Grants And Loans
200 Worth of Free Immunizations For Your Kids No Matter What Income
22% of children are not protected from chicken pox, polio, diphtheria, mumps, whooping cough, German measles, tetanus, spinal meningitis, and hepatitis B. An increasing number of children are exposed to diseases in day-care settings and elsewhere. Almost any child, no matter what their income, can receive free or very low cost immunizations in their local area. Contact your county office of health, your state Department of Health; or call the National Immunization Information Hotline at 800-232-2522 (English); 800-232-0233 (Spanish)
Visit: www.cdc.gov/nip
Grant To Purchase a Special Equipped Van
The First Hand Foundation offers grants to help families of children with health problems. Contact: First Hand Foundation, 2800 Rockcreek Parkway, Kansas City, MO 64117; 816-201-1569
Visit: www.firsthandfoundation.org
30000 For Your Small Business
The Small Business Loan Fund (SBLF) provides eligible Asset Loans from $25,000 to a maximum of $150,000 and Working Capital Loans to a maximum of $30,000 if you want to start a business in Rhode Island. See the Rhode Island Economic Development Corporation
Visit: www.riedc.com
Free Help Becoming A Non Profit
Don’t spend a fortune on a lawyer in your attempt to become a non-profit. Take advantage of free government help available through the Internal Revenue Service. You can fill out the forms to the best of your ability, and then you can call them with your list of questions. For more information contact Exempt Organizations Technical Division, Internal Revenue Service, U.S. Department of Treasury, 1111 Constitution Ave., NW, Room 6411, Washington, DC 20224; 202-283-2300; 877-829-5500 (toll-free)
Visit: www.irs.gov
3800 in Supplemental Money
Sallie Mae Fund Unmet Need Scholarship Program applicants must have a cumulative GPA between 2.5 and 3.0 (on a 4.0 scale) or GED average test score between 42 and 52. Must be a U.S. citizen and have a family adjusted gross income for calendar year 2003 of $30,000 or less. Applicant must demonstrate unmet financial need of more than $1,000 after the financial aid award package has been determined. Must be a high school senior or graduate planning to enroll or already enrolled in a full-time undergraduate course of study at an accredited post secondary institution. Application Deadline is May 31, 2004. Scholarship awards, ranging from $1,000 to $3,800.
Uncle Sam Will Co Sign an Adjustable Rate Mortgage
Called The Adjustable Rate Mortgages Program and referred to as Program #14.175 in the Catalog of Federal Domestic Assistance, this program provides mortgage insurance for an adjustable rate mortgage which offers lenders more assurance of long term profitability than a fixed rate mortgage, while offering consumer protection features. HUD insures lenders against loss on mortgage loans. These loans may be used to finance the purchase of proposed, under construction, or existing one- to four-family housing as well as to refinance indebtedness on existing housing. The maximum insurable mortgage loan for an occupant mortgagor is the same as prescribed for Section 203(b) – program 14.117. HUD insures lenders against loss on mortgage loans. These loans may be used to finance the purchase of proposed, under construction, or existing one- to four-family housing as well as to refinance indebtedness on existing housing. The maximum insurable mortgage loan for an occupant mortgagor is the same as prescribed for Section 203(b) – program 14.117. All persons intending to occupy the property are eligible to apply. All persons intending to occupy the property are eligible to apply. Contact your local office of the U.S. Department of Housing and Urban Development
100 Loan Forgiveness For JD Graduates
If you are alumni of the American University Washington College of Law you may be entitled to have all of your student loans eradicated. As a demonstration of its ongoing commitment to see its graduates apply the law to the greater good, WCL implemented the Public Interest Loan Repayment Assistance Program (PILRAP). PILRAP helps relieve economic burden imposed by educational debt by providing loan repayment assistance for JD graduates who work in full-time non-profit, government or other employment in which the graduate is engaged in serving under-represented or traditionally marginalized populations. To apply and gather more information about this exciting program contact the Washington College of Law, Attn:: Stephanie Sullivan Assistant Director, Public Interest Specialist, 4801 Massachusetts Avenue, NW, Washington, DC 20016; 202-274-4000
Get Official Applications To All Federal Money Programs To Start A Business
the government will actually give them up to $10 million to buy your goods or services if they are from another country. It’s a program that promotes U.S. goods and services to be sold overseas. All you have to do is to find a customer overseas who wants to buy your stuff. And there are other offices in the government that will find you the customers.
500000 to Be Creative
The MacArthur Fellows Program is intended to encourage people of outstanding talent to pursue their own creative, intellectual, and professional inclinations. In keeping with this purpose, the Foundation awards fellowships directly to individuals rather than through institutions. Recipients may be writers, scientists, artists, social scientists, humanists, teachers, entrepreneurs, or those in other fields, with or without institutional affiliations. Each fellowship comes with a stipend of $500,000 to the recipient, paid out in equal quarterly installments over five years. This is a national and international award. Contact: John D. and Catherine T. MacArthur Foundation, 140 S. Dearborn St., Ste. 1100, Chicago, IL 60603-5285; (312) 726-8000; Fax: (312) 920-6258
Visit: www.macfound.org
Did You Get Screwed By Your Pension Plan
Don’t give in! Don’t call a lawyer! Uncle Sam will fight for you for FREE. The same government that went to war on Iraq will go to war on your pension plan administrator. Contact the Employee Benefits Security Administration at
White House Internships Are Not What You Think
I’m sure this administration treats interns differently than the last one. College students, over 18, can work unpaid for up to 90 days and get a good look at power behind the scenes. To begin work in January you have to apply by October 31. Applications for the summer are due March 12
37000 Per Year To Get A PhD
Want to earn your Ph.D. in engineering, but can’t afford the rising costs of higher education? Earn your master’s or doctorate degree and let the EPA foot the bill. Through the STAR (Science to Achieve Results) fellowship program, get your graduate degree in a variety of environmental disciplines, including engineering, public health, and ecological sciences. You can have your tuition paid and have a nice stipend to live on! To learn how you can get your advanced degree paid for, contact the U.S. Environmental Protection Agency
Visit: 12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=66.513
Your City and County Governments
Local development groups, national and local non-profits and countless other non-governmental organizations offer free money, low interest loans and free services to entrepreneurs. We have even identified 150 such groups that offer money just to entrepreneurs that have no money. These can be the most difficult to find. Look at this database of non-profits that help entrepreneurs But don’t stop there. There are thousands more. Check your local library to see if they can help.
Home Grants Program up to 10000
this is a non-repayable grants/gifts program available to first-time homeowners to cover down payment and closing costs. Also provided are free Homebuyer Education Courses, free Balanced Budget Spending Plans, free Credit Counseling Services as well as Post Purchase and Homeownership Maintenance Counseling to any resident in North Carolina. Income is not a limiting factor; however, all applicants are required to take the two educational courses provided by Home Grants. In order for a grant recipient to use Home Grants’ funds, they must be approved for an acceptable loan product that permits charitable organizations to provide gift funds. Contact: North Carolina Housing Assistance; (704) 385-3973
Visit: www.northcarolinahousing.org
48 of Small Businesses Are Owned By Women
reported a study from the Center for Women’s Business Research. It also showed that women owned businesses are growing twice as fast as all other small businesses and the number of women owned businesses is increasing at a rate that is twice the rate of other small businesses.
Go On A Free Archeological Dig
The Lesko’s went on an archeological dig in Alaska and and you can too! Passport in Time is a volunteer archaeology and historic preservation program of the USDA Forest Service. You work with professionals on projects including archaeological excavation, rock art restoration, gathering oral histories, and more. Volunteers have helped stabilize ancient cliff dwellings in New Mexico, excavate a 10,000-year-old village site in Minnesota, restore a historic lookout tower in Oregon, clean vandalized rock art in Colorado, survey for sites in a rugged Montana wilderness, and excavate a 19th-century Chinese mining site in Hell’s Canyon, Idaho. You need to get to the site, but once there many offer free or cheap housing and meal options. To take advantage of this government opportunity contact: Passport in Time Clearinghouse, P.O. Box 31315, Tucson, AZ 85751; 800-281-9176
Visit: www.passportintime.com.
Nurses Receive Financial Help for Bills
The Nurses House financial awards assist with such needs as rent or mortgage payments, food, utilities, telephone and health insurance. When possible, Nurses House attempts to assist applicants in identifying other potential sources of assistance. Awards will vary depending on the applicant’s level of need. Contact: Nurses House, Inc., 2113 Western Ave., Ste. 2, Guilderland, NY 12084-9501; (518) 456-7858; Fax: (518) 452-3760
Visit: www.nurseshouse.org/
Free Help To Fight The Health Care System
You can call government offices and advocacy groups that will do your fighting for you or give you the needed weapons to do your own fighting. Before you call a lawyer, call these free offices: Your state Insurance Commissioner will help you learn your legal rights regarding insurance. Your state Medical Board will review your complaint and help resolve disputes. Your state HMO Board will also resolve disputes. You can also contact the Patient Advocate Foundation, 700 Thimble Shoals Blvd., Suite 200, Newport News, VA 23606; 800-532-5274; www.patientadvocate.org, or the Health Insurance Partnership program at Families USA
Visit: www.patientadvocate.org
30000 Grant To Start A Day Care Center In Mass
45000 To Start An Art Gallery
Echoing Green awards fellowship grants to individual entrepreneurs and two-person teams to fund innovative projects to bring about social change – everything from providing free legal assistance, to developing earthquake-resistant housing, to starting an art gallery in a Laundromat. Grants are $30,000 per year for two years for individuals and $45,000 per year per project for partnerships. For information contact Echoing Green, 212-689-1165
48000 Grant for Veterans to Adapt Their Home for a Disability
Called the Specially Adapted Housing for Disabled Veterans Programs and referred to as Program #64.106 in the Catalog of Federal Domestic Assistance, this program provides grants to certain severely disabled veterans acquire a home which is suitably adapted to meet the special needs of their disabilities. Contact your local Veterans Administration office at Department of Veterans Affairs, Washington, DC 20420, 202-273-7390
Town Offers Money For Home Repairs and Improvements
Residents of Bensalem Township may be eligible to receive a loan to repair, improve or rehabilitate their home. The Bensalem Township Housing Program is open to all township residents who own and occupy a single-family home. Multi-family structures and rental units are not eligible. Maximum household limits apply. To be eligible, the gross annual income of a household of four cannot exceed $37,000.
Visit: www.bensalem-township.net/
The Dog Ate Your 100 Bill
Then get a new one! The Bureau of Engraving and Printing will replace currency if you have more than one half of the original note or if you have a good reason why you don’t.
10000 to fix up Mom’s home
The city of Houston offers $5,000 fix up money for the disabled and elderly in their Emergency Repair Program, and Minneapolis offers up to $10,000. The Rural Housing Service of the U.S. Department of Agriculture offers special grants through their Section 504 program of up to $7,500 if you’re over 62 and need to fix up your home. Contact your city government, your county government and your local community development office to learn about local programs. If you have trouble locating your local community development office, contact National Association of Housing and Redevelopment Officials, 630 I St., NW, Washington, DC 20001; 202-289-3500; or Office of Community Planning and Development, P.O. Box 7189, Gaithersburg, MD 20898; 800-998-9999;For Rural Housing Service contact Single Family Housing Programs, USDA Rural Housing Service, 1400 Independence Ave., SW, Washington, DC 20250; 202-720-4323.
Visit: www.nahro.org
College Cash
.free publications are available to help with filing our financial aid form to get money for college. The National College Access Network publishes booklets such as, Need Money for College?, Federal Student Aid, and College Preparation Checklist.
Visit: www.edpubs.org/ml/