U S Department

60000 for Renters Homeowners or Investors to Improve Their Property

Called ‘Property Improvement Loan Insurance for Improving All existing Structures and Building of New Nonresidential Structures Program and referred to as Program #14.142 in the Catalog of Federal Domestic Assistance, this program provides financing of improvements to homes and other existing structures and the building of new nonresidential structures. Contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator

Grants to Native American Communities to Fix Up Homes

Called the Indian Community Development Block Grant Program and referred to ca Program #14.862 in the Catalog of Federal Domestic Assistance, this program provides grants to improve the housing stock, provide community facilities, make infrastructure improvements, and expand job opportunities by supporting the economic development of their communities. To identify if there are programs in your area, contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator/

5000000 to Build or Fix Up an Apartment Building

Called Mortgage Insurance for the Purchase or Refinancing of Existing Multifamily Housing Projects and referred to as Program #14.155 in the Catalog of Federal Domestic Assistance, this program provides money for existing multifamily housing projects, whether conventionally financed or subject to federally insured mortgages at the time of application for mortgage insurance. Only projects not requiring substantial rehabilitation are acceptable under this section. The estimated cost of required repairs may not exceed 15 percent of the estimated value after repairs or $6,500 per unit adjusted by a high cost factor, whichever is greater and may not involve the replacement of more than one major system. The program has statutory per unit mortgage limits which vary according to the size of the unit, the type of structure, and the location of the project. There are also loan-to- value and debt service limitations. Prevailing wage requirements under the Davis-Bacon Act do not apply to this program. Contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator/

Reverse Mortgages For Seniors

Called Reserve Mortgages For Seniors and referred to as Program #14.183 in the Catalog of Federal Domestic Assistance, this program enables elderly homeowners, 62 years of age or older, to convert equity in their homes to monthly streams of income – except for Texas – lines of credit. HUD insures lenders against loss on reverse mortgage loans. Contact your local office of the U.S. Department of Housing and Urban Development. Look on the left-hand side of the page to search for your local field office.

Visit: www5.hud.gov:63001/po/i/netlocator/

Money to Rehabilitate a Trailer Home Park

Called Mortgage Insurance- Manufactured Home Parks and referred to as Program #14.127 in the Catalog of Federal Domestic Assistance, this program makes it possible to finance the rehabilitation of manufactured home parks. Contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator/

100000 To Buy Or Fix Up Houses In Older Areas Of A Town

Called the Mortgage Insurance – Housing In Older, Declining Areas and referred to as Program #14.123 in the Catalog of Federal Domestic Assistance, this program helps in the purchase or rehabilitation of housing in older, declining urban areas. Contact your local office of the U.S. Department of Housing and Urban Development.

Visit: www5.hud.gov:63001/po/i/netlocator/

Get a 100000 Home For 1 plus Fix Up Money

Called the Dollar Home Sales and referred to as Program #14.313 in the Catalog of Federal Domestic Assistance, this program expands HUD’s partnership with local governments in helping to foster housing opportunities for low- to moderate-income families and address specific community needs. Single family homes that are acquired in foreclosure actions by the Federal Housing Administration (FHA) will be eligible for sale to local governments across the nation for $1 plus closing costs when the properties have been listed for at least six months and remain unsold. Local governments buying HUD properties for $1 plus closing costs may sell or rent them to low- and moderate-income families, to first-time homebuyers, or to groups that will use the properties to provide services such as child- care centers, domestic abuse shelters, job training centers, etc. Contact your local office of the U.S. Department of Housing and Urban Development. Look on the left-hand side of the page to search for your local field office.

Visit: www5.hud.gov:63001/po/i/netlocator/

2000000 to Build or Rehabilitate Condominiums Program # 14112

Called Mortgage Insurance for Construction for Substantial Rehabilitation of Condominium Projects and referred to as Program #14.112 in the Catalog of Federal Domestic Assistance, this program enables sponsors to develop condominium projects in which individual units will be sold to home buyers. Contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator/

Money to Study the Break Up of the USSR

(Program for Study of Eastern Europe and the Independent States of the Former Soviet Union 19.300)
The program is designed to sustain and strengthen American expertise on the Commonwealth of Independent States, Georgia, the Baltic countries, and countries of Eastern Europe by supporting graduate training; advanced research; public dissemination of research data, methods, and findings; contact and collaboration among government and private specialists; and first hand experience of the (former) Soviet Union and Eastern European countries by American specialists, and more. Funds are given to nonprofit organizations and institutions of higher learning who act as intermediaries. Students must apply to those institutions that received the money. Contact the Eurasian and East European Research and Training Program, INR/RES, U.S. Department of State, 2201 C St., NW, Room 2251, Washington, DC 20520; 202-736-4572; Continue reading

10000 to fix up Mom’s home

The city of Houston offers $5,000 fix up money for the disabled and elderly in their Emergency Repair Program, and Minneapolis offers up to $10,000. The Rural Housing Service of the U.S. Department of Agriculture offers special grants through their Section 504 program of up to $7,500 if you’re over 62 and need to fix up your home. Contact your city government, your county government and your local community development office to learn about local programs. If you have trouble locating your local community development office, contact National Association of Housing and Redevelopment Officials, 630 I St., NW, Washington, DC 20001; 202-289-3500; or Office of Community Planning and Development, P.O. Box 7189, Gaithersburg, MD 20898; 800-998-9999;For Rural Housing Service contact Single Family Housing Programs, USDA Rural Housing Service, 1400 Independence Ave., SW, Washington, DC 20250; 202-720-4323.

Visit: www.nahro.org

Money to Buy or Build a Home After a Natural Disaster

Called Direct Housing – Natural Disaster and referred to as Program #10.445 in the Catalog of Federal Domestic Assistance, this program assists qualified lower income rural families to meet emergency assistance needs resulting from natural disaster to buy, build, rehabilitate, or improve dwellings in rural areas. Funds are only available to the extent that funds are not provided by the Federal Emergency Management Agency (FEMA). For the purpose of administering these funds, natural disaster will only include those areas identified by a Presidential declaration. Contact your local office of the U.S. Department of Agriculture Rural Housing Service at

Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map

200 Million In Grants For Down Payment Money

for first time home buyers who do not have a whole lot of money has been added by the U.S. Senate on November 25 for inclusion into the budget for the U.S. Department Housing and Urban Development.

Visit: banking.senate.gov/index.cfm?FuseAction=PressReleases.Detail&PressRelease_id=

48000 Per Year To Get A Grad Degree

Dream of quitting your dead-end job and getting your master’s in computer science? Earn your master’s or doctorate degree and let the U.S. Department of Homeland Security (DHS) pay your way. Through the DHS fellowship program, get your graduate degree in the physical, biological, social, or behavioral sciences – including science policy, engineering, mathematics, or computer science. Have your tuition covered and have money to live on! You must have career and employment goals aligned with the mission and objectives of the DHS, but you are not required to accept a position with them following graduation. To learn how you can get your advanced degree paid for, contact the U.S. Department of Homeland Security

Visit: 12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXTRPT.SHOW?p_arg_names=prog_nbr&p_arg_values=97.062

Veteran Services

For All Your Veteran Benefits Questions: The U.S. Department of Veterans Affairs can be reached at 800-827-1000, or online.Your Very Own Advocate: The Washington Department of Veterans Affairs ranks among the nation’s leaders in the satisfaction of veterans claims submitted to the U.S. Department of Veterans Affairs. For more information contact Washington Department of Veterans Affairs, 505 E. Union #150/ P.O. Box 41155, Olympia, WA 98504; 360-586-1070; 800-562-2308.

Visit: www.va.gov

50000 to Fix Up Your Home After a Natural Disaster

Called Direct Housing-Natural Disaster Loans and Grants and referred to as Program #10.444 in the Catalog of Federal Domestic Assistance, this program provides grants to assist very-low income owner- occupants to repair or replace damaged property as a direct result of a natural disaster. Loans are made in counties named by the Federal Management Agency as being eligible for Federal assistance under an emergency declaration by the President. Contact your local office of the U.S. Department of Agriculture Rural Housing Service

Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map