Grants And Loans
Your Congressman and Senators Will Do Free Grant Research
because it means their job. They know the back office telephone number of every government agency and if they make a call for you and help you get a grant you will vote for them no matter what else they do. If you know your zipcode, you know your congressman and senators.
Visit: www.congress.org
200 Worth of Free Immunizations For Your Kids No Matter What Income
22% of children are not protected from chicken pox, polio, diphtheria, mumps, whooping cough, German measles, tetanus, spinal meningitis, and hepatitis B. An increasing number of children are exposed to diseases in day-care settings and elsewhere. Almost any child, no matter what their income, can receive free or very low cost immunizations in their local area. Contact your county office of health, your state Department of Health; or call the National Immunization Information Hotline at 800-232-2522 (English); 800-232-0233 (Spanish)
Visit: www.cdc.gov/nip
Grant To Purchase a Special Equipped Van
The First Hand Foundation offers grants to help families of children with health problems. Contact: First Hand Foundation, 2800 Rockcreek Parkway, Kansas City, MO 64117; 816-201-1569
Visit: www.firsthandfoundation.org
30000 For Your Small Business
The Small Business Loan Fund (SBLF) provides eligible Asset Loans from $25,000 to a maximum of $150,000 and Working Capital Loans to a maximum of $30,000 if you want to start a business in Rhode Island. See the Rhode Island Economic Development Corporation
Visit: www.riedc.com
Free Help Becoming A Non Profit
Don’t spend a fortune on a lawyer in your attempt to become a non-profit. Take advantage of free government help available through the Internal Revenue Service. You can fill out the forms to the best of your ability, and then you can call them with your list of questions. For more information contact Exempt Organizations Technical Division, Internal Revenue Service, U.S. Department of Treasury, 1111 Constitution Ave., NW, Room 6411, Washington, DC 20224; 202-283-2300; 877-829-5500 (toll-free)
Visit: www.irs.gov
Uncle Sam Will Co Sign an Adjustable Rate Mortgage
Called The Adjustable Rate Mortgages Program and referred to as Program #14.175 in the Catalog of Federal Domestic Assistance, this program provides mortgage insurance for an adjustable rate mortgage which offers lenders more assurance of long term profitability than a fixed rate mortgage, while offering consumer protection features. HUD insures lenders against loss on mortgage loans. These loans may be used to finance the purchase of proposed, under construction, or existing one- to four-family housing as well as to refinance indebtedness on existing housing. The maximum insurable mortgage loan for an occupant mortgagor is the same as prescribed for Section 203(b) – program 14.117. HUD insures lenders against loss on mortgage loans. These loans may be used to finance the purchase of proposed, under construction, or existing one- to four-family housing as well as to refinance indebtedness on existing housing. The maximum insurable mortgage loan for an occupant mortgagor is the same as prescribed for Section 203(b) – program 14.117. All persons intending to occupy the property are eligible to apply. All persons intending to occupy the property are eligible to apply. Contact your local office of the U.S. Department of Housing and Urban Development
100 Loan Forgiveness For JD Graduates
If you are alumni of the American University Washington College of Law you may be entitled to have all of your student loans eradicated. As a demonstration of its ongoing commitment to see its graduates apply the law to the greater good, WCL implemented the Public Interest Loan Repayment Assistance Program (PILRAP). PILRAP helps relieve economic burden imposed by educational debt by providing loan repayment assistance for JD graduates who work in full-time non-profit, government or other employment in which the graduate is engaged in serving under-represented or traditionally marginalized populations. To apply and gather more information about this exciting program contact the Washington College of Law, Attn:: Stephanie Sullivan Assistant Director, Public Interest Specialist, 4801 Massachusetts Avenue, NW, Washington, DC 20016; 202-274-4000
Get Official Applications To All Federal Money Programs To Start A Business
the government will actually give them up to $10 million to buy your goods or services if they are from another country. It’s a program that promotes U.S. goods and services to be sold overseas. All you have to do is to find a customer overseas who wants to buy your stuff. And there are other offices in the government that will find you the customers.
Did You Get Screwed By Your Pension Plan
Don’t give in! Don’t call a lawyer! Uncle Sam will fight for you for FREE. The same government that went to war on Iraq will go to war on your pension plan administrator. Contact the Employee Benefits Security Administration at
White House Internships Are Not What You Think
I’m sure this administration treats interns differently than the last one. College students, over 18, can work unpaid for up to 90 days and get a good look at power behind the scenes. To begin work in January you have to apply by October 31. Applications for the summer are due March 12
37000 Per Year To Get A PhD
Want to earn your Ph.D. in engineering, but can’t afford the rising costs of higher education? Earn your master’s or doctorate degree and let the EPA foot the bill. Through the STAR (Science to Achieve Results) fellowship program, get your graduate degree in a variety of environmental disciplines, including engineering, public health, and ecological sciences. You can have your tuition paid and have a nice stipend to live on! To learn how you can get your advanced degree paid for, contact the U.S. Environmental Protection Agency
Visit: 12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=66.513
Your City and County Governments
Local development groups, national and local non-profits and countless other non-governmental organizations offer free money, low interest loans and free services to entrepreneurs. We have even identified 150 such groups that offer money just to entrepreneurs that have no money. These can be the most difficult to find. Look at this database of non-profits that help entrepreneurs But don’t stop there. There are thousands more. Check your local library to see if they can help.
48 of Small Businesses Are Owned By Women
reported a study from the Center for Women’s Business Research. It also showed that women owned businesses are growing twice as fast as all other small businesses and the number of women owned businesses is increasing at a rate that is twice the rate of other small businesses.
Go On A Free Archeological Dig
The Lesko’s went on an archeological dig in Alaska and and you can too! Passport in Time is a volunteer archaeology and historic preservation program of the USDA Forest Service. You work with professionals on projects including archaeological excavation, rock art restoration, gathering oral histories, and more. Volunteers have helped stabilize ancient cliff dwellings in New Mexico, excavate a 10,000-year-old village site in Minnesota, restore a historic lookout tower in Oregon, clean vandalized rock art in Colorado, survey for sites in a rugged Montana wilderness, and excavate a 19th-century Chinese mining site in Hell’s Canyon, Idaho. You need to get to the site, but once there many offer free or cheap housing and meal options. To take advantage of this government opportunity contact: Passport in Time Clearinghouse, P.O. Box 31315, Tucson, AZ 85751; 800-281-9176
Visit: www.passportintime.com.
Nurses Receive Financial Help for Bills
The Nurses House financial awards assist with such needs as rent or mortgage payments, food, utilities, telephone and health insurance. When possible, Nurses House attempts to assist applicants in identifying other potential sources of assistance. Awards will vary depending on the applicant’s level of need. Contact: Nurses House, Inc., 2113 Western Ave., Ste. 2, Guilderland, NY 12084-9501; (518) 456-7858; Fax: (518) 452-3760
Visit: www.nurseshouse.org/
Free Help To Fight The Health Care System
You can call government offices and advocacy groups that will do your fighting for you or give you the needed weapons to do your own fighting. Before you call a lawyer, call these free offices: Your state Insurance Commissioner will help you learn your legal rights regarding insurance. Your state Medical Board will review your complaint and help resolve disputes. Your state HMO Board will also resolve disputes. You can also contact the Patient Advocate Foundation, 700 Thimble Shoals Blvd., Suite 200, Newport News, VA 23606; 800-532-5274; www.patientadvocate.org, or the Health Insurance Partnership program at Families USA
Visit: www.patientadvocate.org
30000 Grant To Start A Day Care Center In Mass
45000 To Start An Art Gallery
Echoing Green awards fellowship grants to individual entrepreneurs and two-person teams to fund innovative projects to bring about social change – everything from providing free legal assistance, to developing earthquake-resistant housing, to starting an art gallery in a Laundromat. Grants are $30,000 per year for two years for individuals and $45,000 per year per project for partnerships. For information contact Echoing Green, 212-689-1165
48000 Grant for Veterans to Adapt Their Home for a Disability
Called the Specially Adapted Housing for Disabled Veterans Programs and referred to as Program #64.106 in the Catalog of Federal Domestic Assistance, this program provides grants to certain severely disabled veterans acquire a home which is suitably adapted to meet the special needs of their disabilities. Contact your local Veterans Administration office at Department of Veterans Affairs, Washington, DC 20420, 202-273-7390
Town Offers Money For Home Repairs and Improvements
Residents of Bensalem Township may be eligible to receive a loan to repair, improve or rehabilitate their home. The Bensalem Township Housing Program is open to all township residents who own and occupy a single-family home. Multi-family structures and rental units are not eligible. Maximum household limits apply. To be eligible, the gross annual income of a household of four cannot exceed $37,000.
Visit: www.bensalem-township.net/
The Dog Ate Your 100 Bill
Then get a new one! The Bureau of Engraving and Printing will replace currency if you have more than one half of the original note or if you have a good reason why you don’t.
College Cash
.free publications are available to help with filing our financial aid form to get money for college. The National College Access Network publishes booklets such as, Need Money for College?, Federal Student Aid, and College Preparation Checklist.
Visit: www.edpubs.org/ml/
7 Million For Investors Builders And Developers To Build Houses And Apartments
(14.188) Housing Finance Agencies Risk Sharing
10000 Grant to Fix Up a Home And Make it Healthier
Called the Health Homes Demonstration Grants and referred to as Program #14.901 in the Catalog of Federal Domestic Assistance, this program is designed to develop, demonstrate, and promote cost-effective, preventive measures to correct multiple safety and health hazards in the home environment that produce serious diseases and injuries in children of low-income families. HUD is interested in reducing health threats to the maximum number of residents, especially children, in a cost efficient manner. Healthy Homes Demonstration grants are intended to serve a broad array of beneficiaries including homeowners, rental property owners, and public housing residents. For information on where these programs are available in your area contact Ms. Ellen Taylor, Director, Healthy Homes Program, Office of Healthy Homes and Lead Hazard Control, 451 Seventh Street, SW, Room P3206, Washington, DC 20410, 202-755-1785, extension 116
Visit: Ellen_R._Taylor@hud.gov
Photos Of Grandpa’s Navy Buddies
For those who spent their military years on a ship or in service to the navy, pictures are available to help you remember those exciting times. The U.S. Naval Institute has over 450,000 photographs chronicling the Navy’s ships, battles, and major events. Ship name, hull number, and year of service are helpful in searching for prints. If you request a photo of a ship, make sure to ask for a free two-page history of the vessel to be included with the picture. To purchase a print contact U.S. Naval Institute, 118 Maryland Ave., Annapolis, MD 21402; 410-295-1022
Visit: www.usni.org.