Loan Programs

Your State Department of Economic Development

Every state has offices that will help you for free with any aspect of a business or non-profit organization. They will also have their own grant and loan programs that help businesses get started or expand. Contact your state capital and look for your state office of economic development. Remember, you have to live in a state to get money to start a business in that state. The state just wants you to have the business in their state. So you can’t live in one state and have your business in another state. Go where the money is.

Visit: www.govengine.com/

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Money to Indian Tribes for Economic Development

Click For Business start up

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13 Million For California State Employees To Buy Real Estate

All active, inactive, and retired members of the California Public Employees Retirement System, the Legislators’ Retirement System, the Judges’ Retirement System, and the Judges’ Retirement System II are eligible to participate in the CalPERS Conventional Home Loan program, one of several loan programs offered by the system. The conventional program offers 10 to 30-year conventional fixed-rate mortgage loans up to a maximum of 97% loan to value, or $1,334,800 (with certain restrictions). A CalPERS conventional or government home loan may be used for one to four-unit owner-occupied residences, condominiums, and Planned Unit Developments (PUD). Applicants can lock in an interest rate for 60 days. The program can also be used to refinance an existing mortgage, with certain restrictions.

Visit: www.calpers.ca.gov/index.jsp?bc=/member/homeloan/approved-lenders/home.xml

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Receive 5000 To Help Pay Off Student Loans While Making A Difference

If you are a teacher and have student loans you simply cannot afford, this program is for you. The Federal Teacher Loan Forgiveness Program offers individuals who teach full-time for five consecutive complete academic years, in certain elementary and secondary schools serving low-income families, forgiveness of up to a combined total of $5,000 in principal and interest of their Direct Loan and/or Federal Family Education Loan Programs (FFELP) loans. For more information contact American Education Services AES/PHEAA, Attn: Loan Discharge, 1200 N. 7th Street, Harrisburg, PA 17102-1444; (800) 692-7392

Visit: www.aessuccess.org/manage/cant_make_payment/Federal_Teacher_Loan_Forgiveness.shtml

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