Grants And Loans
10000 to fix up Mom’s home
The city of Houston offers $5,000 fix up money for the disabled and elderly in their Emergency Repair Program, and Minneapolis offers up to $10,000. The Rural Housing Service of the U.S. Department of Agriculture offers special grants through their Section 504 program of up to $7,500 if you’re over 62 and need to fix up your home. Contact your city government, your county government and your local community development office to learn about local programs. If you have trouble locating your local community development office, contact National Association of Housing and Redevelopment Officials, 630 I St., NW, Washington, DC 20001; 202-289-3500; or Office of Community Planning and Development, P.O. Box 7189, Gaithersburg, MD 20898; 800-998-9999;For Rural Housing Service contact Single Family Housing Programs, USDA Rural Housing Service, 1400 Independence Ave., SW, Washington, DC 20250; 202-720-4323.
Visit: www.nahro.org
College Cash
.free publications are available to help with filing our financial aid form to get money for college. The National College Access Network publishes booklets such as, Need Money for College?, Federal Student Aid, and College Preparation Checklist.
Visit: www.edpubs.org/ml/
9900 Loan Forgiveness Award
Teachers, are you having a difficult time paying back your student loans? If so the state of Pennsylvania is here to help. The Quality Early Education Loan Forgiveness program offers monthly student loan debt assistance to graduates working in Pennsylvania, in the field of Early Childhood Education. If you are eligible, the program will forgive up to one-sixth of your qualifying loan debt annually, not to exceed the maximum of $3,300 per year for three years or the program’s $9,900 maximum benefit. For more information about this opportunity contact the Pennsylvania Higher Education Assistance Agency, PA State Grants and Special Programs, 1200 N 7th St, Harrisburg PA 17102-1444; (800)233-0557
Visit: www.pheaa.org/
48000 Per Year To Get A Grad Degree
Dream of quitting your dead-end job and getting your master’s in computer science? Earn your master’s or doctorate degree and let the U.S. Department of Homeland Security (DHS) pay your way. Through the DHS fellowship program, get your graduate degree in the physical, biological, social, or behavioral sciences – including science policy, engineering, mathematics, or computer science. Have your tuition covered and have money to live on! You must have career and employment goals aligned with the mission and objectives of the DHS, but you are not required to accept a position with them following graduation. To learn how you can get your advanced degree paid for, contact the U.S. Department of Homeland Security
Visit: 12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXTRPT.SHOW?p_arg_names=prog_nbr&p_arg_values=97.062
7 Million For Investors Builders And Developers To Build Houses And Apartments
(14.188) Housing Finance Agencies Risk Sharing
10000 Grant to Fix Up a Home And Make it Healthier
Called the Health Homes Demonstration Grants and referred to as Program #14.901 in the Catalog of Federal Domestic Assistance, this program is designed to develop, demonstrate, and promote cost-effective, preventive measures to correct multiple safety and health hazards in the home environment that produce serious diseases and injuries in children of low-income families. HUD is interested in reducing health threats to the maximum number of residents, especially children, in a cost efficient manner. Healthy Homes Demonstration grants are intended to serve a broad array of beneficiaries including homeowners, rental property owners, and public housing residents. For information on where these programs are available in your area contact Ms. Ellen Taylor, Director, Healthy Homes Program, Office of Healthy Homes and Lead Hazard Control, 451 Seventh Street, SW, Room P3206, Washington, DC 20410, 202-755-1785, extension 116
Visit: Ellen_R._Taylor@hud.gov
Photos Of Grandpa’s Navy Buddies
For those who spent their military years on a ship or in service to the navy, pictures are available to help you remember those exciting times. The U.S. Naval Institute has over 450,000 photographs chronicling the Navy’s ships, battles, and major events. Ship name, hull number, and year of service are helpful in searching for prints. If you request a photo of a ship, make sure to ask for a free two-page history of the vessel to be included with the picture. To purchase a print contact U.S. Naval Institute, 118 Maryland Ave., Annapolis, MD 21402; 410-295-1022
Visit: www.usni.org.
Free Home Repair
Hosanna Industries construction program provides housing services to needy homeowners. They repair and rehabilitate the homes of low-income persons living in deteriorating housing in Pennsylvania. Contact Hosanna Industries
Visit: www.hosannaindustries.org
Achievement Award + Cash Award for Charity
The Heinz Family Foundation R.O.S.E. Achievement Award recognizes a woman survivor of violence for her work and achievements in the area of ending violence against women. The recipient’s choice of nonprofit organization receives the cash award. Contact: The R.O.S.E. Fund, Inc., (formerly Ryka Rose Foundation), 175 Federal St., Ste. 455, Boston, MA 02110; (617) 482-5400; Fax: (617) 482-3443
Visit: www.rosefund.org
Save Money On Health Insurance
(Although our winner is covered by Medicare, it does not cover all expenses) The New York State Health Insurance Information, Counseling and Assistance Program (HIICAP) offers free counseling to answer all of your health insurance questions. HIICAP can review Medigap insurance, explain the new Medicare Drug Program, and the new drug card options that are now available. For those living in the state of New York, you can contact the Health Insurance Information counseling and Assistance Program at 800-333-4114 For those living in New York City, contact the Department for the Aging, Two Lafayette St., 16th Floor, New York, NY 10007; 212-333-5511. The following explains the new Medicare Drug Program
Visit: www.hiicap.state.ny.us
3000 To Pay Your Heating Bills and Weatherize Your Home
Two other grant programs for home improvement are the Weatherization Program and the Energy Assistance Program. The Weatherization Program helps to do some household repairs that will make your home more energy efficient. Linda Wildey stated that there is currently a list of people waiting for services, but they are put in order of need. Maximum household income is $14,925 per year, although they take into consideration medical expenses. The Energy Assistance Program will begin again in November and offers help with large heating bills. For more information contact Linda Wildey, Interlocal Community Action Program, 525 E. 7th St. P.O. Box 305, Rushville, IN 46173; 765-932-2863. For more information on Weatherization assistance, check out the programs at Weatherization Assistance Programs Branch, EE44, U.S. Department of Energy, 1000 Independence Ave., SW, Washington, DC 20585; 800-DOE-373. For energy assistance information, go to the Office of Community Services, Division of Energy Assistance, Administration for Children and Families, U.S. Department of Health and Human Services, 370 L’Enfant Promenade, SW, 5th Floor West, Washington, DC 20447; 866-674-6327 (toll-free)
Visit: www.eere.energy.gov/buildings/weatherization_assistance/
Drinking Water Hotline
Drinking water quality varies from place to place in the United States, but don’t trust a water filter salesperson to tell you how good your water really is. Ask the experts at the U.S. Environmental Protection Agency at 1-800-426-4791
500 Extra Cash For College Kids
for writing a 500 to 1,000 word essay on what your dream goals are from an organization called Dream Workers at
Take A Free Grant Writing Workshop Instead of Hiring
a grant writer. The Florida Department of the Arts gives free workshops for those needing art grants.
Visit: www.florida-arts.org/grants/GrantwritingWorkshops.htm
Free Taxi Rides to the Doctor
If you are a senior or taking care of a senior, remember the government pays for elderly people’s transportation to the doctor. Their toll-free number is 1-800-677-1116 and can be reached from Monday through Friday, 9:00 a.m. to 8:00 p.m., Eastern Standard Time.
Visit: www.eldercare.gov/
Over 8000 for High School Film Students
A&E awards grants and scholarships to K-12 students and teachers. Support is given on a national basis and in Canada. There are two different award programs under this Foundation: 1) the A&E Classroom Program, which awards $500 to K-12 teachers that demonstrate creative classroom uses for A&E and History Channel programming; and 2) History Channel Awards in which A&E annually awards 3 scholarships of $5,000 to high school students and 5 grants of $3,000 and a school video library to teachers participating in the National History Day competition. Contact: A & E Television Networks Corporate Giving Program, P.O. Box 1610, Grand Central Station, New York, NY 10163-1610; (212) 210-1400
Visit: www.historychannel.com/classroom/awards.html; www.aande.com
500 to Help You Pay Your Bills
The Lion’s Pride Foundation’s emergency assistance grants offer up to $500 per year to individuals who provide sufficient evidence of need (e.g., water, electricity, mortgage bills). Contact: The Lion’s Pride Foundation, Inc., c/o Delhaize America, Inc., P.O. Box 1330, Salisbury, NC 28145; (704) 633-8250, ext. 2974 or ext. 3385; Fax: (704) 656-4162
Visit: www.foodlion.com
48000 To Buy A Mobile Home
Called the Manufactured Home Loan Insurance – Financing Purchase of Manufactured Homes as Principal Residences of Borrowers Program and referred to as Program #14.110 in the Catalog of Federal Domestic Assistance, this program insures lenders against loss on loans. Insured loans may be used to purchase manufactured home units by buyers intending to use them as their principal places of residence. The maximum amount of the loan is $48,600, whether single or multiple modules. The borrower must give assurance that the unit will be placed on a site which complies with local zoning and land development requirements. Contact your local office of the U.S. Department of Housing and Urban Development.
Grants From EBay Founder
The founder of Ebay will be offering grants to people who are interested in changing our society. There are a lot of things wrong out there
Visit: www.omidyar.org/
5000 for Mature Women
The Women’s Opportunity Award’s intent is to assist mature women who need additional skills, training and education to upgrade their employment status in order to enter or return to the job market. First-place winners receive $5,000 and second-place are awarded $3,000. Applicant should be the head of her household with financial responsibility for her dependents, indicate that specific training is necessary to enter or re-enter the job market, demonstrate financial need and be entering vocational or technical training, or be completing an undergraduate degree. Applications are received between July 1, 2004 and December 15, 2004. For more information contact Women’s Opportunity Award Soroptimist International of the Americas
Visit: www.soroptimist.org/
Local Colleges Get Money to Fix Up Your Home
Called the Historically Black Colleges and Universities Program and referred to as Program #14.520 in the Catalog of Federal Domestic Assistance, this program assists Historically Black Colleges and Universities (HBCUs) expand their role and effectiveness in addressing community development needs in their localities, including neighborhood revitalization, housing, and economic development consistent with the purposes of Title I of the Housing and Community Development Act of 1974. The HBCU program also encourages greater citizen participation in the local/neighborhood planning process and, ultimately, in development of their localities’ and States’ Consolidated Plan for submission to HUD. Contact: Ophelia Wilson, Office of University Partnerships, Office of Policy Development and Research, Dept. of Housing and Urban Development, 451 7th Street, SW., Washington, DC 20410. Telephone: (202) 708-3061, extension 4390. FAX (202) 708-0309.
Visit: OPHELIA_WILSON@hud.gov
1500 Grant To Train People How To Care For A Sick Relative
if we live long enough we all become an experts at doing this. So now you can get grants to train other people how to do it.
Visit: www.aasa.dshs.wa.gov/mediloop_files/news/2003/10-1-2003.htm
80 Discounts On Dental Care
can be available from your local dental school. When I lived close to a school I used to use dental schools programs all the time. You get a student to work on you but they are senior students working under the watchful eye of a professor. Most importantly you get the latest in technology rather than old technology you may encounter in an established office. You can save a bundle. Find your nearest dental school
Up to 250000 to Make Videos for TV
Independent Television Service (ITVS) brings high-quality, content-rich programs created by a diverse body of independent producers to local, national, and international audiences. These programs take creative risks, explore complex issues and express points of view seldom seen on commercial or public television by reflecting voices and visions of underrepresented communities and address the needs of underserved audiences, particularly minorities and children. Grants range from $20,000 up to $250,000. Contact: Independent Television Service (ITVS) 501 York Street, San Francisco, CA 94110; (415) 356-8383; Fax: (415) 356-8391
Visit: www.itvs.org
15000 People A Month Get Grants For Down Payments
There are a number of non-profit organizations that provide grants to homeowners to pay for down payments and closing costs for buying a new home. These grants normally range from 2% to 5% of the purchase price of the home. These non-profits obtain their money from mortgage lenders and sellers. Housing regulations prevent sellers or lenders to give down payment money directly to buyers. More than 15,000 buyers a month receive grants through this program. To learn more about how this gift-assisted sale works, contact the national association of these organizations called Homeownership Alliance of Nonprofit Down Payment Providers, at 301-941-1907, or web.
Visit: www.downpaymentalliance.org