Grants And Loans
Free Trees and Bushes for Landscapers
and people who run orchards. The U.S. Department of Agriculture will give you free trees, bushes and vines if yours get damaged in natural disasters. See the Tree Assistance Program at
Visit: www.fsa.usda.gov/pas/publications/facts/html/tap04.htm
100000 Grants for Songwriters
The grant funds are provided to preserve and enhance the legacy of Johnny Mercer as well as providing educational programs for music appreciation, assisting in the development of songwriters, and enhance the general appreciation of American popular music. Grants are awarded nationwide. Contact: The Johnny Mercer Foundation, c/o Prager and Fenton, 675 3rd Avenue, New York, NY 10017; (212) 382-2790. Application Address: The John Mercer Foundation, 234 W. 44th St., Ste. 901, New York, NY 10036; (212) 835-2299
100000 To Open A Business
in a small town in Minnesota. It’s not a grant but a low-interest loan. But what the heck. If someone is going to offer you $100,000 to get your venture going, take it any way you can. See the Rural Challenge Grant Program at http://www.dted.state.mn.us/01x02f.asp. The state also has a program that gives out $10,000 if you are a minority who wants to start a business in the city. Its called the Urban Initiative Loan Program.
Get a 100000 Home for 1 plus Fix Up Money
Called the Dollar Home Sales and referred to as Program #14.313 in the Catalog of Federal Domestic Assistance, this program expands HUD’s partnership with local governments in helping to foster housing opportunities for low- to moderate-income families and address specific community needs. Single family homes that are acquired in foreclosure actions by the Federal Housing Administration (FHA) will be eligible for sale to local governments across the nation for $1 plus closing costs when the properties have been listed for at least six months and remain unsold. Local governments buying HUD properties for $1 plus closing costs may sell or rent them to low- and moderate-income families, to first-time homebuyers, or to groups that will use the properties to provide services such as child- care centers, domestic abuse shelters, job training centers, etc. Contact your local office of the U.S. Department of Housing and Urban Development
15000 Grant For Californians To Buy A Home Near Work
The Workforce Initiative Subsidy for Homeownership (WISH) Program provides grants to qualified homebuyers living in high-cost areas to enable them to purchase homes near their work. Under the WISH Program, the bank will provide up to $15,000 per household, matching up to $3 for every dollar contributed by the homeowner toward the purchase of the home. WISH funds must be used only toward down payment or closing costs in connection with the purchase of a housing unit to be used as the homebuyer’s primary residence. Terms for participation include: completion of a mortgage assistance program administered by a public or private entity; a household income of the homebuyer at 80% or less of the HUD area median income; contribution of at least 1% of the purchase price from their own funds; and completion of an approved homebuyer counseling program. For information on the Federal Home Loan Bank of San Francisco
Visit: www.fhlbsf.com
Money For Seniors To Pay Property Taxes
there are states that offer money to homeowners who have difficulty paying their property taxes. Wisconsin offers a program for seniors which gives them money to pay their taxes and the money does not have to be repaid until the property is sold. It’s called the Property Tax Deferral Loan Program. Check what your state has to offer by contacting your state housing authority
Visit: www.govengine.com
65 Million Dollars In Grants
Child Care and Development Funds are available for Georgia child care programs who serve or are planning to serve 19 or more children. Family and group home care providers can apply for Child Care Development Funds through their local Resource & Referral Agency. Requests for Proposals (RFP) are distributed in early spring and outline the services that will be purchased during the next federal fiscal year. In general, these funds pay for: 1) programs improvements, and programs for children with disabilities for early childhood and school-age children, and 2) technical assistance, training, and the operation of child care resource and referral agencies. For more information contact Georgia Child Care Council, 2987 Clairmont Rd., Suite 220, Atlanta, GA 30329; 404-679-4880.
Visit: www.gachildcare.org
Grants to Local Communities to Provide Money to Buy or Fix Up Homes or to Pay for Rent
Called the Home Investment Partnership Program and referred to as Program #14.239 in the Catalog of Federal Domestic Assistance, this program expands the supply of affordable housing, particularly rental housing, for low and very low income Americans; (2) to strengthen the abilities of State and local governments to design and implement strategies for achieving adequate supplies of decent, affordable housing; (3) to provide both financial and technical assistance to participating jurisdictions, including the development of model programs for developing affordable low income housing; and (4) to extend and strengthen partnerships among all levels of government and the private sector, including for-profit and nonprofit organizations, in the production and operation of affordable housing. To identify if there are programs in your area, contact your local office of the U.S. Department of Housing and Urban Development
7 Million For Investors Builders And Developers To Build Houses And Apartments
(14.188) Housing Finance Agencies Risk Sharing
10000 To Buy A Van or Talking Computer
Learn how technology can help your disability and money programs to purchase equipment. Contact your state Office of Social Services or Vocational Rehabilitation or Rehabilitation Engineering and Assistive Technology Society of North America (RESNA), 1700 North Moore St., #1540, Arlington, VA 22209; 703-525-6686; 703-524-6639 (TTY)
Visit: www.resna.org
Get 3000 Worth Of Free Tutoring For Your Child
The President’s No Child Left Behind initiative offers free tutoring from private companies to school children around the country. See if you are eligible by contacting your local school board or The No Child Left Behind Program at 888-814-NCLB
Visit: www.nochildleftbehind.gov/parents/supplementalservices/index.html
450000 to Make an Apartment Building Assisted Living
Called the Assisted Living Conversion For Eligible Multifamily Housing Projects and referred to as Program #14.314 in the Catalog of Federal Domestic Assistance, this program provides financial assistance to private nonprofit owners of eligible developments designed for the elderly with a grant to allow the conversion of some or all of the dwelling units in the project into Assisted Living Facilities (ALF’s) serving frail elderly, as defined in Section 232(B)(6) of the National Housing Act. Contact your local office of the U.S. Department of Housing and Urban Development
80 Discounts On Dental Care
can be available from your local dental school. When I lived close to a school I used to use dental schools programs all the time. You get a student to work on you but they are senior students working under the watchful eye of a professor. Most importantly you get the latest in technology rather than old technology you may encounter in an established office. You can save a bundle. Find your nearest dental school
25000 at 0 To Improve Your Home
that’s what homeowners living in Michigan can get! But that’s not the only place in the country that offers money like this. See what kind of goodies your local government offers at
1000 A Month To Pay Your Mortgage
if you lose your job. It’s called the Mortgage Guardian program and it will pay your mortgage for up to 6 months. Check with your state housing association to see if you are eligible for a similar program. Here is the program in Wisconsin
Want to Start a Business But Don’t Know Where to Start
My brand new book, Free Money for Entrepreneurs will show you how. Be the first in line to learn about those grants programs that the SBA says don’t exist. There are over 10,000 programs for people who want to start or expand a business including grants, low-interest loans, loans you don’t pay back, money when the bank says no. Plus hundreds of free services like free help with filling out money applications, free help getting government contacts, free legal help, free marketing help, and more. All you need to start or expand any business for less then $40…
8000 for Start up and Monthly Payments
Georgia provides a voluntary statewide pre-kindergarten program for four-year-olds. The purpose of the program is to provide full day, five days per week, 36 weeks a year program to eligible four-year-olds. The Office of School Readiness provides centers with assistance through money for start-up and monthly payments, training and other resources. Office of School Readiness, 10 Park Place South, Suite 200, Atlanta, GA 30303; 404-656-5957; 1-888-4GA-PREK; Fax: 404-651-7430.
Visit: www.osr.state.ga.us
Nurses Receive Financial Help for Bills
The Nurses House financial awards assist with such needs as rent or mortgage payments, food, utilities, telephone and health insurance. When possible, Nurses House attempts to assist applicants in identifying other potential sources of assistance. Awards will vary depending on the applicant’s level of need. Contact: Nurses House, Inc., 2113 Western Ave., Ste. 2, Guilderland, NY 12084-9501; (518) 456-7858; Fax: (518) 452-3760
Visit: www.nurseshouse.org/
Get 200000 To Start A Ranch
wouldn’t it be fun to chuck the city life and go raise horses out in the country? Well, the U.S. Department of Agriculture has a money program to help you. It’s called Farm Operating Loans and it is for people who want to run small farms or ranches away from traffic that scares the horses. You can actually get up to $762,000 with interest rates as low as 3.75%. Pretty good deal.
Photos Of Grandpa’s Navy Buddies
For those who spent their military years on a ship or in service to the navy, pictures are available to help you remember those exciting times. The U.S. Naval Institute has over 450,000 photographs chronicling the Navy’s ships, battles, and major events. Ship name, hull number, and year of service are helpful in searching for prints. If you request a photo of a ship, make sure to ask for a free two-page history of the vessel to be included with the picture. To purchase a print contact U.S. Naval Institute, 118 Maryland Ave., Annapolis, MD 21402; 410-295-1022
Visit: www.usni.org.
Get 100000 For Doing Business In Certain Zip Codes
you can get a federal tax credit of up to $3,000 per employee if you locate your business in certain areas called empowerment/enterprise zones. Who cares if your business is a few miles further than you would like especially if someone is going to give you a lot a money to be there. For further information and to identify these zones go to
Visit: www.hud.gov/offices/cpd/economicdevelopment/programs/rc/index.cfm
Free Grant Website By Uncle Sam
looks like it should put me out of business. But it won’t. I really should not be in business doing what I am doing, anyway. The government should be doing it. But it is nice they are trying.
Visit: www.fedgrants.gov
15000 People A Month Get Grants For Down Payments
There are a number of non-profit organizations that provide grants to homeowners to pay for down payments and closing costs for buying a new home. These grants normally range from 2% to 5% of the purchase price of the home. These non-profits obtain their money from mortgage lenders and sellers. Housing regulations prevent sellers or lenders to give down payment money directly to buyers. More than 15,000 buyers a month receive grants through this program. To learn more about how this gift-assisted sale works, contact the national association of these organizations called Homeownership Alliance of Nonprofit Down Payment Providers, at 301-941-1907, or web.
Visit: www.downpaymentalliance.org
15000 Grant for Owners or Developers In Small Towns To Fix Up Their Home
Called The Rural Housing Preservation Grants Program and referred to as Program #10.433 in the Catalog of Federal Domestic Assistance, this program helps very low- and low-income rural residents individual homeowners, rental property owners (single/multi-unit) or by providing the consumer cooperative housing projects (co-ops) the necessary assistance to repair or rehabilitate their dwellings. These objectives will be accomplished through the establishment of repair/rehabilitation, projects run by eligible applicants. This program is intended to make use of and leverage any other available housing programs which provide resources to very low and low-income rural residents to bring their dwellings up to development standards. Contact your local office of the U.S. Department of Agriculture Rural Housing Service.
Visit: offices.usda.gov/scripts/ndISAPI.dll/oip_public/USA_map
Get 10000 To Study Concrete
Who would have thought that such money exists? That’s why I wear question mark suits! We would never think of asking for concrete money. But if you’re interested in making big money in the construction industry you should take a look