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Financial Assistance to Victims of Natural Disaster

The Teamster Disaster Relief Fund provides monetary and non-monetary relief to individuals in the U.S. and Canada who are victims of disasters such as hurricanes and earthquakes. Over $115,000 is available for assistance to individuals. Contact: Teamster Disaster Relief Fund, 25 Louisiana Ave., N.W., Washington, DC 20001; (202) 624-6871

Visit: www.teamster.org.

27000 In Grants And Loans To Fix Up Your Home

Grants can be used for replacement of heating, plumbing or electrical services, roof or basic structure as well as water and waste disposal systems, and weatherization. Loans are for up to 20 years at only 1% interest. See Program #10.417 Very Low-Income Housing Repair Loans and Grants (Section 504 Rural Housing Loans Grants) at Director, Single-Family Housing Processing Division, Rural Housing Service, Department of Agriculture, Washington, DC 20250; 202-720-1474

Visit: www.rurdev.usda.gov.

150000 to Help Veterans and Unmarried Spouses of Veterans to Buy or Fix Up a Home

Called Veterans Housing – Guaranteed and Insured Loans and referred to as Program #64.114 in the Catalog of Federal Domestic Assistance, this programs assists veterans, certain service personnel, and certain unmarried surviving spouses of veterans, in obtaining credit for the purchase, construction or improvement of homes on more liberal terms than are generally available to non-veterans. Contact your local Veterans Administration office at Department of Veterans Affairs, Washington, DC 20420, 202-273-7390

Visit: www.homeloans.va.gov/eligmap.htm

Grants to Women-Owned Businesses for DOT Contracts

Click For Business grants for women and minorities

Get Baseball Card From Ty Cobb

The Library of Congress has a vast list of photos, articles, sound bites, and much more from history all at your fingertips. You can go to their web site and find a baseball card from the 1913 New York Giants team. How about a 1910 card of Ty Cobb along with his stats? American Memory is the Library of Congress’ collection of the history of the culture of the United States. These images can be printed on your printer for free, or you can order on-line for an 8 X 10 color print to be made and sent to you for $30.00. Just view the collection at http://memory.loc.gov. To order prints (the information is available at the website) contact Library of Congress, Photoduplicatioan Service, 101 Independence Ave., SE, Washington, DC 20540; 202-707-5640

Visit: memory.loc.gov

Make 45000 Tagging Grizzly Bears

You may read headlines in the newspaper about the government downsizing, but in fact the government hires about 400,000 a year no matter what the budget is. The average wage is about $45,000. Only about 20% of the jobs are in Washington, DC with the rest scattered throughout the world. This could be a great way to see the country or live overseas while supporting yourself with a stable government job. Contact the U.S. Office of Personal Management (OPM) USAJobs at 478-757-3000. for more information on the best place to start. You should also contact the local office of your Congressman. They can send you information and help you through the process.

Visit: www.usajobs.opm.gov

1500000 Grant To Organizations Who Help Small Businesses in Small Towns

The Rural Business Opportunity Grants program offers over $8 million in grants to non-profit organizations, who in turn give the money to entrepreneurs to start businesses in small towns. Find out what groups in your area have this money for you to use. Contact Rural Business-Cooperative Service, USDA, Specialty Lenders Division, STOP 3225, Room 6767, 1400 Independence Ave, SW, Washington, DC 20250, 202-720-1400

Visit: www.rurdev.usda.gov

7500 Grant for Housing Repair

Rural Housing Repair and Rehabilitation Grants are funded directly by the Government. A grant is available to a homeowner who is 62 years of age or older. Funds may only be used for repairs or improvements to remove health and safety hazards, or to complete repairs to make the dwelling accessible for household members with disabilities. The amount of the grant is based on the applicant’s ability to repay and may be used in conjunction with the Repair and Rehabilitation Loan. The lifetime maximum grant amount is $7,500. Contact Mike, U.S. Department of Agriculture, Rural Housing Service, 1110 Amos Rd. Suite A, Shelbyville, IN 46176; 317-392-1394 Ext. 4. For more information on Rural Housing Programs, contact Single Family Housing, Rural Housing Service, U.S. Department of Agriculture, Washington, DC 20250; 202-720-1474

Visit: www.rurdev.usda.gov/rhs/

Free Money For Your Down Payment

If you are within a certain income and need help paying your heating bills, or need money to make your house more energy efficient, or need funds for urgent repairs, call your local Community Action Agency. There are about 1,000 of them around the country to help neighborhoods. They will also come out and check if your home or apartment needs to be more energy efficient. To find an agency near you, contact National Association of Community Action Agencies, 1100 17th St., NW, Suite 500, Washington, DC 20036; 202-265-7546; Fax: 202-265-8850. Also, your local utility can provide you with or refer you to other programs in your area to analyze your energy usage, recommend energy saving measures, provide fuel and utility assistance to retain or restore service, establish payment discounts based on income and usage, or establish affordable payment plans if you are in arrears. Contact your local utility company to take advantage of these services.

Visit: communityactionpartnership.com

84 For Your Phone Bill

Link Up and Lifeline are two government programs that offer up to $84 a year in discounts on your monthly bill. Ask your phone company about them or contact your state utility commissioner. For more information on how to save money on your phone bill, contact your telephone company, your state regulatory agency, and/or the Federal Communications Commission (445 12th St., SW, Washington, DC 20554; 888-CALL-FCC

Visit: www.fcc.gov/cgb/getconnected/