply to become an authorized vendor, and let the government do the rest. Coupons will be distributed to seniors and WIC recipients that you can then redeem for cash. To find out how you can start making more money, contact the USDA Food and Nutrition Service.

Visit: www.fns.usda.gov/wic/FMNP/FMNPfaqs.htm.

50000 From Your Phone Company To Start A Business

if you live in a small town or want to live in a small town and want to be an entrepreneur. In it’s efforts to create jobs in small towns the government gives grants to local phone and electric utility companies who are to take that money and help entrepreneurs start or expand a business. The program is called Rural Economic Development Grants at the U.S. Department of Agriculture. Find out who got this money in your area so you can get some.

Visit: www.rurdev.usda.gov/rbs/busp/redg.htm

Money to Buy or Fix Up Houses in The Pacific Islands or The Virgin Islands

Called the Community Development Block Grants/Special Purpose Grants/Insular Areas and referred to as Program #14.255 in the Catalog of Federal Domestic Assistance, this program provides grants that can be used for housing and community development in the Pacific Islands of American Samoa, Guam, the Northern Mariana Islands, and the Virgin Islands in the Caribbean. Contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator/