Grants And Loans
Extra Money to Live on While You Look for Work
You may be eligible to receive an extra 7 weeks of unemployment insurance money. You can also collect your unemployment money while you start your own business.If you don’t know if you are eligible for unemployment insurance money.
Is Grant Money Taxable?
The answer to this is the same answer to any good question, It Depends. Some grants are taxable and some are not. If you get a grant to start a business, I would assume you would have to treat that as taxable income but you would probably not pay any taxes on it because you would use the money to buy business deductible items like computers, office space, advertising etc. Grants and scholarships in excess of tuition, fees, books, supplies, and equipment are considered taxable income. Grants given to veterans not taxable. A lot of grants given out to pay your energy bills or help pay your mortgage are not taxable.
100000 If You Like To Write
3,500 words that address personal reflections, journalist report and scientific inquiry, as well as essays which are purely fiction. There will be 19 winners sharing $500,000 It is sponsored by the John Templeton Foundation
Visit: www.powerofpurpose.org
Teacher Retirement System Enrollees Eligible for 667400 for Real Estate
Participants in the California State Teachers Retirement System can use the CalSTRS Home Loan Program to refinance their existing home loan or to buy a new home. Loans are made in amounts of up to $667,400 (or 95% loan to home value) and feature 15 to 30 year terms. Interest rates are typically below market. Eligible properties include single-family homes, cooperative apartments and condos, as well as two to four-unit dwellings
Visit: www.calstrs.com/Members/home%20loan%20program/hlpsummary.aspx
4000 Grant To Paint Your Home
That’s what Canton, Ohio offers to very low-income residents – grants to paint their house or put on new siding. They feel that an investment like this improves the value of all the properties in the area. Sunnyvale, California offers some of their residents $400 in grant money to paint their homes. And if you’re over 60 or have a disability, you can get a $1,200 grant. See if your city or state offers a program like this go to
Visit: www.govengine.com
You Don’t Have To Lose Your Home
If you have lost your job or are unable to work because of injury or illness, you can save your home from foreclosure if you know the steps to take. The Department of Housing and Urban Development (HUD) offers information and web links to organizations that will help you keep from losing your home.
Get 100000 Grant From The IRS
Organizations providing low-cost legal assistance to people involved in tax disputes can apply for grants worth up to $100,000 for the calendar year. This year $6 million was awarded to 102 organizations. Grants are awarded in December for the following year. To qualify for a grant, tax clinics must be run by accredited law, business, or accounting schools whose students represent taxpayers in tax disputes with the IRS or in the courts, or by tax-exempt organizations. These groups can represent taxpayers in tax-related matters, refer taxpayers to qualified representatives and provide non-English speaking taxpayers information about their tax rights and responsibilities. Clinics may charge tax payers a small fee for legal help. For more information request application package in Publication 3319 by phone at 800-829-3676 or visit the following web sites
Emergency Money Available From United Cerebral Palsy
The United Cerebral Palsy chapter in Arkansas might be able to provide some funding for van if funds are not available from other sources. Contact: United Cerebral Palsy, 10400 W. 36th, Little Rock, AR 72204; 501-228-3834
Money to Fix Up Your Home After a Disaster
Called Federal Housing Assistance to Individuals and Households and referred to as Program #96.048 in the Catalog of Federal Domestic Assistance, this program provides grants to individuals and households affected by a disaster to enable them to address their disaster-related housing needs. The money can be used for the following: 1) Temporary Housing, 2) Repair, 3) Replacement, and 4) Permanent Housing Construction. Assistance not used for the specified purpose will be required to be returned. Contact Department of Homeland Security 245 Murray Drive, SW., Washington, DC 20528, 202- 282-8000
Visit: www.dhs.gov
Bill Gates Will Give You Money
If you find yourself interested in science and technology, this scholarship is for you. There are four types of technical scholarships available to current undergraduate students: General Scholarship, Women’s Scholarship, Underrepresented Minority Scholarship and Scholarships for Students with Disabilities. To find out more about this program, go to the link and read the Frequently Asked Questions. Go to the Microsoft Scholarship Program
Get a 100000 Home For 1 plus Fix Up Money
Called the Dollar Home Sales and referred to as Program #14.313 in the Catalog of Federal Domestic Assistance, this program expands HUD’s partnership with local governments in helping to foster housing opportunities for low- to moderate-income families and address specific community needs. Single family homes that are acquired in foreclosure actions by the Federal Housing Administration (FHA) will be eligible for sale to local governments across the nation for $1 plus closing costs when the properties have been listed for at least six months and remain unsold. Local governments buying HUD properties for $1 plus closing costs may sell or rent them to low- and moderate-income families, to first-time homebuyers, or to groups that will use the properties to provide services such as child- care centers, domestic abuse shelters, job training centers, etc. Contact your local office of the U.S. Department of Housing and Urban Development. Look on the left-hand side of the page to search for your local field office.
75000 for Urgent Home Repair
Funding available under the Urgent Repair Program provides grants for emergency home repairs and modifications to homes of elderly homeowners and other homeowners with special needs whose household incomes do not exceed 50% of the area median. Eligible organizations may request up to $75,000. For a listing of eligible organizations, contact the North Carolina Housing Finance Agency.
Visit: www.nchfa.com.
Financial Assistance for Employees in Need
When tragedy strikes, BearingPoint employees are not alone. Through the Corporate Giving Program, BearingPoint coordinates emotional and financial support for employees impacted by traumatic or catastrophic events, giving employees a place to turn when they are in need. BearingPoint Foundation funds, in the form of grants, are directed toward specific programs that meet program objectives. BearingPoint does not accept unsolicited grant proposals from outside organizations. All requests for funding and support are generated by BearingPoint employees. Contact: BearingPoint, Inc. Corporate Giving Program (formerly KPMG Consulting, Inc. Corporate Giving Program), c/o BearingPoint Charitable Foundation, 106 Allen Road, Liberty Corner, NJ 07938; (908) 607-2300
Visit: www.bearingpoint.com/about_us/philanthropy/rand_blazer.html
Take Part in The Search For A Cure
Studies are under way to find a drug or treatment option to help slow or stop the progression of Parkinson’s. To learn more about joining a clinical trial, go online to
Visit: clinicaltrials.gov/ct/gui/action/SearchAction?term=Parkinson%27s+Disease
I Screwed Up
in last week’s newsletter I mentioned that the Home Buyers Association offers help to single moms looking for a home. It seems I was a bit misleading and used the wrong name. It’s called the Home Buyers Assistance Foundation and it does offer similar programs
Visit: www.hbaf.org
Free Help With Health Insurance
if you are looking for coverage, or looking to solve a problem with Medicaid, Medicare or a private health insurance company there are groups throughout the country that will help you enforce your rights and get you satisfaction. See the Health Insurance Partnership at Families USA
20000 Worth Of Free Alcohol And Drug Treatment
The state of Georgia provides outpatient counseling services, short-term residential programs, and even school student assistance programs. There are also non-profit organizations that offer free treatment to people, like the Center for Drug-Free Living in Orlando, Florida. A friend of mine received one- and two-week resident treatments for free in Maryland. So if you need help, keep looking for local free stuff or contact National Drug and Treatment Routing Service, Center for Substance Abuse Treatment, National Institute on Alcohol Abuse and Alcoholism (NIAAA), 600 Executive Blvd., Willco Bldg., Bethesda, MD 20892; 800-662-HELP; www.niaaa.nih.gov; or National Clearinghouse for Alcohol and Drug Information, 11426 Rockville Pike, Suite 200, Rockville, MD 20852; 800-729-6686
Visit: www.niaaa.nih.gov
20000 For African American Entrepreneurs Under 30
.is available from the Miller Brewing Company. Every year they give out 6 grants at $20,000 each and 12 more at $2,500 each. One of the grant awardees last year was April Patrick of April Films in New York.
Visit: www.aprilfilms.net
Pay Off 4725 Of Your Student Loans Through Volunteer Work
Would you like to be free of those exasperating student loan hanging over your head? By volunteering for worthwhile causes such as community development and illiteracy in the United States you can eliminate a large portion of your student loans. VISTA (Volunteers in Service to America) will pay off $4,725 of your loans if you join in on their cause for at least 1,700 hours. Participants are eligible to receive either an education award or end-of-service stipend of $1,200. To learn more contact the Corporation for National and Community Service Headquarters, 1201 New York Avenue, NW; Washington, D.C. 20525 (800) 942-2677 or visit their website
15000 People A Month Get Grants For Down Payments
There are a number of non-profit organizations that provide grants to homeowners to pay for down payments and closing costs for buying a new home. These grants normally range from 2% to 5% of the purchase price of the home. These non-profits obtain their money from mortgage lenders and sellers. Housing regulations prevent sellers or lenders to give down payment money directly to buyers. More than 15,000 buyers a month receive grants through this program. To learn more about how this gift-assisted sale works, contact the national association of these organizations called Homeownership Alliance of Nonprofit Down Payment Providers, at 301-941-1907
Visit: www.downpaymentalliance.org
Tuition Books Gas and Food Money To Get A 50 Raise
a front page article in the Oct 13th Wall Street Journal described how John Maynard in Belfry, KY used a government program to get a 50% salary increase and become a teacher at a community college. Check out the training programs in your area that can give you a 50% raise at
Free Computers For Your Local Non Profit
Help your school, your church, or your local tutoring service by getting free surplus computers from the government.
2000 To Work In Child Care
that’s what’s offered in New York state for child care workers or owners of child care facilites.
5000 To Start A Little Business If You Have No Money
Is offered by a non-profit organization in up-state New York called Worker Ownership Resource Center
5000 to Create Comic Books
The Xeric Foundation offers financial assistance to fully committed, self-publishing comic book creators and qualified charitable and non-profit organizations. The purpose is to assist comic book creators with some of the costs in self-publishing their work. The geographical consideration for comic book artists is the United States and Canada. Organizations must be located in Western Massachusetts. Contact: Xeric Foundation, 351 Pleasant St., PMB 214, Northampton, MA 01060-3900; (413) 585-0671
Visit: www.xericfoundation.com