Grants And Loans

Pennsylvania Soldiers Collect 2500

A one-time student loan forgiveness benefit of up to $2,500 can be yours if you served in the Armed Forces, in an active duty status, between September 11, 2001, and December 31, 2004. The Armed Forces Loan Forgiveness Program recognizes the bravery, dedication, and loyalty of our servicemen and women who served in the aftermath of September 11, 2001. To learn more about this program contact the Pennsylvania Higher Education Assistance Agency, PA State Grants and Special Programs, 1200 N 7th St, Harrisburg PA 17102-1444; (800)233-0557

Visit: www.pheaa.org/

Costa Rica Knows How To Buy Health Care

according to the World Bank, Costa Ricans spend an average of $273 per person, per year, on health care and have a life expectancy of 77.6 years. U.S. citizens spend and average of $4,499 per person per year on health care and have a life expectancy of 78 years.The U.S. spends more on health care than any other developed country, and there are 41 countries where people live longer.

Visit: www.worldbank.org/data/countrydata/countrydata.html

Get Your Customers 62/Wk To Pay For You

Up to $62 per week for full time care infant through five-years-old, $18 per day for part time care for infants through five-year-olds, and $37 per week before and after school program from the federal Child Care and Development Funds Program. The Childcare and Parent Services (CAPS) Program helps families in Georgia pay for early childhood and school age care and education programs. Families with a limited income who are working, attending school or training may qualify for subsidized childcare. Chattooga County Department of Family and Children Services, 302 South Commerce Street, P.O. Box 250, Summerville, GA 30747-0250; 706-857-0817; Fax: 706-857-0823

Visit: www.div.dhr.state.ga.us/dfcs_caps

3500 Grant to Improve Your Home So It Cuts Your Utility Bills

This program is called the Energy Efficient Mortgages Program and can be used to make energy-efficient improvements in one to four existing and new homes. The improvements can be included in a borrower’s mortgage only if their total cost is less than the total dollar value of the energy that will be saved during their useful life. The cost of the improvements that may be eligible for financing as part of the mortgage is either 5 percent of the property’s value (not to exceed $8,000) or $4,000–whichever is greater. The maximum mortgage limit for a single-family home is $160,950, plus the cost of the eligible energy-efficient improvements.

Visit: www.hud.gov/offices/hsg/sfh/eem/energy-r.cfm

5000 to Get Rid of Lead Paint in Your Home

Called the Lead-based Paint Hazard Control in Privately-Owned Housing Program and referred to as Program #14.900 in the Catalog of Federal Domestic Assistance, this program provides grants to identify and control lead-based paint hazards in privately- owned housing that is owned by or rented to low- or very-low income families. Specific objectives include: (1) building the capacity necessary to eliminate lead-based paint hazards in all housing; (2) preventing childhood lead poisoning; (3) involving cooperation among all levels of government, the private sector, faith-based organizations, and community-based organizations; (4) integrating comprehensive community approaches to address lead hazards in housing; (5) integration of lead- safe practices into other programs which will continue beyond the life of the grant; (6) establishment of a public registry of lead-safe housing; and (7) promoting job training, employment, and other economic lift opportunities for low-income residents of project neighborhoods. . Contact your local office of the U.S. Department of Housing and Urban Development at

Visit: www5.hud.gov:63001/po/i/netlocator/

A 100000 Grant Went To A Company Called TV One

a newly launched cable company operating in Silver Spring, Md. They got this money from the Montgomery Country Department of Economic Development They also received a $75,000 grant from the state office of economic development and another $75,000 grant from the state to train their employees. In addition they received another $150,000 in grant money from the State of Maryland

Visit: www.choosemaryland.org/business/index.aspwww.montgomerycountymd.gov/mcgtmpl.asp

2000000 to Fix Up Multifamily Units

Called the Supplemental Loan Insurance Multifamily Rental Housing Program and referred to as Program #14.151 in the Catalog of Federal Domestic Assistance, it can be used to finance repairs, additions and improvements to multifamily projects, group practice facilities, hospitals, or nursing homes already insured by HUD or held by HUD. Major movable equipment for insured nursing homes, group practice facilities or hospitals may be covered by a mortgage under this program. Contact your local office of the U.S. Department of Housing and Urban Development

Visit: www5.hud.gov:63001/po/i/netlocator/

Money For Your New Home in One Hour

The Neighborhood Gold Down-payment Assistance Program helps families purchase a home in the neighborhood of their choice with no money down. Neighborhood Gold works with The Buyers Fund, Inc., a non-profit organization, to provide prospective homeowners with gift money to cover down-payment requirements and closing costs. To receive a grant, a buyer should work with a lender to obtain a mortgage that allows for down-payments to be made in the form of a charitable gift. If a buyer is approved for a loan, he or she can receive Neighborhood Gold gift funds, regardless of income level. The mortgage professional fills out the grant application, and will receive a gift letter from the fund within ONE HOUR. Neighborhood Gold has local representatives who can offer assistance in the application process and answer any questions before, during and after the home-buying process. As part of the grant, Neighborhood Gold offers a Mortgage Payment Protection Plan, which covers up to six months of payments and may make it easier for a program participant to obtain mortgage financing for the applicant’s home of choice. Like most down-payment assistance programs, the seller must agree to pay to Neighborhood Gold a service fee equal to the grant amount plus a percentage rate of home price determined by location. For more information contact:

Visit: www.neighborhoodgold.com

500 to Help You Pay Your Bills

The Lion’s Pride Foundation’s emergency assistance grants offer up to $500 per year to individuals who provide sufficient evidence of need (e.g., water, electricity, mortgage bills). Contact: The Lion’s Pride Foundation, Inc., c/o Delhaize America, Inc., P.O. Box 1330, Salisbury, NC 28145; (704) 633-8250, ext. 2974 or ext. 3385; Fax: (704) 656-4162

Visit: www.foodlion.com

10000 To Care For Grandma and Grandpa

Does your mom need Meals on Wheels? Is she having trouble paying her bills? Does she need a new roof on the house? How about some extra spending money? Does Grandma need free legal help to divorce Grandpa? Does she want to know what programs exist for seniors? Answers to all these questions and more can be found by contacting the Eldercare Hotline at 800-677-1116. They can hook up seniors with all the resources available to them, and all it takes is a phone call.

Visit: www.eldercare.gov/

Last Year 13 Billion For Entrepreneurs Went Unused

so the government is going to make it easier to get money from the SBA’s 540 Certified Development Company program. See http://story.news.yahoo.com/news?tmpl=story&cid=669&ncid=669&e=14&u=/031014/180/5kdiq.html. They want to get this money to more minorities, veterans and women. So HELP these poor bureaucrats make quota and find out how to apply for this money at www.sba.gov/financing/sbaloan/cdc504.html. You can get from $10,000 to $1,000,000 to start or expand your business.

Visit: www.sba.gov/financing/sbaloan/cdc504.html

Grants to Aid Victims of Violence

The New England Patriots’ R.O.S.E. Award offers a cash award to a female victim of violent crime who is working to overcome her adversities. The award is meant to help her continue in her journey toward regaining her self-esteem and rebuilding her life. Cash awards vary according to funding availability. Contact: The R.O.S.E. Fund, Inc., (formerly Ryka Rose Foundation), 175 Federal St., Ste. 455, Boston, MA 02110; (617) 482-5400; Fax: (617) 482-3443

Visit: www.rosefund.org; rosefund@ici.net.

Make 45000 Tagging Grizzly Bears

You may read headlines in the newspaper about the government downsizing, but in fact the government hires about 400,000 a year no matter what the budget is. The average wage is about $45,000. Only about 20% of the jobs are in Washington, DC with the rest scattered throughout the world. This could be a great way to see the country or live overseas while supporting yourself with a stable government job. Contact the U.S. Office of Personal Management (OPM) USAJobs at 478-757-3000. for more information on the best place to start. You should also contact the local office of your Congressman. They can send you information and help you through the process.

Visit: www.usajobs.opm.gov

Help With Mortgage Rent and Credit Counseling

Contact one or many of your local U.S. Department of Housing and Urban Development Counseling Agencies. These groups can help with problems concerning your rent or mortgage and some even have grant money to get you through tough times. They can also help with your credit problems or direct you to an organization that can help you without ripping you off. Remember, if the office near you is not helpful enough contact one a little further away. It could be worth the drive.

Visit: www.hud.gov/offices/hsg/sfh/hcc/hccprof14.cfm

1500000 Grant To Organizations Who Help Small Businesses in Small Towns

The Rural Business Opportunity Grants program offers over $8 million in grants to non-profit organizations, who in turn give the money to entrepreneurs to start businesses in small towns. Find out what groups in your area have this money for you to use. Contact Rural Business-Cooperative Service, USDA, Specialty Lenders Division, STOP 3225, Room 6767, 1400 Independence Ave, SW, Washington, DC 20250, 202-720-1400

Visit: www.rurdev.usda.gov