Grants And Loans
Make 82000 And Get A 20 Rental Discount
Some 26 states have something referred to as Circuitbreaker Programs which provide refunds through the state tax system for a portion of rent paid by certain populations. The programs and requirements vary widely by state but it’s purpose is to refund the portion of a person’s yearly rental costs that pay the owner’s property tax. Typically this can be between 15 to 20 percent of annual rent. This information was collected from NLIHC, 1012 Fourteenth Street NW, Suite 610, Washington, D.C. 20005, 202/662-1530, see report ‘State Funded Rental Assistance’. To locate available programs in your area contact your state housing office or social services office, or your local reference librarian who can assist you in finding other organizations who might provide this assistance.
Visit: www.nlihc.org
40000 Homebuyers Will Get Up To 10000 In Grants For Down payments
That’s because HUD’s American Dream Program announced it is giving out – $161.5 million in grants for first time home buyers.
Agricultural Graduates 10000 Of Loan Forgiveness Is Waiting For You
If you are an agriculture or veterinary medicine graduate in Pennsylvania who helps operate a family farm or practices veterinary medicine that includes agricultural animals you may be eligible for up to $10,000 in loan forgiveness payments. To learn more about this program contact the Agriculture Education Loan Forgiveness Program, P.O. Box 8114, Harrisburg, PA 17105-8114; (717)-720-2800
Visit: www.pheaa.org/loanforgiveness/Agriculture_Education_Loan_Forgiveness_Program.shtml
100000 To Help You Get More Government Money
it’s not strange, it’s the government. The U.S. Dept. Transportation (DOT) has money to give small businesses who are trying to figure out how to sell their products and services to the government. This is how the government works. You don’t have to understand it, you just have to use it. If you have a product or service to sell, see if you can get money to figure out how to sell it to the DOT.
FREE Home Repair and Security Improvements
The Minor Rehabilitation and Home Security Program sponsored by San Diego County’s Housing and Community Development Department (HCD) assists homeowners with home rehabilitation, minor repairs, maintenance, and security issues. Eligible repairs include fixing broken windows, doors, window screens, sliding glass door screens, and/or fence and gate repairs; minor plumbing and electrical repairs; yard clean-up; painting; and the installation of wheel chair ramps. Eligible improvements in home security include the installation of security screen doors with deadbolts, solar motion sensor lights, floodlights, carbon monoxide detectors, carriage sensor lights, and dusk-to-dawn lights. Applicants must own and reside in a home located within select county urban areas. Contact: San Diego County Department of Housing and Community Development, San Diego, CA 92123 or visit their website at:
Visit: www.sdcounty.ca.gov/sdhcd/
85 For A Year of Business Training for Women
Women with the desire to start or expand their own businesses can look to Women Entrepreneurs of Baltimore, Inc. (WEB) for the knowledge and resources needed to succeed. Elements of their Business Skills Training Course include financing strategies, business skills education, internet and computer use, community networking, government certification, and legal and tax requirements. Participants receive mentoring, business consultations, and additional resource referrals as part of the package. Applicants are prescreened to ensure that they have both a viable business idea and the entrepreneurial spirit necessary for success. Participants must attend 12 weeks of training, write a business plan, and intend to start a business before or within nine months after training is completed. For a year, graduates receive free technical assistance, resources, and support from staff and WEB’s extensive network of volunteers. WEB also helps clients finance their ventures – assisting in the preparation of loan application packages for loans up to $250,000 and finding an appropriate lender. Cost for the full program – only $85 to $325, depending on income. Contact: WEB, Inc., 1118 Light St., Ste 202, Baltimore, MD 21230, 410-727-4921
Visit: www.webinc.org/
Work Up a Sweat While Building Your Own Home
The Mutual Self-Help Housing Loan Program helps low-income households construct their own homes. Families perform approximately 65% of the construction labor on each other’s homes with professional supervision. This sweat equity reduces labor costs and the price of the home. Mortgage payments are 22 to 26 percent of the applicant’s income.
10000 to 2 Million In Venture Capital For Low Income Entrepreneurs
it’s not only Wall Street fat cats or bad business dot com ventures that get venture capital money to fulfill their entrepreneurial dreams. There are over 100 such venture capital organizations now whose goal is to get money to entrepreneurs who want to help low-income or other disadvantaged with good jobs, good services or good products. Go through the list at http://www.cdvca.org/fund_profiles.html and see which ones you should apply to. Remember venture capital is money you don’t have to pay back but they get a piece of the action and you get a partner.
Free Middle Eastern Interns For Your Business For 6 Months
.. The government will pay for talented people from the Middle East to learn how they do things in America, and you get an employee for free. Sounds like a good program for them and a way for you to learn more about the world
10000 Grants for High School Seniors
The Frederick B. Abramson Memorial Foundation Scholarships are awarded to economically disadvantaged public high school seniors in Washington DC. These scholarships are available to help them defer college expenses at a four-year accredited institution. Contact: Scholarship Committee, The Frederick B. Abramson Memorial Foundation, 734 15th Street, N.W., Suite 502, Washington, DC 20005
Cheap Health Insurance For Disabled Workers
A change in the Balanced Budget Act of 1997 allows states to offer Medicaid to individuals who are working and who have a disability. Prior to this, states could only offer Medicaid to people with disabilities who were NOT working. The income limit goes up to $40,000 a year. Contact your state Department of Health to identify your Medicaid office. You can also check out the website of the Bazelon Center
Visit: www.bazelon.org
2000 to 200000 Grant To Start A Business
in Missouri or you can even use the money just to investigate if it is feasible to start a business
Computers Lose 50 Of Value Every Year
That’s what Alan Greenspan’s Federal Reserve experts say. So, it’s not a bad idea to buy a year-old computer at half price or a 2-year-old computer at 66% off if you just want to search the web and do word processing. Computers 2 years ago were good enough to do that.
Visit: www.federalreserve.gov/pubs/feds/2004/200431/200431pap.pdf
5000000 to Build or Fix Up an Apartment Building
Called Mortgage Insurance for the Purchase or Refinancing of Existing Multifamily Housing Projects and referred to as Program #14.155 in the Catalog of Federal Domestic Assistance, this program provides money for existing multifamily housing projects, whether conventionally financed or subject to federally insured mortgages at the time of application for mortgage insurance. Only projects not requiring substantial rehabilitation are acceptable under this section. The estimated cost of required repairs may not exceed 15 percent of the estimated value after repairs or $6,500 per unit adjusted by a high cost factor, whichever is greater and may not involve the replacement of more than one major system. The program has statutory per unit mortgage limits which vary according to the size of the unit, the type of structure, and the location of the project. There are also loan-to- value and debt service limitations. Prevailing wage requirements under the Davis-Bacon Act do not apply to this program. Contact your local office of the U.S. Department of Housing and Urban Development
Get a 2000 Grant To Fix Up Your Home
A family of 4 can be making close to $30,000 a year and still be eligible for a 2% interest loan from local their Community Action Agency. Some agencies also offer grants or are aware of other local organizations that provide grants. There are about 1,000 of them around the country to help neighborhoods. To find an agency near you, contact National Association of Community Action Agencies, 1100 17th St., NW, Suite 500, Washington, DC 20036, 202-265-7546; Fax: 202-265-8850
Fortunes Are Made In HUD Foreclosed Property
The U.S. Department of Housing and Urban Development sometimes needs to sell multifamily housing projects that are owned by the Department or are subject to a mortgage held by the Department. The property can also be sold with a grant for the rehabilitation of the property if the new owners meet certain requirements. See Program #14.199 Multifamily Property Disposition at Department of Housing and Urban Development, Office of Housing, Multifamily Housing Programs, Office of Asset Management, Room 6160, 451 7th Street, SW., Washington, DC 20410; 202-708-0614, extension 2680
Learn About Government Contracts
Find out how to get a government contract. The government purchases more of anything than anyone else in the world and they do it all over the country. My sister has received over $300,000 in government contracts for her small picture framing business. I even read where the government spent $30,000 on a freelance priest. Learning how to get a $100,000 contract is better than learning how to get a $100,000 grant. A grant is only a one-time thing. A contract you can keep getting again and again. Your local Small Business Development Center can help you get government contracts. You can find your local office.
50000 From Your Phone Company To Start A Business
if you live in a small town or want to live in a small town and want to be an entrepreneur. In it’s efforts to create jobs in small towns the government gives grants to local phone and electric utility companies who are to take that money and help entrepreneurs start or expand a business. The program is called Rural Economic Development Grants at the U.S. Department of Agriculture. Find out who got this money in your area so you can get some.
Costa Rica Knows How To Buy Health Care
according to the World Bank, Costa Ricans spend an average of $273 per person, per year, on health care and have a life expectancy of 77.6 years. U.S. citizens spend and average of $4,499 per person per year on health care and have a life expectancy of 78 years.The U.S. spends more on health care than any other developed country, and there are 41 countries where people live longer.
Free Mentors for Small Business
if you operated a business for at least six months and were able to start the business for $35,000 and have less than five employees. A great service by a reputable non-profit organization, The Aspen Institute, which has been helping small businesses for many years.
Visit: www.micromentor.org
Money to Buy or Fix Up Houses in The Pacific Islands or The Virgin Islands
Called the Community Development Block Grants/Special Purpose Grants/Insular Areas and referred to as Program #14.255 in the Catalog of Federal Domestic Assistance, this program provides grants that can be used for housing and community development in the Pacific Islands of American Samoa, Guam, the Northern Mariana Islands, and the Virgin Islands in the Caribbean. Contact your local office of the U.S. Department of Housing and Urban Development
Up to 10000 for Sports Enthusiasts
Balance Bar awards four-month grants of $500 to $10,000 to sports enthusiasts, amateur athletes and teams who enthusiastically pursue their passions and push themselves physically and mentally to achieve them. Any activity that enables a person to enhance their physical health while pursuing a passion that enriches their lives is appropriate for the BALANCE BAR Grant. Contact: Balance Bar Company Contributions Program, 800 Westchester Avenue, Rye Brook, NY 10573.Application address for Balance Grants: c/o Grants Program, Hunter PR, 5th Fl., 41 Madison Ave., New York, NY 10010.
Make Your House Handicap Accessible
The difficulty of navigating through their home can leave a disabled person stranded and dependent on a caretaker. For example, transit services for the disabled will not pick up a resident unless they have a ramp accessible entrance, leaving some disabled people literally trapped in their homes. United Cerebral Palsy Association addresses this vital concern by providing free home modification for more than 400 people each year. UCP’s Architectural Barrier Removal Program allows residents greater mobility by widening doorways and installing wheelchair accessible showers and toilets. New ramps and railings make street access easy. UCP services allow disabled residents to move freely about their homes and enjoy a greater degree of independence and privacy.
Visit: www.ucp.org
500 to Help You Pay Your Bills
The Lion’s Pride Foundation’s emergency assistance grants offer up to $500 per year to individuals who provide sufficient evidence of need (e.g., water, electricity, mortgage bills). Contact: The Lion’s Pride Foundation, Inc., c/o Delhaize America, Inc., P.O. Box 1330, Salisbury, NC 28145; (704) 633-8250, ext. 2974 or ext. 3385; Fax: (704) 656-4162
Visit: www.foodlion.com
Achievement Award + Cash Award for Charity
The Heinz Family Foundation R.O.S.E. Achievement Award recognizes a woman survivor of violence for her work and achievements in the area of ending violence against women. The recipient’s choice of nonprofit organization receives the cash award. Contact: The R.O.S.E. Fund, Inc., (formerly Ryka Rose Foundation), 175 Federal St., Ste. 455, Boston, MA 02110; (617) 482-5400; Fax: (617) 482-3443
Visit: rosefund@ici.net.