Grants And Loans

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Free Money For Isabel Fixups

remember it is not only FEMA (Federal Energy Management Agency) that has money to fix things up after a hurricane. There is also grant money to fix up your home anytime. Check the Catalog of Federal Domestic Assistance. This lists all the major federal programs. Look for housing programs at the Departments of Housing and Urban Development, Energy and Agriculture.

Visit: www.cfda.gov

Wondering Where To Find The Best Customers For Your Business

Or where is the best place to put up a store? Or which surrounding zip codes offer the best potential for increasing sales? Or where to get a list of all the accountants in your area? You don’t have to hire a high priced marketing consultant to get answers to questions like these. You can tap into the government’s rich vein of free marketing data collected by the Bureau of Census and other government agencies. This is where the multi-billion dollar companies get their marketing data and it’s where the high priced consultants also get it and the resell it to clients at outrageous fees. To get detailed information about data available for your state call your local Census State Data Center in your state capital or go to

Visit: www.census.gov/sdc/www/

15000 To Improve a New Home

The Pennsylvania Housing Finance Agency’s Purchasing Improvement program allows borrowers to make up to $15,000 in home improvements in conjunction with the purchase of a home with a PHFA first mortgage loan. Eligible improvements include repairs, alterations or modifications to improve the basic livability, accessibility, energy efficiency or safety of the property.

Visit: www.phfa.org

Save 720 A Year On Medicare

Many people do not take advantage of the Qualified Medicare Beneficiary Program which covers the cost of Medicare Part B premiums. There are income limits you must meet. For more information on the program, contact Medicare at 800-MEDICARE; or go to the following website. You can also learn about the Medicare Drug Card. The New York Medicare Savings Coalition also has information on how to take advantage of the underutilized program that will cover the Medicare Part B premium.

Visit: www.medicare.gov/default.asp?

Get Extra Money to Train For a Better Job

You may be able to get up to $10,000, plus travel money, day care money, clothing allowance and more to take a few months to upgrade your skills so you can get a job that pays more. Contact your local One-Stop Career Center to see what money programs are available in your area for training.

Visit: www.servicelocator.org/nearest_onestop.asp

400 For Each Course

Infant/Toddler Stipend is a $400 stipend awarded to infant and toddler teachers/providers for each course successfully completed towards the infant and Toddler Technical Certificate of Credit (TCC) at a Georgia technical college. The Infant and Toddler TCC is Georgia’s first statewide formal academic certificate for infant and toddler teachers and has been made possible with funding from DHR. For more information and a stipend application contact Quality Assist, Inc., 17 Executive Park Dr., Suite 150, Atlanta, GA 30329; 404-325-2225; 866-325-1993 (toll-free)

Visit: www.qassist.com

50000 to 500000 In Grants to Start A Day Care Center

in Pennsylvania if you are a non-profit organization and want to help families who need day care services. The money can be used for most anything in starting or expanding a day care center. And if you are not a non-profit, it doesn’t matter. The government will help you become one for next to nothing. Tell this office you are also looking the state’s small business development center’s office.

Visit: www.inventpa.com/default.aspx?id=290

Cars Available At Steep Discounts

Vehicles for Change solicits donations of used cars from the community and rehabs the vehicles for resale to eligible individuals and families. Vehicles for Change repairs the donated cars in partnership with Precision Tune and CertiPro Warehouse and provides them to qualified families for a nominal fee of $700-$950. Each recipient receives a 12-month loan to assist in the purchase of the car. Contact: Northern Virginia Family Services, Inc. 9842 Business Way, Manassas, VA 20110, 703-392-4901; Vehicles for Change Phone: (703) 533-2543

Visit: www.nvfs.org/vehicle.htm

Work Part Time Making 17/Hr Plus Benefits

in HONOLULU for the government. They are also hiring screeners in Dallas, Detroit, Florida, Las Vegas, Denver, Norfolk, New York, California, Ohio and others. The jobs are for airport screeners and you are eligible for health insurance, life insurance, retirement, paid annual vacation and sick leave. Do you get that at Wal Mart? Go to www.tsa.gov and then click on Employment,

Visit: https://tsacareers.recruitsoft.com

100000 Grants for Songwriters

The grant funds are provided to preserve and enhance the legacy of Johnny Mercer as well as providing educational programs for music appreciation, assisting in the development of songwriters, and enhance the general appreciation of American popular music. Grants are awarded nationwide. Contact: The Johnny Mercer Foundation, c/o Prager and Fenton, 675 3rd Avenue, New York, NY 10017; (212) 382-2790. Application Address: The John Mercer Foundation, 234 W. 44th St., Ste. 901, New York, NY 10036; (212) 835-2299

Visit: www.johnnymercerfoundation.org/

Money For Seniors To Pay Property Taxes

there are states that offer money to homeowners who have difficulty paying their property taxes. Wisconsin offers a program for seniors which gives them money to pay their taxes and the money does not have to be repaid until the property is sold. It’s called the Property Tax Deferral Loan Program. Check what your state has to offer by contacting your state housing authority

Visit: www.govengine.com

65 Million Dollars In Grants

Child Care and Development Funds are available for Georgia child care programs who serve or are planning to serve 19 or more children. Family and group home care providers can apply for Child Care Development Funds through their local Resource & Referral Agency. Requests for Proposals (RFP) are distributed in early spring and outline the services that will be purchased during the next federal fiscal year. In general, these funds pay for: 1) programs improvements, and programs for children with disabilities for early childhood and school-age children, and 2) technical assistance, training, and the operation of child care resource and referral agencies. For more information contact Georgia Child Care Council, 2987 Clairmont Rd., Suite 220, Atlanta, GA 30329; 404-679-4880.

Visit: www.gachildcare.org

Grants to Local Communities to Provide Money to Buy or Fix Up Homes or to Pay for Rent

Called the Home Investment Partnership Program and referred to as Program #14.239 in the Catalog of Federal Domestic Assistance, this program expands the supply of affordable housing, particularly rental housing, for low and very low income Americans; (2) to strengthen the abilities of State and local governments to design and implement strategies for achieving adequate supplies of decent, affordable housing; (3) to provide both financial and technical assistance to participating jurisdictions, including the development of model programs for developing affordable low income housing; and (4) to extend and strengthen partnerships among all levels of government and the private sector, including for-profit and nonprofit organizations, in the production and operation of affordable housing. To identify if there are programs in your area, contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator/

10000 To Buy A Van or Talking Computer

Learn how technology can help your disability and money programs to purchase equipment. Contact your state Office of Social Services or Vocational Rehabilitation or Rehabilitation Engineering and Assistive Technology Society of North America (RESNA), 1700 North Moore St., #1540, Arlington, VA 22209; 703-525-6686; 703-524-6639 (TTY)

Visit: www.resna.org

Want to Start a Business But Don’t Know Where to Start

My brand new book, Free Money for Entrepreneurs will show you how. Be the first in line to learn about those grants programs that the SBA says don’t exist. There are over 10,000 programs for people who want to start or expand a business including grants, low-interest loans, loans you don’t pay back, money when the bank says no. Plus hundreds of free services like free help with filling out money applications, free help getting government contacts, free legal help, free marketing help, and more. All you need to start or expand any business for less then $40…

Visit: www.howtogetagrant.com/grentrepreneurs1

Get 200000 To Start A Ranch

wouldn’t it be fun to chuck the city life and go raise horses out in the country? Well, the U.S. Department of Agriculture has a money program to help you. It’s called Farm Operating Loans and it is for people who want to run small farms or ranches away from traffic that scares the horses. You can actually get up to $762,000 with interest rates as low as 3.75%. Pretty good deal.

Visit: www.fsa.usda.gov/dafl/default.htm

Get 100000 For Doing Business In Certain Zip Codes

you can get a federal tax credit of up to $3,000 per employee if you locate your business in certain areas called empowerment/enterprise zones. Who cares if your business is a few miles further than you would like especially if someone is going to give you a lot a money to be there. For further information and to identify these zones go to

Visit: www.hud.gov/offices/cpd/economicdevelopment/programs/rc/index.cfm

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