Grants And Loans
Money to Buy or Build a Home After a Natural Disaster
Called Direct Housing – Natural Disaster and referred to as Program #10.445 in the Catalog of Federal Domestic Assistance, this program assists qualified lower income rural families to meet emergency assistance needs resulting from natural disaster to buy, build, rehabilitate, or improve dwellings in rural areas. Funds are only available to the extent that funds are not provided by the Federal Emergency Management Agency (FEMA). For the purpose of administering these funds, natural disaster will only include those areas identified by a Presidential declaration. Contact your local office of the U.S. Department of Agriculture Rural Housing Service at
Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map
30 Increase In Small Business Money
the U.S. Small Business Administration was running out of available cash for entrepreneurs until Congress increased their budget in an emergency piece of legislation so the SBA can keep on giving. They expect to help 90,000 entrepreneurs this year with funding.
Visit: www.sba.gov/news/04-21.pdf
Cars Available At Steep Discounts
Vehicles for Change solicits donations of used cars from the community and rehabs the vehicles for resale to eligible individuals and families. Vehicles for Change repairs the donated cars in partnership with Precision Tune and CertiPro Warehouse and provides them to qualified families for a nominal fee of $700-$950. Each recipient receives a 12-month loan to assist in the purchase of the car. Contact: Northern Virginia Family Services, Inc. 9842 Business Way, Manassas, VA 20110, 703-392-4901; Vehicles for Change Phone: (703) 533-2543
Visit: www.nvfs.org/vehicle.htm
It Pays To Have Your Own Business
a new report by the Center for Labor Market Studies at Northeastern University shows that our country has just come out of a recession. In every past recession since WWII the amount of extra money the economy made was split in the following way: about 61% went to wages for employees and about 24% went to corporate profits and income to small business owners. In the most recent recovery in 2002 and 2003, only 38% went to employee wages and 52% went to small business owners and corporate profits
500000 to Be Creative
The MacArthur Fellows Program is intended to encourage people of outstanding talent to pursue their own creative, intellectual, and professional inclinations. In keeping with this purpose, the Foundation awards fellowships directly to individuals rather than through institutions. Recipients may be writers, scientists, artists, social scientists, humanists, teachers, entrepreneurs, or those in other fields, with or without institutional affiliations. Each fellowship comes with a stipend of $500,000 to the recipient, paid out in equal quarterly installments over five years. This is a national and international award. Contact: John D. and Catherine T. MacArthur Foundation, 140 S. Dearborn St., Ste. 1100, Chicago, IL 60603-5285; (312) 726-8000; Fax: (312) 920-6258
Visit: www.macfound.org
Make Money With Recalls
you can because there are many recalls that can get your car fixed for free, or get your money back from a faulty product. The government has set up a single web site to see if your purchase of toys, drugs, food, cosmetics, cars, boats, etc. can get you more money.
Visit: www.recalls.gov
3000 For Victims of Crime
… .. Maybe crime really does pay. There are all kinds of money and services available if you have been a victim of crime. You can get emergency money, living expenses, money to replace loss of pay, free cell phones, free therapy, and lots more. The U.S. Dept. of Justice has set up a database that allows you to search for these services in your area.
5000 Worth Of Free Health Care For Kids
Make up to $38,657 and get free health care for your kids. Almost every state now has a Children’s Health Insurance Program (CHIPS), which extends medical coverage to many children who may not be covered. Contact your state Department of Health to see what version of the CHIPS program is offered in your area; or call a new government hotline to help locate free health care for kids at 877-KIDS-NOW (toll-free 877-543-7669)
Visit: www.insurekidsnow.gov
200 Million In Grants For Down Payment Money
for first time home buyers who do not have a whole lot of money has been added by the U.S. Senate on November 25 for inclusion into the budget for the U.S. Department Housing and Urban Development.
Visit: banking.senate.gov/index.cfm?FuseAction=PressReleases.Detail&PressRelease_id=
150000 To Help Veterans and Unmarried Spouses of Veterans to Buy or Fix Up A Home
Called Veterans Housing – Guaranteed and Insured Loans and referred to as Program #64.114 in the Catalog of Federal Domestic Assistance, this programs assists veterans, certain service personnel, and certain unmarried surviving spouses of veterans, in obtaining credit for the purchase, construction or improvement of homes on more liberal terms than are generally available to non-veterans. Contact you local Veterans Administration office at Department of Veterans Affairs, Washington, DC 20420, 202-273-7390
Money If You Lost Your Job And Want To Become A Teacher
the state of Florida has a bunch of money to train you to become a teacher no matter what your age or what your degree is in.
48000 Per Year To Get A Grad Degree
Dream of quitting your dead-end job and getting your master’s in computer science? Earn your master’s or doctorate degree and let the U.S. Department of Homeland Security (DHS) pay your way. Through the DHS fellowship program, get your graduate degree in the physical, biological, social, or behavioral sciences – including science policy, engineering, mathematics, or computer science. Have your tuition covered and have money to live on! You must have career and employment goals aligned with the mission and objectives of the DHS, but you are not required to accept a position with them following graduation. To learn how you can get your advanced degree paid for, contact the U.S. Department of Homeland Security
Visit: 12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXTRPT.SHOW?p_arg_names=prog_nbr&p_arg_values=97.062
Work Up a Sweat While Building Your Own Home
The Mutual Self-Help Housing Loan Program helps low-income households construct their own homes. Families perform approximately 65% of the construction labor on each other’s homes with professional supervision. This sweat equity reduces labor costs and the price of the home. Mortgage payments are 22 to 26 percent of the applicant’s income.
2000 For Old Lesbians
Grants to fund projects supporting and developed by lesbians age 60 and older are available from The Edie Windsor Fund for Old Lesbians, 718-768-2249
Free Financing Child Care Report
This report highlights strategies employed in states and communities, using public, private and mixed sources of funding, to finance childcare. You can get the report by contacting the Ewing Marion Kauffman Foundation, 4801 Rockhill Rd., Kansas City, MO 64110; 816-932-1261
Visit: www.kauffman.org
100000 Working From Your Kitchen Table
My wife got over $100,000 of government money to do consulting right out of our home. My sister got over $350,000 from the government to frame pictures. They are both government contactors and they make good livings as freelancers. To be a freelancer in this country all you need are business cards, a phone and a desk, and the government will take it from there. There are free offices around the country that will help any freelancer get government contracts. The government buys more of anything than anyone else in the world including: legal services, web design, aerobic instructors, landscaping, cleaning, and even stand-up comics. And only 20% of this business is in the Washington area. Can you believe that one year the government even spent $30,000 on a freelance priest? Contact your state Office of Economic Development located in your state capital or your local Procurement Assistance Office who can match the product or service you are selling with the appropriate agency, and then help you market your wares effectively. To find the office nearest you, contact Small and Disadvantaged Business Utilization Office, Cameron Station, Room 4B110, Defense Logistics Agency, Alexandria, VA 22304; 703-767-1661
Visit: www.dla.mil
9900 Loan Forgiveness Award
Teachers, are you having a difficult time paying back your student loans? If so the state of Pennsylvania is here to help. The Quality Early Education Loan Forgiveness program offers monthly student loan debt assistance to graduates working in Pennsylvania, in the field of Early Childhood Education. If you are eligible, the program will forgive up to one-sixth of your qualifying loan debt annually, not to exceed the maximum of $3,300 per year for three years or the program’s $9,900 maximum benefit. For more information about this opportunity contact the Pennsylvania Higher Education Assistance Agency, PA State Grants and Special Programs, 1200 N 7th St, Harrisburg PA 17102-1444; (800)233-0557
Visit: www.pheaa.org/
Veteran Services
For All Your Veteran Benefits Questions: The U.S. Department of Veterans Affairs can be reached at 800-827-1000, or online.Your Very Own Advocate: The Washington Department of Veterans Affairs ranks among the nation’s leaders in the satisfaction of veterans claims submitted to the U.S. Department of Veterans Affairs. For more information contact Washington Department of Veterans Affairs, 505 E. Union #150/ P.O. Box 41155, Olympia, WA 98504; 360-586-1070; 800-562-2308.
Visit: www.va.gov
Money To Develop Rental Housing In Urban Areas
(14.139) Mortgage Insurance – Rental Housing in Urban Renewal Areas
50000 to Fix Up Your Home After a Natural Disaster
Called Direct Housing-Natural Disaster Loans and Grants and referred to as Program #10.444 in the Catalog of Federal Domestic Assistance, this program provides grants to assist very-low income owner- occupants to repair or replace damaged property as a direct result of a natural disaster. Loans are made in counties named by the Federal Management Agency as being eligible for Federal assistance under an emergency declaration by the President. Contact your local office of the U.S. Department of Agriculture Rural Housing Service
Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map
Get Baseball Card From Ty Cobb
The Library of Congress has a vast list of photos, articles, sound bites, and much more from history all at your fingertips. You can go to their web site and find a baseball card from the 1913 New York Giants team. How about a 1910 card of Ty Cobb along with his stats? American Memory is the Library of Congress’ collection of the history of the culture of the United States. These images can be printed on your printer for free, or you can order on-line for an 8 X 10 color print to be made and sent to you for $30.00. Just view the collection at http://memory.loc.gov. To order prints (the information is available at the website) contact Library of Congress, Photoduplicatioan Service, 101 Independence Ave., SE, Washington, DC 20540; 202-707-5640
Visit: memory.loc.gov
2500 for BA MA and PhD Nursing Degrees
CampusRN, the leading employment website for nursing/allied health care students, and the American Association of Colleges of Nursing (AACN) have partnered to offer this new scholarship program for students pursuing professional nursing education programs. Established in April 2003, this scholarship program supports students who are seeking a baccalaureate, master’s or doctoral degree in nursing. Special consideration will be given to students who are enrolled in a master’s or doctoral program with the goal of pursuing a nursing faculty career, completing an RN to baccalaureate program (BSN), or enrolled in an accelerated baccalaureate or master’s degree nursing program. Applications are only accepted by e-mail. To apply, download the application from
450000 to Make an Apartment Building Assisted Living
Called the Assisted Living Conversion For Eligible Multifamily Housing Projects and referred to as Program #14.314 in the Catalog of Federal Domestic Assistance, this program provides financial assistance to private nonprofit owners of eligible developments designed for the elderly with a grant to allow the conversion of some or all of the dwelling units in the project into Assisted Living Facilities (ALF’s) serving frail elderly, as defined in Section 232(B)(6) of the National Housing Act. Contact your local office of the U.S. Department of Housing and Urban Development
Emergency Money To Pay Rent and Utility Bills
The City of Leavenworth, Kansas contracts with Catholic Community Services (CCS) to offer an Emergency Housing Assistance program to families and individuals in need. The program provides counseling and valuable referrals to low-income city residents who are experiencing a housing emergency. Participants may be eligible for financial assistance for food, rent, utility bills and other expenses. Contact: Catholic Community Services (CCS), 716 N. 5th Street, Leavenworth, KS 66048. (913) 651-8060.
Visit: www.govengine.com
200000 To Help Buy A Home In A Area Affected By A Base Closing
Called the Mortgage Insurance – Home – Military Impacted Areas and referred to as Program #14.165 in the Catalog of Federal Domestic Assistance, this program helps families undertake home ownership in military impacted areas. These loans may be used to finance the purchase of proposed, under construction, or existing one – to four-family housing, as well as to refinance indebtedness on existing housing. All families intending to occupy the property are eligible to apply. Contact your local office of the U.S. Department of Housing and Urban Development. Look on the left-hand side of the page to search for your local field office.