Grants And Loans
Pay Off 4725 Of Your Student Loans Through Volunteer Work
Would you like to be free of those exasperating student loan hanging over your head? By volunteering for worthwhile causes such as community development and illiteracy in the United States you can eliminate a large portion of your student loans. VISTA (Volunteers in Service to America) will pay off $4,725 of your loans if you join in on their cause for at least 1,700 hours. Participants are eligible to receive either an education award or end-of-service stipend of $1,200. To learn more contact the Corporation for National and Community Service Headquarters, 1201 New York Avenue, NW; Washington, D.C. 20525 (800) 942-2677 or visit their website
1000 A Month To Pay Your Mortgage
if you lose your job. It’s called the Mortgage Guardian program and it will pay your mortgage for up to 6 months. Check with your state housing association to see if you are eligible for a similar program. Here is the program in Wisconsin
7500 To Cover The Cost of Equipment For People with Disabilities
the state of Arkansas offers a Medicaid waiver which can provide up to $7,500 to cover the cost of adaptive equipment for people with disabilities. Contact: Development Disabilities Services, Department of Human Services; 870-773-0563
Full Tuition and Books Scholarships Plus Stipend
The Nursing Scholarship Program (NSP or Nursing Scholarship) is a competitive Federal program which awards scholarships to individuals for attendance at schools of nursing. The scholarship consists of payment for tuition, fees, other reasonable educational costs, and a monthly support stipend. In return, the students agree to provide a minimum of two years of full-time clinical service (or an equivalent part-time commitment, as approved by the NSP) at a health care facility with a critical shortage of nurses. You must be willing to be placed at a health care facility with a critical shortage of nurses. You could be placed in the District of Columbia, Guam, or the Virgin Islands. For more information call: 1-866-867-6856 or emailOr contact the program headquarters address below: Nurse Education Branch, Division of Nursing, Bureau of Health Professions, Health Resources and Services Administration, 5600 Fishers Lane, Room 9-36, Rockville, MD 20857, 301-443-3232
Visit: nhsc@iqsolutions.com
10000 to fix up Mom’s home
The city of Houston offers $5,000 fix up money for the disabled and elderly in their Emergency Repair Program, and Minneapolis offers up to $10,000. The Rural Housing Service of the U.S. Department of Agriculture offers special grants through their Section 504 program of up to $7,500 if you’re over 62 and need to fix up your home. Contact your city government, your county government and your local community development office to learn about local programs. If you have trouble locating your local community development office, contact National Association of Housing and Redevelopment Officials, 630 I St., NW, Washington, DC 20001; 202-289-3500; or Office of Community Planning and Development, P.O. Box 7189, Gaithersburg, MD 20898; 800-998-9999;For Rural Housing Service contact Single Family Housing Programs, USDA Rural Housing Service, 1400 Independence Ave., SW, Washington, DC 20250; 202-720-4323.
Visit: www.nahro.org
Banks That Love Giving To Small Business
you can actually see the data showing which banks in your state like giving money to small business and people starting businesses in their home. The information is collected by the Federal Reserve.
15000 Grant For Californians To Buy A Home Near Work
The Workforce Initiative Subsidy for Homeownership (WISH) Program provides grants to qualified homebuyers living in high-cost areas to enable them to purchase homes near their work. Under the WISH Program, the bank will provide up to $15,000 per household, matching up to $3 for every dollar contributed by the homeowner toward the purchase of the home. WISH funds must be used only toward down payment or closing costs in connection with the purchase of a housing unit to be used as the homebuyer’s primary residence. Terms for participation include: completion of a mortgage assistance program administered by a public or private entity; a household income of the homebuyer at 80% or less of the HUD area median income; contribution of at least 1% of the purchase price from their own funds; and completion of an approved homebuyer counseling program. For information on the Federal Home Loan Bank of San Francisco
Visit: www.fhlbsf.com
Emergency Money To Pay Rent and Utility Bills
The City of Leavenworth, Kansas contracts with Catholic Community Services (CCS) to offer an Emergency Housing Assistance program to families and individuals in need. The program provides counseling and valuable referrals to low-income city residents who are experiencing a housing emergency. Participants may be eligible for financial assistance for food, rent, utility bills and other expenses. Contact: Catholic Community Services (CCS), 716 N. 5th Street, Leavenworth, KS 66048. (913) 651-8060.
Visit: www.govengine.com
Money to Buy or Build a Home After a Natural Disaster
Called Direct Housing – Natural Disaster and referred to as Program #10.445 in the Catalog of Federal Domestic Assistance, this program assists qualified lower income rural families to meet emergency assistance needs resulting from natural disaster to buy, build, rehabilitate, or improve dwellings in rural areas. Funds are only available to the extent that funds are not provided by the Federal Emergency Management Agency (FEMA). For the purpose of administering these funds, natural disaster will only include those areas identified by a Presidential declaration. Contact your local office of the U.S. Department of Agriculture Rural Housing Service at
Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map
30 Increase In Small Business Money
the U.S. Small Business Administration was running out of available cash for entrepreneurs until Congress increased their budget in an emergency piece of legislation so the SBA can keep on giving. They expect to help 90,000 entrepreneurs this year with funding.
Visit: www.sba.gov/news/04-21.pdf
Cars Available At Steep Discounts
Vehicles for Change solicits donations of used cars from the community and rehabs the vehicles for resale to eligible individuals and families. Vehicles for Change repairs the donated cars in partnership with Precision Tune and CertiPro Warehouse and provides them to qualified families for a nominal fee of $700-$950. Each recipient receives a 12-month loan to assist in the purchase of the car. Contact: Northern Virginia Family Services, Inc. 9842 Business Way, Manassas, VA 20110, 703-392-4901; Vehicles for Change Phone: (703) 533-2543
Visit: www.nvfs.org/vehicle.htm
It Pays To Have Your Own Business
a new report by the Center for Labor Market Studies at Northeastern University shows that our country has just come out of a recession. In every past recession since WWII the amount of extra money the economy made was split in the following way: about 61% went to wages for employees and about 24% went to corporate profits and income to small business owners. In the most recent recovery in 2002 and 2003, only 38% went to employee wages and 52% went to small business owners and corporate profits
500000 to Be Creative
The MacArthur Fellows Program is intended to encourage people of outstanding talent to pursue their own creative, intellectual, and professional inclinations. In keeping with this purpose, the Foundation awards fellowships directly to individuals rather than through institutions. Recipients may be writers, scientists, artists, social scientists, humanists, teachers, entrepreneurs, or those in other fields, with or without institutional affiliations. Each fellowship comes with a stipend of $500,000 to the recipient, paid out in equal quarterly installments over five years. This is a national and international award. Contact: John D. and Catherine T. MacArthur Foundation, 140 S. Dearborn St., Ste. 1100, Chicago, IL 60603-5285; (312) 726-8000; Fax: (312) 920-6258
Visit: www.macfound.org
Make Money With Recalls
you can because there are many recalls that can get your car fixed for free, or get your money back from a faulty product. The government has set up a single web site to see if your purchase of toys, drugs, food, cosmetics, cars, boats, etc. can get you more money.
Visit: www.recalls.gov
3000 For Victims of Crime
… .. Maybe crime really does pay. There are all kinds of money and services available if you have been a victim of crime. You can get emergency money, living expenses, money to replace loss of pay, free cell phones, free therapy, and lots more. The U.S. Dept. of Justice has set up a database that allows you to search for these services in your area.
5000 Worth Of Free Health Care For Kids
Make up to $38,657 and get free health care for your kids. Almost every state now has a Children’s Health Insurance Program (CHIPS), which extends medical coverage to many children who may not be covered. Contact your state Department of Health to see what version of the CHIPS program is offered in your area; or call a new government hotline to help locate free health care for kids at 877-KIDS-NOW (toll-free 877-543-7669)
Visit: www.insurekidsnow.gov
200 Million In Grants For Down Payment Money
for first time home buyers who do not have a whole lot of money has been added by the U.S. Senate on November 25 for inclusion into the budget for the U.S. Department Housing and Urban Development.
Visit: banking.senate.gov/index.cfm?FuseAction=PressReleases.Detail&PressRelease_id=
150000 To Help Veterans and Unmarried Spouses of Veterans to Buy or Fix Up A Home
Called Veterans Housing – Guaranteed and Insured Loans and referred to as Program #64.114 in the Catalog of Federal Domestic Assistance, this programs assists veterans, certain service personnel, and certain unmarried surviving spouses of veterans, in obtaining credit for the purchase, construction or improvement of homes on more liberal terms than are generally available to non-veterans. Contact you local Veterans Administration office at Department of Veterans Affairs, Washington, DC 20420, 202-273-7390
Money If You Lost Your Job And Want To Become A Teacher
the state of Florida has a bunch of money to train you to become a teacher no matter what your age or what your degree is in.
48000 Per Year To Get A Grad Degree
Dream of quitting your dead-end job and getting your master’s in computer science? Earn your master’s or doctorate degree and let the U.S. Department of Homeland Security (DHS) pay your way. Through the DHS fellowship program, get your graduate degree in the physical, biological, social, or behavioral sciences – including science policy, engineering, mathematics, or computer science. Have your tuition covered and have money to live on! You must have career and employment goals aligned with the mission and objectives of the DHS, but you are not required to accept a position with them following graduation. To learn how you can get your advanced degree paid for, contact the U.S. Department of Homeland Security
Visit: 12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXTRPT.SHOW?p_arg_names=prog_nbr&p_arg_values=97.062
Work Up a Sweat While Building Your Own Home
The Mutual Self-Help Housing Loan Program helps low-income households construct their own homes. Families perform approximately 65% of the construction labor on each other’s homes with professional supervision. This sweat equity reduces labor costs and the price of the home. Mortgage payments are 22 to 26 percent of the applicant’s income.
2000 For Old Lesbians
Grants to fund projects supporting and developed by lesbians age 60 and older are available from The Edie Windsor Fund for Old Lesbians, 718-768-2249
100000 Working From Your Kitchen Table
My wife got over $100,000 of government money to do consulting right out of our home. My sister got over $350,000 from the government to frame pictures. They are both government contactors and they make good livings as freelancers. To be a freelancer in this country all you need are business cards, a phone and a desk, and the government will take it from there. There are free offices around the country that will help any freelancer get government contracts. The government buys more of anything than anyone else in the world including: legal services, web design, aerobic instructors, landscaping, cleaning, and even stand-up comics. And only 20% of this business is in the Washington area. Can you believe that one year the government even spent $30,000 on a freelance priest? Contact your state Office of Economic Development located in your state capital or your local Procurement Assistance Office who can match the product or service you are selling with the appropriate agency, and then help you market your wares effectively. To find the office nearest you, contact Small and Disadvantaged Business Utilization Office, Cameron Station, Room 4B110, Defense Logistics Agency, Alexandria, VA 22304; 703-767-1661
Visit: www.dla.mil
9900 Loan Forgiveness Award
Teachers, are you having a difficult time paying back your student loans? If so the state of Pennsylvania is here to help. The Quality Early Education Loan Forgiveness program offers monthly student loan debt assistance to graduates working in Pennsylvania, in the field of Early Childhood Education. If you are eligible, the program will forgive up to one-sixth of your qualifying loan debt annually, not to exceed the maximum of $3,300 per year for three years or the program’s $9,900 maximum benefit. For more information about this opportunity contact the Pennsylvania Higher Education Assistance Agency, PA State Grants and Special Programs, 1200 N 7th St, Harrisburg PA 17102-1444; (800)233-0557
Visit: www.pheaa.org/
Veteran Services
For All Your Veteran Benefits Questions: The U.S. Department of Veterans Affairs can be reached at 800-827-1000, or online.Your Very Own Advocate: The Washington Department of Veterans Affairs ranks among the nation’s leaders in the satisfaction of veterans claims submitted to the U.S. Department of Veterans Affairs. For more information contact Washington Department of Veterans Affairs, 505 E. Union #150/ P.O. Box 41155, Olympia, WA 98504; 360-586-1070; 800-562-2308.
Visit: www.va.gov