Grants And Loans
100000 If You Like To Write
3,500 words that address personal reflections, journalist report and scientific inquiry, as well as essays which are purely fiction. There will be 19 winners sharing $500,000 It is sponsored by the John Templeton Foundation
Visit: www.powerofpurpose.org
Women Can Get 5000 To Open A Business
in New Mexico. That is what a non-profit organization called Women’s Economic Self-Sufficiency Team (www.wesst.org/) provides if you are interested in moving to a nicer climate. It’s money set aside for women who can’t get money elsewhere. But this does not mean this is the only place to get money. Check non-profits in your area for similar programs.
Visit: (www.wesst.org/)
Free Help Getting Money For A Disability
can start by contacting a free service called The Clearinghouse on Disability Information, Office of Special Education and Rehabilitative Services, U.S. Dept. of Education, 202-205-8241. …… for help with getting money for education and training contact Higher Education and Adult Training for People with Handicaps (HEATH), George Washington University, 800-544-3284
Visit: www.ed.gov/offices/OSERS/
4725 For Volunteering Full Time
AmeriCorps engages people 17 and older in service to their community. The Vista Program recruits those with 3 years experience (not required) for a one-year commitment to address issues related to poverty. During time of service a modest allowance is received every week. Health insurance is provided by the program. Housing and meals are not provided by the program. Participants receive $4,725, which can be used for student loan repayment and school tuition, or a cash stipend of $1,200. Find out more about getting involved with AmeriCorps by e-mailing questions call them Toll-Free at 1-800-942-2677.
Visit: www.americorps.org
Money To Buy Out Your Boss
A dream come true can be buying out your boss and running the whole business yourself. You probably always thought you could do it better anyway. Your boss may secretly be looking for someone to buy the place so she can go to the beach and finally write that Great American Novel that she has always been dreaming of. Much of the government money available can be used for this. Start looking for federal money in the Catalog of Federal Domestic Assistance published by the U.S. Government Printing OfficeThen check your State Government Office of Economic Development and tell them what you are trying to do. You can call 411 and ask for the state capital operator in your state capital
Visit: www.gpo.gov
7500 Grant For Seniors to Fix Up Their Home
The Rural Housing Repair and Rehabilitation Grants Program provides loans and grants to very low-income homeowners to repair or improve their homes or to remove health or safety hazards. Applicants must be 62 years of age or older and must have incomes below 50% of the area median. That can be up to $27,000 for seniors in Maryland, which includes most seniors I know. For more information or to apply contact the USDA Rural Development office
Office Depot Will Tell You How To Get Money For Your Business
…I just did an hour Web seminar on the subject and you can hear a re-broadcast of the entire lecture
Drinking Water Hotline
Drinking water quality varies from place to place in the United States, but don’t trust a water filter salesperson to tell you how good your water really is. Ask the experts at the U.S. Environmental Protection Agency at 1-800-426-4791
100000 To Open A Business
in a small town in Minnesota. It’s not a grant but a low-interest loan. But what the heck. If someone is going to offer you $100,000 to get your venture going, take it any way you can. See the Rural Challenge Grant Program at http://www.dted.state.mn.us/01x02f.asp. The state also has a program that gives out $10,000 if you are a minority who wants to start a business in the city. Its called the Urban Initiative Loan Program.
FREE Home Repair and Security Improvements
The Minor Rehabilitation and Home Security Program sponsored by San Diego County’s Housing and Community Development Department (HCD) assists homeowners with home rehabilitation, minor repairs, maintenance, and security issues. Eligible repairs include fixing broken windows, doors, window screens, sliding glass door screens, and/or fence and gate repairs; minor plumbing and electrical repairs; yard clean-up; painting; and the installation of wheel chair ramps. Eligible improvements in home security include the installation of security screen doors with deadbolts, solar motion sensor lights, floodlights, carbon monoxide detectors, carriage sensor lights, and dusk-to-dawn lights. Applicants must own and reside in a home located within select county urban areas. Contact: San Diego County Department of Housing and Community Development, San Diego, CA 92123 or visit their website at:
Visit: www.sdcounty.ca.gov/sdhcd/
15000 People A Month Get Grants For Down Payments
There are a number of non-profit organizations that provide grants to homeowners to pay for down payments and closing costs for buying a new home. These grants normally range from 2% to 5% of the purchase price of the home. These non-profits obtain their money from mortgage lenders and sellers. Housing regulations prevent sellers or lenders to give down payment money directly to buyers. More than 15,000 buyers a month receive grants through this program. To learn more about how this gift-assisted sale works, contact the national association of these organizations called Homeownership Alliance of Nonprofit Down Payment Providers, at 301-941-1907, or web.
Visit: www.downpaymentalliance.org
3000 Matching Funds for Employees
The BearingPoint Charitable Foundation will match active BearingPoint employee and board of director’s contributions to eligible non-profit organizations at 100%, up to a limit of $3,000 total per donor per fiscal year. Participants can request that BearingPoint match six separate gifts (minimum $100 each) for a combined total of $3,000. Full-time & part-time active US & Canadian BearingPoint employees who work 1,000 hours or more in a year and board of director’s members are eligible to participate in the matching gift program. Contact: BearingPoint, Inc. Corporate Giving Program (formerly KPMG Consulting, Inc. Corporate Giving Program), c/o BearingPoint Charitable Foundation, 106 Allen Road, Liberty Corner, NJ 07938; (908) 607-2300
Visit: www.bearingpoint.com/about_us/philanthropy/rand_blazer.html
The US Government will pay your tuition
The Free Application for Federal Student Aid (FAFSA) form determines whether you are eligible for financial aid from the government. To apply, you must be enrolled in a university program. You must also reapply for aid every year that you are in school. The FAFSA form is most easily completed online. You can download the form online from their website, or call: 1-800-4-FED-AID (1-800-433-3243) 1-319-337-5665.
Visit: www.fafsa.ed.gov/
Local Colleges Get Money to Fix Up Your Home
Called the Historically Black Colleges and Universities Program and referred to as Program #14.520 in the Catalog of Federal Domestic Assistance, this program assists Historically Black Colleges and Universities (HBCUs) expand their role and effectiveness in addressing community development needs in their localities, including neighborhood revitalization, housing, and economic development consistent with the purposes of Title I of the Housing and Community Development Act of 1974. The HBCU program also encourages greater citizen participation in the local/neighborhood planning process and, ultimately, in development of their localities’ and States’ Consolidated Plan for submission to HUD. Contact: Ophelia Wilson, Office of University Partnerships, Office of Policy Development and Research, Dept. of Housing and Urban Development, 451 7th Street, SW., Washington, DC 20410. Telephone: (202) 708-3061, extension 4390. FAX (202) 708-0309.
Visit: OPHELIA_WILSON@hud.gov
10000 To Fix Up Your Home If
the government thinks your house is historically important because someone important stayed there or it is a typical representation of a structure of its time. Wisconsin alone has 120,000 houses like this that are eligible for this money.
Visit: www.wisconsinhistory.org/hp/architecture/tax_credit.asp
500 for Medical and Dental Assistant Studies
Those pursuing studies in medical technology, medical laboratory technician, medical assisting, dental assisting, phlebotomy or office laboratory technician may apply for a scholarship with this organization. Applicants must plan on studying at an accredited college or university in the United States. There is an April 1 deadline for submitting applications. Call for an application. Five $500 scholarships will be awarded annually. Contact American Medical Technologists
Visit: www.amt1.com
Reduce Your Student Loans
Get the payments smaller and reduce your interest. Get the info you need to do this from the U.S . Department of Education at
10000 Grant To Fix Up A Barn
or $15,000 to fix up an old house or office. These are grants offered by the state of Vermont so they preserve the history of the state. See http://www.dhca.state.vt.us/DHP/financial/grants.html. If you have an old house or structure check what your state has to offer in the way of grants and other help.
The Best Place For Free Or Discount Medicines
If you are having trouble trying to decide if it’s best for you to take advantage of the new Medicare prescription drug program or the traditional free drug program offered by the pharmaceutical companies, try a free computer search from a non-profit organization called Access To Benefits Organization. They are a legit non-profit trying to help people identify the best way to get free prescription drugs. For information on this program see
Visit: www.accesstobenefits.org/
Make Your House Handicap Accessible
The difficulty of navigating through their home can leave a disabled person stranded and dependent on a caretaker. For example, transit services for the disabled will not pick up a resident unless they have a ramp accessible entrance, leaving some disabled people literally trapped in their homes. United Cerebral Palsy Association addresses this vital concern by providing free home modification for more than 400 people each year. UCP’s Architectural Barrier Removal Program allows residents greater mobility by widening doorways and installing wheelchair accessible showers and toilets. New ramps and railings make street access easy. UCP services allow disabled residents to move freely about their homes and enjoy a greater degree of independence and privacy.
Visit: www.ucp.org
Free Business Interns For Your Business
Let the government locate and pay for a skilled intern for your company! Through the Middle East Partnership Initiative, the government is providing talented young women from the Middle East with unique opportunities to learn management and business skills while working in the dynamic and productive U.S. business environment. With $14 million in funding available, this program handles the recruitment of management and entry-level professional interns, and covers the costs for travel, lodging, health insurance, and a stipend for a 3-6 month internship. To find out how your company can benefit from this program, contact U.S. Department of State, Harry S. Truman Building, NEA/PI, 2201 C Street, NW Rm. 5253A, Washington, DC 20520
Get An Extra 1000 to Help With a Burial
check with your local county government. Many local officials have grant money to help with problems like this. Hennepin County in Minnesota offers its residents help
Matching State Money for Your Business
The Rhode Island Economic Development Set-Aside-Program provides matching job-training funds to companies that relocate to or expand in the state. The funds may be used for new, full-time employee training through either customized or on-the-job training programs. The program also may be used to retrain or upgrade the skills of current employees. For more information, contact the Rhode Island Economic Development Corporation
Visit: www.riedc.com
Don’t Wait ’til 2006 for Free Drugs
Or, if you are a senior having trouble paying for your Viaga or any other prescription drug, you don’t have to worry about how much in premiums you are going to pay for in the new Medicare Prescription drug program that only pays a portion of your drugs costs anyway, and doesn’t even start until 2006. There are current programs at state governments and even from the drug companies themselves where you can be making up to $40,000 a year, at any age, and get all of your prescription drugs for free right now.
Visit: www.phrma.org/pap/
20000 For African American Entrepreneurs Under 30
.is available from the Miller Brewing Company. Every year they give out 6 grants at $20,000 each and 12 more at $2,500 each. One of the grant awardees last year was April Patrick of April Films in New York.
Visit: www.aprilfilms.net