Grants And Loans

Money to Fix Up Your Home After a Disaster

Called Federal Housing Assistance to Individuals and Households and referred to as Program #96.048 in the Catalog of Federal Domestic Assistance, this program provides grants to individuals and households affected by a disaster to enable them to address their disaster-related housing needs. The money can be used for the following: 1) Temporary Housing, 2) Repair, 3) Replacement, and 4) Permanent Housing Construction. Assistance not used for the specified purpose will be required to be returned. Contact Department of Homeland Security 245 Murray Drive, SW., Washington, DC 20528, 202- 282-8000

Visit: www.dhs.gov

5000 to Create Comic Books

The Xeric Foundation offers financial assistance to fully committed, self-publishing comic book creators and qualified charitable and non-profit organizations. The purpose is to assist comic book creators with some of the costs in self-publishing their work. The geographical consideration for comic book artists is the United States and Canada. Organizations must be located in Western Massachusetts. Contact: Xeric Foundation, 351 Pleasant St., PMB 214, Northampton, MA 01060-3900; (413) 585-0671

Visit: www.xericfoundation.com

Serve Your Country AND Slash 10000 Off Your Student Loans

Be on your way to loan forgiveness and buff up at the same time! If you join the Army Reserve or the National Guard after graduation, you can receive up to $10,000 to pay off your student loans. If you’re the sort of person who doesn’t mind the occasional brush with death, ask to be stationed in areas of hostility and you could get even more money! For more information contact the United States Army Reserve Command (USARC), 1401 Deshler Street, S.W., Fort McPherson, GA 30330-2000 (800) 359-8483

Visit: www4.army.mil/USAR/home/index.php

12 For A Doctor’s Office Visit

That is all I paid when my family and I were traveling in Prague in the Czech Republic this summer and my son had to see a doctor for an illness. This was not the co-pay, this was the entire cost and we didn’t have to wait. It was great treatment too. The cab ride cost more. I checked the worldwide statistics and it shows that we live a little longer but we have a higher infant mortality rate. What are we doing wrong???

Visit: www.nationmaster.com/cat/hea

Get Paid To Save For Your New Business

Have a great idea and want to turn it into a successful business in the future? Capital Area Asset Building can double a client’s money, enabling a swifter transition from idea to money-maker. The nonprofit specializes in establishing individual development accounts (IDAs) for lower income Washington DC residents. IDAs are matched savings accounts -every dollar deposited by a participant is matched by the organization. One of the approved purposes of the account is starting a new business or microenterprise. Contact: Capital Area Asset Building Corporation, 1801 K Street, NW, Suite M100, Washington, DC 20006. Phone: 202-419-1440; fax: 202-419-1447

Visit: www.caab.org

You Don’t Even Have To Know How To Spell Entrepreneur

you can walk into a local government supported management consulting office and they will sit down with you, for free, and help you identify major money programs in your area, help you fill out forms to get money, help you prepare a business plan, give you free tax counseling services, free marketing help, or free help with public relations, technology or anything else. It doesn’t get better than this. Find the local office of your Small Business Development Center. They are supported by state and federal governments.. Your state lead center can tell you about your local office.

Visit: www.asbdc-us.org/

5 Million in Grants to Fix Up Homes in Small Towns

Called the Community Development Block Grants/Small Cities Program and referred to as Program #14.219 in the Catalog of Federal Domestic Assistance, this program’s primary objective is the development of viable urban communities by providing decent housing, a suitable living environment, and expanding economic opportunities, principally for persons of low and moderate income. Contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator/

You Don’t Have To Lose Your Home

If you have lost your job or are unable to work because of injury or illness, you can save your home from foreclosure if you know the steps to take. The Department of Housing and Urban Development (HUD) offers information and web links to organizations that will help you keep from losing your home.

Visit: www.hud.gov/offices/hsg/sfh/econ/econ.cfm

10000 To Care For Grandma And Grandpa

Does your mom need Meals on Wheels? Is she having trouble paying her bills? Need a new roof on the house? Need extra spending money? Grandma needs free legal help to divorce grandpa? Want to know what programs exist for seniors? All these questions and more can be found by contacting the Eldercare Hotline at 800-677-1116. They can hook up seniors with all the resources available to them, and all it takes is a phone call. For more info contact the Administration on Aging, Washington, DC 20201; 202 619-0724

Visit: www.eldercare.gov

If You Feel A Doctor Or Hospital Refused You Services

because of your race, national origin or disability the U.S. Dept. of Health And Human Services will take away any money they get from the government money, and they all get some. You can always get someone’s attention by hitting them in the pocket book and you can do it FOR FREE.

Visit: www.hhs.gov/ocr/newfaq.html

Tuition Books Gas and Food Money To Get A 50 Raise

a front page article in the Oct 13th Wall Street Journal described how John Maynard in Belfry, KY used a government program to get a 50% salary increase and become a teacher at a community college. Check out the training programs in your area that can give you a 50% raise at

Visit: www.doleta.gov/usworkforce/onestop/

Money To Buy Out Your Boss

A dream come true can be buying out your boss and running the whole business yourself. You probably always thought you could do it better anyway. Your boss may secretly be looking for someone to buy the place so she can go to the beach and finally write that Great American Novel that she has always been dreaming of. Much of the government money available can be used for this. Start looking for federal money in the Catalog of Federal Domestic Assistance published by the U.S. Government Printing OfficeThen check your State Government Office of Economic Development and tell them what you are trying to do. You can call 411 and ask for the state capital operator in your state capital

Visit: www.gpo.gov

300000 to Make a Documentary Film

The primary focus of funding is independent documentary film. Grant awards for production typically range from $50,000 to $300,000 and provide partial support for documentary series and individual independent films. The gift funds are awarded both nationally and internationally. Contact: John D. and Catherine T. MacArthur Foundation, 140 S. Dearborn St., Ste. 1100, Chicago, IL 60603-5285; (312) 726-8000; Fax: (312) 920-6258

Visit: www.macfound.org

200000 to Fix Up Homes in the Country

Called The Farm Labor Housing Loans and Grants Program and referred to as Program #10.405 in the Catalog of Federal Domestic Assistance, this program provides decent, safe, and sanitary low-rent housing and related facilities for domestic farm laborers. The loans and grants may be used for construction, repair, or purchase of year-round or seasonal housing; acquiring the necessary land and making improvements on land for housing; and developing related support facilities including central cooking and dining facilities, small infirmaries, laundry facilities, day care centers, other essential equipment and facilities or recreation areas. Funds may also be used to pay certain fees and interest incidental to the project. Restrictions on the use of funds are: The housing must be of a practical type and must be constructed in an economical manner and not of elaborate material or extravagant design. Housing financed with labor housing loan or grant funds must be occupied by domestic farm laborers and their families. Contact your local office of the U.S. Department of Agriculture Rural Housing Service

Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map

2500 to Make Your Home Energy Efficient

Called the Weatherization Assistance for Low-Income Persons Program and referred to as Program #81.042 in the Catalog of Federal Domestic Assistance, this program provides grants to insulate the dwellings of low-income persons, particularly the elderly, persons with disabilities, families with children, high residential energy users, and households with a high energy burden, in order to conserve needed energy and to aid those persons least able to afford higher utility costs. To locate your local office, contact Director, Office of Building Technology Assistance, Mail Stop EE-42, Office of Energy Efficiency and Renewable Energy, Department of Energy, Forrestal Building, Washington, DC 20585, 202-586-4074

Visit: www.eren.doe.gov/buildings/weatherization_assistance