Money
Venture Capital
Some people consider this money from angels, but they are known in the business world as venture capitalists. These are individuals, government-sponsored organizations or private organizations who invest in your business because it is a good idea. These people also want to own a percentage of your business. So they really become your partner. But remember, the point is you want to get your business going. Who cares if you have a partner? If a partner is going to make it happen, it is better than sitting at home with no business at all. The federal government has two major venture capital programs. You can go to these web sites to get a list of government sponsored angels to contact: Venture Capital for Small Businessand Venture Capital For Low Income. But you can’t stop there. There are thousands of other private and public venture capitalists who help small businesses. A good starting place for locating these people is a good reference librarian at your public library.
Quick and Easy 10 Downpayment Assistance
is available in less than an hour, at no cost and with no application to fill out. Low- to moderate-income families can earn up to 10 percent of the purchase price of their new home and never have to repay the money. The program is open to all homebuyers without regard to income, property price, or first-time ownership. Furthermore, the Harford Food Bank does not require the homebuyer to put money down or have cash reserves in order to qualify for gift funds. Homestead Trust, 3450 Ellicott Center Drive, Ellicott City, MD 21043, 410-480.1967
Visit: www.homesteadtrust.org/
More Money From Indiana’s Prescription Drug Program
Depending upon your situation with Medicare and Medicaid, you may or may not be eligible for this program, but it is worth a call for clarification. It is also helpful to know about this in the future if your situation changes. Eligibility issues: Indiana resident for at least 90 days and age 65 or older. May not have insurance that includes a prescription drug benefit. Must have a monthly income which is less than $997 for individuals or less than $1,344 for couples. Contact HoosierRX, P.O. Box 6224, Indianapolis, IN 46206-6224; 866-267-4679
Don’t Worry About Filling Out A Grant Application
until you know exactly where you are going to apply for the money and what the application looks like. Most government grants for individuals for business, education or housing are not very complicated. But if you do get a complicated application.
30000 Worth Of Free Hospital Care
Don’t have money for your gall bladder surgery? What about that hospital visit you had two months ago? You might not have to pay a cent. Call the Hill-Burton Hotline. Under this program, certain hospitals and other health care facilities provide free or low-cost medical care to patients who cannot afford to pay. You may qualify even if your income is up to double the Poverty Income Guidelines. For more information, contact Hill-Burton Hotline, Health Resources and Services Administration, 5600 Fishers Lane, Room 11-19, Rockville, MD 20857; 800-638-0742; 800-492-0359 (in MD);
Visit: www.hrsa.gov.
Low Interest Loans And Cheap Payments
Through the Technology Assistance Project, there are loans available for those who need money to cover the cost of adaptive equipment. An equipment exchange program and used wheelchair vans are also listed on the website. Contact: ICAN-Increasing Capabilities Access Network, Arkansas Rehabilitation Service, 2201 Brookwood, #117, Little Rock, AR 72202; 800-828-2799
Visit: www.arkansas-ican.org
Office Depot Will Tell You How To Get Money For Your Business
…I just did an hour Web seminar on the subject and you can hear a re-broadcast of the entire lecture
100000 To 4 Million To Start A Franchise Overseas
That’s what the government-run Overseas Private Investment Corp is offering for those who want to make money in other countries.
Visit: www.opic.gov/Finance/SME/sme_Products/sme_franloan.htm
Get 50000 For Every Job You Create
If you are starting a business with just yourself, that’s at least one job and you can apply to the government’s Certified Development Company 504 Program. You can also get millions if you create enough jobs. The money has to be used for real estate, equipment or other kinds of fixed assets. You can’t use it for working capital. Last year this program couldn’t give out all the money it had available. Don’t let that happen this year. Find your local 540 Program office at
Visit: www.sba.gov/gopher/Local-Information/Certified-Development-Companies/
Money Available for Therapists
AMBUCS offers scholarships ranging from $500 – $1500 annually to students in their junior/senior year in a bachelor’s degree program or a graduate program leading to a master’s or doctoral degree. There is also one two-year award in the amount of $6,000 offered. Applicants must be accepted in an accredited program in physical therapy, occupational therapy, speech language pathology, and hearing audiology.
Visit: www.ambucs.com/Ascholars.htm
15000 To Train You and Your Employees
you can get this kind of money as a small business to get 1 week to 6 months of training in most anything from computers, hair styling, customer service, coaching, entrepreneuring, english as a second language, selling skills, paralegal, public speaking. See what your state has to offer by contacting your state office of employment and training at
Visit: www.govengine.com
Money to Rehabilitate a Trailer Home Park
Called Mortgage Insurance- Manufactured Home Parks and referred to as Program #14.127 in the Catalog of Federal Domestic Assistance, this program makes it possible to finance the rehabilitation of manufactured home parks. Contact your local office of the U.S. Department of Housing and Urban Development
Women Can Get 5000 To Open A Business
in New Mexico. That is what a non-profit organization called Women’s Economic Self-Sufficiency Team (www.wesst.org/) provides if you are interested in moving to a nicer climate. It’s money set aside for women who can’t get money elsewhere. But this does not mean this is the only place to get money. Check non-profits in your area for similar programs.
Visit: (www.wesst.org/)
Help Paying Your Mortgage Or Buying A Home
The U.S. Department of Housing and Urban Development has set up thousands of non-profit organizations around the country that offer free help if you are having trouble paying your rent or mortgage. Some even offer money. Contact: Counseling Center Locator 800-569-4287 or 800-217-6970
They Can’t Give Away All The Money
that has been set aside for the victims of September 11. They expected to give away $5 billion to families of those who died or were injured and to date have only given out about $1.1 billion. The average family is getting $1.7 million . The deadline is December 22 but they are looking to expand it because they can’t get rid of the money. See the September 11th Victim Compensation Fund at
22000 Per Year To Get An Undergraduate Degree
Think you can’t afford to get a college degree? Earn your bachelor’s degree and let U.S. Department of Homeland Security (DHS) pay your way. Through the DHS fellowship program, get your degree in the physical, biological, social, or behavioral sciences – including science policy, engineering, mathematics, or computer science. The program will pay your tuition and give you money to live on! You must have career and employment goals aligned with the mission and objectives of the DHS, but you are not required to accept a position with them following graduation. To learn how you can get your degree paid for, contact the U.S. Department of Homeland Security
Visit: 12.46.245.173/pls/portal30/CATALOG.PROGRAMTEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=97.062
Business Plans Are Lies
How can anyone forecast what the world will be like 6 months from now or 3 years from now? Most of us don’t even know what we will be doing next Thursday. So how is anyone going to be able to predict what a business will look like 2 or 3 years from now? So when someone asks you for a business plan in order for you to apply for money, just provide what they want and don’t worry about how accurate it is. The best experts in the world don’t know the future so why should you? If you need help with your business plan contact your local Small Business Development Center. The help is free or low cost.
Visit: www.asbdc-us.org/
50000 for a Support Hose Store
…that’s what Vandi Lancour received from the State of Texas for her store in Amarillo, Texas and Cindy Sheets received a $50,000 grant from the state for her flower shop in Amarillo. Cindy says, the money allowed me to hire an employee and do additional advertising which enabled my business to grow by more than 100% within the past year. These grants came from the Amarillo Economic Development Center
Visit: www.amarillo-tx.com
10000 To Spouses Of Active Military
to train for better jobs while their other half is serving our country. See if your area has this money by contacting your local one-stop labor information center at your state capitol.
Money To Buy Fix Up Or Refinance a Home
Called Rehabilitation Mortgage Insurance and referred to as Program #14.108 in the Catalog of Federal Domestic Assistance, this program helps families repair or improve, purchase or refinance and improve existing residential structures more than one year old. These loans may be used to rehabilitate an existing 1 to 4 unit dwelling in one of four ways: (1) Purchase a structure and the land on which the structure is located and rehabilitate it; (2) purchase a structure on another site, move it onto a new foundation on the mortgaged property and rehabilitate it; (3) refinance the existing indebtedness and rehabilitate such a structure; or (4) rehabilitate such a structure. Contact your local office of the U.S. Department of Housing and Urban Development
18000 To Learn To Repair Motorcycles
After losing his job in Seattle, Curt Gnagy, 49, got government grants to take courses at the Motorcycle Mechanics Institute in Phoenix. Joan DeWyer, a 41-year old single mom, also received government assistance for motorcycle training at this school. A lot of this training money comes from a U.S. Department of Labor program called Trade Adjustment Assistant Act.
Visit: www.trade-school.org/uti/motorcycle-mechanic-institute.htm
Make Money Selling Elvis Memorabilia
The National Archives and Records Administration has many historical documents on their web site in the online exhibit hall. For example, you can see a picture of the first meeting between Elvis and President Nixon, and also a letter written from the king (Elvis) to President Nixon. You might also wish to look over the Declaration of Independence, the Constitution of the United States, or the Bill of Rights. You can view all the documents and many more by going to the National Archives and Records Administration’s web site at
Visit: www.nara.gov
An Extra 20000 for All Kinds of Problems
Everyone won’t get $20,000 for just anything. But there are over 1,000 community action agencies that offer money to people in need for all kinds of reasons: day care, food, rent, housing, fuel bills, repairs, auto, etc. To find a community action agency near you contact Community Action Partnership, 1100 17th St., NW, Suite 500, Washington, DC 20036. Phone: 202-265-7546, fax: 202-265-8850
Town Offers Money For Home Repairs and Improvements
Residents of Bensalem Township may be eligible to receive a loan to repair, improve or rehabilitate their home. The Bensalem Township Housing Program is open to all township residents who own and occupy a single-family home. Multi-family structures and rental units are not eligible. Maximum household limits apply. To be eligible, the gross annual income of a household of four cannot exceed $37,000.
Visit: www.bensalem-township.net/
No Money? You Can Still Get A House In The Country
through a number of programs offered by U.S. Department of Agriculture for people who have low or moderate incomes.
Visit: www.rurdev.usda.gov/rhs/sfh/indiv_sfh.htm#Home%20Repair%20Loan%20and%20Grant%20Program%20(Section