Grants And Loans

3 Billion in Grants to Fix Up Homes in Cities

Called Community Development Block Grants/Entitlement Grants and referred to as Program #14.218 in the Catalog of Federal Domestic Assistance, this money can be used to develop viable urban communities, by providing decent housing and a suitable living environment, and by expanding economic opportunities, principally for persons of low and moderate income. To find organizations in your area who have received this funding, contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator/

Working Capital for Small Businesses

who have trouble getting money and are run by women, minorities, or people with disabilities in Arkansas. See the Disadvantaged Business Enterprise Programs that is financed by Levi Strauss and Winthrop Rockefeller.

Visit: www.arkansas.gov/adfa/programs/dbep.html

20000 Grant To Get Wireless Internet For Your Small Business

……… .this is what small businesses in Pennsylvania are eligible for if they know about the program called Quality Connections. Check out what your state may offer to small businesses to get wired by contacting your state office of economic development at your state capital.

Visit: www.lehighvalley.org/default.aspx?pageid=357.

Discounts on all medication for those in Arizona

RxAmerica offers the Arizona Discount Program which is open to Medicare-eligible Arizona residents. This program costs $9.95 a year, and provides a discount of 10-55% on most prescription drug costs. You can contact this program by phone at 888-227-8315. The prescription discount card is accepted at over 500 pharmacies across the state, as well as at the RxAmerica mail order pharmacy. This plan was created by Governor Janet Napolitano.

Visit: www.rxamerica.com/az_discount_home.htm?page=mem

Cars Available At Steep Discounts

Vehicles for Change solicits donations of used cars from the community and rehabs the vehicles for resale to eligible individuals and families. Vehicles for Change repairs the donated cars in partnership with Precision Tune and CertiPro Warehouse and provides them to qualified families for a nominal fee of $700-$950. Each recipient receives a 12-month loan to assist in the purchase of the car. Contact: Northern Virginia Family Services, Inc. 9842 Business Way, Manassas, VA 20110, 703-392-4901; Vehicles for Change Phone: (703) 533-2543

Visit: www.nvfs.org/vehicle.htm

Single Parents Pay Only 1 For New Home

gift down payments are provided for first-time homebuyers or for those families who have grown and need a larger home. Emphasis is placed on single mothers and first-time homebuyers. There are no income, asset or citizenship requirements in the qualification process; however, the home must be used as the primary residence and homebuyers must attend the free counseling and education classes offered by the program. Up to 7.5% of the purchase price is available for down payment costs or other costs associated with the purchase of the home. This is a nationwide organization. Contact: Home Buyers Association Fund, 288 South Main Street, Suite 300, Alpharetta, GA 30004; (866) 521-HBAF

Visit: www.hbaf.org

Teacher Retirement System Enrollees Eligible for 667400 for Real Estate

Participants in the California State Teachers Retirement System can use the CalSTRS Home Loan Program to refinance their existing home loan or to buy a new home. Loans are made in amounts of up to $667,400 (or 95% loan to home value) and feature 15 to 30 year terms. Interest rates are typically below market. Eligible properties include single-family homes, cooperative apartments and condos, as well as two to four-unit dwellings

Visit: www.calstrs.com/Members/home%20loan%20program/hlpsummary.aspx

4000 Grant To Paint Your Home

That’s what Canton, Ohio offers to very low-income residents – grants to paint their house or put on new siding. They feel that an investment like this improves the value of all the properties in the area. Sunnyvale, California offers some of their residents $400 in grant money to paint their homes. And if you’re over 60 or have a disability, you can get a $1,200 grant. See if your city or state offers a program like this go to

Visit: www.govengine.com

Bill Gates Will Give You Money

If you find yourself interested in science and technology, this scholarship is for you. There are four types of technical scholarships available to current undergraduate students: General Scholarship, Women’s Scholarship, Underrepresented Minority Scholarship and Scholarships for Students with Disabilities. To find out more about this program, go to the link and read the Frequently Asked Questions. Go to the Microsoft Scholarship Program

Visit: www.microsoft.com/college/scholarships

75000 for Urgent Home Repair

Funding available under the Urgent Repair Program provides grants for emergency home repairs and modifications to homes of elderly homeowners and other homeowners with special needs whose household incomes do not exceed 50% of the area median. Eligible organizations may request up to $75,000. For a listing of eligible organizations, contact the North Carolina Housing Finance Agency.

Visit: www.nchfa.com.

Financial Assistance for Employees in Need

When tragedy strikes, BearingPoint employees are not alone. Through the Corporate Giving Program, BearingPoint coordinates emotional and financial support for employees impacted by traumatic or catastrophic events, giving employees a place to turn when they are in need. BearingPoint Foundation funds, in the form of grants, are directed toward specific programs that meet program objectives. BearingPoint does not accept unsolicited grant proposals from outside organizations. All requests for funding and support are generated by BearingPoint employees. Contact: BearingPoint, Inc. Corporate Giving Program (formerly KPMG Consulting, Inc. Corporate Giving Program), c/o BearingPoint Charitable Foundation, 106 Allen Road, Liberty Corner, NJ 07938; (908) 607-2300

Visit: www.bearingpoint.com/about_us/philanthropy/rand_blazer.html

20000 Worth Of Free Alcohol And Drug Treatment

The state of Georgia provides outpatient counseling services, short-term residential programs, and even school student assistance programs. There are also non-profit organizations that offer free treatment to people, like the Center for Drug-Free Living in Orlando, Florida. A friend of mine received one- and two-week resident treatments for free in Maryland. So if you need help, keep looking for local free stuff or contact National Drug and Treatment Routing Service, Center for Substance Abuse Treatment, National Institute on Alcohol Abuse and Alcoholism (NIAAA), 600 Executive Blvd., Willco Bldg., Bethesda, MD 20892; 800-662-HELP; www.niaaa.nih.gov; or National Clearinghouse for Alcohol and Drug Information, 11426 Rockville Pike, Suite 200, Rockville, MD 20852; 800-729-6686

Visit: www.niaaa.nih.gov

Pay Off 4725 Of Your Student Loans Through Volunteer Work

Would you like to be free of those exasperating student loan hanging over your head? By volunteering for worthwhile causes such as community development and illiteracy in the United States you can eliminate a large portion of your student loans. VISTA (Volunteers in Service to America) will pay off $4,725 of your loans if you join in on their cause for at least 1,700 hours. Participants are eligible to receive either an education award or end-of-service stipend of $1,200. To learn more contact the Corporation for National and Community Service Headquarters, 1201 New York Avenue, NW; Washington, D.C. 20525 (800) 942-2677 or visit their website

Visit: www.americorps.org/joining/benefits.html

15000 People A Month Get Grants For Down Payments

There are a number of non-profit organizations that provide grants to homeowners to pay for down payments and closing costs for buying a new home. These grants normally range from 2% to 5% of the purchase price of the home. These non-profits obtain their money from mortgage lenders and sellers. Housing regulations prevent sellers or lenders to give down payment money directly to buyers. More than 15,000 buyers a month receive grants through this program. To learn more about how this gift-assisted sale works, contact the national association of these organizations called Homeownership Alliance of Nonprofit Down Payment Providers, at 301-941-1907

Visit: www.downpaymentalliance.org