Grants And Loans
Low Interest Mortgage Loans Can Be Rip Offs
Make sure you don’t get caught in the type of scam the U.S. Federal Trade Commission is investigating. A mortgage broker was advertising the following on the web: Free 10, 15, 20, 25 and 30- year Fixed at Today’s Rate with No Costs – No Kidding. They lied and the FTC froze all their assets.
Join the Club and Get a Home For 500 Down
HomeFree USA features financial assistance programs as well as education, referral and counseling services for prospective buyers in the metropolitan Washington area. Membership is required for participation in programs. Members have access to a variety of financial aid packages related to homeownership, including money for downpayments, closing costs and access to special money-saving mortgage programs. HomeFree offers a mortgage plan requiring $500 down and closing cost grants that do not need to be repaid. Also offered to members are assistance with credit, debt, and tax issues, counseling on savings, debt and budgeting, access to a number of mortgage professionals, assistance in applying for a mortgage, classes in smart homeownership, and step-by-step counseling to make sure the member’s financial interests are protected in the home buying process. Contact: HomeFreeUSA, 318 Riggs Road, N.E., Washington, D.C. 20011. Phone: (202) 526-2000 or (800) 289-4632; fax: (202) 526-4072
Visit: www.homefreeusa.org
11000 Grant For Downsized Worker to Start A Home Business
Jim Bell was classified as disabled the same year he was downsized out of his job. He always dreamed of starting a home-based business, and began looking through Matthew’s Free Money To Change Your Life book. He found the VESID (Vocational Educational Services for Individuals with Disabilities) program, which is part of the New York State Education Department. Jim was awarded an $11,000 grant to help buy inventory, a computer, fax machine, and office supplies. He now sells golf equipment online at www.bellmerchandise.com and www.golferscaddy.com. Buy from Jim. He used my book and got a grant.
Visit: www.golferscaddy.com
Get An Extra 1000 to Help With a Burial
check with your local county government. Many local officials have grant money to help with problems like this. Hennepin County in Minnesota offers its residents help
3000 To Pay Your Heating Bills and Weatherize Your Home
Two other grant programs for home improvement are the Weatherization Program and the Energy Assistance Program. The Weatherization Program helps to do some household repairs that will make your home more energy efficient. Linda Wildey stated that there is currently a list of people waiting for services, but they are put in order of need. Maximum household income is $14,925 per year, although they take into consideration medical expenses. The Energy Assistance Program will begin again in November and offers help with large heating bills. For more information contact Linda Wildey, Interlocal Community Action Program, 525 E. 7th St. P.O. Box 305, Rushville, IN 46173; 765-932-2863. For more information on Weatherization assistance, check out the programs at Weatherization Assistance Programs Branch, EE44, U.S. Department of Energy, 1000 Independence Ave., SW, Washington, DC 20585; 800-DOE-373. For energy assistance information, go to the Office of Community Services, Division of Energy Assistance, Administration for Children and Families, U.S. Department of Health and Human Services, 370 L’Enfant Promenade, SW, 5th Floor West, Washington, DC 20447; 866-674-6327 (toll-free)
Visit: www.eere.energy.gov/buildings/weatherization_assistance/
Grants To Pay For A Down Payment
on a home are available through a non-profit organization called AmeriDream, Inc. It’s a little complicated, but my understanding is that to get government money to buy a home, the seller cannot give you a down payment to help you buy the home. But they can give the money to a non-profit, who in turn can give you the money. Anyway, the deal can get done and you don’t need to put up money.
Visit: www.ameridream.org/
1000 A Month To Pay Your Mortgage
if you lose your job. It’s called the Mortgage Guardian program and it will pay your mortgage for up to 6 months. Check with your state housing association to see if you are eligible for a similar program. Here is the program in Wisconsin
Free Classes and Fee based Seminars On How To Get Grants
The Foundation Center in Atlanta has a wide range of information about possible sources of funding. The Center offers workshops for the beginner grant seeker. They also have a library located at 50 Hurt Plaza, Atlanta, GA 30303. The phone number is 404-880-0095 or 94. An online database of 5,600 foundations and public charity programs is available for a monthly fee.
Visit: fdncenter.org/atlanta/
Pennsylvania Soldiers Collect 2500
A one-time student loan forgiveness benefit of up to $2,500 can be yours if you served in the Armed Forces, in an active duty status, between September 11, 2001, and December 31, 2004. The Armed Forces Loan Forgiveness Program recognizes the bravery, dedication, and loyalty of our servicemen and women who served in the aftermath of September 11, 2001. To learn more about this program contact the Pennsylvania Higher Education Assistance Agency, PA State Grants and Special Programs, 1200 N 7th St, Harrisburg PA 17102-1444; (800)233-0557
Visit: www.pheaa.org/
No Money? You Can Still Get A House In The Country
through a number of programs offered by U.S. Department of Agriculture for people who have low or moderate incomes.
Visit: www.rurdev.usda.gov/rhs/sfh/indiv_sfh.htm#Home%20Repair%20Loan%20and%20Grant%20Program%20(Section
Costa Rica Knows How To Buy Health Care
according to the World Bank, Costa Ricans spend an average of $273 per person, per year, on health care and have a life expectancy of 77.6 years. U.S. citizens spend and average of $4,499 per person per year on health care and have a life expectancy of 78 years.The U.S. spends more on health care than any other developed country, and there are 41 countries where people live longer.
Get Your Customers 62/Wk To Pay For You
Up to $62 per week for full time care infant through five-years-old, $18 per day for part time care for infants through five-year-olds, and $37 per week before and after school program from the federal Child Care and Development Funds Program. The Childcare and Parent Services (CAPS) Program helps families in Georgia pay for early childhood and school age care and education programs. Families with a limited income who are working, attending school or training may qualify for subsidized childcare. Chattooga County Department of Family and Children Services, 302 South Commerce Street, P.O. Box 250, Summerville, GA 30747-0250; 706-857-0817; Fax: 706-857-0823
3500 Grant to Improve Your Home So It Cuts Your Utility Bills
This program is called the Energy Efficient Mortgages Program and can be used to make energy-efficient improvements in one to four existing and new homes. The improvements can be included in a borrower’s mortgage only if their total cost is less than the total dollar value of the energy that will be saved during their useful life. The cost of the improvements that may be eligible for financing as part of the mortgage is either 5 percent of the property’s value (not to exceed $8,000) or $4,000–whichever is greater. The maximum mortgage limit for a single-family home is $160,950, plus the cost of the eligible energy-efficient improvements.
Free Care At Hospitals Nursing Homes and Health Centers For People Who Can’t Pay Their Bills
a government law requires those health facilities who receive government funds to give their services away for free to those who have trouble paying their bills. Find the facilities near you and take advantage of them. Or if you owe one of them money show them why you don’t have to pay.
2000 For Teenage Entrepreneurs
The Allen Dayton Young Entrepreneur Contest chooses about 14 Nebraska High school seniors and gives them from $500 to $2,000 for their entrepreneuring potential.
5000 to Get Rid of Lead Paint in Your Home
Called the Lead-based Paint Hazard Control in Privately-Owned Housing Program and referred to as Program #14.900 in the Catalog of Federal Domestic Assistance, this program provides grants to identify and control lead-based paint hazards in privately- owned housing that is owned by or rented to low- or very-low income families. Specific objectives include: (1) building the capacity necessary to eliminate lead-based paint hazards in all housing; (2) preventing childhood lead poisoning; (3) involving cooperation among all levels of government, the private sector, faith-based organizations, and community-based organizations; (4) integrating comprehensive community approaches to address lead hazards in housing; (5) integration of lead- safe practices into other programs which will continue beyond the life of the grant; (6) establishment of a public registry of lead-safe housing; and (7) promoting job training, employment, and other economic lift opportunities for low-income residents of project neighborhoods. . Contact your local office of the U.S. Department of Housing and Urban Development at
Free Business Interns For Your Business
Let the government locate and pay for a skilled intern for your company! Through the Middle East Partnership Initiative, the government is providing talented young women from the Middle East with unique opportunities to learn management and business skills while working in the dynamic and productive U.S. business environment. With $14 million in funding available, this program handles the recruitment of management and entry-level professional interns, and covers the costs for travel, lodging, health insurance, and a stipend for a 3-6 month internship. To find out how your company can benefit from this program, contact U.S. Department of State, Harry S. Truman Building, NEA/PI, 2201 C Street, NW Rm. 5253A, Washington, DC 20520
Is Your Child Ready For Kindergarten
ERIC Clearinghouse on Elementary and Early Childhood Education (ERIC/EECE), University of Illinois, Children’s Research Center, 51 Gerty Dr., Champaign, IL 61820-7469; 800-583-4135; 217-333-1386
Visit: ericeece.org
75000 To Be A Substance Abuse Leader
Treatment prevention professionals, social workers, community organizers and more are eligible to apply for this money from the Robert Wood Johnson Foundation
Visit: www.saleaders.org/
Save Money On Health Insurance
(Although our winner is covered by Medicare, it does not cover all expenses) The New York State Health Insurance Information, Counseling and Assistance Program (HIICAP) offers free counseling to answer all of your health insurance questions. HIICAP can review Medigap insurance, explain the new Medicare Drug Program, and the new drug card options that are now available. For those living in the state of New York, you can contact the Health Insurance Information counseling and Assistance Program at 800-333-4114 For those living in New York City, contact the Department for the Aging, Two Lafayette St., 16th Floor, New York, NY 10007; 212-333-5511. The following explains the new Medicare Drug Program
Visit: www.hiicap.state.ny.us
A 100000 Grant Went To A Company Called TV One
a newly launched cable company operating in Silver Spring, Md. They got this money from the Montgomery Country Department of Economic Development They also received a $75,000 grant from the state office of economic development and another $75,000 grant from the state to train their employees. In addition they received another $150,000 in grant money from the State of Maryland
Visit: www.choosemaryland.org/business/index.aspwww.montgomerycountymd.gov/mcgtmpl.asp
More People File For Bankruptcy Then Graduate From College
. According to the National Center For Education Statistics, the number of people who received a 4 year college degree in 2002 was 1,244,177 According to the American Bankruptcy Institute, the number of people who filed for bankruptcy that same year was 1,539,111. In 2003 this number went to 1,625,208.
Free Taxi Rides to the Doctor
If you are a senior or taking care of a senior, remember the government pays for elderly people’s transportation to the doctor. Their toll-free number is 1-800-677-1116 and can be reached from Monday through Friday, 9:00 a.m. to 8:00 p.m., Eastern Standard Time.
Visit: www.eldercare.gov/
Get 540 To Buy Fresh Produce
Seniors making up to $22,000/year can get as much as $540 to buy fresh fruit and vegetables from roadside stands. Through the little-known Senior Farmers’ Market Nutrition Program, seniors in 40 states can have the government help buy their produce. Simply take your issued coupons to participating roadside stands and get free fresh produce. Alabama has $1 million to distribute, while Pennsylvania has $1.5 million in funds. Find out how much your state can give you to buy food. Contact the USDA Food and Nutrition Service, 3101 Park Center Drive, Room 926, Alexandria, VA 22302
Visit: www.fns.usda.gov/fncs
2000000 to Fix Up Multifamily Units
Called the Supplemental Loan Insurance Multifamily Rental Housing Program and referred to as Program #14.151 in the Catalog of Federal Domestic Assistance, it can be used to finance repairs, additions and improvements to multifamily projects, group practice facilities, hospitals, or nursing homes already insured by HUD or held by HUD. Major movable equipment for insured nursing homes, group practice facilities or hospitals may be covered by a mortgage under this program. Contact your local office of the U.S. Department of Housing and Urban Development