Grants And Loans

200000 to Fix Up Homes in the Country

Called The Farm Labor Housing Loans and Grants Program and referred to as Program #10.405 in the Catalog of Federal Domestic Assistance, this program provides decent, safe, and sanitary low-rent housing and related facilities for domestic farm laborers. The loans and grants may be used for construction, repair, or purchase of year-round or seasonal housing; acquiring the necessary land and making improvements on land for housing; and developing related support facilities including central cooking and dining facilities, small infirmaries, laundry facilities, day care centers, other essential equipment and facilities or recreation areas. Funds may also be used to pay certain fees and interest incidental to the project. Restrictions on the use of funds are: The housing must be of a practical type and must be constructed in an economical manner and not of elaborate material or extravagant design. Housing financed with labor housing loan or grant funds must be occupied by domestic farm laborers and their families. Contact your local office of the U.S. Department of Agriculture Rural Housing Service at

Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map

25000 Loan Serves As First Step Towards Business Ownership

Prospective business owners looking to set up shop in Washington DC’s Ward 7/Marshall Heights area have strong support from the Marshall Heights Community Development Organization (MHCDO). The MHCDO provides, often at no cost, entrepreneurial and business training, one-on-one small business counseling in its Business Information Resource Center, technical assistance with loans, legal, accounting and other business-related areas, and special loan packaging, and loans ranging from $10,000 to $25,000. The group will also perform market research and assist with the development of print advertisements and other materials to promote the entrepreneur’s business. Marshall Heights Community Development Organization, 3939 Benning Road, NE, Washington, DC 20019, 202-396-1200

Visit: www.mhcdo.org

Working and Still Struggling Financially

You can be making up to $35,000 to $40,000 a year and still be eligible for government benefit programs. Like money for food bills, day care, health insurance for you or your children, fuel and utility bills, phone bills, and more. A non-profit organization called SEEDO is developing a web site so people can learn how to take advantage of these programs.

Visit: www.earnbenefits.org

Get Wisdom Teeth Extracted Or Periodontal Treatment For FREE

from the best doctors in the world who are studying these procedures and who get government money so they don’t have to ask patients to pay for the services. These are called clinical trials and participation may require a little extra effort but the care is FREE and doctors you get will likely be a lot better than your local dentist because this money only goes to the best. If you don’t need this, send it to a friend.

Visit: www.nidcr.nih.gov/clinicalTrials/

300000 For People Whose Homes Were Hurt By A Disaster

Called the Mortgage Insurance – Home For Disaster Victims Program and referred to as Program #14.119 in the Catalog of Federal Domestic Assistance, this program helps victims of a major disaster undertake homeownership on a sound basis. Disaster victims are not required to meet the 3 percent minimum investment requirements. In order to qualify for assistance, the formerly occupied home must have been in an area designated by the President as a disaster area, and it must have been destroyed or damaged to such an extent that reconstruction or replacement is necessary. Contact your local office of the U.S. Department of Housing and Urban Development.

Visit: www5.hud.gov:63001/po/i/netlocator/

Money for Teens to Learn to Fix Up Houses

Called Opportunities for Youth-Youth Build Program and referred to ca Program #14.243 in the Catalog of Federal Domestic Assistance, this program provides funding assistance for a wide range of multi-disciplinary activities and services to assist economically disadvantaged youth. The opportunities are designed to help disadvantaged young adults who have dropped out of high school to obtain the education and employment skills necessary to achieve economic self-efficiency and develop leadership skills and a commitment to community development in low income communities. Another important objective of the Youth Build program is to expand the supply of permanent affordable housing for homeless persons and members of low income and very low income families. By giving disadvantaged young adults participating in the program meaningful on-site training experiences constructing or rehabilitating housing as a community service, they are helping to meet the housing needs of homeless and low income families in their community. Contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator/

Aerial Photographs of Your Neighborhood

Get a picture of your neighborhood or favorite U.S. vacation spot like the Grand Canyon from the National Aerial Photography Program. Taken from 20,000 feet, these photographs provide an incredible perspective of our world. You can search by zip code or city and state. To purchase the photographs contact U.S. Geological Survey, EROS Data Center, Sioux Falls, SD 57198; 605-594-6151; 800-252-GLIS

Visit: edcsns17.cr.usgs.gov/finder/finder_main.pl?dataset_name=NAPP.

Low Cost Flood Insurance

Called Flood Insurance and referred to as Program #97,022 in the Catalog of Federal Domestic Assistance, this program allows persons to purchase insurance against physical damage to or loss of buildings and/or contents therein caused by floods, mudslide (i.e., mudflow), or flood-related erosion, thereby reducing Federal disaster assistance payments, and to promote wise floodplain management practices in the Nation’s flood-prone and mudflow- prone areas. Contact Department of Homeland Security 245 Murray Drive, S.W. Washington, D.C. 20528 202-282-8000.

Visit: www.dhs.gov

Up to 8500 For Mobile Home Improvements

Through its Mobile Home Rehabilitation Loan Program (HRLP), the City of El Cajon provides up to $7,500 to rehabilitate mobile homes located in eligible city mobile home parks. An additional $1,000 may be available to applicants who are over 62 years of age or disabled. The mobile home owner must have owned their home for at least one year.

Visit: www.ci.el-cajon.ca.us/dept/comm/housing/

2000000 to Build or Rehabilitate Condominiums Program # 14112

Called Mortgage Insurance for Construction for Substantial Rehabilitation of Condominium Projects and referred to as Program #14.112 in the Catalog of Federal Domestic Assistance, this program enables sponsors to develop condominium projects in which individual units will be sold to home buyers. Contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator/

Free Help Money And Training For Divorced Women

A national network of over 1000 programs that helps identify free consulting, training and financial assistance to help women enter or reenter the workforce. Contact Women Work!, National Network for Women’s Employment, 1625 K St., Suite 300, Washington, DC 20006; 800-235-2732

Visit: www.womenwork.org

Get Paid 75000 To Send Product Samples Overseas

Reach new consumers with government money! Through the Quality Samples Program, let the government help you transport and market your products overseas, with funding up to $75,000. With over $2.5 million in funds available, you can introduce new foreign buyers to your agricultural product with the help of the USDA. For more information, contact the USDA-FAS Marketing Operations Staff

Visit: www.fas.usda.gov/mos/programs/qspfact.html

Quick and Easy 10 Downpayment Assistance

is available in less than an hour, at no cost and with no application to fill out. Low- to moderate-income families can earn up to 10 percent of the purchase price of their new home and never have to repay the money. The program is open to all homebuyers without regard to income, property price, or first-time ownership. Furthermore, the Harford Food Bank does not require the homebuyer to put money down or have cash reserves in order to qualify for gift funds. Homestead Trust, 3450 Ellicott Center Drive, Ellicott City, MD 21043, 410-480.1967

Visit: www.homesteadtrust.org/

Your State Department of Economic Development

Every state has offices that will help you for free with any aspect of a business or non-profit organization. They will also have their own grant and loan programs that help businesses get started or expand. Contact your state capital and look for your state office of economic development. Remember, you have to live in a state to get money to start a business in that state. The state just wants you to have the business in their state. So you can’t live in one state and have your business in another state. Go where the money is.

Visit: www.govengine.com/

Florida Businesses Can Get Grants

… to train their employees. No matter what your size you should apply for it because it’s money you don’t have to pay back. There is also money for Florida businesses who want to operate in the country or even in certain cities. Money, money, everywhere and all you have to do is apply!And look here for venture capital and other money sources.

Visit: www.eflorida.com/financialadvantages/default.asp?level1=29&level2=145®ion=ne