Grants And Loans
Free Home Repair
Hosanna Industries construction program provides housing services to needy homeowners. They repair and rehabilitate the homes of low-income persons living in deteriorating housing in Pennsylvania. Contact Hosanna Industries
Visit: www.hosannaindustries.org
3000 To Pay Your Heating Bills and Weatherize Your Home
Two other grant programs for home improvement are the Weatherization Program and the Energy Assistance Program. The Weatherization Program helps to do some household repairs that will make your home more energy efficient. Linda Wildey stated that there is currently a list of people waiting for services, but they are put in order of need. Maximum household income is $14,925 per year, although they take into consideration medical expenses. The Energy Assistance Program will begin again in November and offers help with large heating bills. For more information contact Linda Wildey, Interlocal Community Action Program, 525 E. 7th St. P.O. Box 305, Rushville, IN 46173; 765-932-2863. For more information on Weatherization assistance, check out the programs at Weatherization Assistance Programs Branch, EE44, U.S. Department of Energy, 1000 Independence Ave., SW, Washington, DC 20585; 800-DOE-373. For energy assistance information, go to the Office of Community Services, Division of Energy Assistance, Administration for Children and Families, U.S. Department of Health and Human Services, 370 L’Enfant Promenade, SW, 5th Floor West, Washington, DC 20447; 866-674-6327 (toll-free)
Visit: www.eere.energy.gov/buildings/weatherization_assistance/
500 Extra Cash For College Kids
for writing a 500 to 1,000 word essay on what your dream goals are from an organization called Dream Workers at
Take A Free Grant Writing Workshop Instead of Hiring
a grant writer. The Florida Department of the Arts gives free workshops for those needing art grants.
Visit: www.florida-arts.org/grants/GrantwritingWorkshops.htm
Free Taxi Rides to the Doctor
If you are a senior or taking care of a senior, remember the government pays for elderly people’s transportation to the doctor. Their toll-free number is 1-800-677-1116 and can be reached from Monday through Friday, 9:00 a.m. to 8:00 p.m., Eastern Standard Time.
Visit: www.eldercare.gov/
Over 8000 for High School Film Students
A&E awards grants and scholarships to K-12 students and teachers. Support is given on a national basis and in Canada. There are two different award programs under this Foundation: 1) the A&E Classroom Program, which awards $500 to K-12 teachers that demonstrate creative classroom uses for A&E and History Channel programming; and 2) History Channel Awards in which A&E annually awards 3 scholarships of $5,000 to high school students and 5 grants of $3,000 and a school video library to teachers participating in the National History Day competition. Contact: A & E Television Networks Corporate Giving Program, P.O. Box 1610, Grand Central Station, New York, NY 10163-1610; (212) 210-1400
Visit: www.historychannel.com/classroom/awards.html; www.aande.com
500 to Help You Pay Your Bills
The Lion’s Pride Foundation’s emergency assistance grants offer up to $500 per year to individuals who provide sufficient evidence of need (e.g., water, electricity, mortgage bills). Contact: The Lion’s Pride Foundation, Inc., c/o Delhaize America, Inc., P.O. Box 1330, Salisbury, NC 28145; (704) 633-8250, ext. 2974 or ext. 3385; Fax: (704) 656-4162
Visit: www.foodlion.com
48000 To Buy A Mobile Home
Called the Manufactured Home Loan Insurance – Financing Purchase of Manufactured Homes as Principal Residences of Borrowers Program and referred to as Program #14.110 in the Catalog of Federal Domestic Assistance, this program insures lenders against loss on loans. Insured loans may be used to purchase manufactured home units by buyers intending to use them as their principal places of residence. The maximum amount of the loan is $48,600, whether single or multiple modules. The borrower must give assurance that the unit will be placed on a site which complies with local zoning and land development requirements. Contact your local office of the U.S. Department of Housing and Urban Development.
Grants From EBay Founder
The founder of Ebay will be offering grants to people who are interested in changing our society. There are a lot of things wrong out there
Visit: www.omidyar.org/
5000 for Mature Women
The Women’s Opportunity Award’s intent is to assist mature women who need additional skills, training and education to upgrade their employment status in order to enter or return to the job market. First-place winners receive $5,000 and second-place are awarded $3,000. Applicant should be the head of her household with financial responsibility for her dependents, indicate that specific training is necessary to enter or re-enter the job market, demonstrate financial need and be entering vocational or technical training, or be completing an undergraduate degree. Applications are received between July 1, 2004 and December 15, 2004. For more information contact Women’s Opportunity Award Soroptimist International of the Americas
Visit: www.soroptimist.org/
80 Discounts On Dental Care
can be available from your local dental school. When I lived close to a school I used to use dental schools programs all the time. You get a student to work on you but they are senior students working under the watchful eye of a professor. Most importantly you get the latest in technology rather than old technology you may encounter in an established office. You can save a bundle. Find your nearest dental school
Up to 250000 to Make Videos for TV
Independent Television Service (ITVS) brings high-quality, content-rich programs created by a diverse body of independent producers to local, national, and international audiences. These programs take creative risks, explore complex issues and express points of view seldom seen on commercial or public television by reflecting voices and visions of underrepresented communities and address the needs of underserved audiences, particularly minorities and children. Grants range from $20,000 up to $250,000. Contact: Independent Television Service (ITVS) 501 York Street, San Francisco, CA 94110; (415) 356-8383; Fax: (415) 356-8391
Visit: www.itvs.org
Licensing Information
Obviously day care centers need to be licensed. To learn more about the licensing procedure and the requirements you must maintain in order to keep the license contact Department of Human Resources, Office of Regulatory Services, Child Care Licensing, 2 Peachtree Street NW, Suite 32.458, 32nd floor, Atlanta, GA 30303-3142; 404-657-5562; Fax: 404-675-8936; {www2.state.GA.us/Departments/DHR/ORS}. The rules and regulations can be found at
Knock 25000 Off Your Medical School Loans
Are you a clinician dedicated to working with our Nation’s underserved? If so, the National Health Service Corps can help you reduce your student loans by $25,000! Fully trained health professionals who commit to work in a community of great need are eligible to compete for repayment of their loans. In addition to loan repayment, these clinicians receive a competitive salary, some tax relief benefits, and a chance to have a significant impact on a community. For more information contact NHSC, 5600 Fishers Lane, Park lawn Building, Rockville, MD 20857; (800) 221-9393
Visit: nhsc.bhpr.hrsa.gov/join_us/
Get 540 To Buy Fresh Produce
Seniors making up to $22,000/year can get as much as $540 to buy fresh fruit and vegetables from roadside stands. Through the little-known Senior Farmers’ Market Nutrition Program, seniors in 40 states can have the government help buy their produce. Simply take your issued coupons to participating roadside stands and get free fresh produce. Alabama has $1 million to distribute, while Pennsylvania has $1.5 million in funds. Find out how much your state can give you to buy food. Contact the USDA Food and Nutrition Service, 3101 Park Center Drive, Room 926, Alexandria, VA 22302
Visit: www.fns.usda.gov/fncs
Cheap Health Insurance For Disabled Workers
A change in the Balanced Budget Act of 1997 allows states to offer Medicaid to individuals who are working and who have a disability. Prior to this, states could only offer Medicaid to people with disabilities who were NOT working. The income limit goes up to $40,000 a year. Contact your state Department of Health to identify your Medicaid office. You can also check out the website of the Bazelon Center
Visit: www.bazelon.org
6000 Worth Of Free Speech Therapy For Preschoolers
It’s part of the U.S. Individuals with Disabilities Education Act (IDEA) and for kids of any income level. Check your local school district, or your state Department of Education, or Office of Special Education Programs, U.S. Department of Education, 400 Maryland Ave., SW, Washington, DC 20202; 202-205-5507
Money to Buy or Fix Up Houses in The Pacific Islands or The Virgin Islands
Called the Community Development Block Grants/Special Purpose Grants/Insular Areas and referred to as Program #14.255 in the Catalog of Federal Domestic Assistance, this program provides grants that can be used for housing and community development in the Pacific Islands of American Samoa, Guam, the Northern Mariana Islands, and the Virgin Islands in the Caribbean. Contact your local office of the U.S. Department of Housing and Urban Development
Get 100000 Grant From The IRS
Organizations providing low-cost legal assistance to people involved in tax disputes can apply for grants worth up to $100,000 for the calendar year. This year $6 million was awarded to 102 organizations. Grants are awarded in December for the following year. To qualify for a grant, tax clinics must be run by accredited law, business, or accounting schools whose students represent taxpayers in tax disputes with the IRS or in the courts, or by tax-exempt organizations. These groups can represent taxpayers in tax-related matters, refer taxpayers to qualified representatives and provide non-English speaking taxpayers information about their tax rights and responsibilities. Clinics may charge tax payers a small fee for legal help. For more information request application package in Publication 3319 by phone at 800-829-3676 or visit the following web sites
Get 3000 Worth Of Free Tutoring For Your Child
The President’s No Child Left Behind initiative offers free tutoring from private companies to school children around the country. See if you are eligible by contacting your local school board or The No Child Left Behind Program at 888-814-NCLB
Visit: www.nochildleftbehind.gov/parents/supplementalservices/index.html
Free Money For Isabel Fixups
remember it is not only FEMA (Federal Energy Management Agency) that has money to fix things up after a hurricane. There is also grant money to fix up your home anytime. Check the Catalog of Federal Domestic Assistance. This lists all the major federal programs. Look for housing programs at the Departments of Housing and Urban Development, Energy and Agriculture.
Visit: www.cfda.gov
Wondering Where To Find The Best Customers For Your Business
Or where is the best place to put up a store? Or which surrounding zip codes offer the best potential for increasing sales? Or where to get a list of all the accountants in your area? You don’t have to hire a high priced marketing consultant to get answers to questions like these. You can tap into the government’s rich vein of free marketing data collected by the Bureau of Census and other government agencies. This is where the multi-billion dollar companies get their marketing data and it’s where the high priced consultants also get it and the resell it to clients at outrageous fees. To get detailed information about data available for your state call your local Census State Data Center in your state capital or go to
Visit: www.census.gov/sdc/www/
Money For Teens To Learn To Build Or Fix Up Houses
Young people between the ages of 16 and 24 who are not going to school may be eligible to learn skills in construction and rehabilitation of housing.
Visit: www.hud.gov/offices/cpd/economicdevelopment/programs/youthbuild/index.cfm
15000 To Improve a New Home
The Pennsylvania Housing Finance Agency’s Purchasing Improvement program allows borrowers to make up to $15,000 in home improvements in conjunction with the purchase of a home with a PHFA first mortgage loan. Eligible improvements include repairs, alterations or modifications to improve the basic livability, accessibility, energy efficiency or safety of the property.
Visit: www.phfa.org
Save 720 A Year On Medicare
Many people do not take advantage of the Qualified Medicare Beneficiary Program which covers the cost of Medicare Part B premiums. There are income limits you must meet. For more information on the program, contact Medicare at 800-MEDICARE; or go to the following website. You can also learn about the Medicare Drug Card. The New York Medicare Savings Coalition also has information on how to take advantage of the underutilized program that will cover the Medicare Part B premium.