Grants And Loans
Free Report On How To Beat A Speeding Ticket
Even the most elaborate of modern technology isn’t always 100% perfect all of the time. The report Police Traffic Radar, published in 1980, is still accurate and shows that all police radar tracking devices are not accurate all of the time. Such evidence can be helpful in the defense of your case. The laboratory also has information regarding alcohol breath testing devices, including Breath Alcohol Sampling Simulator for Qualification Testing of Breath Alcohol Measurement Devices. Both publications are free. Contact: Office of Law Enforcement Standards, National Institute of Standards and Technology, 100 Bureau Dr., Building 225, Room A-323, Gaithersburg, MD 20899
Visit: www.eeel.nist.gov/oles/oles_reports_publications.html
The Dirty Little Secret In Politics Is FREE Research
politicians all have people on their staff to help you find out where in the government you can go to get money or help. Because if they help you get what you want, they know you will vote for them forever no matter what they do. You don’t even have to know who your elected official is.
Visit: www.congress.com.
Learn How Renters In California Can Now Hold Back Rent
money from landlords who do not make repairs and not fear being evicted.
2000000 to Build or Rehabilitate Condominiums Program # 14112
Called Mortgage Insurance for Construction for Substantial Rehabilitation of Condominium Projects and referred to as Program #14.112 in the Catalog of Federal Domestic Assistance, this program enables sponsors to develop condominium projects in which individual units will be sold to home buyers. Contact your local office of the U.S. Department of Housing and Urban Development
Free Help Money And Training For Divorced Women
A national network of over 1000 programs that helps identify free consulting, training and financial assistance to help women enter or reenter the workforce. Contact Women Work!, National Network for Women’s Employment, 1625 K St., Suite 300, Washington, DC 20006; 800-235-2732
Visit: www.womenwork.org
Matching State Money for Your Business
The Rhode Island Economic Development Set-Aside-Program provides matching job-training funds to companies that relocate to or expand in the state. The funds may be used for new, full-time employee training through either customized or on-the-job training programs. The program also may be used to retrain or upgrade the skills of current employees. For more information, contact the Rhode Island Economic Development Corporation
Visit: www.riedc.com
Your Congressman and Senators Will Do Free Grant Research
because it means their job. They know the back office telephone number of every government agency and if they make a call for you and help you get a grant you will vote for them no matter what else they do. If you know your zipcode, you know your congressman and senators.
Visit: www.congress.org
Make 39000 and Get Free Child Care
National Child Care Information Center, 243 Church St., NW, Vienna, VA 22180; 800-616-2242
Visit: nccic.org
Get Paid 75000 To Send Product Samples Overseas
Reach new consumers with government money! Through the Quality Samples Program, let the government help you transport and market your products overseas, with funding up to $75,000. With over $2.5 million in funds available, you can introduce new foreign buyers to your agricultural product with the help of the USDA. For more information, contact the USDA-FAS Marketing Operations Staff
100 Loan Forgiveness For JD Graduates
If you are alumni of the American University Washington College of Law you may be entitled to have all of your student loans eradicated. As a demonstration of its ongoing commitment to see its graduates apply the law to the greater good, WCL implemented the Public Interest Loan Repayment Assistance Program (PILRAP). PILRAP helps relieve economic burden imposed by educational debt by providing loan repayment assistance for JD graduates who work in full-time non-profit, government or other employment in which the graduate is engaged in serving under-represented or traditionally marginalized populations. To apply and gather more information about this exciting program contact the Washington College of Law, Attn:: Stephanie Sullivan Assistant Director, Public Interest Specialist, 4801 Massachusetts Avenue, NW, Washington, DC 20016; 202-274-4000
Quick and Easy 10 Downpayment Assistance
is available in less than an hour, at no cost and with no application to fill out. Low- to moderate-income families can earn up to 10 percent of the purchase price of their new home and never have to repay the money. The program is open to all homebuyers without regard to income, property price, or first-time ownership. Furthermore, the Harford Food Bank does not require the homebuyer to put money down or have cash reserves in order to qualify for gift funds. Homestead Trust, 3450 Ellicott Center Drive, Ellicott City, MD 21043, 410-480.1967
Visit: www.homesteadtrust.org/
White House Internships Are Not What You Think
I’m sure this administration treats interns differently than the last one. College students, over 18, can work unpaid for up to 90 days and get a good look at power behind the scenes. To begin work in January you have to apply by October 31. Applications for the summer are due March 12
Your State Department of Economic Development
Every state has offices that will help you for free with any aspect of a business or non-profit organization. They will also have their own grant and loan programs that help businesses get started or expand. Contact your state capital and look for your state office of economic development. Remember, you have to live in a state to get money to start a business in that state. The state just wants you to have the business in their state. So you can’t live in one state and have your business in another state. Go where the money is.
Visit: www.govengine.com/
Florida Businesses Can Get Grants
… to train their employees. No matter what your size you should apply for it because it’s money you don’t have to pay back. There is also money for Florida businesses who want to operate in the country or even in certain cities. Money, money, everywhere and all you have to do is apply!And look here for venture capital and other money sources.
Visit: www.eflorida.com/financialadvantages/default.asp?level1=29&level2=145®ion=ne
Free Burial Flags For Vets
Any honorably discharged veteran is entitled to a burial flag. It doesn’t matter when or where they were in the service. You can help a family get their free flag.
1100 a Month For Prescription Drugs
Almost all drug companies offer drugs for free to those that cannot afford them. Each company has a different application procedure, and your doctor must sign a form. The medications are then shipped to your doctor for you. This could relieve you of your high prescription drug costs, so it is worth the effort. Look online for the drug company’s program, then fill out the application. Pharmaceutical Research and Manufacturers Association, 1100 Fifteenth St., NW, Washington, DC 20005; 202-835-3400
Visit: www.helpingpatients.org
Get Money For Your Employees To Get Training
.T.E.A.C.H. Early Childhood in Georgia Scholarship Program offers child care providers the opportunity to earn a child development/Early childhood diploma or degree. Providers must be working 30 hours a week in a licensed/registered child care setting and have the sponsorship of their employer. You can receive a travel stipend and paid time off from work to study or attend class; a wage increase from the employer or bonus at the end of the scholarship year; counseling and support. You must commit to remain with your employer one year after the scholarship year. For more information contact Georgia Association on Young children, 368 Moreland Ave., NE, Suite 240, Atlanta, GA 30307; 404-222-0014; 800-532-9865
Visit: www.gayconline.org
100000 to Buy or Fix Up Homes In the Country
Called The Very Low Income Housing Loans Program and referred to as Program #10.410 in the Catalog of Federal Domestic Assistance, this program helps very low, low-income, and moderate-income households to obtain modest, decent, safe, and sanitary housing for use as a permanent residence in rural areas. Direct and guaranteed loans may be used to buy, build, or improve the applicant’s permanent residence. New manufactured homes may be financed when they are on a permanent site, purchased from an approved dealer or contractor, and meet certain other requirements. Under very limited circumstances, homes may be re-financed with direct loans. Dwellings financed must be modest, decent, safe, and sanitary. The value of a home financed with a direct loan may not exceed the area limit. Direct loans are made at the interest rate specified in RD Instruction 440.1, Exhibit B (available in any Rural Development local office), and are repaid over 33 years or 38 years for applicants whose adjusted annual income does not exceed 60 percent of the area median income, if necessary to show repayment ability. Payment assistance is granted on direct loans to reduce the installment to an effective interest rate as low as one percent, depending on adjusted family income. Payment assistance is subject to recapture by the government when the customer no longer resides in the dwelling. There is no funding provided for deferred mortgage authority or loans for deferred mortgage assumptions. Guaranteed loans may be made to refinance either existing RHS Guaranteed Housing loans or RHS Section 502 Direct Housing loans. Guaranteed loans are amortized over 30 years. The interest rate is negotiated with the lender. Contact your local office of the U.S. Department of Agriculture Rural Housing Service.
Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map
800 for Food 2000 for a Short Term Emergency Day Care Health Care & More
Every state has a number of programs to protect people in financial trouble. There are programs to help pay for food, help pay for day care, help pay for medical expenses and even programs that give you extra money so you don’t wind up on welfare.This website lists all the major programs along with eligibility requirements for every state.
Visit: www.cbpp.org/1-14-04tanf.htm
Grants to Native American Communities to Fix Up Homes
Called the Indian Community Development Block Grant Program and referred to ca Program #14.862 in the Catalog of Federal Domestic Assistance, this program provides grants to improve the housing stock, provide community facilities, make infrastructure improvements, and expand job opportunities by supporting the economic development of their communities. To identify if there are programs in your area, contact your local office of the U.S. Department of Housing and Urban Development
Over 2 Million Distributed To Early Child Care Teachers
Early childhood teachers, directors, and family child care providers benefit from INCENTIVE$, a statewide salary supplement program. However, the ones that truly benefit are the children as they thrive from forming and maintaining strong attachments to their primary caregivers. This program encourages those who work directly with young children to continue their work as well as increase their level of education. The following requirements must be met in order for the applicant to be eligible: hold a formal credential or degree related to early childhood care and education; work in a licensed child care center or registered family day care home; work with children 5 years or younger; work at least 25 hours per week and earn less than $14.45 an hour; and be employed at least 12 consecutive month at the same location. The annual amount of the supplement is between $400 and $2,000, depending on the type of degree or credential held by the applicant. For more information contact Smart Start Georgia, 175 Twinnett Dr., Suite 370, Lawrenceville, GA 30045; 888-405-2238; 770-339-5199/5208
Visit: www.smartstartga.org
12 For A Doctor’s Office Visit
That is all I paid when my family and I were traveling in Prague in the Czech Republic this summer and my son had to see a doctor for an illness. This was not the co-pay, this was the entire cost and we didn’t have to wait. It was great treatment too. The cab ride cost more. I checked the worldwide statistics and it shows that we live a little longer but we have a higher infant mortality rate. What are we doing wrong???
Visit: www.nationmaster.com/cat/hea
Grant Giving To Increase Up To 10 in 2004
that’s what the Foundation Center expects major foundations will be giving out in 2004 after decreasing their giving in 2003 by 4.7%. I believe there are always more opportunities when people believe the pot is shrinking. This usually means less people will apply.
Free Computers For Your Local Non Profit
Help your school, your church, or your local tutoring service by getting free surplus computers from the government.
Reduce Your Student Loans
Get the payments smaller and reduce your interest. Get the info you need to do this from the U.S . Department of Education at