Grants And Loans
Money To Build Rental Units In Small Towns
(10.438) Section 538 Rural Housing Guaranteed Loans
Visit: www.rurdev.usda.gov/
Scholarships For Early Care Educators and Providers
SCHOLARSHIPS is a statewide program that provides financial support for early care and education professionals so that they may expand their education in order to give high quality care to children in Georgia. The program provides scholarships for GED or remedial classes; technical colleges or other public or private accredited institutions to earn credit in early care and education or child development programs. Programs from a CDA through a Masters are eligible. The program also provides for a support stipend to go toward the cost of books, travel, school materials, and other similar expenses. Scholarships for Masters programs have a maximum of $1,000 per academic year. Early care and education directors, teachers, administrators, owners, and staff that work a minimum of 25 hours per week in a registered family child care home or child care center are eligible to apply. Applicants must also apply for Hope and Pell grants. SCHOLARSHIPS are awarded on a first come, first serve basis. For more information, Smart Start Georgia, 175 Twinnett Dr., Suite 370, Lawrenceville, GA 30045; 888-405-2238; 770-339-5199/5208
Visit: www.smartstartga.org
Get All Your Grant Questions Answered On October 18
I’ll be in Baltimore, live, to answer all your questions in a friendly small group at a ridiculously low price. Sign up now and save even more.
Visit: www.lesko.com/semjune1
11000 Grant For Downsized Worker to Start A Home Business
Jim Bell was classified as disabled the same year he was downsized out of his job. He always dreamed of starting a home-based business, and began looking through Matthew’s Free Money To Change Your Life book. He found the VESID (Vocational Educational Services for Individuals with Disabilities) program, which is part of the New York State Education Department. Jim was awarded an $11,000 grant to help buy inventory, a computer, fax machine, and office supplies. He now sells golf equipment online at www.bellmerchandise.com and www.golferscaddy.com. Buy from Jim. He used my book and got a grant.
Visit: www.golferscaddy.com
No Money? You Can Still Get A House In The Country
through a number of programs offered by U.S. Department of Agriculture for people who have low or moderate incomes.
Visit: www.rurdev.usda.gov/rhs/sfh/indiv_sfh.htm#Home%20Repair%20Loan%20and%20Grant%20Program%20(Section
Make 82000 And Get A 20 Rental Discount
Some 26 states have something referred to as Circuitbreaker Programs which provide refunds through the state tax system for a portion of rent paid by certain populations. The programs and requirements vary widely by state but it’s purpose is to refund the portion of a person’s yearly rental costs that pay the owner’s property tax. Typically this can be between 15 to 20 percent of annual rent. This information was collected from NLIHC, 1012 Fourteenth Street NW, Suite 610, Washington, D.C. 20005, 202/662-1530, see report ‘State Funded Rental Assistance’. To locate available programs in your area contact your state housing office or social services office, or your local reference librarian who can assist you in finding other organizations who might provide this assistance.
Visit: www.nlihc.org
Free Coloring Books
Teach your kids about the environment in a fun way. The U.S. Environmental Protection Agency has several coloring books to help you increase your child’s awareness of the Earth and recycling. Titles include: The Adventures of the Garbage Gremlin and Save Our Species, as well as others. For your copies, contact National Service Center for Environmental Publication and Information, P.O. Box 42419, Cincinnati, OH 45242; 800-490-9198
Visit: www.epa.gov/kids
Your State Housing Authority Can Help
Every state has offices that will help you buy or fix up real estate.Look for your state housing office for information about all their programs.
Visit: www.govengine.com/
Don’t Worry About Filling Out A Grant Application
until you know exactly where you are going to apply for the money and what the application looks like. Most government grants for individuals for business, education or housing are not very complicated. But if you do get a complicated application.
5000 to Create Comic Books
The Xeric Foundation offers financial assistance to fully committed, self-publishing comic book creators and qualified charitable and non-profit organizations. The purpose is to assist comic book creators with some of the costs in self-publishing their work. The geographical consideration for comic book artists is the United States and Canada. Organizations must be located in Western Massachusetts. Contact: Xeric Foundation, 351 Pleasant St., PMB 214, Northampton, MA 01060-3900; (413) 585-0671
Visit: www.xericfoundation.com
Serve Your Country AND Slash 10000 Off Your Student Loans
Be on your way to loan forgiveness and buff up at the same time! If you join the Army Reserve or the National Guard after graduation, you can receive up to $10,000 to pay off your student loans. If you’re the sort of person who doesn’t mind the occasional brush with death, ask to be stationed in areas of hostility and you could get even more money! For more information contact the United States Army Reserve Command (USARC), 1401 Deshler Street, S.W., Fort McPherson, GA 30330-2000 (800) 359-8483
Free Help Getting Money For Seniors and People With Disabilities
is available in 16 states because of grant money from the federal government. Wisconsin is already up and running. To see if and when your state will have this help, contact your state department of health.
10000 To Spouses Of Active Military
to train for better jobs while their other half is serving our country. See if your area has this money by contacting your local one-stop labor information center at your state capitol.
100000 To 4 Million To Start A Franchise Overseas
That’s what the government-run Overseas Private Investment Corp is offering for those who want to make money in other countries.
Visit: www.opic.gov/Finance/SME/sme_Products/sme_franloan.htm
You Don’t Even Have To Know How To Spell Entrepreneur
you can walk into a local government supported management consulting office and they will sit down with you, for free, and help you identify major money programs in your area, help you fill out forms to get money, help you prepare a business plan, give you free tax counseling services, free marketing help, or free help with public relations, technology or anything else. It doesn’t get better than this. Find the local office of your Small Business Development Center. They are supported by state and federal governments.. Your state lead center can tell you about your local office.
Visit: www.asbdc-us.org/
5 Million in Grants to Fix Up Homes in Small Towns
Called the Community Development Block Grants/Small Cities Program and referred to as Program #14.219 in the Catalog of Federal Domestic Assistance, this program’s primary objective is the development of viable urban communities by providing decent housing, a suitable living environment, and expanding economic opportunities, principally for persons of low and moderate income. Contact your local office of the U.S. Department of Housing and Urban Development
You Don’t Have To Lose Your Home
If you have lost your job or are unable to work because of injury or illness, you can save your home from foreclosure if you know the steps to take. The Department of Housing and Urban Development (HUD) offers information and web links to organizations that will help you keep from losing your home.
If You Feel A Doctor Or Hospital Refused You Services
because of your race, national origin or disability the U.S. Dept. of Health And Human Services will take away any money they get from the government money, and they all get some. You can always get someone’s attention by hitting them in the pocket book and you can do it FOR FREE.
Visit: www.hhs.gov/ocr/newfaq.html
Tuition Books Gas and Food Money To Get A 50 Raise
a front page article in the Oct 13th Wall Street Journal described how John Maynard in Belfry, KY used a government program to get a 50% salary increase and become a teacher at a community college. Check out the training programs in your area that can give you a 50% raise at
300000 to Make a Documentary Film
The primary focus of funding is independent documentary film. Grant awards for production typically range from $50,000 to $300,000 and provide partial support for documentary series and individual independent films. The gift funds are awarded both nationally and internationally. Contact: John D. and Catherine T. MacArthur Foundation, 140 S. Dearborn St., Ste. 1100, Chicago, IL 60603-5285; (312) 726-8000; Fax: (312) 920-6258
Visit: www.macfound.org
200000 to Fix Up Homes in the Country
Called The Farm Labor Housing Loans and Grants Program and referred to as Program #10.405 in the Catalog of Federal Domestic Assistance, this program provides decent, safe, and sanitary low-rent housing and related facilities for domestic farm laborers. The loans and grants may be used for construction, repair, or purchase of year-round or seasonal housing; acquiring the necessary land and making improvements on land for housing; and developing related support facilities including central cooking and dining facilities, small infirmaries, laundry facilities, day care centers, other essential equipment and facilities or recreation areas. Funds may also be used to pay certain fees and interest incidental to the project. Restrictions on the use of funds are: The housing must be of a practical type and must be constructed in an economical manner and not of elaborate material or extravagant design. Housing financed with labor housing loan or grant funds must be occupied by domestic farm laborers and their families. Contact your local office of the U.S. Department of Agriculture Rural Housing Service
Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map
Free Medical Information:
Go to the most up-to-date research on any health topic through the National Institutes of Health (NIH). NIH spends billions of dollars each year conducting new research, and all that help is within your reach. For Parkinson’s Disease contact National Institute for Neurological Disorders and Stroke, P.O. Box 5801, Bethesda, MD 20824; 800-352-9424; 301-496-5751
Visit: www.ninds.nih.gov/health_and_medical/disorders/parkinsons_disease.htm
2500 to Make Your Home Energy Efficient
Called the Weatherization Assistance for Low-Income Persons Program and referred to as Program #81.042 in the Catalog of Federal Domestic Assistance, this program provides grants to insulate the dwellings of low-income persons, particularly the elderly, persons with disabilities, families with children, high residential energy users, and households with a high energy burden, in order to conserve needed energy and to aid those persons least able to afford higher utility costs. To locate your local office, contact Director, Office of Building Technology Assistance, Mail Stop EE-42, Office of Energy Efficiency and Renewable Energy, Department of Energy, Forrestal Building, Washington, DC 20585, 202-586-4074
100000 If You Like To Write
3,500 words that address personal reflections, journalist report and scientific inquiry, as well as essays which are purely fiction. There will be 19 winners sharing $500,000 It is sponsored by the John Templeton Foundation at
Visit: www.powerofpurpose.org
Grant Giving To Increase Up To 10 in 2004
that’s what the Foundation Center expects major foundations will be giving out in 2004 after decreasing their giving in 2003 by 4.7%. I believe there are always more opportunities when people believe the pot is shrinking. This usually means less people will apply.