Grants And Loans
70 Discount On College Books
just like prescription drugs, college text books cost a lot less in Europe than they do in the United States so 2 enterprising college students have made a nice business helping students save big on school books. I have to tell this to my 2 boys who are in college …
Visit: See www.bookcentral.com
Over 2 Million Distributed To Early Child Care Teachers
Early childhood teachers, directors, and family child care providers benefit from INCENTIVE$, a statewide salary supplement program. However, the ones that truly benefit are the children as they thrive from forming and maintaining strong attachments to their primary caregivers. This program encourages those who work directly with young children to continue their work as well as increase their level of education. The following requirements must be met in order for the applicant to be eligible: hold a formal credential or degree related to early childhood care and education; work in a licensed child care center or registered family day care home; work with children 5 years or younger; work at least 25 hours per week and earn less than $14.45 an hour; and be employed at least 12 consecutive month at the same location. The annual amount of the supplement is between $400 and $2,000, depending on the type of degree or credential held by the applicant. For more information contact Smart Start Georgia, 175 Twinnett Dr., Suite 370, Lawrenceville, GA 30045; 888-405-2238; 770-339-5199/5208
Visit: www.smartstartga.org
Reverse Mortgages For Seniors
Called Reserve Mortgages For Seniors and referred to as Program #14.183 in the Catalog of Federal Domestic Assistance, this program enables elderly homeowners, 62 years of age or older, to convert equity in their homes to monthly streams of income – except for Texas – lines of credit. HUD insures lenders against loss on reverse mortgage loans. Contact your local office of the U.S. Department of Housing and Urban Development. Look on the left-hand side of the page to search for your local field office.
Free Financing Child Care Report
This report highlights strategies employed in states and communities, using public, private and mixed sources of funding, to finance childcare. You can get the report by contacting the Ewing Marion Kauffman Foundation, 4801 Rockhill Rd., Kansas City, MO 64110; 816-932-1261
Visit: www.kauffman.org
FREE Home Repair and Security Improvements
The Minor Rehabilitation and Home Security Program sponsored by San Diego County’s Housing and Community Development Department (HCD) assists homeowners with home rehabilitation, minor repairs, maintenance, and security issues. Eligible repairs include fixing broken windows, doors, window screens, sliding glass door screens, and/or fence and gate repairs; minor plumbing and electrical repairs; yard clean-up; painting; and the installation of wheel chair ramps. Eligible improvements in home security include the installation of security screen doors with deadbolts, solar motion sensor lights, floodlights, carbon monoxide detectors, carriage sensor lights, and dusk-to-dawn lights. Applicants must own and reside in a home located within select county urban areas. Contact: San Diego County Department of Housing and Community Development, San Diego, CA 92123 or visit their website at:
Visit: www.sdcounty.ca.gov/sdhcd/
Seed Money To Start Your Day Care
Venture Grants are time-limited grants for innovation. One form of venture grants is seed money grants. These are intended to provide short-term support for start-up, development or stabilization of new programs. For more information contact United Way of Northwest Georgia, P.O. Box 566, 101 Selvidge Street, Dalton, GA, 30722-0566; 706-278-9230; Fax: 706-226-1029
Visit: www.ourunitedway.org
100000 If You Like To Write
3,500 words that address personal reflections, journalist report and scientific inquiry, as well as essays which are purely fiction. There will be 19 winners sharing $500,000 It is sponsored by the John Templeton Foundation
Visit: www.powerofpurpose.org
Money to Rehabilitate a Trailer Home Park
Called Mortgage Insurance- Manufactured Home Parks and referred to as Program #14.127 in the Catalog of Federal Domestic Assistance, this program makes it possible to finance the rehabilitation of manufactured home parks. Contact your local office of the U.S. Department of Housing and Urban Development
100000 To Buy Or Fix Up Houses In Older Areas Of A Town
Called the Mortgage Insurance – Housing In Older, Declining Areas and referred to as Program #14.123 in the Catalog of Federal Domestic Assistance, this program helps in the purchase or rehabilitation of housing in older, declining urban areas. Contact your local office of the U.S. Department of Housing and Urban Development.
Learn How Renters In California Can Now Hold Back Rent
money from landlords who do not make repairs and not fear being evicted.
Free Dental Care For Kids
Many dentists will provide free dental care. According to an American Dental Association survey, 75% of its members provide charitable care. You can find info on free kids dental services offered in your state. Just click on your state and see. Or contact the American Dental Association, 211 East Chicago Ave., Chicago, IL 60611-2678; 312-440-2500.
Local Colleges Get Money to Fix Up Your Home
Called the Historically Black Colleges and Universities Program and referred to as Program #14.520 in the Catalog of Federal Domestic Assistance, this program assists Historically Black Colleges and Universities (HBCUs) expand their role and effectiveness in addressing community development needs in their localities, including neighborhood revitalization, housing, and economic development consistent with the purposes of Title I of the Housing and Community Development Act of 1974. The HBCU program also encourages greater citizen participation in the local/neighborhood planning process and, ultimately, in development of their localities’ and States’ Consolidated Plan for submission to HUD. Contact: Ophelia Wilson, Office of University Partnerships, Office of Policy Development and Research, Dept. of Housing and Urban Development, 451 7th Street, SW., Washington, DC 20410. Telephone: (202) 708-3061, extension 4390. FAX (202) 708-0309.
Visit: OPHELIA_WILSON@hud.gov
Costa Rica Knows How To Buy Health Care
according to the World Bank, Costa Ricans spend an average of $273 per person, per year, on health care and have a life expectancy of 77.6 years. U.S. citizens spend and average of $4,499 per person per year on health care and have a life expectancy of 78 years.The U.S. spends more on health care than any other developed country, and there are 41 countries where people live longer.
Home Grants Program up to 10000
this is a non-repayable grants/gifts program available to first-time homeowners to cover down payment and closing costs. Also provided are free Homebuyer Education Courses, free Balanced Budget Spending Plans, free Credit Counseling Services as well as Post Purchase and Homeownership Maintenance Counseling to any resident in North Carolina. Income is not a limiting factor; however, all applicants are required to take the two educational courses provided by Home Grants. In order for a grant recipient to use Home Grants’ funds, they must be approved for an acceptable loan product that permits charitable organizations to provide gift funds. Contact: North Carolina Housing Assistance; (704) 385-3973
Visit: www.northcarolinahousing.org
The IRS Wants To Give You 700
if you are one of the 115,000 taxpayers whose advance child care tax credit check was returned as undeliverable. They are sitting on over $118 million. It’s easy to see if there is a check waiting for you.
Free Prescription Drugs
Drug companies will give certain people who cannot afford their medications their drugs free of charge. Your doctor will likely have to sign a form, and then the company will ship the medications to you or the doctor. I just checked the web site for Phizer and you can have an income up to $25,000 and even get Viagra for free! They are all there except Tap Pharmaceutical. You call them at 800-830-1015. Many state governments also have financial help for prescription drugs free through the Patients Assistance Program.
What’s Your Friend’s House Worth
It’s a collection of public records that shows all the recent sale prices of houses in a given area.
How Popular Is Your Name
The Social Security Administration keeps track of popular baby names for every year going back to 1990. My name was the 4th most popular name last year. Don’t know if that is good or bad
700000 For Women To Become Cowgirls
the U.S. Department of Agriculture has separate money set aside for women, minorities and others considered by the government to be disadvantaged, to start or purchase a farm or a ranch. Give up the rat race. Live free or die. Get out of town. That’s what the money is for.
Visit: www.fsa.usda.gov/pas/publications/facts/html/sdaloan02.htm
Web Site Identifies Grave Site Of Vets
You can find the grave site of any vet who is buried at a national cemetery by putting in their first and last name
Visit: www.cem.va.gov
48000 Per Year To Get A Graduate Degree In Homeland Security
A lot of students complain to me that they have a hard time finding more for graduate school. Well this certainly looks like a growth industry and the government is willing to pay for you to get into it. The program is called Department of Homeland Security Scholars.
Visit: 12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=97.062
20000 Grant To Study Abroad
or you can get $10,000 to study for just one semester or about $5,000 to study during the summer. And remember the government cannot discriminate because of age. Wouldn’t you like to take a summer off and study overseas.
Get a 100000 Home For 1 plus Fix Up Money
Called the Dollar Home Sales and referred to as Program #14.313 in the Catalog of Federal Domestic Assistance, this program expands HUD’s partnership with local governments in helping to foster housing opportunities for low- to moderate-income families and address specific community needs. Single family homes that are acquired in foreclosure actions by the Federal Housing Administration (FHA) will be eligible for sale to local governments across the nation for $1 plus closing costs when the properties have been listed for at least six months and remain unsold. Local governments buying HUD properties for $1 plus closing costs may sell or rent them to low- and moderate-income families, to first-time homebuyers, or to groups that will use the properties to provide services such as child- care centers, domestic abuse shelters, job training centers, etc. Contact your local office of the U.S. Department of Housing and Urban Development. Look on the left-hand side of the page to search for your local field office.
2000000 to Build or Rehabilitate Condominiums Program # 14112
Called Mortgage Insurance for Construction for Substantial Rehabilitation of Condominium Projects and referred to as Program #14.112 in the Catalog of Federal Domestic Assistance, this program enables sponsors to develop condominium projects in which individual units will be sold to home buyers. Contact your local office of the U.S. Department of Housing and Urban Development
Free Health Info: On Any Topic
Want to find out the latest information on your health condition? All you need to do is pick up the phone or go online to get the most up-to-date information from the government’s team of health professionals. Several great starting places to learn more include: National Health Information Center, P.O. Box 1133, Washington, DC 20013; 800-336-4797; National Women’s Health Information Center, U.S. Public Health Service, Office of Women’s Health, 1600 Clifton Rd., NE, Atlanta, GA 30333; 800-944-WOMEN; National Institutes of Health, Office of Communications, Building 1, Room 344, 1 Center Dr., MCS 0188, Bethesda, MD 20892; 301-496-4000.
Visit: www.health.gov/nhic