Grants And Loans

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100000 To Buy Or Fix Up Houses In Older Areas Of A Town

Called the Mortgage Insurance – Housing In Older, Declining Areas and referred to as Program #14.123 in the Catalog of Federal Domestic Assistance, this program helps in the purchase or rehabilitation of housing in older, declining urban areas. Contact your local office of the U.S. Department of Housing and Urban Development.

Visit: www5.hud.gov:63001/po/i/netlocator/

Free Dental Care For Kids

Many dentists will provide free dental care. According to an American Dental Association survey, 75% of its members provide charitable care. You can find info on free kids dental services offered in your state. Just click on your state and see. Or contact the American Dental Association, 211 East Chicago Ave., Chicago, IL 60611-2678; 312-440-2500.

Visit: www.prnewswire.com/mnr/ada/10357

Local Colleges Get Money to Fix Up Your Home

Called the Historically Black Colleges and Universities Program and referred to as Program #14.520 in the Catalog of Federal Domestic Assistance, this program assists Historically Black Colleges and Universities (HBCUs) expand their role and effectiveness in addressing community development needs in their localities, including neighborhood revitalization, housing, and economic development consistent with the purposes of Title I of the Housing and Community Development Act of 1974. The HBCU program also encourages greater citizen participation in the local/neighborhood planning process and, ultimately, in development of their localities’ and States’ Consolidated Plan for submission to HUD. Contact: Ophelia Wilson, Office of University Partnerships, Office of Policy Development and Research, Dept. of Housing and Urban Development, 451 7th Street, SW., Washington, DC 20410. Telephone: (202) 708-3061, extension 4390. FAX (202) 708-0309.

Visit: OPHELIA_WILSON@hud.gov

Costa Rica Knows How To Buy Health Care

according to the World Bank, Costa Ricans spend an average of $273 per person, per year, on health care and have a life expectancy of 77.6 years. U.S. citizens spend and average of $4,499 per person per year on health care and have a life expectancy of 78 years.The U.S. spends more on health care than any other developed country, and there are 41 countries where people live longer.

Visit: www.worldbank.org/data/countrydata/countrydata.html

Home Grants Program up to 10000

this is a non-repayable grants/gifts program available to first-time homeowners to cover down payment and closing costs. Also provided are free Homebuyer Education Courses, free Balanced Budget Spending Plans, free Credit Counseling Services as well as Post Purchase and Homeownership Maintenance Counseling to any resident in North Carolina. Income is not a limiting factor; however, all applicants are required to take the two educational courses provided by Home Grants. In order for a grant recipient to use Home Grants’ funds, they must be approved for an acceptable loan product that permits charitable organizations to provide gift funds. Contact: North Carolina Housing Assistance; (704) 385-3973

Visit: www.northcarolinahousing.org

Free Prescription Drugs

Drug companies will give certain people who cannot afford their medications their drugs free of charge. Your doctor will likely have to sign a form, and then the company will ship the medications to you or the doctor. I just checked the web site for Phizer and you can have an income up to $25,000 and even get Viagra for free! They are all there except Tap Pharmaceutical. You call them at 800-830-1015. Many state governments also have financial help for prescription drugs free through the Patients Assistance Program.

Visit: www.helpingpatients.org/index.cfm

48000 Per Year To Get A Graduate Degree In Homeland Security

A lot of students complain to me that they have a hard time finding more for graduate school. Well this certainly looks like a growth industry and the government is willing to pay for you to get into it. The program is called Department of Homeland Security Scholars.

Visit: 12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=97.062

Get a 100000 Home For 1 plus Fix Up Money

Called the Dollar Home Sales and referred to as Program #14.313 in the Catalog of Federal Domestic Assistance, this program expands HUD’s partnership with local governments in helping to foster housing opportunities for low- to moderate-income families and address specific community needs. Single family homes that are acquired in foreclosure actions by the Federal Housing Administration (FHA) will be eligible for sale to local governments across the nation for $1 plus closing costs when the properties have been listed for at least six months and remain unsold. Local governments buying HUD properties for $1 plus closing costs may sell or rent them to low- and moderate-income families, to first-time homebuyers, or to groups that will use the properties to provide services such as child- care centers, domestic abuse shelters, job training centers, etc. Contact your local office of the U.S. Department of Housing and Urban Development. Look on the left-hand side of the page to search for your local field office.

Visit: www5.hud.gov:63001/po/i/netlocator/

2000000 to Build or Rehabilitate Condominiums Program # 14112

Called Mortgage Insurance for Construction for Substantial Rehabilitation of Condominium Projects and referred to as Program #14.112 in the Catalog of Federal Domestic Assistance, this program enables sponsors to develop condominium projects in which individual units will be sold to home buyers. Contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator/

Free Health Info: On Any Topic

Want to find out the latest information on your health condition? All you need to do is pick up the phone or go online to get the most up-to-date information from the government’s team of health professionals. Several great starting places to learn more include: National Health Information Center, P.O. Box 1133, Washington, DC 20013; 800-336-4797; National Women’s Health Information Center, U.S. Public Health Service, Office of Women’s Health, 1600 Clifton Rd., NE, Atlanta, GA 30333; 800-944-WOMEN; National Institutes of Health, Office of Communications, Building 1, Room 344, 1 Center Dr., MCS 0188, Bethesda, MD 20892; 301-496-4000.

Visit: www.health.gov/nhic

Pay Off 4725 Of Your Student Loans Through Volunteer Work

Would you like to be free of those exasperating student loan hanging over your head? By volunteering for worthwhile causes such as community development and illiteracy in the United States you can eliminate a large portion of your student loans. VISTA (Volunteers in Service to America) will pay off $4,725 of your loans if you join in on their cause for at least 1,700 hours. Participants are eligible to receive either an education award or end-of-service stipend of $1,200. To learn more contact the Corporation for National and Community Service Headquarters, 1201 New York Avenue, NW; Washington, D.C. 20525 (800) 942-2677 or visit their website

Visit: www.americorps.org/joining/benefits.html

7500 To Cover The Cost of Equipment For People with Disabilities

the state of Arkansas offers a Medicaid waiver which can provide up to $7,500 to cover the cost of adaptive equipment for people with disabilities. Contact: Development Disabilities Services, Department of Human Services; 870-773-0563

Visit: www.state.ar.us/dhs/sgDD.html

Full Tuition and Books Scholarships Plus Stipend

The Nursing Scholarship Program (NSP or Nursing Scholarship) is a competitive Federal program which awards scholarships to individuals for attendance at schools of nursing. The scholarship consists of payment for tuition, fees, other reasonable educational costs, and a monthly support stipend. In return, the students agree to provide a minimum of two years of full-time clinical service (or an equivalent part-time commitment, as approved by the NSP) at a health care facility with a critical shortage of nurses. You must be willing to be placed at a health care facility with a critical shortage of nurses. You could be placed in the District of Columbia, Guam, or the Virgin Islands. For more information call: 1-866-867-6856 or emailOr contact the program headquarters address below: Nurse Education Branch, Division of Nursing, Bureau of Health Professions, Health Resources and Services Administration, 5600 Fishers Lane, Room 9-36, Rockville, MD 20857, 301-443-3232

Visit: nhsc@iqsolutions.com

10000 to fix up Mom’s home

The city of Houston offers $5,000 fix up money for the disabled and elderly in their Emergency Repair Program, and Minneapolis offers up to $10,000. The Rural Housing Service of the U.S. Department of Agriculture offers special grants through their Section 504 program of up to $7,500 if you’re over 62 and need to fix up your home. Contact your city government, your county government and your local community development office to learn about local programs. If you have trouble locating your local community development office, contact National Association of Housing and Redevelopment Officials, 630 I St., NW, Washington, DC 20001; 202-289-3500; or Office of Community Planning and Development, P.O. Box 7189, Gaithersburg, MD 20898; 800-998-9999;For Rural Housing Service contact Single Family Housing Programs, USDA Rural Housing Service, 1400 Independence Ave., SW, Washington, DC 20250; 202-720-4323.

Visit: www.nahro.org

15000 Grant For Californians To Buy A Home Near Work

The Workforce Initiative Subsidy for Homeownership (WISH) Program provides grants to qualified homebuyers living in high-cost areas to enable them to purchase homes near their work. Under the WISH Program, the bank will provide up to $15,000 per household, matching up to $3 for every dollar contributed by the homeowner toward the purchase of the home. WISH funds must be used only toward down payment or closing costs in connection with the purchase of a housing unit to be used as the homebuyer’s primary residence. Terms for participation include: completion of a mortgage assistance program administered by a public or private entity; a household income of the homebuyer at 80% or less of the HUD area median income; contribution of at least 1% of the purchase price from their own funds; and completion of an approved homebuyer counseling program. For information on the Federal Home Loan Bank of San Francisco

Visit: www.fhlbsf.com

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