Grants And Loans
If You Feel A Doctor Or Hospital Refused You Services
because of your race, national origin or disability the U.S. Dept. of Health And Human Services will take away any money they get from the government money, and they all get some. You can always get someone’s attention by hitting them in the pocket book and you can do it FOR FREE.
Visit: www.hhs.gov/ocr/newfaq.html
Tuition Books Gas and Food Money To Get A 50 Raise
a front page article in the Oct 13th Wall Street Journal described how John Maynard in Belfry, KY used a government program to get a 50% salary increase and become a teacher at a community college. Check out the training programs in your area that can give you a 50% raise at
300000 to Make a Documentary Film
The primary focus of funding is independent documentary film. Grant awards for production typically range from $50,000 to $300,000 and provide partial support for documentary series and individual independent films. The gift funds are awarded both nationally and internationally. Contact: John D. and Catherine T. MacArthur Foundation, 140 S. Dearborn St., Ste. 1100, Chicago, IL 60603-5285; (312) 726-8000; Fax: (312) 920-6258
Visit: www.macfound.org
200000 to Fix Up Homes in the Country
Called The Farm Labor Housing Loans and Grants Program and referred to as Program #10.405 in the Catalog of Federal Domestic Assistance, this program provides decent, safe, and sanitary low-rent housing and related facilities for domestic farm laborers. The loans and grants may be used for construction, repair, or purchase of year-round or seasonal housing; acquiring the necessary land and making improvements on land for housing; and developing related support facilities including central cooking and dining facilities, small infirmaries, laundry facilities, day care centers, other essential equipment and facilities or recreation areas. Funds may also be used to pay certain fees and interest incidental to the project. Restrictions on the use of funds are: The housing must be of a practical type and must be constructed in an economical manner and not of elaborate material or extravagant design. Housing financed with labor housing loan or grant funds must be occupied by domestic farm laborers and their families. Contact your local office of the U.S. Department of Agriculture Rural Housing Service
Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map
Free Medical Information:
Go to the most up-to-date research on any health topic through the National Institutes of Health (NIH). NIH spends billions of dollars each year conducting new research, and all that help is within your reach. For Parkinson’s Disease contact National Institute for Neurological Disorders and Stroke, P.O. Box 5801, Bethesda, MD 20824; 800-352-9424; 301-496-5751
Visit: www.ninds.nih.gov/health_and_medical/disorders/parkinsons_disease.htm
2500 to Make Your Home Energy Efficient
Called the Weatherization Assistance for Low-Income Persons Program and referred to as Program #81.042 in the Catalog of Federal Domestic Assistance, this program provides grants to insulate the dwellings of low-income persons, particularly the elderly, persons with disabilities, families with children, high residential energy users, and households with a high energy burden, in order to conserve needed energy and to aid those persons least able to afford higher utility costs. To locate your local office, contact Director, Office of Building Technology Assistance, Mail Stop EE-42, Office of Energy Efficiency and Renewable Energy, Department of Energy, Forrestal Building, Washington, DC 20585, 202-586-4074
100000 If You Like To Write
3,500 words that address personal reflections, journalist report and scientific inquiry, as well as essays which are purely fiction. There will be 19 winners sharing $500,000 It is sponsored by the John Templeton Foundation at
Visit: www.powerofpurpose.org
Grant Giving To Increase Up To 10 in 2004
that’s what the Foundation Center expects major foundations will be giving out in 2004 after decreasing their giving in 2003 by 4.7%. I believe there are always more opportunities when people believe the pot is shrinking. This usually means less people will apply.
Your Congressman and Senators Will Do Free Grant Research
because it means their job. They know the back office telephone number of every government agency and if they make a call for you and help you get a grant you will vote for them no matter what else they do. If you know your zipcode, you know your congressman and senators.
Visit: www.congress.org
200 Worth of Free Immunizations For Your Kids No Matter What Income
22% of children are not protected from chicken pox, polio, diphtheria, mumps, whooping cough, German measles, tetanus, spinal meningitis, and hepatitis B. An increasing number of children are exposed to diseases in day-care settings and elsewhere. Almost any child, no matter what their income, can receive free or very low cost immunizations in their local area. Contact your county office of health, your state Department of Health; or call the National Immunization Information Hotline at 800-232-2522 (English); 800-232-0233 (Spanish)
Visit: www.cdc.gov/nip
Grant To Purchase a Special Equipped Van
The First Hand Foundation offers grants to help families of children with health problems. Contact: First Hand Foundation, 2800 Rockcreek Parkway, Kansas City, MO 64117; 816-201-1569
Visit: www.firsthandfoundation.org
30000 For Your Small Business
The Small Business Loan Fund (SBLF) provides eligible Asset Loans from $25,000 to a maximum of $150,000 and Working Capital Loans to a maximum of $30,000 if you want to start a business in Rhode Island. See the Rhode Island Economic Development Corporation
Visit: www.riedc.com
Free Help Becoming A Non Profit
Don’t spend a fortune on a lawyer in your attempt to become a non-profit. Take advantage of free government help available through the Internal Revenue Service. You can fill out the forms to the best of your ability, and then you can call them with your list of questions. For more information contact Exempt Organizations Technical Division, Internal Revenue Service, U.S. Department of Treasury, 1111 Constitution Ave., NW, Room 6411, Washington, DC 20224; 202-283-2300; 877-829-5500 (toll-free)
Visit: www.irs.gov
3800 in Supplemental Money
Sallie Mae Fund Unmet Need Scholarship Program applicants must have a cumulative GPA between 2.5 and 3.0 (on a 4.0 scale) or GED average test score between 42 and 52. Must be a U.S. citizen and have a family adjusted gross income for calendar year 2003 of $30,000 or less. Applicant must demonstrate unmet financial need of more than $1,000 after the financial aid award package has been determined. Must be a high school senior or graduate planning to enroll or already enrolled in a full-time undergraduate course of study at an accredited post secondary institution. Application Deadline is May 31, 2004. Scholarship awards, ranging from $1,000 to $3,800.
Uncle Sam Will Co Sign an Adjustable Rate Mortgage
Called The Adjustable Rate Mortgages Program and referred to as Program #14.175 in the Catalog of Federal Domestic Assistance, this program provides mortgage insurance for an adjustable rate mortgage which offers lenders more assurance of long term profitability than a fixed rate mortgage, while offering consumer protection features. HUD insures lenders against loss on mortgage loans. These loans may be used to finance the purchase of proposed, under construction, or existing one- to four-family housing as well as to refinance indebtedness on existing housing. The maximum insurable mortgage loan for an occupant mortgagor is the same as prescribed for Section 203(b) – program 14.117. HUD insures lenders against loss on mortgage loans. These loans may be used to finance the purchase of proposed, under construction, or existing one- to four-family housing as well as to refinance indebtedness on existing housing. The maximum insurable mortgage loan for an occupant mortgagor is the same as prescribed for Section 203(b) – program 14.117. All persons intending to occupy the property are eligible to apply. All persons intending to occupy the property are eligible to apply. Contact your local office of the U.S. Department of Housing and Urban Development
100 Loan Forgiveness For JD Graduates
If you are alumni of the American University Washington College of Law you may be entitled to have all of your student loans eradicated. As a demonstration of its ongoing commitment to see its graduates apply the law to the greater good, WCL implemented the Public Interest Loan Repayment Assistance Program (PILRAP). PILRAP helps relieve economic burden imposed by educational debt by providing loan repayment assistance for JD graduates who work in full-time non-profit, government or other employment in which the graduate is engaged in serving under-represented or traditionally marginalized populations. To apply and gather more information about this exciting program contact the Washington College of Law, Attn:: Stephanie Sullivan Assistant Director, Public Interest Specialist, 4801 Massachusetts Avenue, NW, Washington, DC 20016; 202-274-4000
Get Official Applications To All Federal Money Programs To Start A Business
the government will actually give them up to $10 million to buy your goods or services if they are from another country. It’s a program that promotes U.S. goods and services to be sold overseas. All you have to do is to find a customer overseas who wants to buy your stuff. And there are other offices in the government that will find you the customers.
Did You Get Screwed By Your Pension Plan
Don’t give in! Don’t call a lawyer! Uncle Sam will fight for you for FREE. The same government that went to war on Iraq will go to war on your pension plan administrator. Contact the Employee Benefits Security Administration at
White House Internships Are Not What You Think
I’m sure this administration treats interns differently than the last one. College students, over 18, can work unpaid for up to 90 days and get a good look at power behind the scenes. To begin work in January you have to apply by October 31. Applications for the summer are due March 12
37000 Per Year To Get A PhD
Want to earn your Ph.D. in engineering, but can’t afford the rising costs of higher education? Earn your master’s or doctorate degree and let the EPA foot the bill. Through the STAR (Science to Achieve Results) fellowship program, get your graduate degree in a variety of environmental disciplines, including engineering, public health, and ecological sciences. You can have your tuition paid and have a nice stipend to live on! To learn how you can get your advanced degree paid for, contact the U.S. Environmental Protection Agency
Visit: 12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=66.513
Your City and County Governments
Local development groups, national and local non-profits and countless other non-governmental organizations offer free money, low interest loans and free services to entrepreneurs. We have even identified 150 such groups that offer money just to entrepreneurs that have no money. These can be the most difficult to find. Look at this database of non-profits that help entrepreneurs But don’t stop there. There are thousands more. Check your local library to see if they can help.
48 of Small Businesses Are Owned By Women
reported a study from the Center for Women’s Business Research. It also showed that women owned businesses are growing twice as fast as all other small businesses and the number of women owned businesses is increasing at a rate that is twice the rate of other small businesses.
Go On A Free Archeological Dig
The Lesko’s went on an archeological dig in Alaska and and you can too! Passport in Time is a volunteer archaeology and historic preservation program of the USDA Forest Service. You work with professionals on projects including archaeological excavation, rock art restoration, gathering oral histories, and more. Volunteers have helped stabilize ancient cliff dwellings in New Mexico, excavate a 10,000-year-old village site in Minnesota, restore a historic lookout tower in Oregon, clean vandalized rock art in Colorado, survey for sites in a rugged Montana wilderness, and excavate a 19th-century Chinese mining site in Hell’s Canyon, Idaho. You need to get to the site, but once there many offer free or cheap housing and meal options. To take advantage of this government opportunity contact: Passport in Time Clearinghouse, P.O. Box 31315, Tucson, AZ 85751; 800-281-9176
Visit: www.passportintime.com.
Nurses Receive Financial Help for Bills
The Nurses House financial awards assist with such needs as rent or mortgage payments, food, utilities, telephone and health insurance. When possible, Nurses House attempts to assist applicants in identifying other potential sources of assistance. Awards will vary depending on the applicant’s level of need. Contact: Nurses House, Inc., 2113 Western Ave., Ste. 2, Guilderland, NY 12084-9501; (518) 456-7858; Fax: (518) 452-3760
Visit: www.nurseshouse.org/
Free Help To Fight The Health Care System
You can call government offices and advocacy groups that will do your fighting for you or give you the needed weapons to do your own fighting. Before you call a lawyer, call these free offices: Your state Insurance Commissioner will help you learn your legal rights regarding insurance. Your state Medical Board will review your complaint and help resolve disputes. Your state HMO Board will also resolve disputes. You can also contact the Patient Advocate Foundation, 700 Thimble Shoals Blvd., Suite 200, Newport News, VA 23606; 800-532-5274; www.patientadvocate.org, or the Health Insurance Partnership program at Families USA
Visit: www.patientadvocate.org