Low-Interest Energy Saving Loans for Businesses

Sacramento Municipal Utility District offers low-interest loans to help their commercial customers finance energy efficient equipment in their facilities. Presently, SMUD offers financing at a fixed interest rate of 7.5%, but interest rates are subject to change. A loan application fee of $100 will be charged for all loan amounts over $1,000. SMUD will return this fee if they decline the application. Generally, all loan amounts over $2,500 or greater will be secured by a UCC1 Financing Statement fixture filing with the County Recorder. However, large loan amounts may be secured by a Deed of Trust, requiring a $150 filing fee. More information regarding loan application process, loan payment options, or fees can be found on the program website listed below.  Contact:  Commercial Services, Sacramento Municipal Utility District, 6201 S Street, PO Box 15830, Sacramento, CA 95852-1830; 888-742-7683; http://www.smud.org/en/business/Pages/index.aspx

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