U S Department
Money to Buy or Build a Home After a Natural Disaster
Called Direct Housing – Natural Disaster and referred to as Program #10.445 in the Catalog of Federal Domestic Assistance, this program assists qualified lower income rural families to meet emergency assistance needs resulting from natural disaster to buy, build, rehabilitate, or improve dwellings in rural areas. Funds are only available to the extent that funds are not provided by the Federal Emergency Management Agency (FEMA). For the purpose of administering these funds, natural disaster will only include those areas identified by a Presidential declaration. Contact your local office of the U.S. Department of Agriculture Rural Housing Service at
Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map
Help for Owners and Operators of U.S. Flag Ships
200 Million In Grants For Down Payment Money
for first time home buyers who do not have a whole lot of money has been added by the U.S. Senate on November 25 for inclusion into the budget for the U.S. Department Housing and Urban Development.
Visit: banking.senate.gov/index.cfm?FuseAction=PressReleases.Detail&PressRelease_id=
48000 Per Year To Get A Grad Degree
Dream of quitting your dead-end job and getting your master’s in computer science? Earn your master’s or doctorate degree and let the U.S. Department of Homeland Security (DHS) pay your way. Through the DHS fellowship program, get your graduate degree in the physical, biological, social, or behavioral sciences – including science policy, engineering, mathematics, or computer science. Have your tuition covered and have money to live on! You must have career and employment goals aligned with the mission and objectives of the DHS, but you are not required to accept a position with them following graduation. To learn how you can get your advanced degree paid for, contact the U.S. Department of Homeland Security
Visit: 12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXTRPT.SHOW?p_arg_names=prog_nbr&p_arg_values=97.062
Help for Retired Military to Start a Business
Veteran Services
For All Your Veteran Benefits Questions: The U.S. Department of Veterans Affairs can be reached at 800-827-1000, or online.Your Very Own Advocate: The Washington Department of Veterans Affairs ranks among the nation’s leaders in the satisfaction of veterans claims submitted to the U.S. Department of Veterans Affairs. For more information contact Washington Department of Veterans Affairs, 505 E. Union #150/ P.O. Box 41155, Olympia, WA 98504; 360-586-1070; 800-562-2308.
Visit: www.va.gov
50000 to Fix Up Your Home After a Natural Disaster
Called Direct Housing-Natural Disaster Loans and Grants and referred to as Program #10.444 in the Catalog of Federal Domestic Assistance, this program provides grants to assist very-low income owner- occupants to repair or replace damaged property as a direct result of a natural disaster. Loans are made in counties named by the Federal Management Agency as being eligible for Federal assistance under an emergency declaration by the President. Contact your local office of the U.S. Department of Agriculture Rural Housing Service
Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map
$75,000 for Businesses Hurt By Imports
Free Money to Implement Conservation Programs
Free Money for Native American Startups
Free Business Interns For Your Business
Let the government locate and pay for a skilled intern for your company! Through the Middle East Partnership Initiative, the government is providing talented young women from the Middle East with unique opportunities to learn management and business skills while working in the dynamic and productive U.S. business environment. With $14 million in funding available, this program handles the recruitment of management and entry-level professional interns, and covers the costs for travel, lodging, health insurance, and a stipend for a 3-6 month internship. To find out how your company can benefit from this program, contact U.S. Department of State, Harry S. Truman Building, NEA/PI, 2201 C Street, NW Rm. 5253A, Washington, DC 20520
Grants to Communities after Military Base Closings
Banks Friendly To Those In Need
Money to Fix Up Apartment Buildings
Called The Multifamily Assisted Housing Reform and Affordability Act and referred to as Program #14.197 in the Catalog of Federal Domestic Assistance, it provides grants to retain critical affordable housing resources represented by the supply of FHA-insured Section 8 assisted housing and maintain it in good physical and financial condition while, at the same time, reducing the cost of the ongoing Federal subsidy. In carrying out the Program, HUD works with willing participating administrative entities (PAEs), owners and lenders to reduce Section 8 rents and operating expenses to true market levels and also provide for the project’s capital improvement needs. Contact your local office of the U.S. Department of Housing and Urban Development
Pick Up an Extra 500 to Pay Food Bills
if you are having a bad month and made only $1,000 this month as a single person or you are a family of four and made less than $2,100. This is what you can get from the U.S. Department of Agriculture Food and Nutrition Program. Millions must be eligible and never apply. We’ve all had a bad couple of months once in a while. See what the requirements are in your state to get this help
Visit: www.cbpp.org/8-25-03fa.htm
$3,000 a Year to Be a Merchant Marine
(State Marine Schools 20.806)
The program objective is to train merchant marine officers in State Marine Schools. You can receive $3,000 per year to train to be a merchant marine officer at a designated State Marine School. In exchange for this incentive payment program, you must commit yourself to a minimum of five years duty to the Maritime Administration. You must also remain in a reserve unit of an armed force for a minimum of eight years. Students need to apply to one of the State Marine Schools. Contact the Office of Maritime Labor and Training, Maritime Administration, U.S. Department of Transportation, 400 7th St., SW, Washington, DC 20590; 202-366-5755; 800-996-2723; Continue reading
No Money? You Can Still Get A House In The Country
through a number of programs offered by U.S. Department of Agriculture for people who have low or moderate incomes.
Visit: www.rurdev.usda.gov/rhs/sfh/indiv_sfh.htm#Home%20Repair%20Loan%20and%20Grant%20Program%20(Section
700000 For Women To Become Cowgirls
the U.S. Department of Agriculture has separate money set aside for women, minorities and others considered by the government to be disadvantaged, to start or purchase a farm or a ranch. Give up the rat race. Live free or die. Get out of town. That’s what the money is for.
Visit: www.fsa.usda.gov/pas/publications/facts/html/sdaloan02.htm
Grants to Bioenergy Producers
200000 to Fix Up Homes in the Country
Called The Farm Labor Housing Loans and Grants Program and referred to as Program #10.405 in the Catalog of Federal Domestic Assistance, this program provides decent, safe, and sanitary low-rent housing and related facilities for domestic farm laborers. The loans and grants may be used for construction, repair, or purchase of year-round or seasonal housing; acquiring the necessary land and making improvements on land for housing; and developing related support facilities including central cooking and dining facilities, small infirmaries, laundry facilities, day care centers, other essential equipment and facilities or recreation areas. Funds may also be used to pay certain fees and interest incidental to the project. Restrictions on the use of funds are: The housing must be of a practical type and must be constructed in an economical manner and not of elaborate material or extravagant design. Housing financed with labor housing loan or grant funds must be occupied by domestic farm laborers and their families. Contact your local office of the U.S. Department of Agriculture Rural Housing Service
Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map
Free Help Becoming A Non Profit
Don’t spend a fortune on a lawyer in your attempt to become a non-profit. Take advantage of free government help available through the Internal Revenue Service. You can fill out the forms to the best of your ability, and then you can call them with your list of questions. For more information contact Exempt Organizations Technical Division, Internal Revenue Service, U.S. Department of Treasury, 1111 Constitution Ave., NW, Room 6411, Washington, DC 20224; 202-283-2300; 877-829-5500 (toll-free)
Visit: www.irs.gov
Uncle Sam Will Co Sign an Adjustable Rate Mortgage
Called The Adjustable Rate Mortgages Program and referred to as Program #14.175 in the Catalog of Federal Domestic Assistance, this program provides mortgage insurance for an adjustable rate mortgage which offers lenders more assurance of long term profitability than a fixed rate mortgage, while offering consumer protection features. HUD insures lenders against loss on mortgage loans. These loans may be used to finance the purchase of proposed, under construction, or existing one- to four-family housing as well as to refinance indebtedness on existing housing. The maximum insurable mortgage loan for an occupant mortgagor is the same as prescribed for Section 203(b) – program 14.117. HUD insures lenders against loss on mortgage loans. These loans may be used to finance the purchase of proposed, under construction, or existing one- to four-family housing as well as to refinance indebtedness on existing housing. The maximum insurable mortgage loan for an occupant mortgagor is the same as prescribed for Section 203(b) – program 14.117. All persons intending to occupy the property are eligible to apply. All persons intending to occupy the property are eligible to apply. Contact your local office of the U.S. Department of Housing and Urban Development