Grants And Loans
Get Paid To Save For Your New Business
Have a great idea and want to turn it into a successful business in the future? Capital Area Asset Building can double a client’s money, enabling a swifter transition from idea to money-maker. The nonprofit specializes in establishing individual development accounts (IDAs) for lower income Washington DC residents. IDAs are matched savings accounts -every dollar deposited by a participant is matched by the organization. One of the approved purposes of the account is starting a new business or microenterprise. Contact: Capital Area Asset Building Corporation, 1801 K Street, NW, Suite M100, Washington, DC 20006. Phone: 202-419-1440; fax: 202-419-1447
Visit: www.caab.org
Free Help Getting Money For Seniors and People With Disabilities
is available in 16 states because of grant money from the federal government. Wisconsin is already up and running. To see if and when your state will have this help, contact your state department of health.
10000 To Spouses Of Active Military
to train for better jobs while their other half is serving our country. See if your area has this money by contacting your local one-stop labor information center at your state capitol.
700000 For Women To Become Cowgirls
the U.S. Department of Agriculture has separate money set aside for women, minorities and others considered by the government to be disadvantaged, to start or purchase a farm or a ranch. Give up the rat race. Live free or die. Get out of town. That’s what the money is for.
Visit: www.fsa.usda.gov/pas/publications/facts/html/sdaloan02.htm
20000 Grant To Study Abroad
or you can get $10,000 to study for just one semester or about $5,000 to study during the summer. And remember the government cannot discriminate because of age. Wouldn’t you like to take a summer off and study overseas.
100000 To 4 Million To Start A Franchise Overseas
That’s what the government-run Overseas Private Investment Corp is offering for those who want to make money in other countries.
Visit: www.opic.gov/Finance/SME/sme_Products/sme_franloan.htm
You Don’t Even Have To Know How To Spell Entrepreneur
you can walk into a local government supported management consulting office and they will sit down with you, for free, and help you identify major money programs in your area, help you fill out forms to get money, help you prepare a business plan, give you free tax counseling services, free marketing help, or free help with public relations, technology or anything else. It doesn’t get better than this. Find the local office of your Small Business Development Center. They are supported by state and federal governments.. Your state lead center can tell you about your local office.
Visit: www.asbdc-us.org/
5 Million in Grants to Fix Up Homes in Small Towns
Called the Community Development Block Grants/Small Cities Program and referred to as Program #14.219 in the Catalog of Federal Domestic Assistance, this program’s primary objective is the development of viable urban communities by providing decent housing, a suitable living environment, and expanding economic opportunities, principally for persons of low and moderate income. Contact your local office of the U.S. Department of Housing and Urban Development
You Don’t Have To Lose Your Home
If you have lost your job or are unable to work because of injury or illness, you can save your home from foreclosure if you know the steps to take. The Department of Housing and Urban Development (HUD) offers information and web links to organizations that will help you keep from losing your home.
10000 To Care For Grandma And Grandpa
Does your mom need Meals on Wheels? Is she having trouble paying her bills? Need a new roof on the house? Need extra spending money? Grandma needs free legal help to divorce grandpa? Want to know what programs exist for seniors? All these questions and more can be found by contacting the Eldercare Hotline at 800-677-1116. They can hook up seniors with all the resources available to them, and all it takes is a phone call. For more info contact the Administration on Aging, Washington, DC 20201; 202 619-0724
Visit: www.eldercare.gov
If You Feel A Doctor Or Hospital Refused You Services
because of your race, national origin or disability the U.S. Dept. of Health And Human Services will take away any money they get from the government money, and they all get some. You can always get someone’s attention by hitting them in the pocket book and you can do it FOR FREE.
Visit: www.hhs.gov/ocr/newfaq.html
Tuition Books Gas and Food Money To Get A 50 Raise
a front page article in the Oct 13th Wall Street Journal described how John Maynard in Belfry, KY used a government program to get a 50% salary increase and become a teacher at a community college. Check out the training programs in your area that can give you a 50% raise at
300000 to Make a Documentary Film
The primary focus of funding is independent documentary film. Grant awards for production typically range from $50,000 to $300,000 and provide partial support for documentary series and individual independent films. The gift funds are awarded both nationally and internationally. Contact: John D. and Catherine T. MacArthur Foundation, 140 S. Dearborn St., Ste. 1100, Chicago, IL 60603-5285; (312) 726-8000; Fax: (312) 920-6258
Visit: www.macfound.org
200000 to Fix Up Homes in the Country
Called The Farm Labor Housing Loans and Grants Program and referred to as Program #10.405 in the Catalog of Federal Domestic Assistance, this program provides decent, safe, and sanitary low-rent housing and related facilities for domestic farm laborers. The loans and grants may be used for construction, repair, or purchase of year-round or seasonal housing; acquiring the necessary land and making improvements on land for housing; and developing related support facilities including central cooking and dining facilities, small infirmaries, laundry facilities, day care centers, other essential equipment and facilities or recreation areas. Funds may also be used to pay certain fees and interest incidental to the project. Restrictions on the use of funds are: The housing must be of a practical type and must be constructed in an economical manner and not of elaborate material or extravagant design. Housing financed with labor housing loan or grant funds must be occupied by domestic farm laborers and their families. Contact your local office of the U.S. Department of Agriculture Rural Housing Service
Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map
Free Medical Information:
Go to the most up-to-date research on any health topic through the National Institutes of Health (NIH). NIH spends billions of dollars each year conducting new research, and all that help is within your reach. For Parkinson’s Disease contact National Institute for Neurological Disorders and Stroke, P.O. Box 5801, Bethesda, MD 20824; 800-352-9424; 301-496-5751
Visit: www.ninds.nih.gov/health_and_medical/disorders/parkinsons_disease.htm
2500 to Make Your Home Energy Efficient
Called the Weatherization Assistance for Low-Income Persons Program and referred to as Program #81.042 in the Catalog of Federal Domestic Assistance, this program provides grants to insulate the dwellings of low-income persons, particularly the elderly, persons with disabilities, families with children, high residential energy users, and households with a high energy burden, in order to conserve needed energy and to aid those persons least able to afford higher utility costs. To locate your local office, contact Director, Office of Building Technology Assistance, Mail Stop EE-42, Office of Energy Efficiency and Renewable Energy, Department of Energy, Forrestal Building, Washington, DC 20585, 202-586-4074
100000 If You Like To Write
3,500 words that address personal reflections, journalist report and scientific inquiry, as well as essays which are purely fiction. There will be 19 winners sharing $500,000 It is sponsored by the John Templeton Foundation at
Visit: www.powerofpurpose.org
Grant Giving To Increase Up To 10 in 2004
that’s what the Foundation Center expects major foundations will be giving out in 2004 after decreasing their giving in 2003 by 4.7%. I believe there are always more opportunities when people believe the pot is shrinking. This usually means less people will apply.
Your Congressman and Senators Will Do Free Grant Research
because it means their job. They know the back office telephone number of every government agency and if they make a call for you and help you get a grant you will vote for them no matter what else they do. If you know your zipcode, you know your congressman and senators.
Visit: www.congress.org
200 Worth of Free Immunizations For Your Kids No Matter What Income
22% of children are not protected from chicken pox, polio, diphtheria, mumps, whooping cough, German measles, tetanus, spinal meningitis, and hepatitis B. An increasing number of children are exposed to diseases in day-care settings and elsewhere. Almost any child, no matter what their income, can receive free or very low cost immunizations in their local area. Contact your county office of health, your state Department of Health; or call the National Immunization Information Hotline at 800-232-2522 (English); 800-232-0233 (Spanish)
Visit: www.cdc.gov/nip
Grant To Purchase a Special Equipped Van
The First Hand Foundation offers grants to help families of children with health problems. Contact: First Hand Foundation, 2800 Rockcreek Parkway, Kansas City, MO 64117; 816-201-1569
Visit: www.firsthandfoundation.org
30000 For Your Small Business
The Small Business Loan Fund (SBLF) provides eligible Asset Loans from $25,000 to a maximum of $150,000 and Working Capital Loans to a maximum of $30,000 if you want to start a business in Rhode Island. See the Rhode Island Economic Development Corporation
Visit: www.riedc.com
Free Help Becoming A Non Profit
Don’t spend a fortune on a lawyer in your attempt to become a non-profit. Take advantage of free government help available through the Internal Revenue Service. You can fill out the forms to the best of your ability, and then you can call them with your list of questions. For more information contact Exempt Organizations Technical Division, Internal Revenue Service, U.S. Department of Treasury, 1111 Constitution Ave., NW, Room 6411, Washington, DC 20224; 202-283-2300; 877-829-5500 (toll-free)
Visit: www.irs.gov
3800 in Supplemental Money
Sallie Mae Fund Unmet Need Scholarship Program applicants must have a cumulative GPA between 2.5 and 3.0 (on a 4.0 scale) or GED average test score between 42 and 52. Must be a U.S. citizen and have a family adjusted gross income for calendar year 2003 of $30,000 or less. Applicant must demonstrate unmet financial need of more than $1,000 after the financial aid award package has been determined. Must be a high school senior or graduate planning to enroll or already enrolled in a full-time undergraduate course of study at an accredited post secondary institution. Application Deadline is May 31, 2004. Scholarship awards, ranging from $1,000 to $3,800.
Uncle Sam Will Co Sign an Adjustable Rate Mortgage
Called The Adjustable Rate Mortgages Program and referred to as Program #14.175 in the Catalog of Federal Domestic Assistance, this program provides mortgage insurance for an adjustable rate mortgage which offers lenders more assurance of long term profitability than a fixed rate mortgage, while offering consumer protection features. HUD insures lenders against loss on mortgage loans. These loans may be used to finance the purchase of proposed, under construction, or existing one- to four-family housing as well as to refinance indebtedness on existing housing. The maximum insurable mortgage loan for an occupant mortgagor is the same as prescribed for Section 203(b) – program 14.117. HUD insures lenders against loss on mortgage loans. These loans may be used to finance the purchase of proposed, under construction, or existing one- to four-family housing as well as to refinance indebtedness on existing housing. The maximum insurable mortgage loan for an occupant mortgagor is the same as prescribed for Section 203(b) – program 14.117. All persons intending to occupy the property are eligible to apply. All persons intending to occupy the property are eligible to apply. Contact your local office of the U.S. Department of Housing and Urban Development