Grants And Loans
Money For Your New Home in One Hour
The Neighborhood Gold Down-payment Assistance Program helps families purchase a home in the neighborhood of their choice with no money down. Neighborhood Gold works with The Buyers Fund, Inc., a non-profit organization, to provide prospective homeowners with gift money to cover down-payment requirements and closing costs. To receive a grant, a buyer should work with a lender to obtain a mortgage that allows for down-payments to be made in the form of a charitable gift. If a buyer is approved for a loan, he or she can receive Neighborhood Gold gift funds, regardless of income level. The mortgage professional fills out the grant application, and will receive a gift letter from the fund within ONE HOUR. Neighborhood Gold has local representatives who can offer assistance in the application process and answer any questions before, during and after the home-buying process. As part of the grant, Neighborhood Gold offers a Mortgage Payment Protection Plan, which covers up to six months of payments and may make it easier for a program participant to obtain mortgage financing for the applicant’s home of choice. Like most down-payment assistance programs, the seller must agree to pay to Neighborhood Gold a service fee equal to the grant amount plus a percentage rate of home price determined by location. For more information contact:
Visit: www.neighborhoodgold.com
7500 To Cover The Cost of Equipment For People with Disabilities
the state of Arkansas offers a Medicaid waiver which can provide up to $7,500 to cover the cost of adaptive equipment for people with disabilities. Contact: Development Disabilities Services, Department of Human Services; 870-773-0563
500 to Help You Pay Your Bills
The Lion’s Pride Foundation’s emergency assistance grants offer up to $500 per year to individuals who provide sufficient evidence of need (e.g., water, electricity, mortgage bills). Contact: The Lion’s Pride Foundation, Inc., c/o Delhaize America, Inc., P.O. Box 1330, Salisbury, NC 28145; (704) 633-8250, ext. 2974 or ext. 3385; Fax: (704) 656-4162
Visit: www.foodlion.com
60000 If Your Mortgage Payments Are Over 60 Days Due
the Pennsylvania Housing Finance Agency offers state residents a loan program designed to protect citizens who, through no fault of their own, are financially unable to make their mortgage payments and are in danger of losing their homes to foreclosure. Participants in the Homeowners’ Emergency Mortgage Assistance Program receive loans to help bring delinquent payments current. Continuing monthly assistance may be available as well. Total financial assistance maximum is $60,000, or 24 months of payments. Participants are expected to contribute $25 per month for payments during the term of the loan. Contact: Pennsylvania Housing Finance Agency, 211 North Front Street, P.O. Box 15530, Harrisburg, PA 17105-5530. Phone: 800-342-2397,
Grants From EBay Founder
The founder of Ebay will be offering grants to people who are interested in changing our society. There are a lot of things wrong out there
Visit: www.omidyar.org/
10000 To Care For Grandma and Grandpa
Does your mom need Meals on Wheels? Is she having trouble paying her bills? Does she need a new roof on the house? How about some extra spending money? Does Grandma need free legal help to divorce Grandpa? Does she want to know what programs exist for seniors? Answers to all these questions and more can be found by contacting the Eldercare Hotline at 800-677-1116. They can hook up seniors with all the resources available to them, and all it takes is a phone call.
Visit: www.eldercare.gov/
Get Baseball Card From Ty Cobb
The Library of Congress has a vast list of photos, articles, sound bites, and much more from history all at your fingertips. You can go to their web site and find a baseball card from the 1913 New York Giants team. How about a 1910 card of Ty Cobb along with his stats? American Memory is the Library of Congress’ collection of the history of the culture of the United States. These images can be printed on your printer for free, or you can order on-line for an 8 X 10 color print to be made and sent to you for $30.00. Just view the collection at http://memory.loc.gov. To order prints (the information is available at the website) contact Library of Congress, Photoduplicatioan Service, 101 Independence Ave., SE, Washington, DC 20540; 202-707-5640
Visit: memory.loc.gov
60000 for Renters Homeowners or Investors to Improve Their Property
Called ‘Property Improvement Loan Insurance for Improving All existing Structures and Building of New Nonresidential Structures Program and referred to as Program #14.142 in the Catalog of Federal Domestic Assistance, this program provides financing of improvements to homes and other existing structures and the building of new nonresidential structures. Contact your local office of the U.S. Department of Housing and Urban Development
New Web Site Helps With Money To Sell Your Products Overseas
30000 Grant To Start A Day Care Center In Mass
Last Year 13 Billion For Entrepreneurs Went Unused
so the government is going to make it easier to get money from the SBA’s 540 Certified Development Company program. See http://story.news.yahoo.com/news?tmpl=story&cid=669&ncid=669&e=14&u=/031014/180/5kdiq.html. They want to get this money to more minorities, veterans and women. So HELP these poor bureaucrats make quota and find out how to apply for this money at www.sba.gov/financing/sbaloan/cdc504.html. You can get from $10,000 to $1,000,000 to start or expand your business.
Grants to Aid Victims of Violence
The New England Patriots’ R.O.S.E. Award offers a cash award to a female victim of violent crime who is working to overcome her adversities. The award is meant to help her continue in her journey toward regaining her self-esteem and rebuilding her life. Cash awards vary according to funding availability. Contact: The R.O.S.E. Fund, Inc., (formerly Ryka Rose Foundation), 175 Federal St., Ste. 455, Boston, MA 02110; (617) 482-5400; Fax: (617) 482-3443
How Popular Is Your Name
The Social Security Administration keeps track of popular baby names for every year going back to 1990. My name was the 4th most popular name last year. Don’t know if that is good or bad
Make 45000 Tagging Grizzly Bears
You may read headlines in the newspaper about the government downsizing, but in fact the government hires about 400,000 a year no matter what the budget is. The average wage is about $45,000. Only about 20% of the jobs are in Washington, DC with the rest scattered throughout the world. This could be a great way to see the country or live overseas while supporting yourself with a stable government job. Contact the U.S. Office of Personal Management (OPM) USAJobs at 478-757-3000. for more information on the best place to start. You should also contact the local office of your Congressman. They can send you information and help you through the process.
Visit: www.usajobs.opm.gov
Your Teen Can Get A 5000 Grant
if they conduct a volunteer service activity in your community. It’s called the Prudential Spirit of Community Awards. Better hurry, the deadline for this year is October 31,2003. Contact Prudential Financial at 888-450-9961
Go On A Free Archeological Dig
The Lesko’s went on an archeological dig in Alaska and and you can too! Passport in Time is a volunteer archaeology and historic preservation program of the USDA Forest Service. You work with professionals on projects including archaeological excavation, rock art restoration, gathering oral histories, and more. Volunteers have helped stabilize ancient cliff dwellings in New Mexico, excavate a 10,000-year-old village site in Minnesota, restore a historic lookout tower in Oregon, clean vandalized rock art in Colorado, survey for sites in a rugged Montana wilderness, and excavate a 19th-century Chinese mining site in Hell’s Canyon, Idaho. You need to get to the site, but once there many offer free or cheap housing and meal options. To take advantage of this government opportunity contact: Passport in Time Clearinghouse, P.O. Box 31315, Tucson, AZ 85751; 800-281-9176
Visit: www.passportintime.com.
Knock 25000 Off Your Medical School Loans
Are you a clinician dedicated to working with our Nation’s underserved? If so, the National Health Service Corps can help you reduce your student loans by $25,000! Fully trained health professionals who commit to work in a community of great need are eligible to compete for repayment of their loans. In addition to loan repayment, these clinicians receive a competitive salary, some tax relief benefits, and a chance to have a significant impact on a community. For more information contact NHSC, 5600 Fishers Lane, Park lawn Building, Rockville, MD 20857; (800) 221-9393
Visit: nhsc.bhpr.hrsa.gov/join_us/
Get All Your Grant Questions Answered On October 18
I’ll be in Baltimore, live, to answer all your questions in a friendly small group at a ridiculously low price. Sign up now and save even more.
Visit: www.lesko.com/semjune1
Make Sure The Kids’ Toys Are Safe
U.S. Consumer Product Safety Commission (CPSC), Publication Request, Washington, DC 20207; 800-838-8328
Visit: www.cpsc.gov
200 Million In Grants For Down Payment Money
for first time home buyers who do not have a whole lot of money has been added by the U.S. Senate on November 25 for inclusion into the budget for the U.S. Department Housing and Urban Development.
Visit: banking.senate.gov/index.cfm?FuseAction=PressReleases.Detail&PressRelease_id=
Very Low Income Is 19000/Year
and this can make you eligible for free money and services from local service centers like the one in Santa Clarita Valley, California. If you are out of work, you know you’re making less and can use the help. Your local Congressman or Senator’s office can help you locate such a center in your area.
Help With Mortgage Rent and Credit Counseling
Contact one or many of your local U.S. Department of Housing and Urban Development Counseling Agencies. These groups can help with problems concerning your rent or mortgage and some even have grant money to get you through tough times. They can also help with your credit problems or direct you to an organization that can help you without ripping you off. Remember, if the office near you is not helpful enough contact one a little further away. It could be worth the drive.
1500000 Grant To Organizations Who Help Small Businesses in Small Towns
The Rural Business Opportunity Grants program offers over $8 million in grants to non-profit organizations, who in turn give the money to entrepreneurs to start businesses in small towns. Find out what groups in your area have this money for you to use. Contact Rural Business-Cooperative Service, USDA, Specialty Lenders Division, STOP 3225, Room 6767, 1400 Independence Ave, SW, Washington, DC 20250, 202-720-1400
Visit: www.rurdev.usda.gov
More People File For Bankruptcy Then Graduate From College
According to the National Center For Education Statistics, the number of people who received a 4 year college degree in 2002 was 1,244,177According to the American Bankruptcy Institute, the number of people who filed for bankruptcy that same year was 1,539,111. In 2003 this number went to 1,625,208.
250000 to Improve the World’s Food Supply
Grants of up to $250,000 are available to individuals for achievement in improving the world food supply. Giving is both national and international. Contact: World Food Prize Foundation, 666 Grand Ave., Ste. 1700, Des Moines, IA 50309; (515) 245-3783; Fax: (515) 245-3785
Visit: www.worldfoodprize.com