Grants And Loans
65 Million Dollars In Grants
Child Care and Development Funds are available for Georgia child care programs who serve or are planning to serve 19 or more children. Family and group home care providers can apply for Child Care Development Funds through their local Resource & Referral Agency. Requests for Proposals (RFP) are distributed in early spring and outline the services that will be purchased during the next federal fiscal year. In general, these funds pay for: 1) programs improvements, and programs for children with disabilities for early childhood and school-age children, and 2) technical assistance, training, and the operation of child care resource and referral agencies. For more information contact Georgia Child Care Council, 2987 Clairmont Rd., Suite 220, Atlanta, GA 30329; 404-679-4880.
Visit: www.gachildcare.org
Grants to Local Communities to Provide Money to Buy or Fix Up Homes or to Pay for Rent
Called the Home Investment Partnership Program and referred to as Program #14.239 in the Catalog of Federal Domestic Assistance, this program expands the supply of affordable housing, particularly rental housing, for low and very low income Americans; (2) to strengthen the abilities of State and local governments to design and implement strategies for achieving adequate supplies of decent, affordable housing; (3) to provide both financial and technical assistance to participating jurisdictions, including the development of model programs for developing affordable low income housing; and (4) to extend and strengthen partnerships among all levels of government and the private sector, including for-profit and nonprofit organizations, in the production and operation of affordable housing. To identify if there are programs in your area, contact your local office of the U.S. Department of Housing and Urban Development
7 Million For Investors Builders And Developers To Build Houses And Apartments
(14.188) Housing Finance Agencies Risk Sharing
10000 To Buy A Van or Talking Computer
Learn how technology can help your disability and money programs to purchase equipment. Contact your state Office of Social Services or Vocational Rehabilitation or Rehabilitation Engineering and Assistive Technology Society of North America (RESNA), 1700 North Moore St., #1540, Arlington, VA 22209; 703-525-6686; 703-524-6639 (TTY)
Visit: www.resna.org
Get 3000 Worth Of Free Tutoring For Your Child
The President’s No Child Left Behind initiative offers free tutoring from private companies to school children around the country. See if you are eligible by contacting your local school board or The No Child Left Behind Program at 888-814-NCLB
Visit: www.nochildleftbehind.gov/parents/supplementalservices/index.html
450000 to Make an Apartment Building Assisted Living
Called the Assisted Living Conversion For Eligible Multifamily Housing Projects and referred to as Program #14.314 in the Catalog of Federal Domestic Assistance, this program provides financial assistance to private nonprofit owners of eligible developments designed for the elderly with a grant to allow the conversion of some or all of the dwelling units in the project into Assisted Living Facilities (ALF’s) serving frail elderly, as defined in Section 232(B)(6) of the National Housing Act. Contact your local office of the U.S. Department of Housing and Urban Development
80 Discounts On Dental Care
can be available from your local dental school. When I lived close to a school I used to use dental schools programs all the time. You get a student to work on you but they are senior students working under the watchful eye of a professor. Most importantly you get the latest in technology rather than old technology you may encounter in an established office. You can save a bundle. Find your nearest dental school
25000 at 0 To Improve Your Home
that’s what homeowners living in Michigan can get! But that’s not the only place in the country that offers money like this. See what kind of goodies your local government offers at
1000 A Month To Pay Your Mortgage
if you lose your job. It’s called the Mortgage Guardian program and it will pay your mortgage for up to 6 months. Check with your state housing association to see if you are eligible for a similar program. Here is the program in Wisconsin
Want to Start a Business But Don’t Know Where to Start
My brand new book, Free Money for Entrepreneurs will show you how. Be the first in line to learn about those grants programs that the SBA says don’t exist. There are over 10,000 programs for people who want to start or expand a business including grants, low-interest loans, loans you don’t pay back, money when the bank says no. Plus hundreds of free services like free help with filling out money applications, free help getting government contacts, free legal help, free marketing help, and more. All you need to start or expand any business for less then $40…
8000 for Start up and Monthly Payments
Georgia provides a voluntary statewide pre-kindergarten program for four-year-olds. The purpose of the program is to provide full day, five days per week, 36 weeks a year program to eligible four-year-olds. The Office of School Readiness provides centers with assistance through money for start-up and monthly payments, training and other resources. Office of School Readiness, 10 Park Place South, Suite 200, Atlanta, GA 30303; 404-656-5957; 1-888-4GA-PREK; Fax: 404-651-7430.
Visit: www.osr.state.ga.us
Get 200000 To Start A Ranch
wouldn’t it be fun to chuck the city life and go raise horses out in the country? Well, the U.S. Department of Agriculture has a money program to help you. It’s called Farm Operating Loans and it is for people who want to run small farms or ranches away from traffic that scares the horses. You can actually get up to $762,000 with interest rates as low as 3.75%. Pretty good deal.
Photos Of Grandpa’s Navy Buddies
For those who spent their military years on a ship or in service to the navy, pictures are available to help you remember those exciting times. The U.S. Naval Institute has over 450,000 photographs chronicling the Navy’s ships, battles, and major events. Ship name, hull number, and year of service are helpful in searching for prints. If you request a photo of a ship, make sure to ask for a free two-page history of the vessel to be included with the picture. To purchase a print contact U.S. Naval Institute, 118 Maryland Ave., Annapolis, MD 21402; 410-295-1022
Visit: www.usni.org.
Get 100000 For Doing Business In Certain Zip Codes
you can get a federal tax credit of up to $3,000 per employee if you locate your business in certain areas called empowerment/enterprise zones. Who cares if your business is a few miles further than you would like especially if someone is going to give you a lot a money to be there. For further information and to identify these zones go to
Visit: www.hud.gov/offices/cpd/economicdevelopment/programs/rc/index.cfm
Free Grant Website By Uncle Sam
looks like it should put me out of business. But it won’t. I really should not be in business doing what I am doing, anyway. The government should be doing it. But it is nice they are trying.
Visit: www.fedgrants.gov
15000 People A Month Get Grants For Down Payments
There are a number of non-profit organizations that provide grants to homeowners to pay for down payments and closing costs for buying a new home. These grants normally range from 2% to 5% of the purchase price of the home. These non-profits obtain their money from mortgage lenders and sellers. Housing regulations prevent sellers or lenders to give down payment money directly to buyers. More than 15,000 buyers a month receive grants through this program. To learn more about how this gift-assisted sale works, contact the national association of these organizations called Homeownership Alliance of Nonprofit Down Payment Providers, at 301-941-1907, or web.
Visit: www.downpaymentalliance.org
15000 Grant for Owners or Developers In Small Towns To Fix Up Their Home
Called The Rural Housing Preservation Grants Program and referred to as Program #10.433 in the Catalog of Federal Domestic Assistance, this program helps very low- and low-income rural residents individual homeowners, rental property owners (single/multi-unit) or by providing the consumer cooperative housing projects (co-ops) the necessary assistance to repair or rehabilitate their dwellings. These objectives will be accomplished through the establishment of repair/rehabilitation, projects run by eligible applicants. This program is intended to make use of and leverage any other available housing programs which provide resources to very low and low-income rural residents to bring their dwellings up to development standards. Contact your local office of the U.S. Department of Agriculture Rural Housing Service.
Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map
Get 10000 To Study Concrete
Who would have thought that such money exists? That’s why I wear question mark suits! We would never think of asking for concrete money. But if you’re interested in making big money in the construction industry you should take a look
Free Tuition at the University of Rhode Island
Outstanding freshman candidates with a minimum SAT score of 1150 or a minimum ACT score of 25 who rank in the top third of their class are eligible to be considered for a Centennial Scholarship ranging up to full tuition.
500 for Medical and Dental Assistant Studies
Those pursuing studies in medical technology, medical laboratory technician, medical assisting, dental assisting, phlebotomy or office laboratory technician may apply for a scholarship with this organization. Applicants must plan on studying at an accredited college or university in the United States. There is an April 1 deadline for submitting applications. Call for an application. Five $500 scholarships will be awarded annually. Contact American Medical Technologists
Visit: www.amt1.com
200000 to Fix Up Homes in the Country
Called The Farm Labor Housing Loans and Grants Program and referred to as Program #10.405 in the Catalog of Federal Domestic Assistance, this program provides decent, safe, and sanitary low-rent housing and related facilities for domestic farm laborers. The loans and grants may be used for construction, repair, or purchase of year-round or seasonal housing; acquiring the necessary land and making improvements on land for housing; and developing related support facilities including central cooking and dining facilities, small infirmaries, laundry facilities, day care centers, other essential equipment and facilities or recreation areas. Funds may also be used to pay certain fees and interest incidental to the project. Restrictions on the use of funds are: The housing must be of a practical type and must be constructed in an economical manner and not of elaborate material or extravagant design. Housing financed with labor housing loan or grant funds must be occupied by domestic farm laborers and their families. Contact your local office of the U.S. Department of Agriculture Rural Housing Service at
Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map
Get Back An Extra 1200 From The Folks At Medicare
States have programs to pay for Medicare Part B premiums when you cannot afford them. Contact your local Medicare office to see if you qualify to receive these funds. Contact Medicare at 800-622-4932
Visit: www.medicare.gov
100 Increase In Those Getting 10000 For Job Training
66% of the new jobs created are a result of new technology and 60% of the new jobs in the US will require higher education but only 33% of the workforce has higher education. The President announced a doubling of the number of people who will receive funding to train for a new job
Visit: www.whitehouse.gov/news/releases/2004/04/20040405-7.html
25000 Loan Serves As First Step Towards Business Ownership
Prospective business owners looking to set up shop in Washington DC’s Ward 7/Marshall Heights area have strong support from the Marshall Heights Community Development Organization (MHCDO). The MHCDO provides, often at no cost, entrepreneurial and business training, one-on-one small business counseling in its Business Information Resource Center, technical assistance with loans, legal, accounting and other business-related areas, and special loan packaging, and loans ranging from $10,000 to $25,000. The group will also perform market research and assist with the development of print advertisements and other materials to promote the entrepreneur’s business. Marshall Heights Community Development Organization, 3939 Benning Road, NE, Washington, DC 20019, 202-396-1200
Visit: www.mhcdo.org
Working and Still Struggling Financially
You can be making up to $35,000 to $40,000 a year and still be eligible for government benefit programs. Like money for food bills, day care, health insurance for you or your children, fuel and utility bills, phone bills, and more. A non-profit organization called SEEDO is developing a web site so people can learn how to take advantage of these programs.
Visit: www.earnbenefits.org