Grants And Loans
20000 Worth Of Free Alcohol And Drug Treatment
The state of Georgia provides outpatient counseling services, short-term residential programs, and even school student assistance programs. There are also non-profit organizations that offer free treatment to people, like the Center for Drug-Free Living in Orlando, Florida. A friend of mine received one- and two-week resident treatments for free in Maryland. So if you need help, keep looking for local free stuff or contact National Drug and Treatment Routing Service, Center for Substance Abuse Treatment, National Institute on Alcohol Abuse and Alcoholism (NIAAA), 600 Executive Blvd., Willco Bldg., Bethesda, MD 20892; 800-662-HELP; www.niaaa.nih.gov; or National Clearinghouse for Alcohol and Drug Information, 11426 Rockville Pike, Suite 200, Rockville, MD 20852; 800-729-6686
Visit: www.niaaa.nih.gov
15000 People A Month Get Grants For Down Payments
There are a number of non-profit organizations that provide grants to homeowners to pay for down payments and closing costs for buying a new home. These grants normally range from 2% to 5% of the purchase price of the home. These non-profits obtain their money from mortgage lenders and sellers. Housing regulations prevent sellers or lenders to give down payment money directly to buyers. More than 15,000 buyers a month receive grants through this program. To learn more about how this gift-assisted sale works, contact the national association of these organizations called Homeownership Alliance of Nonprofit Down Payment Providers, at 301-941-1907
Visit: www.downpaymentalliance.org
Free Computers For Your Local Non Profit
Help your school, your church, or your local tutoring service by getting free surplus computers from the government.
2000 To Work In Child Care
that’s what’s offered in New York state for child care workers or owners of child care facilites.
5000 To Start A Little Business If You Have No Money
Is offered by a non-profit organization in up-state New York called Worker Ownership Resource Center
3000000 to Start a Family Fun Center
in Mississippi. The state is interested in creating more tourist attractions where families can have fun. Find out about the Mississippi Tourism Incentive Program
Visit: www.mississippi.org/programs/financial_assist/financial_assist.htm.
Access To Free Prescription Drugs Is Still Not Known
….. by a lot of people who entered our Show You The Money Contest. So a lot of you will win already by checking yourstate department of health. and more importantly the free programs run by each of the pharmaceutical companies that offer most any drug for free
Visit: www.helpingpatients.org/
Free 2 Week Cruises For Teachers
who want to spend a week, or a month, cruising the seas around Hawaii or Costa Rica. It’s an opportunity for teachers to get experiences they can share with their students. It’s sponsored by the government’s National Oceanographic and Atmospheric Administration, it’s FREE to you.
Visit: www.tas.noaa.gov/about.html
Americans Spend 50 More Time Working Than The French
but statistics also show that the French are 10% more productive than Americans. So says Edward C. Prescott in his paper called Why Do Americans Work So Much More Than Europeans from the National Bureau of Economic Research
10000 To Tell Stories
know a lot of guys who hang around bars who can qualify for this money given out by the Pennsylvania Council of Arts Fellowship program! Last year they also gave out money to writers, filmmakers, poets and even highland dancers.
More Money for Job Seekers
When the average person hears the drumbeat that the budget has a $500 billion dollars deficit, they can only think of how, if in their own personal budget was this much in debt, they would never think of spending more money, no matter how good the idea was . But the House of Representatives just approved of an extra $6.7 billion for an additional 13 weeks of unemployment benefits. So if you’re one of the millions about to run out of unemployment benefits, get off the couch and investigate this new free money. Contact your Congressperson or Senator to see what the status is of that legislation called HR 3030
Visit: www.congress.org
800 For Your Security Deposit
Several states and more and more local organizations and even non-profits provide money for renters with grants or loans that can be used for security deposits. Programs constantly come and go but the state of Delaware has provided grants to nonprofit agencies to administer 2 security deposit programs. Two counties in Florida provide grants to cover deposits for people at certain incomes, and New Hampshire guarantees landlords the full amount so the renter can make payments on a security deposit. This information was collected from NLIHC, 1012 Fourteenth Street NW, Suite 610, Washington, D.C. 20005, 202/662-1530. To locate available programs in your area contact your state housing office or social services office, or your local reference librarian who can assist you in finding other organizations who might provide this assistance.
Visit: www.nlihc.org
Sources For Government Foreclosed Properties
If you are like 99% of all the other investors in the US who wish they had their money in real estate and not stocks and bonds during the past few years, or you heard about a friend of your brother-in-law who is making a bunch on foreclosed property, remember there is no magic in finding these properties. It just takes work. Here’s where Uncle Sam keeps the bargains.
100000 or MORE to Promote Open Societies
The Open Society Institute offers grants to individuals both nationally and internationally. Grants are typically up to $100,000 but may be higher. The awards can be used to promote open societies by supporting an array of activities dealing with educational, social, legal, and health care reform, and by encouraging alternative approaches to complex and controversial issues. Grants are national. Contact: Open Society Institute, 400 W. 59th Street, New York, NY 10019; (212) 548-0600; Fax: (212) 548-4600
Visit: www.soros.org
4000 Grant To Paint Your Home
That’s what Canton, Ohio offers to very low-income residents – grants to paint their house or put on new siding. They feel that an investment like this improves the value of all the properties in the area. Sunnyvale, California offers some of their residents $400 in grant money to paint their homes. And if you’re over 60 or have a disability, you can get a $1,200 grant. See if your city or state offers a program like this go to
Visit: www.govengine.com
7500 Grant for Housing Repair
Rural Housing Repair and Rehabilitation Grants are funded directly by the Government. A grant is available to a homeowner who is 62 years of age or older. Funds may only be used for repairs or improvements to remove health and safety hazards, or to complete repairs to make the dwelling accessible for household members with disabilities. The amount of the grant is based on the applicant’s ability to repay and may be used in conjunction with the Repair and Rehabilitation Loan. The lifetime maximum grant amount is $7,500. Contact Mike, U.S. Department of Agriculture, Rural Housing Service, 1110 Amos Rd. Suite A, Shelbyville, IN 46176; 317-392-1394 Ext. 4. For more information on Rural Housing Programs, contact Single Family Housing, Rural Housing Service, U.S. Department of Agriculture, Washington, DC 20250; 202-720-1474
Visit: www.rurdev.usda.gov/rhs/
Scholarships For Early Care Educators and Providers
SCHOLARSHIPS is a statewide program that provides financial support for early care and education professionals so that they may expand their education in order to give high quality care to children in Georgia. The program provides scholarships for GED or remedial classes; technical colleges or other public or private accredited institutions to earn credit in early care and education or child development programs. Programs from a CDA through a Masters are eligible. The program also provides for a support stipend to go toward the cost of books, travel, school materials, and other similar expenses. Scholarships for Masters programs have a maximum of $1,000 per academic year. Early care and education directors, teachers, administrators, owners, and staff that work a minimum of 25 hours per week in a registered family child care home or child care center are eligible to apply. Applicants must also apply for Hope and Pell grants. SCHOLARSHIPS are awarded on a first come, first serve basis. For more information, Smart Start Georgia, 175 Twinnett Dr., Suite 370, Lawrenceville, GA 30045; 888-405-2238; 770-339-5199/5208
Visit: www.smartstartga.org
3000 To Operate a Roadside Fruit Stand
Through WIC and the Seniors Farmers’ Market Nutrition Programs, let the USDA bring you customers you might not otherwise reach. Simply apply to become an authorized vendor, and let the government do the rest. Coupons will be distributed to seniors and WIC recipients that you can then redeem for cash. To find out how you can start making more money, contact the USDA Food and Nutrition Service.
Money For Entrepreneurs Based On Character Not Credit History
or collateral. That’s what the non-profit group Accion considers when they lend $500 to $50,000 to struggling small businesses.
Free Money For Your Down Payment
If you are within a certain income and need help paying your heating bills, or need money to make your house more energy efficient, or need funds for urgent repairs, call your local Community Action Agency. There are about 1,000 of them around the country to help neighborhoods. They will also come out and check if your home or apartment needs to be more energy efficient. To find an agency near you, contact National Association of Community Action Agencies, 1100 17th St., NW, Suite 500, Washington, DC 20036; 202-265-7546; Fax: 202-265-8850. Also, your local utility can provide you with or refer you to other programs in your area to analyze your energy usage, recommend energy saving measures, provide fuel and utility assistance to retain or restore service, establish payment discounts based on income and usage, or establish affordable payment plans if you are in arrears. Contact your local utility company to take advantage of these services.
Free Jobs At The White House
If you are over 18 years of age you can work for free at the White House for 90 days as an intern. I’m sure it’s different under this administration than the last one. But what an experience at any age. Fill out an application and see if you make it.
84 For Your Phone Bill
Link Up and Lifeline are two government programs that offer up to $84 a year in discounts on your monthly bill. Ask your phone company about them or contact your state utility commissioner. For more information on how to save money on your phone bill, contact your telephone company, your state regulatory agency, and/or the Federal Communications Commission (445 12th St., SW, Washington, DC 20554; 888-CALL-FCC
40000 Homebuyers Will Get Up To 10000 In Grants For Down payments
That’s because HUD’s American Dream Program announced it is giving out – $161.5 million in grants for first time home buyers.
Agricultural Graduates 10000 Of Loan Forgiveness Is Waiting For You
If you are an agriculture or veterinary medicine graduate in Pennsylvania who helps operate a family farm or practices veterinary medicine that includes agricultural animals you may be eligible for up to $10,000 in loan forgiveness payments. To learn more about this program contact the Agriculture Education Loan Forgiveness Program, P.O. Box 8114, Harrisburg, PA 17105-8114; (717)-720-2800
Visit: www.pheaa.org/loanforgiveness/Agriculture_Education_Loan_Forgiveness_Program.shtml
85 For A Year of Business Training for Women
Women with the desire to start or expand their own businesses can look to Women Entrepreneurs of Baltimore, Inc. (WEB) for the knowledge and resources needed to succeed. Elements of their Business Skills Training Course include financing strategies, business skills education, internet and computer use, community networking, government certification, and legal and tax requirements. Participants receive mentoring, business consultations, and additional resource referrals as part of the package. Applicants are prescreened to ensure that they have both a viable business idea and the entrepreneurial spirit necessary for success. Participants must attend 12 weeks of training, write a business plan, and intend to start a business before or within nine months after training is completed. For a year, graduates receive free technical assistance, resources, and support from staff and WEB’s extensive network of volunteers. WEB also helps clients finance their ventures – assisting in the preparation of loan application packages for loans up to $250,000 and finding an appropriate lender. Cost for the full program – only $85 to $325, depending on income. Contact: WEB, Inc., 1118 Light St., Ste 202, Baltimore, MD 21230, 410-727-4921
Visit: www.webinc.org/