Grants And Loans
Get A Grant To Help People Who Need Housing
The Able Trust awards grants to groups that help people with special needs obtain housing. This could be domestic abuse victims, people with disabilities or families who do not have access to permanent housing. The link to this program is
Get A Degree At Home With Government Money
Why not? Now more than 56% of colleges offer learning over the internet and you can get government money to pay for it.
Government Backed Graduated Mortgage Payments
Called the Section 245 Graduated Payment Mortgage Program and referred to as Program #14.159 in the Catalog of Federal Domestic Assistance, this program helps early home ownership for households that expect their incomes to rise. The program allows homeowners to make smaller monthly payments initially and to increase their size gradually over time. Contact your local office of the U.S. Department of Housing and Urban Development. Look on the left-hand side of the page to search for your local field office.
Banks That Love Giving To Small Business
you can actually see the data showing which banks in your state like giving money to small business and people starting businesses in their home. The information is collected by the Federal Reserve.
Don’t Hire Anyone To Collect Your Past Child Support
because the same people who brought you Desert Storm and Iraqi Freedom will liberate your child support for free.
Visit: www.childsupport-aces.org/
40000 Homebuyers Will Get Up To 10000 In Grants For Down payments
That’s because HUD’s American Dream Program announced it is giving out – $161.5 million in grants for first time home buyers. Look for your local agency that is giving out the money.
Free Dental Care For Kids
Many dentists will provide free dental care. According to an American Dental Association survey, 75% of its members provide charitable care. You can find info on free kids dental services offered in your state. Just click on your state and see. Or contact the American Dental Association, 211 East Chicago Ave., Chicago, IL 60611-2678; 312-440-2500.
200 Worth of Free Immunizations For Your Kids No Matter What Income
22% of children are not protected from chicken pox, polio, diphtheria, mumps, whooping cough, German measles, tetanus, spinal meningitis, and hepatitis B. An increasing number of children are exposed to diseases in day-care settings and elsewhere. Almost any child, no matter what their income, can receive free or very low cost immunizations in their local area. Contact your county office of health, your state Department of Health; or call the National Immunization Information Hotline at 800-232-2522 (English); 800-232-0233 (Spanish)
Visit: www.cdc.gov/nip
You Don’t Even Have To Know How To Spell Entrepreneur
you can walk into a local government supported management consulting office and they will sit down with you, for free, and help you identify major money programs in your area, help you fill out forms to get money, help you prepare a business plan, give you free tax counseling services, free marketing help, or free help with public relations, technology or anything else. It doesn’t get better than this. Find the local office of your Small Business Development Center. They are supported by state and federal governments.. Your state lead center can tell you about your local office.
Visit: www.asbdc-us.org/
3000 Matching Funds for Employees
The BearingPoint Charitable Foundation will match active BearingPoint employee and board of director’s contributions to eligible non-profit organizations at 100%, up to a limit of $3,000 total per donor per fiscal year. Participants can request that BearingPoint match six separate gifts (minimum $100 each) for a combined total of $3,000. Full-time & part-time active US & Canadian BearingPoint employees who work 1,000 hours or more in a year and board of director’s members are eligible to participate in the matching gift program. Contact: BearingPoint, Inc. Corporate Giving Program (formerly KPMG Consulting, Inc. Corporate Giving Program), c/o BearingPoint Charitable Foundation, 106 Allen Road, Liberty Corner, NJ 07938; (908) 607-2300
Visit: www.bearingpoint.com/about_us/philanthropy/rand_blazer.html
See If Your Idea Will Sell
by taking a 4 week, 3 hours per week course for as little as $18. That’s what’s offered by the Nevada Microenterprise Initiative. It’s designed for new business owners who are thinking about going into business. It can cover topics like entrepreneurship, time management, conducting a market study, costs for starting a business and creating your 30-second commercial. Look for similar courses in your state by contacting your lead Small Business Development Centers office in your state.
Visit: www.nmimicro.org
48000 Per Year To Get A Graduate Degree In Homeland Security
A lot of students complain to me that they have a hard time finding more for graduate school. Well this certainly looks like a growth industry and the government is willing to pay for you to get into it. The program is called Department of Homeland Security Scholars.
Visit: 12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=97.062
Save 5 Tuition At The Lesko College
?Take a course for less than $20 per month! Learn how to find government grants and loans for tuition, housing and to start a business. You can SAVE $5.00 if you use this discount code before July 31, 2004 with your first course.Discount Code:12GH-EH345D-GFHSL
Visit: www.leskocollege.com
Get 50000 For Every Job You Create
If you are starting a business with just yourself, that’s at least one job and you can apply to the government’s Certified Development Company 504 Program. You can also get millions if you create enough jobs. The money has to be used for real estate, equipment or other kinds of fixed assets. You can’t use it for working capital. Last year this program couldn’t give out all the money it had available. Don’t let that happen this year. Find your local 540 Program office at
Visit: www.sba.gov/gopher/Local-Information/Certified-Development-Companies/
50000 Grant To Help People Who Need Jobs
The Able Trust give grants to non-profits and individuals who help people with disabilities get jobs including, including on-the-job coaching, supported employment, job skills-training, job development, employer outreach, ADA facility compliance, skills evaluation and programs leading to employment.
Entrepreneurs Can Get Their Loan Payments Back
Flexible small business loans, training, and technical assistance are available to start-up businesses in Garret County, MD. The county’s Community Action Committee administers a comprehensive Microworks program for those looking to start a business. Microworks makes loans ranging from $500 to $15,000 and offers deferred repayment schedules. A portion of each payment made on time will be put into a reserve fund that will be refunded to the borrower upon total repayment of the loan. Technical assistance and educational services for participants include entrepreneurial training courses and seminars, networking meetings and opportunities, design and production of print materials, marketing and advertising plan creation, tax preparation, financial counseling, business plan preparation, and access to a complete lending library. Contact: Garrett County Community Action Committee – Microworks, 104 E. Center Street, Oakland, MD 21550. 301-334-9431
Visit: www.garrettcac.org/
The Dog Ate Your 100 Bill
Then get a new one! The Bureau of Engraving and Printing will replace currency if you have more than one half of the original note or if you have a good reason why you don’t.
30000 To Finish College
The Jack Kent Cooke Undergraduate Transfer Program awards scholarship grants in amounts up to $30,000 each to students and recent alumni from community colleges or two-year institutions who transfer to and will pursue bachelor’s degrees at four-year institutions. Jack Kent Cooke Foundation, 703-723-8000
Money Available for Therapists
AMBUCS offers scholarships ranging from $500 – $1500 annually to students in their junior/senior year in a bachelor’s degree program or a graduate program leading to a master’s or doctoral degree. There is also one two-year award in the amount of $6,000 offered. Applicants must be accepted in an accredited program in physical therapy, occupational therapy, speech language pathology, and hearing audiology.
Visit: www.ambucs.com/Ascholars.htm
Don’t Hire Anyone To Collect Your Past Child Support
……. because the same people who brought you Desert Storm and Iraqi Freedom will liberate your child support for free. learn how private child support collection agencies can be big rip offs.
Visit: www.childsupport-aces.org/
13 Million For California State Employees To Buy Real Estate
All active, inactive, and retired members of the California Public Employees Retirement System, the Legislators’ Retirement System, the Judges’ Retirement System, and the Judges’ Retirement System II are eligible to participate in the CalPERS Conventional Home Loan program, one of several loan programs offered by the system. The conventional program offers 10 to 30-year conventional fixed-rate mortgage loans up to a maximum of 97% loan to value, or $1,334,800 (with certain restrictions). A CalPERS conventional or government home loan may be used for one to four-unit owner-occupied residences, condominiums, and Planned Unit Developments (PUD). Applicants can lock in an interest rate for 60 days. The program can also be used to refinance an existing mortgage, with certain restrictions.
Visit: www.calpers.ca.gov/index.jsp?bc=/member/homeloan/approved-lenders/home.xml
100000 To Help Buy A Mobile Home and a Mobile Home Lot
Called the Mortgage Insurance – Combination and Manufactured Home Lot Loans Program and referred to as Program #14.162 in the Catalog of Federal Domestic Assistance, this program makes possible reasonable financing for the purchase of a manufactured home and a lot on which to place the home. Contact your local office of the U.S. Department of Housing and Urban Development. Look on the left-hand side of the page to search for your local field office.
45000 To Start An Art Gallery
Green awards fellowship grants to individual entrepreneurs and two-person teams to fund innovative projects to bring about social change – everything from providing free legal assistance, to developing earthquake-resistant housing, to starting an art gallery in a Laundromat. Grants are $30,000 per year for two years for individuals and $45,000 per year per project for partnerships. For information contact Echoing Green, 212-689-1165
Money to Fix Up Apartment Buildings
Called The Multifamily Assisted Housing Reform and Affordability Act and referred to as Program #14.197 in the Catalog of Federal Domestic Assistance, it provides grants to retain critical affordable housing resources represented by the supply of FHA-insured Section 8 assisted housing and maintain it in good physical and financial condition while, at the same time, reducing the cost of the ongoing Federal subsidy. In carrying out the Program, HUD works with willing participating administrative entities (PAEs), owners and lenders to reduce Section 8 rents and operating expenses to true market levels and also provide for the project’s capital improvement needs. Contact your local office of the U.S. Department of Housing and Urban Development
50 Discount For Law Enforcement Officers To Buy A Home
Called Officer Next Door Sales Program and referred to as Program #14.198 in the Catalog of Federal Domestic Assistance, this program strengthens America’s communities by providing homeownership opportunities to law enforcement officers in HUD- designated revitalization areas, and to improve the quality of life in these neighborhoods by their presence. Law enforcement officers may purchase HUD-owned single unit properties located in designated revitalization areas at a 50 percent discount off list price. Officers must agree to occupy homes as their sole residence for a period of 3 years. The officer must also agree to execute a second mortgage and note in the name of the Department for an amount equal to the 50 percent discount. This zero interest note will gradually decrease over the 3-year mandatory residence period until it reaches zero. Should the officer leave the home before the 1st anniversary of occupancy, 90 percent of the discounted amount will be due to HUD. Departure before the 2nd anniversary of occupancy will require a 60 percent repayment, and departure before the 3rd anniversary of occupancy will require a 30 percent repayment of the discounted amount. Officers must certify initially, and once annually, for each year of the occupancy term, that he/she continues to own and live in the home as a sole residence, and that no other residential real estate is owned. Contact your local office of the U.S. Department of Housing and Urban Development.