Grants And Loans
Achievement Award + Cash Award for Charity
The Heinz Family Foundation R.O.S.E. Achievement Award recognizes a woman survivor of violence for her work and achievements in the area of ending violence against women. The recipient’s choice of nonprofit organization receives the cash award. Contact: The R.O.S.E. Fund, Inc., (formerly Ryka Rose Foundation), 175 Federal St., Ste. 455, Boston, MA 02110; (617) 482-5400; Fax: (617) 482-3443
Visit: www.rosefund.org
Save Money On Health Insurance
(Although our winner is covered by Medicare, it does not cover all expenses) The New York State Health Insurance Information, Counseling and Assistance Program (HIICAP) offers free counseling to answer all of your health insurance questions. HIICAP can review Medigap insurance, explain the new Medicare Drug Program, and the new drug card options that are now available. For those living in the state of New York, you can contact the Health Insurance Information counseling and Assistance Program at 800-333-4114 For those living in New York City, contact the Department for the Aging, Two Lafayette St., 16th Floor, New York, NY 10007; 212-333-5511. The following explains the new Medicare Drug Program
Visit: www.hiicap.state.ny.us
3000 To Pay Your Heating Bills and Weatherize Your Home
Two other grant programs for home improvement are the Weatherization Program and the Energy Assistance Program. The Weatherization Program helps to do some household repairs that will make your home more energy efficient. Linda Wildey stated that there is currently a list of people waiting for services, but they are put in order of need. Maximum household income is $14,925 per year, although they take into consideration medical expenses. The Energy Assistance Program will begin again in November and offers help with large heating bills. For more information contact Linda Wildey, Interlocal Community Action Program, 525 E. 7th St. P.O. Box 305, Rushville, IN 46173; 765-932-2863. For more information on Weatherization assistance, check out the programs at Weatherization Assistance Programs Branch, EE44, U.S. Department of Energy, 1000 Independence Ave., SW, Washington, DC 20585; 800-DOE-373. For energy assistance information, go to the Office of Community Services, Division of Energy Assistance, Administration for Children and Families, U.S. Department of Health and Human Services, 370 L’Enfant Promenade, SW, 5th Floor West, Washington, DC 20447; 866-674-6327 (toll-free)
Visit: www.eere.energy.gov/buildings/weatherization_assistance/
500 Extra Cash For College Kids
for writing a 500 to 1,000 word essay on what your dream goals are from an organization called Dream Workers at
Take A Free Grant Writing Workshop Instead of Hiring
a grant writer. The Florida Department of the Arts gives free workshops for those needing art grants.
Visit: www.florida-arts.org/grants/GrantwritingWorkshops.htm
Free Taxi Rides to the Doctor
If you are a senior or taking care of a senior, remember the government pays for elderly people’s transportation to the doctor. Their toll-free number is 1-800-677-1116 and can be reached from Monday through Friday, 9:00 a.m. to 8:00 p.m., Eastern Standard Time.
Visit: www.eldercare.gov/
Over 8000 for High School Film Students
A&E awards grants and scholarships to K-12 students and teachers. Support is given on a national basis and in Canada. There are two different award programs under this Foundation: 1) the A&E Classroom Program, which awards $500 to K-12 teachers that demonstrate creative classroom uses for A&E and History Channel programming; and 2) History Channel Awards in which A&E annually awards 3 scholarships of $5,000 to high school students and 5 grants of $3,000 and a school video library to teachers participating in the National History Day competition. Contact: A & E Television Networks Corporate Giving Program, P.O. Box 1610, Grand Central Station, New York, NY 10163-1610; (212) 210-1400
Visit: www.historychannel.com/classroom/awards.html; www.aande.com
500 to Help You Pay Your Bills
The Lion’s Pride Foundation’s emergency assistance grants offer up to $500 per year to individuals who provide sufficient evidence of need (e.g., water, electricity, mortgage bills). Contact: The Lion’s Pride Foundation, Inc., c/o Delhaize America, Inc., P.O. Box 1330, Salisbury, NC 28145; (704) 633-8250, ext. 2974 or ext. 3385; Fax: (704) 656-4162
Visit: www.foodlion.com
48000 To Buy A Mobile Home
Called the Manufactured Home Loan Insurance – Financing Purchase of Manufactured Homes as Principal Residences of Borrowers Program and referred to as Program #14.110 in the Catalog of Federal Domestic Assistance, this program insures lenders against loss on loans. Insured loans may be used to purchase manufactured home units by buyers intending to use them as their principal places of residence. The maximum amount of the loan is $48,600, whether single or multiple modules. The borrower must give assurance that the unit will be placed on a site which complies with local zoning and land development requirements. Contact your local office of the U.S. Department of Housing and Urban Development.
Grants From EBay Founder
The founder of Ebay will be offering grants to people who are interested in changing our society. There are a lot of things wrong out there
Visit: www.omidyar.org/
5000 for Mature Women
The Women’s Opportunity Award’s intent is to assist mature women who need additional skills, training and education to upgrade their employment status in order to enter or return to the job market. First-place winners receive $5,000 and second-place are awarded $3,000. Applicant should be the head of her household with financial responsibility for her dependents, indicate that specific training is necessary to enter or re-enter the job market, demonstrate financial need and be entering vocational or technical training, or be completing an undergraduate degree. Applications are received between July 1, 2004 and December 15, 2004. For more information contact Women’s Opportunity Award Soroptimist International of the Americas
Visit: www.soroptimist.org/
Local Colleges Get Money to Fix Up Your Home
Called the Historically Black Colleges and Universities Program and referred to as Program #14.520 in the Catalog of Federal Domestic Assistance, this program assists Historically Black Colleges and Universities (HBCUs) expand their role and effectiveness in addressing community development needs in their localities, including neighborhood revitalization, housing, and economic development consistent with the purposes of Title I of the Housing and Community Development Act of 1974. The HBCU program also encourages greater citizen participation in the local/neighborhood planning process and, ultimately, in development of their localities’ and States’ Consolidated Plan for submission to HUD. Contact: Ophelia Wilson, Office of University Partnerships, Office of Policy Development and Research, Dept. of Housing and Urban Development, 451 7th Street, SW., Washington, DC 20410. Telephone: (202) 708-3061, extension 4390. FAX (202) 708-0309.
Visit: OPHELIA_WILSON@hud.gov
1500 Grant To Train People How To Care For A Sick Relative
if we live long enough we all become an experts at doing this. So now you can get grants to train other people how to do it.
Visit: www.aasa.dshs.wa.gov/mediloop_files/news/2003/10-1-2003.htm
80 Discounts On Dental Care
can be available from your local dental school. When I lived close to a school I used to use dental schools programs all the time. You get a student to work on you but they are senior students working under the watchful eye of a professor. Most importantly you get the latest in technology rather than old technology you may encounter in an established office. You can save a bundle. Find your nearest dental school
Up to 250000 to Make Videos for TV
Independent Television Service (ITVS) brings high-quality, content-rich programs created by a diverse body of independent producers to local, national, and international audiences. These programs take creative risks, explore complex issues and express points of view seldom seen on commercial or public television by reflecting voices and visions of underrepresented communities and address the needs of underserved audiences, particularly minorities and children. Grants range from $20,000 up to $250,000. Contact: Independent Television Service (ITVS) 501 York Street, San Francisco, CA 94110; (415) 356-8383; Fax: (415) 356-8391
Visit: www.itvs.org
Licensing Information
Obviously day care centers need to be licensed. To learn more about the licensing procedure and the requirements you must maintain in order to keep the license contact Department of Human Resources, Office of Regulatory Services, Child Care Licensing, 2 Peachtree Street NW, Suite 32.458, 32nd floor, Atlanta, GA 30303-3142; 404-657-5562; Fax: 404-675-8936; {www2.state.GA.us/Departments/DHR/ORS}. The rules and regulations can be found at
Knock 25000 Off Your Medical School Loans
Are you a clinician dedicated to working with our Nation’s underserved? If so, the National Health Service Corps can help you reduce your student loans by $25,000! Fully trained health professionals who commit to work in a community of great need are eligible to compete for repayment of their loans. In addition to loan repayment, these clinicians receive a competitive salary, some tax relief benefits, and a chance to have a significant impact on a community. For more information contact NHSC, 5600 Fishers Lane, Park lawn Building, Rockville, MD 20857; (800) 221-9393
Visit: nhsc.bhpr.hrsa.gov/join_us/
Get 540 To Buy Fresh Produce
Seniors making up to $22,000/year can get as much as $540 to buy fresh fruit and vegetables from roadside stands. Through the little-known Senior Farmers’ Market Nutrition Program, seniors in 40 states can have the government help buy their produce. Simply take your issued coupons to participating roadside stands and get free fresh produce. Alabama has $1 million to distribute, while Pennsylvania has $1.5 million in funds. Find out how much your state can give you to buy food. Contact the USDA Food and Nutrition Service, 3101 Park Center Drive, Room 926, Alexandria, VA 22302
Visit: www.fns.usda.gov/fncs
13000 Per Year Of Loan Forgiveness For Rural Physicians
This program is offered to first, second, or third year primary care medical residents who plan to practice full-time in a designated rural area in Minnesota. Selected participants are eligible for four years of loan forgiveness. During each year that a participant serves as a physician in a designated rural area for a minimum of 30 hours per week for up to four years, the ORHPC will pay directly to the participant an annual lump sum of approximately $13,000. Applications are available by contacting the Minnesota Department of Health, Office of Rural Health and Primary Care, Attn: Loan Forgiveness Program Officer, P.O. Box 64975, St. Paul, MN 55164-0975; (800) 366-5424
Cheap Health Insurance For Disabled Workers
A change in the Balanced Budget Act of 1997 allows states to offer Medicaid to individuals who are working and who have a disability. Prior to this, states could only offer Medicaid to people with disabilities who were NOT working. The income limit goes up to $40,000 a year. Contact your state Department of Health to identify your Medicaid office. You can also check out the website of the Bazelon Center
Visit: www.bazelon.org
6000 Worth Of Free Speech Therapy For Preschoolers
It’s part of the U.S. Individuals with Disabilities Education Act (IDEA) and for kids of any income level. Check your local school district, or your state Department of Education, or Office of Special Education Programs, U.S. Department of Education, 400 Maryland Ave., SW, Washington, DC 20202; 202-205-5507
Money to Buy or Fix Up Houses in The Pacific Islands or The Virgin Islands
Called the Community Development Block Grants/Special Purpose Grants/Insular Areas and referred to as Program #14.255 in the Catalog of Federal Domestic Assistance, this program provides grants that can be used for housing and community development in the Pacific Islands of American Samoa, Guam, the Northern Mariana Islands, and the Virgin Islands in the Caribbean. Contact your local office of the U.S. Department of Housing and Urban Development
Is Grant Money Taxable?
The answer to this is the same answer to any good question, It Depends. Some grants are taxable and some are not. If you get a grant to start a business, I would assume you would have to treat that as taxable income but you would probably not pay any taxes on it because you would use the money to buy business deductible items like computers, office space, advertising etc. Grants and scholarships in excess of tuition, fees, books, supplies, and equipment are considered taxable income. Grants given to veterans not taxable. A lot of grants given out to pay your energy bills or help pay your mortgage are not taxable.
Get a 100000 Home For 1 plus Fix Up Money
Called the Dollar Home Sales and referred to as Program #14.313 in the Catalog of Federal Domestic Assistance, this program expands HUD’s partnership with local governments in helping to foster housing opportunities for low- to moderate-income families and address specific community needs. Single family homes that are acquired in foreclosure actions by the Federal Housing Administration (FHA) will be eligible for sale to local governments across the nation for $1 plus closing costs when the properties have been listed for at least six months and remain unsold. Local governments buying HUD properties for $1 plus closing costs may sell or rent them to low- and moderate-income families, to first-time homebuyers, or to groups that will use the properties to provide services such as child- care centers, domestic abuse shelters, job training centers, etc. Contact your local office of the U.S. Department of Housing and Urban Development. Look on the left-hand side of the page to search for your local field office.
How Popular Is Your Name
The Social Security Administration keeps track of popular baby names for every year going back to 1990. My name was the 4th most popular name last year. Don’t know if that is good or bad