Grants And Loans
45 Million To Put Your Business In Canada
the truck manufacturer Navistar got this kind of money to locate their business in Ontario. If you don’t care where you make your millions just as long as you make millions, check around in different states and even countries who will offer you the most to start your business there.
Visit: www.navistar.com/site_layout/news/newsdetail.asp?id=505.
Receive 5000 To Help Pay Off Student Loans While Making A Difference
If you are a teacher and have student loans you simply cannot afford, this program is for you. The Federal Teacher Loan Forgiveness Program offers individuals who teach full-time for five consecutive complete academic years, in certain elementary and secondary schools serving low-income families, forgiveness of up to a combined total of $5,000 in principal and interest of their Direct Loan and/or Federal Family Education Loan Programs (FFELP) loans. For more information contact American Education Services AES/PHEAA, Attn: Loan Discharge, 1200 N. 7th Street, Harrisburg, PA 17102-1444; (800) 692-7392
Visit: www.aessuccess.org/manage/cant_make_payment/Federal_Teacher_Loan_Forgiveness.shtml
Grants to Aid Victims of Violence
The New England Patriots’ R.O.S.E. Award offers a cash award to a female victim of violent crime who is working to overcome her adversities. The award is meant to help her continue in her journey toward regaining her self-esteem and rebuilding her life. Cash awards vary according to funding availability. Contact: The R.O.S.E. Fund, Inc., (formerly Ryka Rose Foundation), 175 Federal St., Ste. 455, Boston, MA 02110; (617) 482-5400; Fax: (617) 482-3443
Get And Extra 1000 For Mom Dad Or Grandparents
Even if you’re not a senior check into this for your mom, dad or grandparents or anyone else because each year over 3 million eligible seniors and people with disabilities fail to apply for a little-known program that will give them over $1,000 extra in their Social Security check. That’s how much the government deducts for Medicare Part B payments. The program is called Qualified Medicare Beneficiaries Plan, or Specified Low-Income Medicare Beneficiaries Plan. To learn more contact your local Social Security Office at 800-772-1213. You can also contact the Medicare Hotline and request the publication Guide to Health Insurance for People with Medicare; contact Medicare Hotline at 800-MEDICARE or online
Visit: www.medicare.gov
27500 in Grants and Loans to Fix Up Your Home
Called the Very Low Income Housing Repair Loans and Grants Programs and referred to as Program #10.417 in the Catalog of Federal Domestic Assistance it provides loans and grants to very low-income homeowners in rural areas to repair, improve, or modernize their dwellings or to remove health and safety hazards. Grant funds are only available to homeowners aged 62 or older who cannot repay a Section 504 Loan. This includes repairs or replacement of heating, plumbing or electrical services, roof or basic structure as well as water and waste disposal systems, and weatherization. Loans bear an interest rate of one percent and are repaid over a period up to 20 years. In addition to the above purpose, loan funds may be used to modernize the dwelling. Maximum loan amount cannot exceed a cumulative total of $20,000 to any eligible person and a maximum lifetime grant assistance is $7,500 to any eligible person Contact your local office of the U.S. Department of Agriculture Rural Housing Service
Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map
A person who looks the least engaged
Hundreds of community groups around the country offer grants and other services to people in their community who are looking to solve their own problems or problems in their community. Take a look at this state-by-state listing of groups in your area that may be able to help you and your friends and family:
Money for Italian Americans
The Italian-American Community Services Agency awards grants to Italian-Americans in financial need and indigent individuals, including senior citizens. It had a total of $15,690 for grants to individuals. Contact: Italian-American Community Services Agency (formerly Italian Welfare Agency, Inc. ), 678 Green St., San Francisco, CA 94133-3896. Phone: 415-362-6423; website
Money For Environment and Energy Conservation Businesses
is available from an organization called Strategic Environmental Project Pipeline Foundation (StEPP). They find grants and loans for small firms looking to grow
Visit: www.steppfoundation.org.
Just Released Hot off the Press Free Money For Entrepreneurs
Lots of money. Lots of sources. Don’t miss out. Be the first in line to learn about those grants programs that the SBA says don’t exist. They don’t know everything. There are over 10,000 programs for people who want to start or expand a business including grants, low-interest loans, loans you don’t pay back, money when the bank says no. Plus hundreds of free services like free help with filling out money applications, free help getting government contacts, free legal help, free marketing help, and more. All you need to start or expand any business for less then $40… Order your copy today at
A Fast 500
Catholic Charities and the Salvation Army have thousands of local organizations that offer a verity of services and money for childcare, elder care, elderly services, emergency financial services, food, shelter, housing, job training, health care, and even a fast $500 to get you out of a jam. Many of these services are for families making less than $25,000 per year. Find Catholic Charities USA locations near you at http://www.catholiccharitiesinfo.org/states/ and Salvation Army locations
Up to 25000 for Those in Need
The Agape Fund offers support for Christian churches, and educational, missionary, and welfare programs and also awards grants to needy individuals. Grants range from $5,000 up to $25,000. Contact: Agape Fund, 800 Middlebrook Road, Prescott, AZ 86303
3 Billion in Grants to Fix Up Homes in Cities
Called Community Development Block Grants/Entitlement Grants and referred to as Program #14.218 in the Catalog of Federal Domestic Assistance, this money can be used to develop viable urban communities, by providing decent housing and a suitable living environment, and by expanding economic opportunities, principally for persons of low and moderate income. To find organizations in your area who have received this funding, contact your local office of the U.S. Department of Housing and Urban Development
Working Capital for Small Businesses
who have trouble getting money and are run by women, minorities, or people with disabilities in Arkansas. See the Disadvantaged Business Enterprise Programs that is financed by Levi Strauss and Winthrop Rockefeller.
Show Your Kids How They Can Get A 1000 Grant
to do something cool in the neighborhood from a group call Youth Venture
Visit: www.youthventure.org
20000 Grant To Get Wireless Internet For Your Small Business
……… .this is what small businesses in Pennsylvania are eligible for if they know about the program called Quality Connections. Check out what your state may offer to small businesses to get wired by contacting your state office of economic development at your state capital.
Discounts on all medication for those in Arizona
RxAmerica offers the Arizona Discount Program which is open to Medicare-eligible Arizona residents. This program costs $9.95 a year, and provides a discount of 10-55% on most prescription drug costs. You can contact this program by phone at 888-227-8315. The prescription discount card is accepted at over 500 pharmacies across the state, as well as at the RxAmerica mail order pharmacy. This plan was created by Governor Janet Napolitano.
Single Parents Pay Only 1 For New Home
gift down payments are provided for first-time homebuyers or for those families who have grown and need a larger home. Emphasis is placed on single mothers and first-time homebuyers. There are no income, asset or citizenship requirements in the qualification process; however, the home must be used as the primary residence and homebuyers must attend the free counseling and education classes offered by the program. Up to 7.5% of the purchase price is available for down payment costs or other costs associated with the purchase of the home. This is a nationwide organization. Contact: Home Buyers Association Fund, 288 South Main Street, Suite 300, Alpharetta, GA 30004; (866) 521-HBAF
Visit: www.hbaf.org
Teacher Retirement System Enrollees Eligible for 667400 for Real Estate
Participants in the California State Teachers Retirement System can use the CalSTRS Home Loan Program to refinance their existing home loan or to buy a new home. Loans are made in amounts of up to $667,400 (or 95% loan to home value) and feature 15 to 30 year terms. Interest rates are typically below market. Eligible properties include single-family homes, cooperative apartments and condos, as well as two to four-unit dwellings
Visit: www.calstrs.com/Members/home%20loan%20program/hlpsummary.aspx
4000 Grant To Paint Your Home
That’s what Canton, Ohio offers to very low-income residents – grants to paint their house or put on new siding. They feel that an investment like this improves the value of all the properties in the area. Sunnyvale, California offers some of their residents $400 in grant money to paint their homes. And if you’re over 60 or have a disability, you can get a $1,200 grant. See if your city or state offers a program like this go to
Visit: www.govengine.com
Emergency Money Available From United Cerebral Palsy
The United Cerebral Palsy chapter in Arkansas might be able to provide some funding for van if funds are not available from other sources. Contact: United Cerebral Palsy, 10400 W. 36th, Little Rock, AR 72204; 501-228-3834
Bill Gates Will Give You Money
If you find yourself interested in science and technology, this scholarship is for you. There are four types of technical scholarships available to current undergraduate students: General Scholarship, Women’s Scholarship, Underrepresented Minority Scholarship and Scholarships for Students with Disabilities. To find out more about this program, go to the link and read the Frequently Asked Questions. Go to the Microsoft Scholarship Program
75000 for Urgent Home Repair
Funding available under the Urgent Repair Program provides grants for emergency home repairs and modifications to homes of elderly homeowners and other homeowners with special needs whose household incomes do not exceed 50% of the area median. Eligible organizations may request up to $75,000. For a listing of eligible organizations, contact the North Carolina Housing Finance Agency.
Visit: www.nchfa.com.
Financial Assistance for Employees in Need
When tragedy strikes, BearingPoint employees are not alone. Through the Corporate Giving Program, BearingPoint coordinates emotional and financial support for employees impacted by traumatic or catastrophic events, giving employees a place to turn when they are in need. BearingPoint Foundation funds, in the form of grants, are directed toward specific programs that meet program objectives. BearingPoint does not accept unsolicited grant proposals from outside organizations. All requests for funding and support are generated by BearingPoint employees. Contact: BearingPoint, Inc. Corporate Giving Program (formerly KPMG Consulting, Inc. Corporate Giving Program), c/o BearingPoint Charitable Foundation, 106 Allen Road, Liberty Corner, NJ 07938; (908) 607-2300
Visit: www.bearingpoint.com/about_us/philanthropy/rand_blazer.html
Take Part in The Search For A Cure
Studies are under way to find a drug or treatment option to help slow or stop the progression of Parkinson’s. To learn more about joining a clinical trial, go online to
Visit: clinicaltrials.gov/ct/gui/action/SearchAction?term=Parkinson%27s+Disease
I Screwed Up
in last week’s newsletter I mentioned that the Home Buyers Association offers help to single moms looking for a home. It seems I was a bit misleading and used the wrong name. It’s called the Home Buyers Assistance Foundation and it does offer similar programs
Visit: www.hbaf.org